Ukuba uthenga izindlu ezithengiswayo ngoku eCrimea kwi mortgage?

Nokuba ukuthenga impahla ngoku? Ngokuqinisekileyo lo mbuzo endibulala 99% of baseRashiya, ngoncedo abasoloko benyanzeleka ukuba ukuqesha indawo yokuhlala. Nangona kunjalo, ukuthenga indawo yokuhlala okanye indlu belusoloko ingqalelo enye yeendlela eziphambili inzuzo.

Ukukhetha icebo

Umbuzo wokuba ingaba ukuthenga ipropati ngoku uba kubaluleke phindiweyo ngenxa yokuba lo lwemali US ibiza kakhulu rhoqo, kwaye imali engange Russian abakwazi ukufikelela uzinzo. Ibiya kuthetha ukuba yonke into ilula: indlela engcono ukukhusela imali yabo kwamaxabiso - kukuba ukuthenga indlu. Uninzi lwabemi bethu baqinisekile ukuba amaxabiso zokuhlala kwixesha elizayo uya kwandisa kuphela. Noko ke, xa kuqwalaselwe umba: "Ukuba ndithenga impahla ngoku?" - kufuneka ucinge zinto zilandelayo. Namhlanje, uyakwazi ungaqiniseki uzinzo dollar, le engange kunye neendleko square metre nganye.

Iingcali qaphela ukuba namhlanje kufuneka enze izenzo nokuphololoza kwi nomnqweno ukufumana inzuzo enkulu ngokwabo. Abathengi kufuneka ukhumbule oku kulandelayo: Musa ukulindela ukuba ngenxa yeentlekele welifa yokwenene baya kuwa phakathi kwexabiso. Kunye nabanini indlu kunye neekontraka kufuneka bazi ukuba akukho ukusetyenziswa ixesha elide ukuba alinde de ukunyuka izindlu ngexabiso.

market real estate Primary ukuba kancane kancane

Nokuba ukuthenga impahla ngoku? Kakade ke, ewe, xa kufikwa izakhiwo ezitsha. Ngokwangoku kwakhula imfuno kule ingxenye kwimarike, ukutyala imali kufuneka ibe nguye. Inxalenye ebonakalayo ababhekisi phambili abazange ukutshintsha amaxabiso e engange kunyaka ophelileyo - eli ngxoxo obalulekileyo ukwenzela ukuthenga indlu yokuhlala endlwini elisanda kwakhiwa. Ngelo xesha ke kufuneka ukuba ibe olucothayo kakhulu ukuba enze isigqibo esifanelekileyo, kuba emva kwethutyana iinkampani zokwakha uya kuzivelisela amaxabiso izakhiwo ezitsha ngenxa iindleko ezikhulayo zezixhobo, iinkqubo zobunjineli namandla, nokunyuka kwenzala kwi-mboleko.

Ngaba unokumnceda mortgage namhlanje

kukho inani elikhulu baseRashiya elichaphazelekayo umbuzo wokuba ingaba ukuthenga ipropati ngoku-mboleko (2015)?

Ngokuqinisekileyo lo mbuzo ayikwazi ukuba iphendulwe. Kwelinye icala, ukwanda inzala yebhanki mboleko, kwelinye - iye yasungula inkqubo yokubandakanyeka karhulumente zenkxaso- iinkqubo mortgage yokubolekisa. Ukuba sithethe malunga nezivumelwano zokubambisa ukwakha elitsha, izinto zemalike real estate zaseprayimari kuthengiswa ngomlinganiselo 11-12%. Phakathi kwezinye izinto, ezinye abaphuhlisi zinika phantsi kweemeko ezithile ukunciphisa isixa kwesivumelwano ngeqondo mali, nto leyo kunciphisa ngakumbi ixabiso lwezindlu. Ngoko ke, kule meko, umbuzo wokuba ingaba ukuthenga ngoku real estate mortgage na isisombululo ekhethekileyo. Umthengi a winner: ezigcinayo phezu izaphulelo, ukuba liyavunyelwa ixesha elide ukuba ukubhukisha indawo, oko ufumana intlawulo ngezavenge.

Enoba kunjalo, kuba impendulo yacaca umbuzo wokuba ukuthenga ipropati mortgage khona ngoku. January 2015 iye yabonisa iziphumo ezincumisayo kwi abangakwaziyo ngasentla imarike: Amazinga bank owe-20% kwi-16% (izakhiwo - 14.9%).

Amaxabiso ziya kuba phantsi koxinzelelo

Kwi imarike yesibini obunawo ngokwenene kwakukho imeko ngokungaqhelekanga. Nangona kukho inxalenye enkulu lwabathengisi ezinokuba esigqibeni sokuba inkomfa intengiso, ukhetho ezithile wahlala nangoku.

Enye indlela okanye omnye, kodwa ukuthenga kwigumbi udidi b / y iyavakala ngesizathu esilula ukuba namhlanje, umthengi unelungelo lokuba balawule ngokwemigaqo lwabathengisi, okuthetha - kukho ithuba elikhulu ukuthenga indlu amaxabiso aphantsi. Bayayithanda, ke, kuyanyanzeleka ukuba enze umnyinyiva, kuba akukho ezithile nokuba yokunyuka kwamaxabiso izindlu kwiinyanga ezimbalwa kamva. Kudidi bezinto kuqoqosho yeklasi isaphulelo besukelana amawaka 150.

market real estate iCrimea

Namhlanje, inani elikhulu baseRashiya ucinga ngethemba yokufumana impahla e Yalta, Kerch kunye Sevastopol. sezulu Excellent, indalo entle, umhlaba esisityebi - konke oku kukhuthaza abatyali ukuphuhlisa ishishini kule ndawo ethile geographical, elisandula yaba phantsi kolawulo Russia.

Kakade ke, namhlanje enye imiba ibunzi ke umbuzo wokuba ingaba ukuthenga izindlu ngoku yokwenene eCrimea. Makhe siqwalasele ngokweenkcukacha.

namaxabiso nokunyuka

Coast eCrimea feature na imida ecacileyo, yaye ngoko ke kuwo onke akwanelanga.

Noko ke, ngenxa lexinene nophuhliso lwemimandla yonxweme, ukuba lisekhona ithuba lokuba athathe indawo entofontofo elangeni. Ngokubanzi, i ariya ekhululekileyo nangoku maniphuphume, kodwa oku akuthethi ukuba abatyali-mali kufuneka ungalibali zokuhlala yemicimbi: kulo ixabiso lomhlaba iCrimea kancane kuyanda. Ke zona iindawo ethembisayo (kumzantsi kunxweme eCrimea), ukuba sele 99% kuyo.

Ingaba kuluncedo ukuba bafumane ilifa lokwenene iCrimea ngoku

Kakade ke, umbuzo wokuba ingaba ukuthenga izindlu ezithengiswayo eCrimea kufuneka zijongwe kwiikona ezahlukeneyo. ezithile abaninzi bedidekile nemigaqo esemthethweni yomGaqo-siseko weRiphabhliki, irejista transactions real estate kufuneka kuziswa ngokuhambelana nomthetho Russian, nto leyo efuna umlinganiselo othile ixesha. Kwakhona nezibonelelo ezikwimeko elusizi Peninsula: izinto ezininzi ziye nto walungiswa ukususela kumaxesha Soviet. Kakade ke, ukuze uphuhliso kwezoqoqosho kufuneka kwakhiwe ibhulorho enqumla Kerch Strait. Noko ke, umbuzo wokuba ingaba ukuthenga izindlu ezithengiswayo eCrimea emva ukulawula weRiphabliki ukuya kwilizwe lethu, kunokwenzeka ukuba i-affirmative impendulo.

Ukuba usebenzisa indlela yesandi izimali, awukwazi ukuthenga kuphela ingenelo ubunini ekhaya e Yalta, kodwa ukuba athengise ngayo emva kwexesha elithile. Ukuba indlu yakho ibekwe ezimbalwa seemitha ezimakhulu ukusuka eselunxwemeni lolwandle, i inzuzo evela kwintengiso ingaba ezintathu, njengoko imfuno izinto ezinjalo aku- phezulu.

Thenga indlu eCrimea kufuneka ibe esinye isizathu ezinokuthi ziyaqashwa ngoko nangoko emva kwentengiselwano. Villas, izindlu, nemiqolomba kwiilali iCrimea aphakathi abahlala yokufunwa kakhulu, ngoko eli shishini unokuzisa kakhulu ingeniso elungileyo lonyaka. Kakade ke, phezu ezingaphaya ukubala, kuba inqanaba lenkonzo nangoku amagqabi kangako. Noko ke, ekuhambeni kwexesha imeko malunga noku iya ayinakolulwa.

Ukungafezeki yemithetho

Xa ucinga ingaba ukuthenga izindlu ezithengiswayo eCrimea emva wokujoyina usingasiqithi Russian, kufuneka athi malunga ubukho emoyeni umthetho seyininzi ngenxa utshintsho ukusuka entsimini zomthetho omnye komnye.

A ithuba elililo ukubhalisa intengiselwano real estate kwi eCrimea ilahlekile ngoku, kodwa ke into ayikho kunciphise nemfuno Russian sesakhiwo iiholide. Kwiimeko ezinjalo, ixabiso izindlu iCrimea wenyuka.

Lumkani, imigulukudu!

Kufuneka kuqatshelwe ukuba ukudideka kwisigaba esemthethweni eCrimea babesebenzisa beyifuna zasekuhlaleni. I amaRashiya, ngubani kuyilo transactions real estate ukunika idipozithi, bangamaxhoba nabakhohlisi abazenza abanini zokuhlala kunye izindlu, kodwa ngokwenyani abakho. Inyaniso kukuba namhlanje ukufikelela lobhaliso kuphela, ngoko ukufumanisa ukuba ngubani na umnini esemthethweni kule ndlu kunzima kakhulu. Kuba nzima ukufumana phandle, nokuba kwipropati engashukumiyo naziphi encumbrances ebekiweyo.

Le intsimi zomthetho iCrimea into kunxweme iyaxokozela ukhangela yingozi ngokwemiqathango isibheno utyalo-mali, kunye itshivela, Kakade, sebenzisa yona. Amaxesha amaninzi oosomashishini abanganyanisekanga amaxwebhu fake setayitile kwilifa yokwenene yokuhlala.

Ngokutsho kumajelo eendaba, kuqala kuvala iirejista ikwimo engaqhelekanga, nto leyo ukuba maqhinga ukuqokelela ulwazi oluyimfuneko kumaxwebhu yokuqala uze wenze iikopi zazo.

Izindululo kwabo wagqiba ukutyala imali izindlu of eCrimea

Ukuba ufike kwisigqibo sokuthandana nomntu nokutyala imali yabo kwilifa yokwenene iCrimea, landela iingcebiso enikwe ngasezantsi.

1. Lindela kokuqalisa lokuthengisa real estate: kwiimeko apho imali le ndlu iya kuthunyelwa emva kokuba iphepha ziya kukhutshwa engokutshintshwa amalungelo obunini (igunya yokubhalisa). Kungenjalo unako ukubona, hayi kuphela indlu okanye indlu, kodwa imali yabo. Khumbula, imigulukudu abasendleleni qwa!

2. proschityvaya inzuzo kutyalo-real estate eCrimea, musa ukulibala ekuhlalutyeni amathuba Kwimeko elibi ngezimvo neentlobano zokwazana Ukraine. Kwelinye icala, akukho mfuneko yokuba aphakuzele, ngenxa yokuba ubukho umkhosi Russian ekusingasiqithi - sisisiqinisekiso kokhuseleko.

3. Ukuhlalutya Dynamics amaxabiso real estate ziyenyuka ukuba usingasiqithi kunye amathuba uphuhliso lwamashishini ingxenye yemarike, musa ukulibala amaxesha ngamaxesha ukuba kubekwe esweni ukuphunyezwa kwe kokwakhiwa kwebhulorho enqumla Kerch Strait. Kuphela indlela kwanezo zisebenzisa umzila iintlobo imiyalezo ukwenza siqithi mmandla nempumelelo ngokwezoqoqosho. Ingakumbi ethembisa ngokwemiqathango mali ithathwa kwebhulorho enqumla zaseTuzla siqithi, nto leyo ibandakanya kwisahlulo Kerch ibe ziinxalenye ezimbini.

4. Ukuphuhlisa isicwangciso soshishino ukutyala imali kwilifa iCrimea, kungekhona ukuba bathembele uluvo leengcaphephe zasekuhlaleni. Abazi ukuba zonke bokuqonda kunye ubuqili yenkqubo yezomthetho Russian, ngoko ke khangela amagqwetha, iiarhente real estate, nabayili kufuneka usebenzise indlela uyakhetha.