Yeyiphi okuhle, ukuba kubhaliwe inshorensi, ukuze uhlawule

Komthetho inshorensi enyanzelekileyo kwaphuma ixesha elide, kulindeleke ukuba ufumane i-OSAGO nepolisi ye-inshorensi. Kwaye xa usenza ngaphandle kweli xwebhu, okanye wamshiya ngayo ekhaya, okanye i-inshorensi ekhutshwe igama elahlukileyo, lo mthetho inika ezithile iintlobo zezohlwayo. Kweli nqaku uza kufunda ukuba isigwebo, ukuba akubhalwanga na inshorensi nomqhubi kwi lokuqhuba, ungakwazi ukuhlawula.

Makhe sijonge imeko

Umzekelo, uhamba kebabs Qhotsa indalo. Yaye yintoni kebabs ngaphandle utywala, akunjalo? Masithi umntu onoxanduva kakhulu wagqiba asele, ukuqhuba ekhaya inkampani yonke. Kodwa ke umnini-moto xa inganeli kwi-nkqubo engundoqo ye-inshorensi. Kuba wohlwaywe, yaye kufuneka uye ekhaya. Ngapha koko, njengokuba kwindawo yangoku umqhubi wesithuthi, ezingalweni zakhe kufuneka ibe nkqubo, kungenjalo linokuthi wahlawuliswa zisuswe amacwecwe mvume. Yeyiphi okuhle, ukuba akubhalwanga na intlawulo inshorensi buddy yakho wahlala phantsi emva kweevili ezijikelezayo, uyakwazi ukubhala ngaphandle? umnini wemoto kufuneka ubhale igama kwamandla umhlobo wakho njengegqwetha ukulawula imoto, kwaye akwazi ukusondela kuye. Kulo mzekelo, ukuba i "umqhubi weteksi" nto ebhaliwe le-inshorensi, isohlwayo ubuncinane - engange-300 kuphela, kodwa kuya kusetyenziswa ukuba umqhubi, lowo eqhuba imoto ngaphandle inshorensi, kunye nomnikazi wayo.

Kodwa ke kule meko kukho KODWA enkulu! Ukuba umhlobo wakho ezingabhaliweyo ipolisi yakho inshorensi, kodwa wangena ingozi, ukuba phantsi komthetho ngoku inkampani inshorensi kufuneka ahlawule zonke umonakalo kwixhoba. Nangona kunjalo, kuba oko uya kufumana i parameter nganye-inshorensi, oko kukuthi, inkampani ye-inshorensi iya liye enkundleni ukuze imbuyekezo umonakalo, hayi kubonelelwe mvumelwano inshorensi. Kwaye kuya kuba ezoyikekayo ngaphezu ocoliweyo umqhubi ongekho kule nkqubo.

Yeyiphi okuhle, ukuba anithanga bengakugqali kwezinye inshorensi umqhubi wemoto, ezinikwa umthetho?

Kukho iimeko xa sele ukuhlala ngasemva isondo imoto yomnye umntu okanye umhlobo wakho okanye isalamane wacela ukuba umatshini wakho ngelo xesha. Unalo ithuba kuyilo inshorensi MTPL kungena abaqhubi eziliqela kunye mvume elisebenzayo lokuqhuba. Ukuba wahlala emva ivili enye imoto, yaye akukho ulwazi ngawe kwi-inshorensi CTP, ngoko uya kuhlawuliswa, baya kwenza ingxelo yolawulo ebonisa izizathu ephula Siqendu kwi Code Administrative. Umhloli uya susa amanani serial ukusuka emotweni. Yintoni na isohlwayo? Ukuba akukho wangena kwi-inshorensi - kuya kufuneka ukuba uhlawule malunga 800 engange. Izithintelo kusetyenziso isithuthi ukuba zisebenze nje oonobangela eceleni ukuwisa izohlwayo. Nangona zingadlulanga iiyure ezingama-24 emva kokuba kuhlawulwe isohlwayo ukuba asebenzise isithuthi kunye ukufika khona yakho kwangexesha.

Yintoni ekufuneka yenziwe ukuba siphephe ahlawuliswe endleleni?

Cela umnini emotweni ukuze anyamekele yokuba babhaliswa kuluhlu abaqhubi, kufuneka isebenze le isithuthi. Kwaye ngoko ke akukho kuphinda uya kuba umbuzo ukuba ufuna ukungena kwi-inshorensi abaqhubi abafanelekileyo ukuqhuba.