Yintoni irenti? Kwaye kutheni na

Ngamnye wethu kanye beva irenti, akunjalo? asinguye wonke umntu uya kukwazi ukuchaza ngokuzithemba le nto ithetha ntoni. Makhe sibone ukuba yintoni na irente. Oku a ukudluliswa ngokuzithandela kwempahla okanye inxalenye mhlaba lomnye umntu. Kulo mzekelo, yonke impahla transferred kufuneka zigcinwe ngendlela efanelekileyo kwaye ngexesha elililo kuhlawulwa.

Intlawulo kuba imali kuphela, kodwa ezinye iintlobo yokubala, oko kumiselwe kwisivumelwano kwerente. Oku kunokuba iziyobisi bethenga, ulawulo buso okanye epheleleyo yekhaya, yokunyamekela umnini abagulayo njalo njalo.

Ekwenzeni isivumelwano kwerente lidwelisa zonke iimeko kunye noxanduva omabini amaqela. Ngokutsho ngokwemvumelwano kwempahla irente iba yipropathi Mhlawuli okanye ngoko nangoko emva kokuba ukusayina, okanye ngelinye ixesha ukuba ugqibe ngamaqela omabini. Isivumelwano kufuneka siqulathe, njani ixesha elininzi umnini wangaphambili uya kubhaliswa khona, yaye uya kuhlala kwi kwigumbi elide kangakanani.

Yintoni irenti neentlobo zayo? Baya lungahlulwa-hlulwa zibe ngamaqela amathathu: Ukugcinwa ubomi, abasisigxina kunye ubomi kokuxhomekeka. Ziyashiyana ubungakanani kunye ngokwemiqathango yokuhlawula, kule fomu. Yintoni na annuity rhoqo? Le kuhlawulwa abemi okanye imibutho engenzi-nzuzo. Ukwenza olu hlobo annuity esizalwa, okanye ngokulandelelana.

Yintoni na annuity ebomini? kwaye eyahluke ngayo ukusuka rhoqo? Oku uyakwazi ukufumana abantu kuphela. Olu hlobo annuity ayikwazi yimfuzo, ngenxa yokuba iintlawulo annuity mandatory kupheza ngomhla xa ukufa kwenzeka irente-balwamkele. Umonakalo okanye ukutshatyalaliswa kwempahla kukhutshelwa phantsi isivumelwano akuthethi simaphulele Mhlawuli kuyo nayiphi na imisebenzi yayo ukuhlawula iintlawulo ezifunekayo.

Life Annuity kokuxhomekeka kuthetha ukuba irente-balwamkele igxalaba impahla yakhe ubunini umhlawuli, nto leyo, uthembisa ukuba kuphunyezwe unyango lobomi kunye abaxhomekeke.

isivumelwano Annuity kufuneka kubeka kubameli nabhaliswe ngendlela emiselweyo.

Ukuza kuthi ga ngoku, abaninzi kule ndlu sibe sibi ngokunye isikroba. Okwangoku, imizi emikhulu kukho arhente ukuba abandakanyeke imicimbi enjalo. Ngokuqhelekileyo, elo nyathelo izihlobo abadala, ulilolo okanye kulityalwa abantu nje awuna mali yaneleyo ukuze baphile.

ezincinane ezingemnandi imicimbi enjalo kudla oko abasebenzi arhente kunye abangahlawuliyo musa ukwazisa umhlala lakhona malunga lwesayizi yokwenene irente. Ibinzana elithi "ezintlanu (okanye ngamanye amaxesha amabini) ubuncinane umvuzo" ajongwa indoda endala, njengoko "izihlandlo ezihlanu ngo-4000," nangona enyanisweni izihlandlo ezihlanu $ 100.

Nangona le meko ngokucacileyo sikweni, Russian mthetho minimum wage (4,330 engange) kwisivumelwano ngonyaka akavumeli. Nangona yokuba ngoku lo oyilwayo kwi kuqheleke imeko zokufunda yokuqala, ngoko ke akakafiki kudlule. Ngoko ke, abadala, wathunyelwa ubunini kumakhaya abo, endaweni kulindeleke amawaka asibhozo engange ziya kufumana ezimakhulu mabini.

Angamisa okanye kuphuthise isivumelwano olunjalo ukuqesha umyalelo wenkundla, kodwa kube nzima kakhulu. Kufuneka nalungele kwaye kakuhle ihlawulwe abakwaziyo ukubonisa ukuba alikho semthethweni elo yingisela.

Ngoku uyazi ukuba irente, kwaye ukhetho tye wena - ukubhalisa okanye hayi.