Njengoko pawnshop ayivavanyi ipropati kwaye kunokwenzeka ukuba abeke: Inkqubo yemfundo for kubaboleki ezinokubakho

iimeko ukuphila ezahlukeneyo - ezimnandi akunjalo. Uninzi lwabo ngazo kukuba ngokukhawuleza kufuneka imali; ngokuba isipho okanye umsebenzi ukuthenga nantoni na iimeko kakuhle kakhulu okanye umonakalo kwingozi ziyenzeka na ityala lakho. Kakade ke, ungaphindela ebhankini, emva kokuba eqokelele amaxwebhu ayimfuneko. Kodwa yintoni ukwenza ukuba ingxelo ihlabela mgama umzuzu kwexesha okanye imbali nkonzo sonakaliswe (kwaye oku ngumba obaluleke kakhulu ukuba iibhanki)? Inceda iziko lamatyala, mboleko olubekwe yi izinto zexabiso - a pawnshop. Indlela ukuxabisa izinto kula maziko kwaye ngento enye kufuneka wazi bokuqonda okunamandla obolekayo? Siza kuthetha ngale nto kamva.

Nokuba kuyimfuneko ukuba isicelo nenkomo?

Kaninzi abantu zithetha pawnshops uphambene. Kodwa le nto nje bazibandakanye. Indlela pawnshops ukuphonononga izinto kwaye wenze njani kamsinya mboleko, abemi abaninzi Russian ukuvavanya uphuhliso yeengxaki zemali, nto leyo eye kunyanzeleka abaninzi ukukhangela imali "fast". Musa ukoyika ukuba isibheno pawnshop, sonile kuwe phezulu igama lakho okanye ube lixhoba lokuphangwa. Khetha umbutho ethembekileyo kunye namava omsebenzi eqinileyo, unako ukubala:

• isicelo processing fast (ngumlinganiselo wemizuzu engama-10);
• zifumana inkxaso-mali ukuba unayo yokundwendwela, yaye kuphela impahla zexabiso;
• nomphumela omuhle nkqu 'uyazicima "kwimbali yekhredithi (kuba pawnshops akunamsebenzi kwiimeko ezininzi);
• ingqibelelo kunye nokhuseleko izibambiso kwakho ngenxa ixesha ngetyala;
• ithuba ngaphandle iingxaki ukubuyela zabo impahla, phantsi kweemeko intengiselwano;
• kwenzala eyaneleyo.

Ngoko ke, ukuba uthe ngokukhawuleza udinga imali, kwaye ulindele ukuba ukuvunywa mboleko kunye ebhankini ixesha elide kakhulu, okanye akunakwenzeka kwi siseko ngenxa yezizathu eziliqela, isibheno pawnshop - yindlela ebekekileyo kuloo meko.

Njengoko pawnshop ivavanya impahla?

Xa iziko ngalinye ezinjalo inayo uluhlu yayo ixabiso, kunye neenqobo. Uhlolo izinto pawnshop olwenziwe kuthathelwa ingqalelo:

• ixabiso lweentengiso;
• zenzekayo ngoku;
• phambi / ukungabikho isiqinisekiso;
• ekukhuliseni uphawu;
• indlela ukusetyenziswa kwepropati malunga xesha mboleko.

Ngokomzekelo, xa shop nenkomo ikomkhulu likaThixo Zalogator (zalogator.ru) Akanakwamkela ukuya kwi-95% yeendleko iimoto nje seyure. Enyanisweni, uya kuba nako ukusebenzisa isithuthi - oko uya kuxhoxha lot yokupaka mbutho. Njengoko pawnshop ivavanya ipropati (kulo mzekelo - iimoto), wena nabo abavumi ukuncama? Ukuya ku 40-50% kwixabiso lemarike isithuthi uya kufumana ezandleni zakho, Ukuba ushiya isibambiso ipaspoti lobuchwepheshe kuphela. Kwakhona kulo mzekelo, ukuze kwandiswe ixesha isicelo, imbali ngetyala ziya kuthathelwa ingqalelo, indawo ubhaliso iimoto, njl Beyond avezwa ngakumbi ngenxa yokuba nenkomo kuthatha kubungozi ngakumbi, ikunika mboleko xa wayephuma isithuthi onayo.

Ziziphi ezinye izinto unako ukubeka kwindawo pawnshop?

• ezithengiswayo kunye nomhlaba webali.
• Ubucwebe - elilinganiswe ubunzima isampula kunye nobuninzi nomgangatho namatye anqabileyo ayiqukwanga.
• Iiyure brand imali eninzi - umzekelo, Casio, Orient, Citizen, kunye nabanye.
• impahla engaphandle eyenziwe ngethwathwa noboya - yamkelwe kuphela zikwimeko entle.
• Imishini Household - okwabangela ubukho / kungekho siqinisekiso, iwonga le lophawu, lezipho kwesixhobo.

Kuya kufuneka malini ukuba overpay?

Ngoko ke uyazi yintoni iinqobo ukuhlola pawnshops izinto. Kuhleli ukuba yeyiphi na ipesenti egqithisileyo. Ngokuqhelekileyo, iivenkile nenkomo omnye yokugcina imini ngummeli wowona kuthatha 0.5-1% yale mali-mboleko. Ngenxa yoko, ngenyanga "ithontsi" elidlulileyo kwi-35%. Ukuba ngaphakathi inyanga uza kuhlawula rhoqo inzala, kodwa akayi kuba nako ukubuyela-mboleko ngokwayo, le pawnshop kungalandisa deal, kwaye Irhafu kuncitshiswa kancinane. Kuba abo baye kulibazisa intlawulo inzala, izinga iba kabini. Ukuba akukwazi ukuhlawula ngexesha kunye pawnshop, kwiipropati ziya kuthengiswa entlanganweni kugubungela ilahleko zabo.