PayPal: oko kukuthi, ukuba usebenzise indlela, ukumisa njani? Izimvo inkqubo yentlawulo yelizwe PayPal

Phakathi iinkqubo yentlawulo ngekhompyutha abaninzi kwi Internet, ngaphandle yeyona inkulu kwaye inokuthenjwa - PayPal. Yintoni "PeyPel" nokuba ukusebenzisa njani na, nokuba intlawulo ngokwenene akhuselekile ngokupheleleyo? Uninzi lwabantu oku uyathandabuza, kodwa kwangaxeshanye, baye kade nokubhalisa ngokuzithandela ngokunciphisa ngokwethu amathuba olunika nkqubo. Kuba umsebenzisi ongenamava PayPal kubonakala inkonzo entsonkothileyo kakhulu, kodwa ke akukho nto eyoyikisayo okunene, kwaye kufanelekile ngokuthatha ixesha elithile ukuqonda, kuba iingenelo zale nkqubo enkulu ngokwenene.

Imbonakalo inkqubo yentlawulo yelizwe PayPal

Ukusebenza ngayo yahlukile. Nangona oku ebhankini, kunye nenkqubo debit, oko kuxhomekeke imithetho sisebenza nje kwicandelo logcino. Imisebenzi le nkampani mvume kumazwe amaninzi ehlabathini lonke. E Australia, umzekelo, inkampani wafumana imali ebhankini kunye mboleko ilayisenisi eyodwa.

PayPal Corporation wabonakala ngoMatshi 2000 yaye ngexesha elifutshane ikwaze intembeko zabathengi. Mhlawumbi ezimbalwa iinkampani ezifanayo ziye utyalo abathengi njengoko kwakunjalo PayPal. Yintoni na ke wenza ukuba aphumelele olukhuphiswano? Xa qhinga engaqhelekanga kwaye silwe, nto leyo efunekayo utyalo ezinkulu - oko wathenjiswa $ 20 ngalinye ngumxhasi inxaxheba.

Ekuqaleni le nkqubo ijoliswe ngotyefezo elektroniki eBay ubuncinane inkampani enkulu, leyo kweminyaka emibini kamva, emva kokusekwa waginya PayPal. Lo msebenzi olulungelelanisiweyo yathatha ixesha elide, kwaye kuphela ekuqaleni kuka-2015 inkampani yahlulwe kwakhona. Kukhuphiswano kwimarike yamazwe ngamazwe kwentlawulo elektroniki PayPal waba yinkokheli egqibeleleyo.

Izinto eziluncedo inkqubo yentlawulo yelizwe

Abathengi abasele iminyaka emininzi i fan of "PeyPel", ichonge izinto ezinkulu, kuqala na ukuthembeka kunye nesantya kweentlawulo, kungakhathaliseki lizwe kubekwe apho otyalayo.

Kakade ke, xa kuthelekiswa nezinye iinkqubo ezininzi, it has ngokutyumzayo PayPal mkhulu. Yintoni na, umzekelo, impikiswano phakathi kwabasebenzisi, ukuba intengiselwano ayikagqitywa? Ingxabano phakathi ngumthengi kunye umthengisi ikuvumela ukuba ufikelele isisombululo ukuba ukwanelisa zombini, kodwa ukuba amaqela abavumi, imbambano uya ibango, nto leyo iya kuqwalaselwa abasebenzi PayPal. Ezi zixhobo ngempela eyenza abanye abasebenzisi, kodwa ezi nobunzima zenzelwe ukuqinisekisa ukhuseleko kwiintengiselwano. Ngoko ke, lo isithintelo iguqulelwa iadvanteji.

Loo "PeyPel" kwenza kube lula ukuphumeza kuzo zonke iintlobo zibe ngaphandle zokutshintshelwa ebhankini kunye yokutshintsha imali. Nangona kunjalo, lo exchange kwakuza kufuneka achithe ukuba ufuna ukongeza imali kwi PayPal wakho okanye watsala imali ukuba ikhadi lebhanki.

Iimpawu yosetyenziso PayPal eRashiya namazwe ico

Amazwe athile iwonga ezahlukeneyo kwinkqubo ye nokumelana kunye nezithintelo. Kude kube kamva nje, eRashiya PayPal azakubalulwa yokuba kungenzeka kuphela ukuba negalelo akhawunti aze ahlawule ngoncedo ukuthenga kwi-intanethi. Ngokukodwa, kuba ukuthenga izixhobo ezinkulu ezinjengezo eBay okanye AliExpress. Kodwa ukuba ukurhoxisa imali evela nkqubo akwenzeki. izithintelo ezifanayo e namaqondo onke amazwe ico. Noko ke, kutshanje, eRashiya lafumana inkxaso kwimeko, kwaye ngoku eRashiya banethuba ahlawule hayi kuphela ukuba kuthengwe, kodwa kulisusa imali sengozini.

Zimbalwa izinto zimbi ngaphezu eUkraine kunye Belarus. Kazakhstan ngokwentelekiso usanda kujoyina i nkqubo kwaye nayo ibekwe kwindawo ukulinganiselwa ezisebenzayo. Kusenokwenzeka ukuba kwixa elizayo, abantu kula mazwe, kakhulu, iya kuphucuka. Ngapha koko, xa siqwalasela indlela ntlawulo njengesixhobo, phakathi iindlela ezininzi lula ukwandisa imida, oko kuya kuba PayPal. Yintoni nokulindelekileyo elifutshane xa kuthelekiswa ngesantya esiphezulu ukuthumela nokufumana iintlawulo phantse kulo lonke ihlabathi?

Bhalisa ku PayPal

Ukuqalisa ukusebenzisa le nkqubo, kufuneka ugcwalise iphetshana yobhaliso elula. Le nkonzo simahla, akukho ntlawulo wona kufuneka ukuba wenze. Kubalulekile ukwazi ukuba xa ubhalisa kufuneka ukhankanye data yakho yokwenene, ukuba ukungena ngokuchanekileyo, okanye beze isiteketiso, ngoko akhawunti ekuhloleni uya kwaziwa web fake kwaye ngenxa yoko baya ivaliwe. Yiyo loo nto nayiphi imiyalelo ungakwazi ukumisa PayPal ngaphandle kokwenza naluphi data yokwenene kungeyonyaniso kungabangela lock akhawunti.

Phambi kokubhalisa, kufuneka wenze isigqibo sokuba ubume ufuna ukusebenza kunye nenkqubo: njengomthengi okanye usomashishini. ikhawunti eziqhelekileyo ezikhutshwe ngaphandle kwentlawulo, ngoko kusenokwenzeka ukuba uye kwinqanaba elilandelayo, ukuba kukho umnqweno onjalo.

Emva kokukhetha indlela lizwe kunye nobume umsebenzisi kuya kufuneka ukuba kuqwalaselwe ukuqaliswa email, password kunye nedilesi ye email, kwakunye nemfuneko ukubophelela ikhadi lamatyala - ngoko usebenza PayPal. Indlela yokusebenzisa inkonzo yentlawulo? Oku kunokwenzeka kuphela ikhadi lebhanki libotshelelwe, ekufuneka akhangele igama kubhaliso.

Ngukhuleka ikhadi lamatyala

Elinye inyathelo elibalulekileyo ezidingekayo ukuqalisa ukusebenza kunye nenkqubo, nguye olubophelelayo ikhredithi khadi kwi-akhawunti yakho. Oku kwenziwa ukuze abe nako ukusebenzisa le mali kwi-akhawunti okuhlawulela iimpahla neenkonzo ezahlukeneyo kwi-Internet, ibe phezu kweli khadi bangayirhoxisa imali evela kwinkqubo.

Kufuneka ufake inombolo, umhla wokuphelelwa kunye nekhowudi ibekwe phezu ngasemva kwikhadi. Emva koko, inkqubo izaku khangela zonke. Kunqweneleka ukuba akukho ikhadi lamatyala, idebhithi, ukuba intlawulo. PayPal uthatha ikhadi imali encinane imali ukuvavanya amathuba zoqhagamshelwano kunye nokudluliselwa kwemali. Ngokuqhelekileyo $ 1.9, kwaye ayithethi ukubiza intlawulo yeenkonzo. Xa wekhadi iqinisekisa ukuba notsalo ezenziwe nolwazi lwakhe, yaye ngokufanelekileyo, ikhadi uthathwa qinisekiswa kwaye imali zibuyiselwe kwi-akhawunti yebhanki.

Intlawulo ukuthenga kufumana iintlawulo

Eyona bekhululekile kule nkqubo kukuba esibonakalayo umthengi ebomini ezininzi, oko ncam. Uyilo elula ibonakala, khangela ulwimi olufunwayo olubekwe, ngoko, kuba umsebenzisi Russian-uthetha engenakwazi IsiNgesi akukho zingxaki. Yenza PayPal ikuvumela ukuba uthumele imali konqakrazo nje ezimbalwa. imali ngokwahlukeneyo elawulwa kwindlela musa ukuba, PayPal kanga kwimephu eqhotyoshelweyo abanyuse kunye naye.

Ukuthumela imali omnye umsebenzisi kwenkqubo kufuneka nje ukwazi ungubani, oko kukuthi, idilesi ye-imeyile. An caveat ebalulekileyo: abemi Russian kwi zokuhlala macala ukuthumela engange kuphela, kunye namanye amazwe, kukho ekubaleni dollar.

Ukuze ufumane imali ngaphakathi umda wakho wenyanga akufuneki ukuba libhalise usomashishini okanye inkampani zorhwebo, oko lifunwa kuphela ukuba phakathi umda uba ezixineneyo kufuneka iindlela compact ngakumbi ejikeleza. Imali idluliselwa phantse ngoko nangoko.

PayPal Iimpawu: imida kunye nokhuseleko

Umda kwemali enokusetyenziswa kunye PayPal, ngokuxhomekeke kwinqanaba yokuqinisekiswa akhawunti. Ukuba usebenzisa i-akhawunti engaqinisekiswanga ukuba umsebenzisi achithe okanye uthathe akukho ngaphezulu kwe-15 amawaka engange okanye imali amazwe imali elingana ngosuku. Umda ngenyanga ukuhamba kwemali kwi-akhawunti ngu amawaka 40 engange. izithintelo ezifana ngenxa yezizathu zokhuseleko obekwe kwinkqubo abasebenzisi PayPal. Indlela yokusebenzisa le inkululeko enkulu bandise umda? Kwanele Kwathi ukuqinisekiswa akhawunti.

Kukho iindidi ezimbini yokuqinisekiswa kwinkqubo: lula kwaye iphelele. Emva kokuphumelela umda lula inyuswe ukuya engange 60 lamawaka ngosuku yaye ukuya ku amawaka 200 ngenyanga nganye. yokuqinisekisa epheleleyo kwenza kube lula ukuthumela ngexesha elinye-ukuhlawulwa ukuya ku 550 lamawaka engange, oko konyusa kakhulu amava umsebenzisi.

Indlela Kwathi ukuqinisekiswa akhawunti ngokupheleleyo?

Ukuze ufumane inkululeko eliphezulu zemali kule nkqubo kuyimfuneko ukuqinisekisa ngokupheleleyo ungubani. Nalu uluhlu langoku lolwazi, esibonelela ukuchongwa epheleleyo PayPal umsebenzisi, lo myalelo ilula kakhulu:

• data ipaspoti;
• inombolo yefowuni ephathwayo;
• Inombolo yobhaliso imo oyikhethayo (number of-akhawunti inshorensi yebhanki yakho, VAT, inyanzelekile inombolo nepolisi ye-inshorensi yezonyango).

Izikim umsebenzisi uqinisekiso elolu hlobo efumanekayo kwiinkqubo intlawulo phantse yonke enkulu ngokwaneleyo.

PayPal Commission

Xa uthumela ethunyelwe inkonzo PayPal uwunike umrhumo ngokuxhomekeke kwisixa kwiCEMIS. Ukuba emva kokugqitywa intengiselwano abazange inkcitho akhule bamangaliswa bayacetyiswa ukuba afune isixa esipheleleyo sentlawulo, oko kukuthi, kunye neKomishoni.

Hlawula into engange, oko kukuthi, ngaphakathi eRashiya, okanye uthumele imali ngaphakathi kwilizwe kubakho, kodwa kuphela ukuba ukusetyenziswa kwemali, nto leyo ke PayPal akhawunti zasekhaya. Ukuba kweemali transfer imali kufuneka athathe ikhadi lebhanki letyala, le khomishini 3.4% yesixa igqithiselwe kunye engange 10 ngento enye.

Xa ukufudusa phesheya obekwa imali eyongezelelweyo. Kuxhomekeka ilizwe ikhomishini yomamkeli ivela 0.4% ukuya kwisi-1.5%. Noko ke, kunokwenzeka ukuba akhethe umhlawuli kwe khomishini, kusenokuba kuhlawula zombini umthumeli yento transfer. Ekwenzeni nawuphi na umsebenzi, le nkqubo iza kukushukumisela ukuba ihlole uluhlu lwe mirhumo.

Olongezelelweyo kuqinisekisa ukhuseleko transactions

Kwidabi lokulwa inkqubo yentlawulo PayPal Izikim ubuqhophololo kunye nabathengi lobuqhetseba inika lock logama nje umthengi ongawamisiyo izinto zifunyenwe. Kuphela emva kokuba umthengisi ufikelela kwingeniso yayo. Mhlawumbi ubonakale umntu ungqongqo, kodwa ziyafumaneka kwi ncomo PayPal ukuqinisekisa ukuba le nkqubo ngokupheleleyo zizizathu. Ukuba umthengi asikazifumani iimpahla, okanye ayithethi tshatisani inkcazo, oko unelungelo kwiintsuku ezingama-45 ukuya umngeni lungamkeleki.

notsalo

ERashiya, kude kube muva bekunokwenzeka ukuba barhoxe imali evela kwinkqubo, ngoko kukho iseti iinkonzo Internet, ukuyibonelela le nkonzo ngentlawulo. usebenziswano enjalo, le khomishini phezulu ngokwaneleyo, ngoko ke xa emisela ishishini kwi Internet kuyimfuneko ukuze bakuthathele ingqalelo. Okwangoku, sites sonaniso abangabemi kwamanye amazwe ico, xa kukho imfuneko ukuze ufumane imali kwi-akhawunti yakho yebhanki okanye kwenye inkqubo yentlawulo evela PayPal. ncomo Umsebenzisi uqinisekise - iinkonzo zisebenza nyani, kodwa khomishini akonwabanga.

Nangona kunjalo, ngeli mzuzu eRashiya kukho ithuba ngaphandle inzala kunye naziphi na iintlawulo ezigqithisileyo ukuzisa imali kwi-akhawunti yebhanki. Kwanele ukuba ukhethe i-ayithem yemenyu "notsalo", le nkqubo iza kuqhuba-akhawunti yakho yebhanki. Indlala kuphela - umsebenzi kuthatha iintsuku zokusebenza ezi-5 ukuya ku-7. Nge e-mail kunye isaziso eyimfuneko zithunyelwe.

I PayPal akukho deal enkulu - Yandisa amathuba zakho!