Yintoni ikhadi lebhanki letyala, kwaye xa uyifuna

Kutshanje, inxalenye enkulu yabantu kwilizwe lethu awuyazi into amakhadi zikhoyo nokuba zezantoni abafuni, yaye emva kweminyaka embalwa, phantse wonke umntu ubuncinane omnye ngale ndlela intlawulo. Ukuba ukunqongophala namava ukusetyenziswa kwemveliso zebhanki ngenxa yokuba abantu abaninzi abayiqondi into ikhadi lebhanki letyala, kwaye - debit, nokuba zahluke njani. Ngaphandle kwento yokuba ubhaliso lwalo naliphi na abasebenzi yebhanki ikhadi ukuchaza ezinye izibonelelo ezisisiseko, eyona nto ibalulekileyo idla cwaka, ngoko kufuneka baqonde ngokwakho.

Okokuqala, kufuneka siqonde ukuba yintoni credit card nokuba yintoni na ukuba. It luxwebhu intlawulo kunye nokuhlaliswa ukuba wakhutshwa ipleyiti ababezibiza yeplastiki ngokwaneleyo ubungakanani omncinane. Kwezinye iimeko, indlela yokuhlawula kunokuba nje, kodwa ke imali efumanekayo iya kuba ncinane kakhulu. amakhadi ingasetyenziswa sokuhlawula ikheshi kuzo naziphi iimpahla okanye iinkonzo, ukuba womnatha intengiso lixhotyiswe ngezixhobo ezifanelekileyo, athi ingcaciso evela zosasazo kwaye ithumela isicelo ukuya ebhankeni ukugunyaziswa kwentlawulo.

Ngexesha iseshoni yonxibelelwano kunye computer centre kwee siqinisekisa ubukho imali efunekayo intlawulo kwi-akhawunti lomthengi, ngoko ivumela okanye akavumi ukwenza notsalo. ubukhulu mali kusoloko kuxhomekeke kwimiqathango ikhadi sikhutshwe phantsi kwayo. Ukuba lona, gqibezela imivuzo, i-credit ekhoyo iza kuxhomekeka izixa kweentlawulo ngenyanga xa umxhasi ligqibe ekubeni likhuphe "ikhadi lamatyala" ngokwabo, uya kwandula ke kufuneka isiqinisekiso sengeniso kwiinyanga ezi-6 zokugqibela, okanye ubukho i Ukukhutshwa-akhawunti yebhanki.

Apho unako ukufumana iindlela electronic yokubhatala

Ukulungiswa kwamaxwebhu Cacisa ukuba yintoni credit card, kwakunye nemigaqo yokusetyenziswa kwale nkonzo ukuba ebhankini umsebenzi, kodwa ukuba zange, ungacela imibuzo ngokwakho okanye umnxeba ebhankini hotline uze ufumanise zonke ezinomdla mathuba khona. Oku kucingwa ukuba inokuthenjwa ikhadi lamatyala Visa, ebelisoloko elenziwe. Abanye umba banks kunye namakhadi MasterCard, kodwa kabuhlungu kakhulu, kuba mboleko ezincinane kuphela. Ukuba uMthengi uye elihle imbali ukusetyenziswa kwezi mali, emva kwethutyana imali a kunokwenzeka credit inganyuswa yibhanki ngokwayo okanye xa kwenziwe isicelo soko.

Indlela yokwenza makhadi

Okwangoku, kukho iindlela ezininzi zedizayini ikhadi. Ngaphambili, le nkqubo lwenziwa kuphela xa ukutyelelwa ebhankini, kwaye ukuphunyezwa onke amaxwebhu kuthatha ixesha elininzi. Kakhulu kutshanje, kwakukho ithuba loku-odola amakhadi ngetyala phezu Internet, kananjalo kube lula ngakumbi bexakekile zomsebenzi kwaye akunakwenzeka ukuba kude ixesha elide naphi na. Kulo mzekelo, umxhamli kunyanzelekile ukuzalisa isicelo anketu- kwisayithi, ukukhankanya indawo apho yonke idatha kuyimfuneko, thumela ku ebhankini kwaye yilindele impendulo. Nangona kunjalo, qaphela ukuba umntu akakwazi ngempela ukuba ikhadi lebhanki letyala, kwaye uqinisekise ukuba xa efuna oko, kungcono okanye inkunkuma ubhaliso lwawo, okanye ukutyelelwa ebhankini ukuze ufumane ngokudlana. Kufuneka kwakhona Makusoloko kukhunjulwa ukuba iikhweshine kuyimfuneko ukuba ucacise kuphela ulwazi engamanga, njengoko abasebenzi ibhanki leyo kufuneka uqinisekise imbali umthengi kunye nedatha yayo.

yebhanki nganye-nkqubo yayo kwi ngokukhutshwa nokulungiswa credit cards, ngoko nokuba kwiziko lemali omnye wala ukukhupha kuyo, ungaphelelwa lithemba. Kakade ke, iinkcukacha ukungathembeki ngakumbi kwaye ezivela obolekayo, kungona umyinge wenzala mali, nangona kunjalo, oku umngcipheko nengqiqo, ukuba lonke ixesha lokuhlawula.