Indlela ukuba imali evela VTB, Sberbank? Otolika akukho ikhomishini

Phantse wonke ummi welizwe lethu, kukho enye, okanye amakhadi zeplastikhi eziliqela. Zinokusetyenziswa kuphela ukwenza ukuthenga ezahlukeneyo, ukuhlawula iinkonzo, kodwa ethunyelwayo nekhawulezayo ikhadi omnye komnye. Kwaye ke, inkqubo usoloko yalula, ingakumbi xa ibhanki ezimbini zakhutshwa iziko wezezimali. Kodwa kuthekani ukuba ntoni xa banendawo iibhanki ukuba ezahlukeneyo ngokupheleleyo, ezifana Sberbank and VTB? Emva koko sifanele silindele ikhomishini. kodwa njani ukuba imali evela Sberbank, VTB, naziphi na iindleko ezongezelelweyo? Yaye ngaba kusengqiqweni ukuba wenze le nto?

Into ekufuneka uyazile wenze le nguqulelo?

Enye ukhetho kukusetyenziswa transfer loo ebhankini ekude. Ukuze le nkqubo ikhutshwa phandle, kufuneka kuqala uvule umsebenzi. Kunokuba ibe "Sberbank Online" okanye "VTB 24". Kodwa njengokuba siqwalasela umzekelo ngokuthumela imali amakhadi zeplastiki VTB ukuya Sberbank, uguqulelo yesibini elawulwa-kude kakhulu efanelekileyo.

Ukuba zebhanki inkonzo efanayo VTB na uxhulumanisa, qiniseka ukufumana inombolo yeakhawunti kunye iinkcukacha zebhanki njengotshaba. Fumana ulwazi ungakwazi ngokutsalela umnxeba ye-Savings Bank okanye umntu ngokutyelela kwelinye lamasebe bakhe abasenyongweni. Umzekelo, ukuba kufuneka VTB khadi kunye neenkcukacha zawo, ungatsalela umnxeba i multi-channel yebhanki yomnxeba reference: 8 (800) 200-77-99. Ukuba ufuna iinkcukacha Savings Bank kwekhadi, ulwazi olufanayo wokwenene, nceda tsalela: 8 (800) 555-55-50. Ngokukodwa, ufanele wazi:

• BIC.
• Igama elipheleleyo (wekhadi).
• Yabahambi.
• akhawunti intatheli (inombolo ye-akhawunti iveze).
• inombolo yekhadi.

Ngaphandle kwezi iinkcukacha nolwazi (umzekelo, ukuba ngaba unayo nayiphi na inkcazelo malunga Isalathisi omnye kuphela) umsebenzi awukwazi ukwenziwa. Ukuze ufunde indlela imali evela VTB, Sberbank nge ATM, xelela on.

Zeziphi ezinye iindlela ezikhoyo?

Ukongezelela ekusebenzeni kunye nenkonzo ekude, kukho ezinye iinketho eziliqela ngokudlulisela imali ebhankini omnye komnye. Cinga abo zixhaphakileyo. Umzekelo, oku ukuthenga kwemali inokwenziwa kusetyenziswa ATM. Le ukhetho yesibini ibandakanya intlawulo imicimbi yemali kunye ukutyelelwa lwamasebe kwiziko lemali. Ke ekugqibeleni, uhlobo yokugqibela intlawulo ngesiqhelo lwenziwa ngokusebenzisa isicelo ekhethekileyo mobile. Kodwa indlela imali evela VTB, Sberbank, usebenzisa iselula okanye smart? Kwaye ufuna ukwenza i operation ukudibanisa kwi internet nokuba?

Indlela ukwenza inguqulelo ukubhankisha internet?

Phambi kokuthumela imali evela Sberbank, VTB, yenze la manyathelo alandelayo:

• yiya kweli ziko lewebhu le yebhanki;
• ngemvume ngenxa yebhanki yakho virtual;
• khetha i tab "Iintlawulo" emva koko "Translations '(oku kufuneka ubonise kwenye ibhanki);
• ukubhala iinkcukacha ezifanelekileyo.

Emva koko singakwazi ukwenza intlawulo. Musa ukulibala ukuba akhawunti yakho kufuneka imali efunekayo. Ngokuqhelekileyo, ubungakanani ikhomishini kulo mzekelo akuyi kudlula 0.6-1.6% yemali (20-1000 engange). Nantsi indlela imali evela VTB, Sberbank phezu internet. Kuphela translation, kuba ubaleka phakathi amaziko ezimbini ezahlukeneyo ngetyala, nokuba yalibaziseka iintsuku 3-7.

Indlela yokwenza udluliselo usebenzisa i ATM?

Enye indlela lokuphunyezwa zezi ntengiselwano zemali kucingwa ukuba ukusebenza kunye ATM. Noko ke, uza kuphela ezo abasebenzisi ukuba ikhadi VTB. Ngoko ke, abanini zeplastiki oku ukusebenza iintshukumo ezilandelayo:

• ufumane ATM ekufutshane;
• ukufaka ikhadi uze ufake ikhowudi yofikelelo;
• faka i menu engundoqo kwaye ukhethe i "Iintlawulo nodluliselo";
• yiya kwi tab "Ukudluliselwa eli khadi kwenye ibhanki";
• ufake iinkcukacha ikhadi;
• ngenisa imali nokuhanjiswa uqinisekise intlawulo.

Isixa ikhomishini kule meko iza kuba malunga 1-1.6% ye-mali. Oku kuthetha ukuba ukongeza kuya kufuneka ukuba ukusebenzisa ngaphezu 50-70 engange. Noko ke, ngendlela ngobuwena enjalo, intlawulo iza kwenzeka kwiintsuku nje emva 1-3. Ngoko ke, ethetha malunga nendlela imali evela Sberbank, VTB, musa ukulibala ukuthatha ingqalelo ukulibaziseka lwentlawulo kunokwenzeka. Ngendlela, kufuneka uqaphele na umdlali yakhe, kwaye ufuna ukuthumela imali esuka ikhadi.

Indlela ukudlulisela imali ngalo isebe lebhanki?

Le yindlela elula ukwenza i operation. main inzuzo yayo kukuba zonke izenzo kuyimfuneko ukuba enze abathengi Bank. Enye into kukuba ukwahlulwa kwiziko lamatyala kuya kufuneka ukuba eze buqu.

Kwaye kufuneka ipasipoti isicelo lokuvula akhawunti (ukuba akukho nanye). Kakade, le nkqubo ibandakanya ekugcwaliseni ifomu efanelekileyo kunye neenkcukacha ezifunekayo le beneficiary.

Kuyaphawuleka ukuba iinkonzo ibhanki aze ahlawule nguqulelo ichanekileyo yomsebenzi inganakho kuba ngemali okanye amakhadi. Ukuphendula lo mbuzo: "? Njani imali evela VTB, Sberbank akukho oluvela isebe lebhanki" - nithi, kulo mzekelo, le ndlela yeyona nto efanelekileyo. Ngokuqhagamshelana ibhanki ngokwayo Ukwenza ubukho iimali ezongezelelweyo kunye iikhomishoni uluhlu ka-1-2% ye-mali. Nangona kunjalo, apho kuya kuxhomekeka ngenjongo yokuhlawula kwaye inkundla, apho idilesi kunye nentlawulo kuhamba. Imizekelo intlawulo ezamahala kufuneka yenziwe loo iinketho intlawulo:

• imisebenzi ukuyivuma Federal Imfuduko Service;
• iimali zerhafu kunye neentlawulo, iifayini, izohlwayo;
• ngenxa yokuba 'i-Moscow zokufundisa State University ";
• intlawulo yeempahla kunye neenkonzo, leyo ngaphambili zikhutshiwe mboleko ebhankini;
• ngenxa kuhlawulwe isabelo ngakwicala lwamaqumrhu ezithile investment (umzekelo, "VTB Capital Asset Management").

Indlela ukuba imali evela VTB, Sberbank nge phone?

Enye indlela elula kukusebenzisa zebhanki mobile. Ukwenzela ukugqiba ukudluliselwa ukusuka ikhadi omnye komnye, kufuneka ekuqaleni download kwaye ufake isicelo ekhethekileyo VTB kwisixhobo lakhe ngesandla. Ukuba uyakholwa nokubuyekezwa abasebenzisi, le nkqubo iyahambelana Apple OS kunye Android. kufuneka ube nenkqubo sokudityaniswa:

• i-akhawunti yebhanki okanye ikhadi lebhanki letyala;
• inombolo yocingo;
• kwisivumelwano malunga inkonzo ebanzi yebhanki.

Emva kokuba isigunyaziso kunye nokuqaliswa yomphathi wegama eligqithisiweyo, kwakunye nenani ikhowudi umyalezo SMS, unako uqale ukuphumeza intengiselwano intlawulo. Xa ukwenza oku, wakhetha kwezinye iiBhanki (umzekelo, xa ohlawulayo ngetyala) ukuya umxhasi, njengoko umthetho, ikhomishini ityala kwisithuba-0.6% ye-mali. Iguqulwe kwi ikhadi lakho zeplasitikhi ukuze umdlali yakho, elivulwe kwelinye iziko zemali, oko 1.6% ye-mali. Kuyaphawuleka ukuba kulo msebenzi uya kuthunyelwa yokuqinisekisa SMS, leyo, enyanisweni, ukuqinisekisa isenzo. Ngoku uyazi indlela ukuthumela imali esuka VTB, Sberbank nge-SMS.

Yintoni kugqiba ubungakanani ikhomishini ibhanki yakhe?

Ubukho okanye engekho ikhomishini kunye nobukhulu yayo ixhomekeke khona yokubhatala kwakho. Umzekelo, ikhomishini ngenxa eziluncedo, izohlwayo, izohlwayo, iindleko zecala, iminikelo kunye irhafu ongekhoyo ngokupheleleyo okanye ezincinci. Enanikade izinga ikhomishini akuxhomekekanga kwi indlela inguqulelo umxhasi ukhethe. Oku kungenxa yokuba kukho phantse tyaba rate VTB.

Esinokuyenza ngaphandle myalelo?

Ngokupheleleyo akukho ikhomishini unako ukuyenza, kodwa kuphela xa regulatory njengotshaba ukuthobela VTB Bank. Ngokomzekelo, yena umnini-mali uthando, abasebenzisanayo iziko zemali, kufuneka uhlawule irhafu, njl Nokuba usebenza kwisebe likarhulumente, umzekelo, i-ofisi yerhafu. Kwiimeko ezininzi kwintsebenzo umsebenzi amakhadi VTB kunye ngolwandle elandelayo kuthetha ukuba yeplastiki yikomishoni Savings Bank iza kubuyiswa.

Ngaloo ndlela, sinokugqiba kwelokuba ekuqhubeni izinikezi ukusuka ikhadi omnye komnye, ngaphandle kwiimeko ezithile, iKhomishoni akunakuphepheka. Yiloo nto kuphela ubungakanani iya kuxhomekeka injongo intlawulo kunye nemali yayo.