Commercial Bank. Imisebenzi kunye nemisebenzi esisiseko

iibhanki zorhwebo (CB) - iintlangano ezisebenza ezahlukeneyo lwamashishini, amashishini kunye nabantu. Njengoko kwezolimo ezizimeleyo, baya kuthathwa njengokubhalisela yinxalenye ebalulekileyo ye nkqubo zebhanki iyonke, enyanisweni, link yayo ephambili. Imisebenzi kunye nemisebenzi kwiibhanki zorhwebo zancitshiswa yokwandisa iingeniso. A nolwalamano kunye nabathengi, le mibutho Sakha ngokwemiba yorhwebo.

Commercial Bank. iimpawu

KB udlala kwiziko ngetyala apho unelungelo ukwenza imicimbi ethile zebhanki. Ngamnye imisebenzi yorhwebo ibhanki leyo zahlukahlukene kakhulu, akwinkonzo esimbaxa abathengi. Lo mahluko yayo ephambili kwezinye amaziko ezemali, abanalo amagunya emikhulu.

KB, imali ukutsala kubaxumi banelungelo ukuxhoma eyinkunzi egameni layo. Kodwa imiqathango ngexesha elifanayo intlawulo, oqolileyo, intlawulo. Kwakhona Luxanduva mbutho ukuqhuba imicimbi intlawulo ngokusekelwe odolo zabathengi '.

imithombo yedatha Financial yeebhanki zigqitywa amacandelo amathathu:

• ogunyaziswe capital;
• indlela ababandakanyekayo;
• ukugcina umholo.

Commercial Bank lolawulo isakhiwo echazwe kakuhle, apho indima ephambili linikwa kwintlanganiso zabelo. Oku kudla abize kanye ngonyaka, zamadoda iintlanganiso ezingaqhelekanga. Kwintlanganiso, bonke abaninizabelo ekhona, kodwa ke ilungelo lokuvota kuphela abanikazi kwizabelo eziqhelekileyo. IBhodi yaBalawuli liqumrhu CB lolawulo zokusebenza kunye namalungu ayo anyulwe yi-zabelo kwi kwibhunga.

Commercial Bank. imisebenzi

Ngokuhambelana nomthetho neebhanki kwi CB wabeka izibophelelo ezithile inkonzo esimbaxa abathengi. Ngu imisebenzi kwiibhanki zorhwebo ziquka:

1. Nokwanda Ukuhlanganisa imali avuswe. Lo msebenzi ubalulekileyo ekuphumezeni apho ibhanki isebenza umboleki, ekubeni CB unikwe indima ephambili ekutsaleni eyinkunzi kunye ubaxo yayo.
2. Utyalo kunye nokubekwa mali waboleka ukuze bafumane inzuzo.
3. Zoxolelwaniso credit kwakhona zifakwe kuluhlu amagunya, leyo uphumeza kwibhanki zorhwebo. Imisebenzi elolu hlobo zidlala indima ebalulekileyo ekwandiseni imveliso kunye nemfuneko yabathengi.
4. Settlement kunye nemali nenkonzo kubathengi yebhanki.

imisebenzi Basic KB

imisebenzi Commercial Bank, ogama zidweliswe ngasentla, kwaye kufuneka yenze imisebenzi ethile. Ezi ziquka:

1. imisebenzi Idiposithi - ukukhulisa imali yelo kubantu amaqumrhu asemthethweni, ngenjongo yokuba iidipozithi ukuba ixesha elingenammiselo ixesha okanye kwimfuno.
2. Ukunika mboleko phantsi ipesenti ethile kwemali waboleka kwiimeko ukubuyela.
3. Ukuvulwa nokulondolozwa akhawunti zabathengi.
4. Ukuqokelelwa izixhobo intlawulo.
5. Ukukhutshwa izibambiso.
6. Ukuthenga nokuthengisa imali yelinye ilizwe.
7. Ukusebenza kunye amatye anqabileyo.
8. ngeengcebiso zezemali kunye isiqinisekiso yebhanki.

Ngokubanzi, yonke imisebenzi yeebhanki zorhwebo ibonakalisa imisebenzi yabo. CB Russian unyanzelekile ukuba aphumeze yonke imicimbi e engange Russian. ngeemali zamanye amazwe ziyamkeleka kuphela xa mvume efanelekileyo. Ukongeza, iibhanki azivumelekanga likhankanya ukuba ukubandakanyeka inshorensi, urhwebo kunye nemisebenzi zoshishino (phantsi komthetho federal).