Mboleko mboleko, "Bank of eMoscow": iimeko

Amaziko amaninzi zemali zinika mboleko mboleko. "Bank of eMoscow" ngomnye wabo. Le nkonzo mkhulu kwabo kubaboleki abo ukuba iingxaki zemali zethutyana. Ngoncedo yayo, kuya kubuyekeza ityala, kodwa ke ngokwendlela eyamkelekileyo.

ukuba nombono

Uhlenga-ekubhekiswe utshintsho kwiimeko zobhaliso yesivumelwano. Oku kube ukwandiswa kwexesha mboleko, wayelibele, ukunciphisa ubungakanani intlawulo. Kwakhona, le nto ibandakanya kunikezelo-mboleko entsha, nto leyo ihlawulwa ngokusebenzisa ityala yangoku.

Ukuba utshintsha imeko yezoqoqosho kweli lizwe uza mboleko kuhlangula mboleko. "Bank of eMoscow" inikeza kubaxhasi ngemali ixesha elide, nto leyo eya kunciphisa umthwalo ngokwezimali.

iintlobo mboleko

Kunye mortgages, mboleko zabathengi kunye neminye imisebenzi, "Bank of eMoscow". Mboleko mboleko evela kwezinye kwiibhanki, ncomo yayo ukuhlangabezana ezahlukeneyo, umthengi nga ukunciphisa umthwalo ngokwezimali. kubaboleki abaninzi basebenzisa le nkonzo. Bacebisa ukuba iiholide kuyo neendleko eziphantsi.

Rhoqo kukho package entsha mboleko. Zisebenza ngabo wathabatha nezivumelwano zokubambisa ngamazinga aphezulu umdla. Kodwa ukusebenzisa le nkonzo iya kusebenza xa kunokwenzeka ukuba ibhanki liye laseka nezithintelo intlawulo yetyala ekuqaleni.

Ubuhle nobubi

Abathengi bakwazi ukuhlangabezana iziphakamiso. Mboleko ikuvumela ukuba ukuthoba izinga kunye utshintshe neminye imigaqo-mboleko. Ukuhlawulwa kwamatyala iba lula. Kodwa le nkonzo, kukho kwakhona kukho okungalunganga:

• ifuna inkqubo yobhaliso entsha;
• Basenokuba kuhlawuliswa ikhomishini;
• badla ukubhaliswa inshorensi zifuna;
• Kufuneka uhlolo yesibini kwipropati.

Ngenxa umnqweno ukutshintsha iimeko bangesosigxina kuba nenzuzo kakhulu. Ngoko ke, kufuneka ukubala kakuhle yonke into ngaphambi kokuba aphumeze uxwebhu.

iimpawu nemigaqo

Mboleko kunokwenzeka kumbutho enye apho imali-mboleko iza kuhlawulwa, kunye nezinye. nenzuzo ukukhupha mboleko kwiziko yesibini, ukuba kukho iimeko ezingcono alihlawule ityala elo kuqala. Kwaye ke ngokulula ungakwazi ukuhlawula ityala phantsi isivumelwano. Ngoko ke uya kuyisindisa kancinane.

Kuba baninzi abathengi, sikwancedela mboleko mboleko. "Bank of eMoscow" inikezela inkqubo kubaboleki abaye amakhadi ngetyala. Ukwenziwa mboleko entsha ikuvumela ukuba uhlawule ityala endala.

iimeko

Refinance mboleko , "Bank of eMoscow" umntu uyamenywa ukuba le miqathango ilandelayo:

• zethuba elifikelela ku-2;
• mali ku-3 000 000;
• rate of 16.9%, kodwa kukho nezaphulelo;
• akukho ntlawulo kunikezelo, intlawulelo.

Umboleki kufuneka ahlangabezane nazo zonke iimfuno, ukuze sibe umxhasi ngaseludinini:

• ngabemi kwe Russian Federation;
• yobudala eyi 21-70;
• amava omsebenzi leenyanga ezi-3.

Abathengi angenza isicelo mboleko mboleko okhethekileyo. "Bank of eMoscow" inikeza inkqubo ekhethekileyo perekreditatsii abaxumi abaye bachaphazeleka yintlekele kwiMpuma Ekude. iimeko ezizodwa izicelo zezi abathengi.

imiqulu

iimeko yebhanki nganye kwaye uluhlu lwamaxwebhu zinokwahluka. I 'Bank of eMoscow ", ke phantse ngokufanayo yonke enye. Ukuze kugqitywe umnqophiso omtsha iza kufuna olu luhlu lulandelayo of izibambiso:

• passport Russian;
• Inn;
• kwingxelo yengeniso;
• contract ngokosuku;
• isiqinisekiso kwamatyala;
• ulwazi mboleko;
• ingxelo kwentlawulo;
• ikhontrakthi isibambiso, kunye sentengo besenzo.

Ukongezelela, ukunika ingxelo yomsebenzi. Onke amaxwebhu angeniswe kwi ebhankini, nto leyo iza kwenza phakathi kwehlabathi mboleko. Emva koko sifanele silindele isigqibo. Wena ke kufuneka uqhagamshelane mbutho, ekhuphe ngetyala, siluleka ingcali intlawulo yokuqala ematyaleni. Xa isivumelwano ityikityiwe, le mali idluliselwa intlawulo yetyala. Ukuba izibambiso sele ukhutshiwe, kuba wadlulisela.

Njani na indlela?

Kukho izigaba ezininzi mboleko refinance, ekufuneka ngokuyimfuneko ukuze aye kuba nokubhaliswa kwesivumelwano;

• Kufuneka ufake isicelo kwi-ofisi ebhankini okanye ngefowuni.
• Esi sicelo uthathwa iintsuku ezingama-30.
• Lazisa umxhasi we isigqibo yebhanki yomqhubi on the phone. Ukuba impendulo ngu-ewe, ngoko thethana iinkcukacha.
• Ngexesha elimisiweyo, umthengi kufuneka utyelele i-ofisi ye ebhankini, ukuba asayine amaphepha. Ukuze kumbuyekeza nangoko iya ukuhlawula ityala.

Kule nkqubo iphela. Ngoko ukubaleka refinance mboleko yemali. "Bank of eMoscow" inikeza iimeko ezithandwa kakhulu kubaxumi, ngoko kuya kuba lula ukuhlawula amatyala.

Amacebiso kubaboleki

• Inkqubo kuluncedo kubathengi ukuba mboleko entsha ikhutshwa kwi kwenzala esezantsi, kwaye ixesha yetyala yangoku kunye nokulungelelana ixesha elide.
• Kuyimfuneko ukuba ukubala iindleko intlawulo yokuqala, kwakunye ukuthelekisa nabo iingenelo ekunciphiseni amanani. Ukuba yokugqibela ayibonakali ngenxa iindleko mboleko wokuvala, kufuneka asebenzise inkonzo thina sicinga.
• Mboleko-mboleko yabathengi eMoscow ikuvumela ukuba ubhale off izohlwayo;
• Kufuneka balujongisise ngenyameko maxwebhu ziyafumaneka ukuze zisayinwe. Ukuba into akucacanga, kufuneka zicaciswe kanye.

Ngokungafaniyo ngokutsha

Le nkonzo ngokwanele "Bank of eMoscow". Mboleko mboleko evela kwamanye amaziko ngetyala kufuneka kube bedidekile kunye ngokutsha. Le yokugqibela kuquka ukutshintsha imali, elithi, umyinge kunye neminye imiqathango yesivumelwano. Kulo mzekelo, kuyimfuneko ukuba atyelele ibhanki ukuba abhale ingxelo, umzekelo, ukwandisa ixesha mboleko. Ngoko kukho ingqalelo kwesicelo, waza ke wenza isigqibo. Umntu ufumana ishedyuli entsha intlawulo yetyala, kodwa isivumelwano iyafana.

Mboleko kubandakanya umnqophiso omtsha. Ngokuqhelekileyo ukutshintsha isivumelwano izifundo. Lenquba yenzelwa ebhankini, nto leyo yayisinceda mboleko okanye elinye iziko zemali. Kodwa wayengazenzi refinance mboleko zabo, kuba anisizakali. Ngoko ke, abathengi kufuneka siphathwe kwezo amaziko ukuba babe nenkqubo ekhethekileyo.

bokuqonda

Ukuba ekukhutshweni kwemali mboleko kubathengi e Moscow, kuyimfuneko ukubonisa le datha ilandelayo:

• Category: Ugqirha, utitshala okanye umsebenzi karhulumente. Kulo mzekelo, andise iirhafu kakuhle phantsi ucwangciso olukhethekileyo.
• iimeko ezizodwa mboleko entsha isebenziseka abaxhasi payroll.
• abasebenzi Corporate bangalindela iingenelo mboleko.

Ukuba kufuneka atyumbe intlawulo kwenye ibhanki, ityala ukuya kwiziko zemali. Emva kobhaliso kwi ifowuni ifumana umyalezo kwi sigqibo lokuqala. Ukuba impendulo ngu-ewe, ngoko ke kufuneka ukuba uqhagamshelane ne-ofisi ebhankini. Imali ngaphakathi ixesha elimiselweyo ziya kudluliselwa komnye umbutho. Ukuba umxhamli kunye isivumelwano iimali ezongezelelweyo, imali-mboleko wothulelw kwikhadi okanye akhawunti.

Ukuba isicelo naliphi na iziko, kuquka "Bank of eMoscow", mboleko ekukhutshweni kwemali kwezinye iiBhanki kunokuba ezithile ezingavela. Ngoko ke onke amaxwebhu kufuneka ifundwe ngenyameko. Kufuneka kwakhona ifundwe njengoko zihamba nenzala: kubalulekile ukuba oku kwenzeke ukususela kwixesha transfer yemali, kodwa hayi kokusayina isivumelwano.

Kuyimfuneko ukuba ukufumanisa ukuba yonke ngeendleko mboleko ekhoyo kwaye ingaba ngokosuku iyafana kule mvumelwano ukuba emiselwe kwiSihlomelelo. Umntu kufuneka ukwazi malunga neemeko kwemali ekuqaleni. Xa ityala ayikho imbuyiselo ngendlela ngexesha, ibhanki unelungelo zohlwayo esilunikiweyo, kwakunye bhala-off kwemali evela akhawunti, kodwa ke kuphela ukuba ngaba kucacisiwe kwisivumelwano. Ngokuqhelekileyo, le ncwadi yabonisa ukuba iziko mali unalo ilungelo impahla yomboleki xa bokusilela ukufezekisa imisebenzi yalo. Ngoko ke, kufuneka ufunde eli isivumelwano ngokupheleleyo phambi kokusayina kuyo.