Ngubani uhlawulela irhafu imoto?

Irhafu imoto werhafu yengingqi, esisiseko yeengeniso kwi -mali kwingingqi. Uhlawule kwi imoto yi berhafu kwindawo apho isithuthi sakhe ibhaliswe. Imiqathango kunye nenkqubo yokuhlawula irhafu emiselweyo kwi-Code Tax.

Ngoko ke, lo irhafu imoto ihlawulwe ngabo abahlawuli berhafu ababhalisileyo kwizithuthi mthetho Russian, izinto yerhafu ingqalelo. Kwakhona, umnini sithuthi kufuneka angenise isaziso kugunyaziwe irhafu indawo yabo yokuhlala, nto leyo ichaza oku kulandelayo:

- umnini-moto, leyo kuthwalelwa phandle ebhalisa imoto;

- isithuthi ngokwayo;

- omnye umntu (ukuba ikhona) apho ugunyaziso lwenziwe ilungelo lokusebenzisa isithuthi;

- kanye amandla egqwetha kunye nelungelo lokuhlonipha naye emotweni;

- notarization.

Ukongeza, isaziso kufuneka iqulathe iinkcukacha malunga xa imoto yathengwa kwaye xa imoto yadluliselwa umnini yangoku. Isaziso kuya kufuneka ukuba ukunika amaxwebhu engqina ubunini kunye nomhla lokuthenga imoto, kodwa amandla ligqwetha.

Ayizizo zonke izithuthi zixhomekeke irhafu, irhafu imoto ehlawulwa ngabo abahlawuli na impahla yabo zilandelayo izithuthi: iibhasi, izithuthi esingazihambeliyo, ntaka,-ntaka, izikhephe, iinqanawa, izikhephe, izikhephe ngomkhombe, snowmobiles, ATV, snowmobiles, iimoto, ngezithuthuthu, izithuthuthu , nasemkhenkceni jet, amaphenyane, iinqanawa self-ngokwaso kunye nezinye izithuthi umoya namanzi, ezibhaliswe kwi ngendlela emiselwe ngumthetho.

irhafu Vehicle iya kubizwa phezu iindlela ezithile zezithuthi, efana nezithuthi ngenxa abakhubazekileyo. Kwezi oomatshini, eziyiyo injini berhafu imoto erhafiswa kwi ngasinye enjini.

Izinga lerhafu zinokuba nomahluko, Ndakumisa imizimba zomthetho kwezi zifundo RF.

Abanini abaninzi imoto esoloko ezibuza, kukho irhafu intengiso umatshini, kule nkalo kukho iindlela eziliqela. Ukuba umnini wesithuthi uya kuthengisa imoto yakho okanye esinye isithuthi, kufuneka azi ukuba imoto kuya kufuneka ukuba kuthengiswa ukuhlawula urhulumente werhafu ka-13%. Umzekelo, ukuba isithuthi wathengiswa 100 lamawaka engange, umnini wangaphambili uya kufuneka ahlawule irhafu intengiso zimoto mali ka-13 amawaka engange. Awukwazi ke musa ukuhlawula iirhafu kwaye musa ukufaka imbuyekezo, kodwa iya kuba semthethweni. Kodwa ke kukho iimeko ezininzi anokunceda ukuhlawula irhafu kuneemoto. inqaku ngalinye ikhowudi irhafu sele bokuqonda yayo. Ngenxa yoko, Inqaku 220,1, kukho ezinye iimeko ukuphepha ukuhlawula irhafu ngenxa yomthetho:

- isithuthi kufuneka ibe lilifa umninilo ngaphantsi kweminyaka emi-3;

- ixabiso lokuthengisa Car kufuneka ibe ngaphantsi kwe ixabiso lentengo;

- iindleko intengiso yesithuthi kufuneka ingadluli 250 lamawaka engange.

Ukuba enye okanye ezimbini kwezi meko ziyafikeleleka, ngoko ke kunokwenzeka ukuba ukuba karhulumente.

Abanini isithuthi abaninzi ngokoqobo abazi nto malunga irhafu yezothutho. Kodwa ukuba ahlawule irhafu kwi imoto kuyimfuneko nyaka ngamnye, yaye nyaka ngamnye isixa utshintsho werhafu. Ukongeza, ukuba umnini khange uhlawule irhafu ngomhla obekiweyo, kodwa wabeka izohlwayo, oya kufikelela-20% yesixa nesohlwayo inzala oyintloko, nto leyo ebalwa mihla ngesantya 1/300 ye izinga refinance. Ngenxa yoko, ukuba anqande eso iingxaki, udinga ixesha ukuhlawula zonke iirhafu.