Mali lwengingqi - isiseko lwemali koogunyaziwe benqila

ngokusekelwe kwimali karhulumente wengingqi-mali lwengingqi. Ipropati kunye namalungelo zemali elinikwe ezi imizimba, ukuvumela ukwenza, kwakhona, vumela, kwaye, kakade, ukuzalisekisa lwabiwo mali lwakho.

mali lwengingqi - lijelo engundoqo zonxibelelwano ukuze umphumo yokugqibela imveliso abemi. Kungenxa mthombo ve ukwabiwa imveliso lwentlalo phakathi kweengqimba zabemi kunye neeyunithi yolawulo-indawo. Ukongeza kule miba ingentla apha, nale hlobo lwabiwo -mali eya kuba mveliso ezibalulekileyo ezifana iimveliso zokutya, eziluncedo kunye neminye imibutho mali. Olu hlobo lwesixhobo na inkqubo yokuphucula i-ntle yabemi.

Ngokwemeko-kwezoqoqosho lwembono, uhlahlo lwabiwo zommandla kufuneka yenze le misebenzi ilandelayo:

- generate asethi yemali inxaxheba kwinkxaso yemali koomasipala;

- ukuba babele imali phakathi kwamacandelo aphambili ezoqoqosho;

- ukulawula imisebenzi zemali kunye nezoqoqosho imibutho ayamileyo, amaziko kunye nosomashishini.

Ukuqulunqwa kwe-mali lommandla lwenziwa ziziphathamandla ezifanelekileyo kwaye ibandakanya ukwenza amanyathelo ezithile ezinxulumene ekulungiseleleni ukumkholisa nokubulawa. Awona macandelo aphambili lwabiwo-mali, njengayo nayiphi na, zezona ingeniso kunye nenkcitho.

isiseko Ingeniso ibandakanya imali ezahlukeneyo. Isabelo iingeniso yerhafu inkulu yerhafu komhlaba. Olu hlobo lwerhafu sisixhobo kwezoqoqosho ukuphumeza ukusebenza aphezulu ekusetyenzisweni komhlaba. Kwakhona, irhafu ilizwe ngumthombo yexabiso-lokubuyisa le mali yendawo ekuphuculeni kunye nophuhliso kwiindawo ezintsha.

mali Regional kufuneka sixhaswe ethile ekungenisela imali. Kuyinto le mithombo kufuneka negalelo ekwandeni ngeentlawulo njengenkcitho mali isiqhelo ekwandeni esisigxina. Ngoko ke, indima ebalulekileyo elawula umthombo emele imali efunyenwe ukusuka kwinqanaba eliphezulu bathunyelwa lwabiwo-mali nawuphi na ummandla.

Inani yengeniso elawulayo luquka:

- Iintlawulo ezivela iingeniso zerhafu mali kwinqanaba eliphezulu inzala;

- mali kunye subventions ezivela mali ephakamileyo.

Indima olawula imali kukubonelela izibonelelo zemali koogunyaziwe benqila, kwakunye umthombo wengeniso na ukunyuka kweemfuno abasemagunyeni ukuba kunyuswe ingxowa-mali-kwinqanaba eliphezulu.

Amaxesha amaninzi inkcitho mali zengingqi ngaphezulu ezingenayo. Kulo mzekelo, ukusuka intsilelo lwabiwo na ukusindiswa kuphela izibonelelo okanye inkxaso-mali esuka kuhlahlo lwabiwo-kwinqanaba eliphezulu. Nangona kunjalo, le mithombo azinazo iimpawu yenkuthazo naxa uphuhliso ingqiqo yokuxhomekeka phakathi kwimimandla.

mali Regional awukwazi ukubakhona ngaphandle kwenkcitho inxalenye yayo, eyona nto ibalulekileyo leyo ngemali amaziko zentlalo nenkcubeko, ezifana kukhathalelo lwempilo kunye nemfundo yoluntu, kwakunye neminye imibutho mali. Isakhiwo mali kwiingingqi ezahlukeneyo ziyahluka phakathi kwabo. Ukuba yengingqi, isixeko neenkcitho mali ye imisebenzi yentlalo nenkcubeko akhawunti phantse isiqingatha zonke iindleko, kuloo mali elokishini, kwidolophana kunye kwisithili - ukuya kwi-86%.

Ngokukhula kwizixeko ezinkulu needolophu nokwanda ngamnye iindleko capita. Kwaye le yenye yeempawu ezibalulekileyo mali lwengingqi. Kwakhona, musa ukulibala malunga neemfuno ekukhuleni abahlali kwiidolophu ezincinane kunye nezo lali zazikumhlaba yinxalenye eliluncedo loluntu.