Njani ukufumana inzuzo yexhoba

Kunye nokulahlekelwa indoda okanye utata umvuzo imali, usapho, phakathi kwezinye izinto, okuhamba, ngokufuthi nemeko enzima zemali. Ukuzama ukunceda urhulumente kulo mzekelo amisele ilahleko Inzuzo eya kufunyanwa abaxhomekeke umondli (idla ngaphantsi 18), abo bahlala kulo mzekelo ngaphandle kwenkxaso. Nangona kunjalo, kukho ezinye bokuqonda ukuba kufuneka ucinge ngokufanelekileyo lo ntlawulo. Kufuneka Makukhunjulwe ukuba kunokuba zentlalo okanye zabasebenzi. Kwimeko yesibini, ubukhulu iya kuxhomekeka phezu imali eziye zafunyanwa ukusuka umfi kwingxowa-mali yomhlalaphantsi. Ngo-2011, isixa-mali osezantsi yi malunga 1500 engange umntu ngamnye, yaye eli xabiso phantse kabini iinkedama.

Ukuze uqalise kukuqinisekisa ukuba ngubani onelungelo iinzuzo yexhoba. Okokuqala, oko abantwana bakhe minor, ngubani na nkqu ukuba ubungqina ngokukhethekileyo ilungelo labo ngoncedo oluvela kurhulumente. Ngaphezu koko, ngokuxhomekeke kwimeko, bangafaneleka ukuba bafumane iqabane okanye umboneleli umzali, kunye nabazalwana bakhe, noodade, okanye ezinye nezizalwane. Enye into ebalulekileyo kukuba ukuxhomekeka yemali iyonke kwi umondli obhubhileyo ngenxa yezizathu yokuxhomekeka ngaphaya (ukukhubazeka, ubudala ukuya iminyaka engama-23, ukufunda wexesha elizeleyo kule yunivesithi, njalo njalo. D.). Kwakhona, kuhlawulwe izihlobo ungasekhoyo, ukukhathalela abantwana bakhe abaselula.

Organization, apho kuyimfuneko ukusebenzisa - yeyobulali (on registration) isebe le-Pension Fund. Ethetha, kuqala kwiinto zonke, kuya kufuneka ugcwalise isicelo ifomu ekhethekileyo umgangatho, leyo iqulathe iinkcukacha zomfaki-sicelo, yibona oswelekileyo, kwakunye noluhlu abaxhomekeke kuwe. Kufuneka ilunyukelwe kwangaphambili kuvulwe i-akhawunti yebhanki apho intlawulo iza kuba izibonelelo yexhoba. Isenokuba zingadluliselwa okanye lamapasi, okanye ikhadi lebhanki yeplastiki. Umthetho umisela ukuba ingxelo ibe kuthunyelwa kwiziko ngeposi, ngelo xesha ke kuyimfuneko ukuba pre-kubameli.

Iphakheji kwamaxwebhu, nto leyo efunekayo, ubunjwe ayisosinyanzelo kwaye ngokuzithandela, ngoxa olwesibini ethile kwimeko nganye. Ukuze acacise kubo, kuyimfuneko ukuba isicelo umqeshwa pension fund. La maxwebhu aza kuzisebenzisa kuyo nayiphi na imeko, iquka yokundwendwela yomenzi-sicelo, isiqinisekiso sokufa umondli, uxwebhu, ekufuneka qinisekisa ubume abaxhomekeke (abantwana - isatifikethi sokuzalwa), incwadi yomsebenzi womfi. amaxwebhu ezongezelelweyo isenokuba kulandelayo: isiqinisekiso umvuzo osindileyo, ubungqina yokukhubazeka oxhomekeke, isiqinisekiso yoqeqesho ngokupheleleyo-kwexesha, njl ...

Ixesha apho Isibonelelo senziwa ukuba ilahleko umondli, kuyahlukana nedlela meko. Ukuba wabelwe ukuya yokukhubazeka, uya kuhlawulwa ubomi bakhe bonke. Uxhomekeko lolutsha amabakala ezimbini intlawulo yayo. Lokuqala - phambi kokuba eyi-18, owesibini - ukuba umntwana uqhubeka ukufunda ukususela ixesha elizeleyo, ngoko, kulungiselelo izatifikethi ezifanelekileyo iminyaka engama-23. Ngesiqhelo, xa ingxelo yobhaliso, kwiNgcali mali yePenshini ibonelela izimvo eneenkcukacha ixesha kweentlawulo kwaye kungenzeka ukuba uxolela.

Ukongeza, abaxhomekeke bathembela iinzuzo osindileyo lwentlalo, nto leyo iye ihlawulwe kwiimeko apho zonke ongasekhoyo akanayo ukuxatyiswa, ngokusesikweni, okanye ulwaphulo-mthetho ngabom wohlwaywe phantsi Criminal Code, nto leyo eyakhokelela ekufeni.

ingqalelo ekhethekileyo kufuneka ihlawulwe yokuba wesibonelelo ndimiselwe ilahleko umondli lokufa kwakhe, ngoko qhagamshelana iziko elifanelekileyo aniswele emva kweenyanga ezili-12 ukusuka kuloo mhla. intlawulo enjalo, nangona zinkulu kakhulu ngobukhulu, kodwa kuvumela uRhulumente ukuba libonelele uncedo kunokwenzeka kwabo baludingayo.