"Safmar" NPF: reviews-mali yomhlalaphantsi yabucala

thina namhlanje ukufumana ukuba yintoni "Safmar" (NPF) ifumana ingxelo evela iindwendwe yayo. Kwakhona kufuneka uqonde ukuba uhlobo mbutho ngokubanzi mbuzo. Konke oku kubaluleke kakhulu. Ngapha koko, kuphela emva kokuba ukurhoxiswa ingqibelelo umthengi ngokuqinileyo enokwenzeka ukwenza izigqibo ezichanekileyo malunga nonyango kweenkonzo. Yintoni ubuhle nobubi "Safmara" umvuzo ingqalelo? Indlela Iindwendwe wanelisekile inkonzo apha? Konke oku kuya kuxoxwa kamva!

incazelo

Yintoni ufundwa yinkampani? "Safmar" - a non-karhulumente ingxowa-mali yomhlalaphantsi. It inika iinkonzo inshorensi pension, kwakunye ukuyilwa inxalenye inkxaso ye pension. Akukho umsebenzi wesithathu akathathi ndawo.

Konke oku emehlweni abathengi. Bayakwazi bathi kanye phantsi kwaziphi iimeko ukuba isicelo inkampani yakho. Akukho kwezopolitiko isithunzi "Safmar" ayihambi. Lo mbutho ixhaswa yibhanki "Raiffeisen".

ukwanda

APF "Safmar" liye amasebe kumanani ezincinane eRashiya. Eyona nto kukuba inkampani ayikho ixhaphake kakhulu kweli lizwe. Ngoko ke, abanye bakholelwa ukuba "Safmar" bubuxoki.

Enyanisweni akunjalo. Wafunda inkampani - akunto oko kufana bokwenene-ubomi non-karhulumente ingxowa-mali yomhlalaphantsi. Office ingafumaneka kwi Saratov and eMoscow. Oku amasebe ezahlukeneyo NPFa.

Kananjalo kubalulekile ukuba siqaphele ukuba (NPF) lwe ingxelo entle kubathengi ezifana kunokwamkela "Safmar" ngenxa yokuba lo iinkonzo ngxowa ziyafumaneka kumasebe ebhankini, "Raiffeisen". Ukusuka kwesi sikhundla umbutho kwaqhenqetha kakhulu. Phantse yonke imizi eRashiya angenza isicelo apha ukuze kwakhiwe imali yomhlala phantsi.

Idilesi ye-ofisi eyintloko

Ezinye uyazibuza iphi na indawo ephambili "Safmara". Ndiyaqikelela akunzima. Isixeko apho ingxowa-mali yomhlalaphantsi, - eMoscow.

zomthetho ingqamana idilesi elililo. Ngokucace kakhulu, kuba "Safmar" kule dilesi ilandelayo: Plyuschihina Ulitsa, 44/2 .. Oku kulapho-ofisi eyintloko. Kule dilesi zingafumaneka xa kukho nawaphi na amabango zehlabathi okanye iziphakamiso.

ukukala

Ntoni SPF "Safmar ezithile"? Le ezincinane ebalulekileyo, ekwazi ukutsala ingqalelo ezininzi banokuba ngabathengi. Andazi ngenene ufuna ukusebenza nentlangano ikufutshane ekupheleni amanqaku-mali yomhlalaphantsi yabucala eRashiya.

Ukuza kuthi ga ngoku, "Safmar" anazo hayi amazinga aphezulu. Phakathi NPFov kwi umthamo eyinkunzi kunye oovimba lombutho ithatha indawo 28. Ukuba sithethe malunga isixa koovimba pension, kunokuthi kubonwe ukuba ingxowa-mali ibekwe 17. Kodwa loo nto bonke.

"Safmar" (SPF) Ukulinganiswa akuyona indlela engcono bamkelwa yokuba Ingabinani ke phezu kwendawo 15 kwi simo mali zomhlala phantsi imali yomhlala phantsi. Kuyinto la data ezifanelekayo namhlanje. Ngokubanzi sinokuthi "Safmar" kude bakhokelayo. Kwaye abathengi abaninzi abanelisekanga. Baqala ngokuthandabuza nokuthembeka lo mbutho.

ukuthembeka

Nangento engento. APF "Safmar" ngempendulo efunyenweyo uhlobo HIV kuba ingxowa-mali yomhlalaphantsi lubafumana eliphezulu lokuthembeka. Iingcali ziqikelela ngokuqinileyo umsebenzi A ++.

Namhlanje lelona nqanaba liphezulu lokuthembeka. Oku kuthetha ukuba umbutho akayi kuvalwa ngequbuliso. Yena uyakwazi sithembe imali yazo yomhlala phantsi. Kwaye lo ezincinane emehlweni abantu abaninzi ezinokwenzeka. kuthathelwa kuphela ingqalelo indawo "Safmara" kwi simo Russian NPFov ezinye aqalile ukuthandabuza ubulumko isicelo seenkonzo.

inzuzo

Ingongoma ebalulekileyo kakhulu olulandelayo - oku isivuno. Kule othile ube uyazi abathengi abaninzi ezinokwenzeka. Ntoni SPF "Safmar" mgangatho inzuzo?

Awukwazi bawabize phezulu. Kodwa abaninzi ziveza ukuba umbutho ikuvumela ukuba ukwandisa ngokwenene imali yomhlalaphantsi. Kwaye oku kuphela ngenxa yokuba imali kuloo ngxowa.

Ukuza kuthi ga ngoku, NPF "Safmar" imveliso inikela elingana nama-8,87% ngonyaka. Kuyinto sisalathisi ngokuba ziingcali kwisiqingatha sokuqala sika-2016. Asinako ukuba ifuthe ngentsebenziswano kunye nombutho liphezulu kakhulu, kodwa kwenzeka oko. Ngenxa le "Safmar" (SPF) amanqaku lohlobo entle evela abathengi abaninzi. Achaza ukuba anda ngokwenene kakhulu oyongele umhlala-phantsi kwi nkampani. Not fast kakhulu, kodwa uthembeke kwaye sizinzile. Nje oko ukufunayo kuninzi umhlalaphansi elizayo!

Isimo kubathengi

iimbono Mixed ezifunyenwe ngumbutho ukuba umlinganiselo labasebenzi kubaxhasi. Abanye bathi "Safmar" tiendlekela iindwendwe zakho zonke ngokukhawuleza, ngaphandle esetyhwini, wonke umntu uhlawula ingqalelo. Wokubhala kuyehla kube ubuncinane. Ngenxa nobuchwepheshe labasebenzi wokubhala ayenzi ezayo.

Kwakhona phawula ukuba APF "Safmar" uhlobo ingxelo engentle ufumana ukusebenza kwabasebenzi. Zeendwendwe wathi abanye phantsi asingabo eyona ndlela yokunyanga abathengi. Ubungcali ayenziwanga waziva, unako basenokufundiswa ubukrwada kunye uxwebhu. Ngethamsanqa, izikhalazo ezinjalo zinqabile.

Isaziso malunga abaxhasi

"Safmar" (SPC) ingxelo ayikho uhlobo oluhle ufumana kuba yintoni na umbutho awukwazi umyalelo sisicatshulwa esithathwe akhawunti yakho ngqo nge "Akhawunti My". Kwi website esemthethweni ye Fund la engenamsebenzi mnye, kodwa ayisebenzi.

Abaninzi ebonisa ukuba akusoloko kulula ukuya kumasebe "Safmara" ngenkcukacha kule meko akhawunti evulekileyo. Kunjalo, oku okuninzi ethile. Ingakumbi xa ucinga ukuba umbutho yonke owaziwayo elungileyo kukuthembeka inzuzo.

Kwakhona, abanye bathi zonke iingxelo ze-akhawunti, ungacela-ofisi yeposi. Enye indlela elungileyo ukufumana ulwazi. kuphela kuthatha ixesha elide kakhulu. Sinokuthi "Safmar" (NPF) njengoko nezimvo ezifunyenwe yi na intlangano yeselula.

ukuguquka angaqondakali

Hayi izimvo zeziko uqokelela buyinto umdla. Eyona nto kukuba abanye abatyali bakhalazela ukuba imali yazo yomhlala ngaphandle isivumelwano iguqulelwe "Safmar". Abanye kummangalela umbutho ubuqhophololo. Kodwa ngaba ngokwenene?

Akunjalo konke. Amaninzi, iingxelo ezinjalo sibonwayo ngabathengi ze yibhanki "Raiffeisen". Yena ekupheleni kwezivumelwano ezithile yazisa ukugqithiselwa kwemali pension kwi "Safmar". Eyona nto ibalulekileyo - ukufunda ngenyameko amagama. Abasebenzi ngokwabo ulwazi olunjalo olusana. Ngoko ke, emangalelwa nobuqhetseba nasihlahla. "Safmar" yaye "Raiffeisen" wenza kuphela ngokomthetho. Le mibutho ezinyanisekileyo.

amathuba

NPF "Safmar" ncomo umthengi (ngo-2015 okanye nawuphi na omnye - ayibalulekanga kangaka) uhlobo ezintle ufumana kungenzeka ukuba ngxowa-mali ibonelela zimali.

Ngokubanzi, ukuba ngaba kwahluka izindululo zeenkampani efanayo. Inye kuphela ezidla anikele ingqalelo abathengi - oku isantya kwinkonzo.

"Safmar" linikeza:

• kuvulwe iminikelo yomhlalaphantsi;
• gcwalisa;
• lokuvala yesibambiso;
• imali kwenye ingxowa-mali yomhlala nangaliphi na ixesha.

Zonke iimpawu leeNkonzo bayakhuthazwa ukuba bafunde ukuba basayine imvumelwano. Ukuba sinikele ingqalelo imiba enxulumene ukutshintshwa imali kwenye ingxowa-mali. Eyona nto kukuba "Safmar" umisela ukwayo ethile abaxhasi zokudlulisa imali komnye umbutho. Eli nyathelo ikhokelela iilahleko ezinkulu zemali, ezivame abatyali kwamcaphukisa.

Malunga ukusebenza kunye namaxwebhu

"Safmar" (NPF) izimvo ezifunyenweyo akunguye okuhle umsebenzi kubasebenzi nabathengi. Ezinye ziye zaphawula ukuba ingxowa-mali yomhlalaphantsi wenza ukunika inkonzo ngokukhawuleza. Kodwa izimvo ezinjalo akuxhaphakanga kangaka.

Kudla "Safmar" luchazwa ingxowa-mali yomhlala amaphepha ecutha, kodwa ukusebenza kunye amaxwebhu eminhlanganweni ulihlwempu. Kuyaphawuleka ukuba data kwi abemi-abagcinisa leengalo hayi zitshekishwa. Kwaye ezinye izaziso kunye namanye izibambiso isenokungabi njalo ukuya ngumthengi.

Konke oku kubonisa ingcamango ukuba ingxowa-mali yomhlalaphantsi ayikho ngenxa yezazela kakhulu kumsebenzi wabo. Enyanisweni, "Safmar" iitsheki zonke zabathengi. Kwaye athume amaxwebhu kunye nolwazi kwezo abafowunelwa. Ukuba utshintsha indawo yokuhlala okanye iphepha-mvume lokuhlala kufuneka azise ngesandla ibhanki okanye "Raiffeisen", okanye ngqo kwingxowa-mali yomhlalaphantsi. Kungenjalo idatha loyiswa ithunyelwe kule dilesi engalunganga. Kodwa kona-mali yomhlala-phantsi, kodwa ngenxa ukunganyaniseki kunye engayenzanga abathengi.

Inkonzo iyonke

Ukuba intetho lonke malunga isifundo mbutho? Njengokuba kude njengoko oku inkampani osemthethweni? "Safmar" ufumana ezahlukeneyo ncomo. Ukusuka kungasentla kunokwenziwa isigqibo ukuba lengxowa neengxaki ezininzi. Noko ke, uninzi lwabemi ugxininisa ukuba, ngokubanzi, lo mbutho unika inkonzo kwi nqanaba liphezulu. Iinkokeli ukuba abasebenzi abaphantsi ngenkani. Maxa wambi, ngenxa yale "Safmar" (NPF) abasebenzi lwenza review akuyona indlela engcono. Ngapha koko, ngokuba Ikhoboka umqeshi enye, njengaye wonke umntu. Oku kufuneka kukhunjulwe.

Maxa wambi uqaphele ukuba abantu ukukhalaza malunga inkonzo kade kunye umgcelele rhoqo kwi-ofisi. Bengafezekanga. Nangona kunjalo, abasebenzi bazama ukunika ingqalelo ngenxa zonke iindwendwe. Ukuba thelekisa kunye nabanye mali yomhlalaphantsi yabucala, i "Safmar" ayikho eyahlukileyo kakhulu kuzo. Oku kufuneka kukhunjulwe yi onke amandla ndwendwe. Asimele silindele ukusuka mbutho elungileyo kakhulu nenkonzo fast, ezisilelayo ngokuqinileyo baya kuqhutywa.

Njengomqeshi

Kucacile yintoni APF "Safmar" ukukala abathengi. Yaye yintoni na enokuthethwa abaqeshwa bombutho? Njengokuba kude lengxowa ngumqeshi elungileyo?

Ngokwesiqhelo, le nto ekhethekileyo. Umntu uyamncoma kuye, ezinye nto. Amabango Umgangatho: umsebenzi omninzi, imali encinane, hayi elungileyo kakhulu kwaye boss enobulungisa. Phakathi amancedo engqesho esesikweni ukukhululwa kunye neemeko elungileyo yokusebenza. ezimbi ezivulekileyo ngqo nxamnye "Safmara" ayikwazi ubonakaliswa abangaphantsi. Kodwa ke oku akuthethi ukuba ingxowa-mali yomhlalaphantsi ke umqeshi efanelekileyo. Kunoko, kufanelekile ukuba kwabo nje bafuna ukusebenza kwaye imali ngaphandle ukwakha umsebenzi.

iziphumo

Ziziphi izigqibo ntoni? "Safmar" - le ngxowa-mali yomhlala lenene, sele zisebenza ngempumelelo eRashiya. Kuye ezinye kuneengxaki. Ayikho ngumqeshi efanelekileyo.

Kodwa ke mbutho kakuhle efana ukuze kwakhiwe imali yomhlala phantsi. Inikezela ngelona zinga elungileyo lembuyekezo abangakwaziyo kodwa nemihlali. Nikelani ingqalelo "Safmar" kunokuba xa kungekho umnqweno ukutyala iinkokheli NPFy eRashiya.