Sberbank: imoto mboleko abemi of Russia

Namhlanje Sberbank yenye ezinkulu zeebhanki karhulumente we-Russian Federation. Nakuba kunjalo, kufanele kuqatshelwe ukuba inani kweenkqubo ezizodwa lamatyala nokukhutshwa kuwo lisezantsi kakhulu kwaye malunga ne-5% yabo ubunzima iyonke. Kwiminyaka yakutshanje kuye kwakho ukukhula yokubolekisa ngemali. Abemi iqala ukunyusa umgangatho sikholose likarhulumente, yaye kwakhona abantu baqalisa ukuya Sberbank. mboleko Car kokuba kwakhona ezithandwayo, kunye nesabelo wayo post-ntlekele kwandisa kunyaka ngamnye.

iinkqubo Credit ngokuthenga imoto

Ukuza kuthi ga ngoku, Sberbank inika iinkqubo nabathengi ezine ezahlukeneyo:

• isiseko autocredit ngesantya ukusuka 11.5 ukuya ku-17%;
• inkqubo ubudlelane obukhethekileyo kwizithuthi olwaziwa nge ngesantya 10.5 ukuya-17%;
• Consumer mboleko ngaphandle akananto - ukusuka kwi-17 ukuya 22.5% ngonyaka;
• credit umboleki isiqinisekiso kunye iziqinisekiso ezongezelelweyo - ukususela nge-16 ukuya 24.5%.

Isixa senzala ehlawulwa ngokusetyenziswa imali ebhankini, ngokuxhomekeke kwiimeko ezithile, ezenziwa Sberbank. mboleko imoto ixhomekeke ngokupheleleyo iingongoma ezimbalwa ekhethiweyo obolekayo:

• ukujonga inkqubo ekhethiweyo;
• ixesha apho isivumelwano senziwa;
• lwemali apho banikwa isixa semali, nokuba uza kubuya;
• kubaboleki lilungu uluhlu namaqabane;
• Udidi Auto kunye lounge, apho zithengiwe.

Kwezinye iimeko, unako ukubala kwi mboleko zemoto ekhethekileyo. Savings Bank inikeza ubuncinane ireyithi wenzala ka-10.5% kwimeko ukuthenga imoto entsha "Lada" ukusuka umlimi kwi Russian Federation. Ukongeza, ekuhlaleni okanye kufuneka zinikwe yomboleki ikhadi salary lombutho zemali.

Sberbank of Russia - mboleko zemoto kunye neempawu zayo

Khumbula ukuba mboleko yokuthenga isithuthi ezibandakanywe ingqikelelo lokuthenga. Kungenxa yoko le nto kubaluleke kangaka ukuqonda umahluko phakathi iinkqubo ezinikezelwa yi Sberbank. mboleko Car ukuba iinketho zokuqala ezimbini kukho indawo ye mboleko (imoto isiseko mboleko kunye nenkqubo neqabane), kwaye ezimbini zokugqibela - non-ekujoliswe (mboleko yabathengi ngaphandle akananto ezongezelelweyo kunye mboleko kwabathengi kunye akananto okanye guarantors ..). Nangona iinkqubo ezingundoqo eliya nokubonelela ngeemeko kakuhle kakhulu, athenge imoto kungaba kuphela bebeka emotweni ethile - amaqabane bank. Kufuneka sicacise ukuba Savings Bank isebenza kuzo zonke abenzi ezilishumi elinambini, phakathi ekungekho iintlobo ezaziwayo njenge "Toyota" okanye "BMW".

Isixa besiphelelo uyakwazi ukubala

Ngokuba zonke iinkqubo mboleko wanikela Sberbank, okuzenzekelayo umda inzima kuphela. Kuqala kwinto zonke, lowo ubolekayo kufuneka ukuchitha-15% yemali efunyenweyo-inshorensi wathenga nempahla. Kuxhomekeka kwiprogram ekhethiweyo, inani eliphezulu:

• mboleko imoto esisiseko - ukuya engange 5 million;.
• inkqubo lobulungu - ukuya engange 5 million;.
• mboleko kwabathengi ngaphandle akananto - ukuya kwi 1.5 million engange;.
• mboleko Consumer ne umelo kunye eqinisekile ngohlobo izibambiso into - ukuya engange-3 million.

Ezi zixa-mali ekuthethwa ngazo engange ingakhutshwa euro kunye zeedola US. Kulo mzekelo, umlinganiselo kwi-mboleko iza kuba ekhulwini ezimbalwa ezincinane, kodwa kuya kufuneka uhlawule ngohlobo lwemali.