"Credit Professional": ncomo Company

Mhlawumbi akukho mntu abangasoze kuba nazo iingxaki zemali. iingxaki zemali abajongene nazo bonke abantu yaye ngokufuthi. Kuba baninzi, umcimbi uba mboleko kundincedile, esithathwe entlanganweni microfinance "Credit Pro". Uphenyo, ngokoMthetho imali, i bokuqonda yoyilo - konke oku kufuneka ifundwe kwangaphambili ukuba abo uceba ukusebenzisa le nkampani.

Company Intshayelelo

Lo mbutho microfinance wabonakala eRashiya ngoJulayi 2013. Nangona kunjalo, lo mhla asinguwo umhla ekusekweni nkampani. Enyanisweni, oku kusebenza ixesha elide - iminyaka engaphezu kwama-20. Umbutho ukususela ekuqalweni kwayo kwaba yinxalenye Profireal Group. Eli qela isebenza kwamanye amazwe afana eBulgaria, Poland, Slovakia, Czech Republic, yaye kwiminyaka embalwa edlulileyo, wagqiba ukunikela iinkonzo zabo microfinance kunye namatyala kwimarike Russian.

Ebudeni yonke iminyaka uphila eRashiya, le nkampani ithe yaguquka, ekwandiseni imisebenzi yabo. Ngo-2014, njengoko oko kungqinwa nengxelo evela "Credit Pro" eSt Petersburg (St. Petersburg) wavula ofisi 2. Ngowe-2015, lo mbutho waqalisa umsebenzi wayo kwezinye iindawo ezininzi: Kolpino, Novgorod, Pskov, Petrozavodsk. Ngowe-2016, inani ofisi liye landa. Ukuphonononga baqala ukuvela kwi "Credit Pro" e Samara, yaseTver, Togliatti, Arkhangelsk, Nizhny Novgorod, Saratov. Okwangoku, nokuvulwa kwee-ofisi kuyaqhubeka. Le nkampani iyaqhubeka ukomeleza indawo yayo microfinance kunye credit emarikeni.

iimveliso wanikela

Umbutho "Credit Pro" inikeza mboleko iinkonzo zayo. Le imveliso kwi nkampani bubonakaliswe iintlobo ezimbini:

1. "Kwizazi Intuthuzelo". Olu hlobo mboleko inika abathengi imali kwi-mali ka-10 lamawaka-50 okanye engama-80 amawaka. Eli gama lingamiselwa ukususela kwiinyanga ezi-3 ukuya ku-12. Umlinganiselo wenzala tiyimisele ngamnye kwaye isusela kwi 0,45% ngosuku.
2. "Kwizazi Ndawonye". Olu hlobo mboleko efanelekileyo ngabantu abafuna ukuboleka isixa esikhulu semali kwikota elide. Xa nokubuyekezwa, "Pro Credit" inikeza nabathengi ukusuka 20 lamawaka 100 okanye 200 lamawaka engange. Ithuba avumelekile - ukusuka kweenyanga ezili-18 ukuya ku-36, kwaye izinga lenzala - ukususela 0.12% ngosuku.

Umzekelo mboleko "Credit Pro"

Ukuze siqonde iimeko yokunika imali ematyaleni, cinga nje ngomzekelo ka-mboleko. Le ndoda ufuna ukusebenzisa i mveliso "kwizazi Intuthuzelo". Ngaphambili, akazange uthathe imali-mboleko evela kwinkampani, nto leyo ethetha ukuba imali lininzi kuyo - amawaka 50 engange. Makhe sicinge ukuba umntu ofuna ukuba amalungiselelo mboleko - amawaka 15 engange iinyanga ezi-6. Iyonke imali kwi mali-mboleko kwi-32 000 964 engange. intlawulo yenyanga iya kulingana ngamawaka-5 494 engange.

Kuba customers rhoqo umyinge wenzala ephantsi. Ukuba kufuneka uthathe isixa omnye xesha, ukuba imali iyonke kuya kufikelela engange 28 000 764. Intlawulo yenyanga nganye iya kuba 4 amawaka 794 engange.

Iimfuneko ababoleka imali

Microfinance Inkampani "Pro Credit" ijolise ukunceda Abemi belizwe lethu abadinga imali. Ngelo xesha nye uyabanyamekela yokusebenza yayo kwaye ayinikeli mboleko kubantu ezingaziwayo. Yasiveza iimfuno ezithile kwi kubaboleki. Okokuqala, ubudala umthengi akufunekanga ibe ngaphantsi kwe-26 kwaye kwiminyaka engaphezu kwama-64.

Okwesibini, umboleki kufuneka kuhlala kuloo mzi, apho kukho i-ofisi microfinance, njengoko kuchaziwe kwi kokuphonononga "Credit Pro" (Nizhny Novgorod, umzekelo). Le meko kuyimfuneko kuba ngumthengi kunye ukuvunywa kwesicelo wabelwa ukuba intlanganiso kunye nomphathi lombutho ukusayina amaxwebhu.

Okwesithathu, inkampani usebenzisana kuphela yokuhlawula amatyala le mboleki. Abantu abeza i "Credit Pro", ukuxatyiswa iyonke kufuneka iinyanga ezili-12, yaye indawo yangoku yengqesho - iinyanga ezi-3. Kwezinye iimeko, ukukwazi kwabo ukubhatala kufuneka uqinisekise. Xa usenza i mboleko imali engaphezu kwe-75 amawaka abathengi zinika ingxelo yengeniso kuForm 2-emhadini.

Izigaba processing mboleko

Njengoko ncomo, ngo "Pro Credit" inkqubo processing mboleko iqulathe izigaba ezininzi:

1. Ukugcwalisa ifomu kunye negama nefani, umhla wokuzalwa, inombolo yefowuni, indawo yokuhlala kunye nobhaliso.
2. Emva kokuthumela le khweshine kwingcali obolekayo ubiza umva. Ucacisa ulwazi oluyimfuneko ngokubuza imibuzo.
3. Emva kokuphunyezwa kwesicelo wabelwa ukuba intlanganiso kunye nomcebisi. Kuya kufuneka asayine onke amaxwebhu ayimfuneko ukuze uqhelane neshedyuli kweentlawulo. Emva ubhaliso tyalo mali zidluliselwa kwi-akhawunti yebhanki yakho.

Ukubuya-mboleko ukuya inkampani "Credit Pro"

I-mboleko kuthathwa kwiziko microfinance, ubuyisela qho ngenyanga ngokungqinelana neshedyuli yentlawulo. Uhlawule, ungasebenzisa enye ngeendlela ezimbini. Indlela yokuqala - ukusetyenziswa lwentlawulo ezinjengeetheminali "JCB". Akukho ikhomishini iya kuhlawuliswa. Enye into sikhumbule - wenza imali eya akhawunti yenkampani ngaphakathi Usuku olu-1. Ukuba kwakungekho mboleko mali ebesilindelwe, uyacebiswa ukuthumela intlawulo kwangaphambili.

Indlela yesibini ukuhlawula imali-mboleko - ukuthumela bank transfer. Oku kungenziwa nayiphi na ibhanki okanye nge zebhanki ngekhompyutha. I-transfer eyekiweyo. ubukhulu kwayo emiselwe imiqathango ibhanki ethile. Kwakhona kubalulekile ukuqwalasela ukuba imali kufuneka kufakwa kunokuba iintsuku ezininzi.

Ukuba ixesha yentlawulo wadala nemeko entsonkothileyo zemali, Zikufukule ngezandla eziinkozo, leyo yindlela enye. Ngabathengi isicelo semali-mboleko kunye iipakeji zeenkonzo bangaxhamla ukusuka ukhetho okhethekileyo, qhwa intlawulo. Ngenxa oku, abasebenzisi bayakwazi ukuhlawula imali mboleko kamva. Iintlawulo zenziwa na icala ngeli thuba. Ukuba mboleko sikhutshwe ngaphandle iphakheji, oko izakubanodibaniso nangaliphi na ixesha iindleko ezongezelelweyo.

ukubuyekeza umthengi Positive

Abantu abaninzi kakhulu ushiye ingxelo eyakhayo malunga inkampani "Credit Pro". Abathengi kunandipha iingenelo ukuba umbutho microfinance iye:

• ukubulawa-mboleko kunye ubuncinane amaxwebhu kunye nemimiselo;
• ingqalelo ekhawulezileyo isicelo - ixesha ukususela ekudalweni yokuthumela inkcazelo yobuqu kokufumana imali ayidluli iiyure ezingama-24;
• aphansi inzala;
• ngokoMthetho intlawulo lula - 1 xesha ngenyanga nganye;
• Ukukhethwa iimeko mboleko kakhulu lula malunga nexabiso kunye nexesha;
• amathuba intlawulo yokuqala mboleko.

abathengi abaninzi ukubulela abasebenzi zenkampani. Ngokutsho kwabo, kukho abacebisi umbutho microfinance bekulungele ukucacisa iingongoma lusithe ukunceda pick up iimeko mboleko, ukuba kuyimfuneko, umzekelo, ukuthatha imali kwixesha enkulu kunye imali encinane. Kwakhona, abaxhasi Siyawubulela trust. Abaninzi kubo babengavunyelwa ubhaliso mboleko neebhanki kunye "Credit Pro" mboleko evunyiweyo.

izigxeko umthengi elibi "Credit Pro"

I 'Credit Pro ", kwakunye naliphi na elinye iziko microfinance, kukho ncomo negative. Ngokufuthi ukuba abaseleyo banamatyala. Bekhalaza malunga iminxeba rhoqo malunga neemfuno nkampani ukuba uhlawule ityala. Kodwa nantsi ke kubalulekile ukuqaphela ukuba izenzo ezinjalo akukho nto angaphezu kwendalo. Umbutho microfinance nje ufuna ukubuyela imali abangabakhe. Kwimeko elolo hlobo, ukuba kubaboleki basolwe, ngenxa yokuba abazange ukuthobela ikhontrakthi ezisayiniweyo.

Amagqabaza abaxhasi nesimilo esibi ezikhala overpayment enkulu. Oku kuyinyaniso, kodwa abantu ulwazi ayikho ezifihlakeleyo. Ekuqaleni, abathengi bayazi into khona. Bona banikwa ithuba kwi website esemthethweni ye nkampani ukuba uthathe ithuba sokubala online ukubala ngoncedo sentlawulo yakhe yenyanga, imali iyonke ukubuyela. Ulwazi malunga mali ochaziweyo kwisivumelwano, kwaye ukuba intlanganiso kunye umcebisi liyayisayina mboleko umsebenzisi ngamnye.

"Credit Pro": ingxelo evela kubasebenzi malunga inkampani

Umbutho microfinance "Pro Credit" libhekisela kuphela malunga nokufumana imali-mboleko, kodwa malunga nomsebenzi. Abasebenzi abasebenze apha iinyanga ezimbalwa okanye iminyaka, uthethe kakuhle ngayo kwindawo yabo yomsebenzi simemele abantu abatsha kweli qela, bephethe iingenelo nkampani ekhoyo. Nalu uluhlu:

• kugqitywe phantsi Labour Code of the Russian Federation;
• intlawulo eyongezelelweyo;
• umvuzo omkhulu.

ithuba okhankanywe ekukhuleni yobungcali kokuphonononga "Credit Pro". Abasebenzi eSt Petersburg kunye nezinye izixeko Russian ukuthetha ngayo. Ngokomzekelo, omnye kubo ncomo yakhe kuqhayisa impumelelo. Wathi ekuqaleni umsebenzi wakhe, waba ngumcebisi rhoqo kwi "Credit Pro". umsebenzi Active kwiinkampani microfinance kunye self-nophuhliso wamvumela ukuba ukwenyuka leri omsebenzi - ukuba ube ngumphathi entlanganweni lwengingqi qela.

Xa ndiqukumbela, kubalulekile ukukhumbula ukuba inkampani microfinance "Credit Pro" kwi mzuzu zemali nzima kunokuba ngokwenene "wand magic". Kwaye ukuba akukho iimbambano kunye iingxabano, kuyimfuneko kuphela ukuba bagcine imithetho isivumelwano esatyikitywa, ukuba usebenzise isevisi ye-mboleko engumkhenkce kungekho imali ukwenza intlawulo yenyanga. Ukuba ukususela ekuqaleni kukho amathandabuzo ukuba mboleko uza kukwazi ukuhlawula, yosinda imfuduka kufuneka ukuba ahlawule. Isixa olungagqibekanga unakho nge izihlandlo eziliqela.