Service kwimaphu "Umbona", "Inzala kwi eseleyo '

makhadi ezitywiniweyo ixesha elide kuba sisixhobo ebalulekileyo nezaziwayo okuhlawulela iimpahla neenkonzo. Namhlanje, kukho inani elikhulu-NMMU le mveliso evela kumaziko ahlukeneyo zemali kunye nemibutho. Enye yeentlobo ezithandwayo ngendlela ntlawulo ikhadi lamatyala. imveliso "Corn" kuya kuxoxwa ngazo kulo mbandela. Inzala kwimali, okucetywayo "Euroset" ukwahlula ezi namakhadi asuka kwezinye zokuthenga.

Kwi i "Umbona" imephu

Namhlanje, enye izixhobo yentlawulo inzuzo kwaye lula yimephu "Euroset". "Corn" yenziweyo nkampani. Okwangoku, kukho iintlobo ezintathu amakhadi ezinjalo. Uhlobo ithandwa kakhulu kwaye luqhelekileyo MasterCard PayPass. Le maphu "Euroset" uye chip yokhuseleko eyakhelwe-ngaphakathi. Ukongeza, ukuba lobuqu kwaye zingasetyenziswa zonke iindidi zabafundi. Enye inzuzo ikhadi MasterCard PayPass na irisithi kwenzala kwimali kwemali kwi-akhawunti. Kakade ke, isixa umdla ethe nto ibaluleke kakhulu, kodwa nangona kunjalo, olu khetho i bonus emnandi.

Ikhadi "ingqolowa" ukufumana ngokukhawuleza kwaye kulula. Le nto eyenza sizoku lwisana ngoku amanye amaziko zebhanki. On ubhaliso kuthatha kuphela malunga 5 imizuzu. Ukongeza, imveliso kunye nokugcinwa free.

iklayenti nganye, ubuyeleyo engama-18 ubudala lingafumana ikhadi kwenye zokuzilungisa "Euroset". Ukwenza oku, kufuneka ungenise yakho yokundwendwela kunye $ 100 ukuze kugqitywe isicelo. Kule ndlwana imizuzu emihlanu obufumanekayo Card "Umbona" umthengi. Khangela intanethi kwakhona kuba kwi-website esemthethweni. Ukongeza, xa uthenga evenkileni "Euroset" kwi imali engaphezu kwe-3 amawaka. Engange, umboleki uya kucelwa ukuba wenze i "Umbona." Kuba kukhululwe ikhadi-level ephakamileyo kufuneka ukuba enze ngeendleko engange nje kwama-200. Le mali iya kuhlala ikhona ngenxa umthengi, uya kukwazi ukwenza ukuthenga kubo. Le mveliso kuthiwa MasterCard World.

Indlela ukuba bayayifumana inzala eseleyo kwi-akhawunti kwimaphu, "Umbona"?

Njengokuba sele sitshilo, i "Umbona" inikeza abanikazi balo ukhetho lula ezibiza imali mali zazo. Amakhadi inzala ukulinganisela yonke imihla ngakumbi zithandwa ngakumbi. Ukuze isebenze lo msebenzi, kufuneka utyelele i shop "Euroset" kwaye isicelo iimpawu connectivity. Enyanisweni, ukhetho emephini, "Umbona" inzala kwimali kubonisa igalelo isithuba seentsuku ezingama-91. Iyafana bekelelo bank. Ezivela kwi eseleyo kwi mephu kuthatha indawo phambi kwe-akhawunti isixa kungekho ngaphantsi kwe 159 engange. umdla malunga 5-8 ngonyaka.

Kufuneka igxininiswe into yokuba-8% ubalwe kuxhomekeke ekufumanekeni kwisixa kwimephu amawaka-3. Engange. Ukuba imali ngaphantsi kwe umyinge wenzala yi lancitshiswa 5. Kuya kuba endleleni, ukuba nenze wokunyusa eziZodwa efumanekileyo eziseleyo ezili-10% kwimaphu Novemba 10, 2015. Kodwa Ngoku iimeko zitshintshile.

Yintoni ke inzala kwimali eseleyo kwi-Card "Umbona"?

Ngokwesiseko, umxhasi yenza utyalo-mali "Pervobank". Eli liziko zemali Ngokubambisana inkampani "Euroset", eveza ikhadi "Umbona" phantsi brand yayo. Le ibhanki yaziwa okulungileyo isidima kunye idiphozithi ratings. Iza kuba endleleni, ukuba "asethi Pervobank 'yayidibanisa" Promsvyazbank ", nto leyo unelungelo usesikhundleni ekhokelela kwi-Russian Federation. Ezi zinto zibonisa ukuba abanini "ingqolowa" sinokuba nentembelo uzinzo nokuthembeka igalelo layo.

Qaphela ukuba kwabalelwa kwikhadi "umbona" inzala kwimali ngamanqaku bonus xa besenza uthenge amahlakani "Euronetwork". inkqubo Ukunyaniseka ibonelela ukubuya 1.5% yeendleko yemveliso ngenxa ukuthengwa kwempahla kwi ukugeleza iibhonasi isaphulelo. Esi sipho ikuvumela ukuba ukuqokelela imali ezongezelelweyo, kwaye emva koko uzisebenzise ukuthenga.

Iinzuzo ukuze abanini Ikhadi "Umbona"

Wonke umnini Ikhadi "Umbona" Ungasebenzisa iingenelo banikela "Euroset" abanini le mveliso. Ngoko ke, lo umxhasi inikwa simahla SMS-lwazi, i-inshorensi ukuba izinga-8% ngonyaka, ukukwazi imali ukuya amawaka-3. Engange ngenyanga ngaphandle kwemali umsebenzi. Ukongeza, kufanele kugxininiswe ukuba le "Umbona" iKhadi isebenziseka kwiminyaka emi-6 ukusuka kumhla wokukhutshwa. Kwakhona, umthengi ngamnye unako ukuthenga lwemali angaphandle kwi-Central Bank of the Russian Federation kwaye ukutshintshela iimali ngaphandle athunywe ibhanki enye ukuya kwenye ngaphakathi Russian Federation. Zonke ezi eziluncedo basebenzise inzuzo ngayo "Umbona" imveliso (map). Iziqulatho angaba online kwi website esemthethweni.

abanini Ikhadi "Umbona" angathumela ukuya ku-150 lamawaka. engange ngenyanga amakhadi afanayo. Kungenzeka kwakhona ukuba bathathe inxaxheba kweli phulo "inzuzo kabini 'bafumane isixa kakhulu ngokwe iibhonasi ukuthenga elizayo kwempahla kwindawo isaphulelo. Kufuneka kuqatshelwe ukuba kwimaphu, ungakwazi ukudibanisa umda lakho ngetyala. Ngelo xesha ke kufuneka kugxininiswe ukuba umnini ikhadi kuya kufuneka ukhethe uphumele esebenzayo okanye umda ngetyala, okanye bafumane kwimaphu, "Umbona" inzala imali eseleyo kwi-akhawunti.

An Wayo bendlela

Nangona ezi izinto, le mveliso lineqela kuneengxaki. osemqoka Not Ukugunda kakhulu kukukwazi kukunika akhawunti yekhadi ngaphandle izohlwayo ikhomishini kuphela kwi "Euroset" zokuzilungisa okanye kwiindawo zokutha ipetroli "TNK". Ukongeza, ubeke imida ukusetyenziswa kwemali ayikuvumeli ukuba usebenzise ikhadi "ingqolowa" ngenxa yokugcwala kakhulu. Xa ukususa abangaphezu kwama-3 amawaka. Engange khomishini ityala kumyinge we-1% ngamnye ngosuku.

Ukunyaniseka inkqubo "Umbona" iKhadi inzuzo abo abathengi abenza inani elikhulu kuthengiweyo. Amanqaku ayanikezelwa ekufunyanweni iimpahla ezithile ezivenkileni ezithile. Kodwa ke, nangona inani lokusilela, imephu "Umbona" eyenza ngokwalo ngaphandle iimveliso efanayo kwezinye iinkampani. It kakhulu ngempumelelo lisebenza njenge back-up ikhadi lamatyala. Ukongeza, xa ivula umdla lweenkonzo imali eseleyo kwi-akhawunti, uyakwazi ukufumana imali encinane kwaye ufumane ingeniso kwisixando sokwenziwa. Imali ethe yazala ngale ndlela, akayi kuba ngobaluleke kakhulu. Kodwa ke inzala ibalwa nengqinisekiso yethuba ukususa kubo.

uhlelo lokuthembeka

Wonke umnini Ikhadi "Umbona" ngoko nangoko emva kokuba ubhaliso lwayo iba inxaxheba yenkqubo bonus. ukuba isebenza njani yaye yintoni iimpawu zayo? Yinto elula kakhulu: kokukhona wekhadi wenza ukuthenga ngoncedo lweevenkile zayo iqabane "Euroset", iingongoma okukhona bandisa i-akhawunti yebhonasi. ukuthenga nganye kwezi kwiivenkile wekhadi ubuyela "Umbona" 1% yexabiso yempahla.

Phakathi inxaxheba kule nkqubo bonus eyi "Euroset" amaqabane ingabizwa Ozon, ru, Booking.com, Ostrovok, eBay, Aliexpress.com, Kari, Nike kunye nezinye iinkampani.

Imali-mboleko kwi mephu

Abanini amakhadi "Umbona" bayakwazi ukufumana imali-mboleko ukuba inkqubo lula. Ukuze wenze oku, tyelela enye zokuzilungisa "Euroset" kwaye isicelo. Ukuba kukho isigqibo entle yokubhalwa mboleko, ngoko imizuzu eli-10-15 kwikhadi iza kuhamba imali ukongeza ngumthengi mobile phone ziya kufumana umyalezo okubhaliweyo nge isaziso eyamkeleke mali ethile.

mboleko enjalo zinika iibhanki ezimbini: HomeCredit kunye MFIs Mili. HomeCredit umnini credit "Umbona" iKhadi kwi-mali ukususela kwi-10 ukuya kwi-100 lamawaka. Engange, iinyanga ukuya ku-36. Kulo mzekelo, umyinge wenzala yi 29.9% ngonyaka. Mili kunika ithuba lokuba athathe imali-mboleko-3 ukuya ku-30 amawaka. Engange zethuba elifikelela kwiintsuku ezingama-30. Ngaloo rates ziyahluka ukusuka 0.2% ukuya kwisi-2% ngosuku. Ukongezelela, ukuze afumane imali-mboleko evela Mili kufuneka kusoloko lilungu elinye yeenethwekhi zentlalo.

Ukuhlawula imali, ungakwazi ukuthatha ithuba zokuzilungisa "Euroset", iimpawu umnini ikhadi-akhawunti yakho okanye isicelo mobile. Ezi nketho elula kakhulu kunye nenzuzo. Ukongeza, unako ukuhlawula imali-mboleko kwi-ATM okanye iidesika imali kwamaziko zebhanki. Kule meko iya kuhlawuliswa isabelo. Noko ke, unako ukufumana imali-mboleko micro.

Umda credit kwikhadi, "Umbona"

Abanini Ungathatha ingqalelo ukhetho elihle. Oko kukuthi, sebenzisa i umda ngetyala babuya ikhadi lakho ibe Inguqulelo epheleleyo ye-ngetyala. Ukongeza, abathengi Ungathatha ingqalelo ixesha yobabalo, enika Card "Umbona". Inzala akukho eliqokelelweyo kangangeentsuku ukuya ku 55. Ukusebenzisa i umda ngetyala, kufuneka utyelele i shop "Euroset", okanye ugcwalise ifomu kwi website esemthethweni kwekhadi, "Umbona." Ukuze isigqibo, njengoko umthetho, kuthatha ngaphezu kwemizuzu eyi-30.

mida yamatyala zibonelelwa ngamaziko zebhanki njenge "Renaissance Credit" yaye "Tinkoff Credit Systems". Iza kuba endleleni, ukuba umda wombane yinkqubo ngokukhawuleza nezilula ngaphezu yokufumana ngetyala ngokupheleleyo. Le mali iphezulu ngu amawaka 300. Engange. To connect i umda lamatyala ikhadi kumniniyo ngokwaneleyo ukuba ilingane iimfuno ubudala beebhanki yaye indawo esisigxina lomsebenzi. Ukuhlawula le mboleko kuba ezithengiswa zenkampani "Euroset" umnini ikhadi-akhawunti yakho, usebenzisa izicelo iifowuni, ezindaweni iibhanki kunye ATM.