Silindele ukuba ixesha payback mali eyinkunzi

Le projekthi zotyalo linombono utyalo lwezibonelelo ezibalulekileyo zemali. Umsebenzi yokuqala abatyali - ukuchonga kakhulu okujoliswe kuko ubenomtsalane infusions imali. Akuthandabuzeki ukuba, kuya kuba inkampani kokuba ixesha payback ubuncinane. Kodwa lo mkhwa alusoloko kunokwenzeka ngelifa yorhwebo real. Kwakhona, ukuthatha ingqalelo:

• ecacileyo kunye nexabiso langoku;
• Ireyithi sangaphakathi senzuzo;
• index inzuzo.

Umongo yokubala ixesha payback

Ukuvavanya iingozi kwexesha payback yotyalo-mboleko. Olu vavanyo indicator - ixesha elithile apho lotyalo umva ngokupheleleyo kwaye lube nenzuzo. Bala iintlobo ezintathu payback yeprojekthi:

• Simple - inyathelo ekubuyisweni zonke mali yokuqala;
• ngokusebenza - akubandakanyi isigaba attachment;
• discounted ixesha payback - ukuphumeza mzuzu lokubuya imali ityalwe rates isaphulelo.

Yokuqala neyesibini zisetyenziswa ukuba yinxalenye eyinkunzi Advanced ngokulinganayo kuthunyelwa ngexesha. Ezi ndlela cinga ixesha payback, umlinganiselo iindleko zokuqala kwingeniso avareji yonyaka, oko kukuthi, ukufumana ixesha payback le projekthi, kufuneka ii-inishiyali zakhe utyalo-mali lahlulwe avareji imali yonyaka yengeniso projekthi.

indlela elula yokubala uthatha kwi cash-akhawunti kwemali yayo imida payback kodwa kuvumela ukwenza izigqibo malunga nemali yokuhlawula amatyala kunye nomngcipheko le projekthi.

kumaxabiso

Ukuba ezingenayo kufika bengaphuhlanga ngokulinganayo, ixesha payback ibalwa kuthathelwa ingqalelo ezahlukeneyo ixabiso lemali ngokuhamba kwexesha. Lendlela ubala ixesha elifunekayo ukubuyela kwikomkhulu phambili nereyithi awayecwangcisiwe ukubuya. Kumaxabiso - na ukubalwa ixabiso elikhoyo imali ekufuneka efunyenwe kwixesha elizayo.

Ukuze ufumane iziphumo ezichanekileyo, kufuneka ukuba ulwazi malunga kuhlelwa iingeniso, iinkcitho, utyalo-mali, amatyala, iindleko kunye nezinga isaphulelo. Le yokugqibela ichazwa ngeendlela ezininzi:

• I-weighted average cost of capital;
• ngokusekelwe umyinge wokuphelelwa yotyalo ezikhuselekileyo (kuhlenga ngenxa ezahlukeneyo ubungozi kwaye ngaphandle);
• ngokwesiseko indlela yenzala kwi eyinkunzi semali-mboleko;
• zilungiswe umngcipheko kwakunye neendleko ityala;
• ngokusekelwe izinga lokubuya (lwangaphakathi);
• Indlela peer review.

ixesha payback ngesaphulelo ibalwa yi indlela apho 'inxaxheba "izinga isaphulelo, inani lamathuba, isixa-mali sokuqala, kwakunye ne-avareji yingeniso yonyaka evela kule projekthi.

Ixabiso wafumana ukuvavanya ukusebenza mali eyinkunzi kunye neqondo lomngcipheko mali.

ixesha Ikhrayitheriya payback ivumela sigaba sokuqala ukusika esixhasayo ixakayo kwaye kuyingozi. Xa kuqwalaselwa ngakumbi izinto investment kucetyiswa ukulisebenzisa idityaniswe nezinye iindlela isigqibo umtsalane.