Yemalimboleko - mbono kunye nokubaluleka

Qhamani imisebenzi zemali nawuphi na ishishini ayikhankanyi ngaphandle inxaxheba eyinkunzi loans kwicala. imali waboleka ukwandisa kakhulu imihlaba yabo imisebenzi ephambili qumrhu, ukuze kukhawuleziswe lokusekwa mali zemali kuyimfuneko ukuba zinike ukusetyenziswa iindleko-ngempumelelo kakhulu kwezibonelelo zemali sabo, yaye ekugqibeleni ukuphucula amatyala kunye neendleko zemali lweshishini. Ngoko wavula ukuba ingqikelelo yemali ayisetyenziselwanga sokwenza kuthi amatyala ebuncwaneni Central Bank of the Russian Federation, kwaye emithonjeni non-cash, eziquka iingxelo zangoku kunye phambili kumaziko ngetyala.

Ngokusesikweni, isiseko sento zoqoqosho ziya kuba imali yayo, kodwa wabanjwa kwilizwe lethu kubonisa ukuba le nxalenye inkoliso isiseko mboleko. Kungenxa yoko le nto yemalimboleko kurhwebo - into ebaluleke kakhulu kwaye umsebenzi zemali kuqoqosho lweshishini. Ijolise ekukufezekiseni imveliso obuphezulu.

Xa inkcazelo, Siboleke imali - kukho imali efunyenweyo ixesha elicaziweyo zibuyiselwe isixa esithile umdla ukusetyenziswa kwazo. Kusenokuba-mboleko ezibhankini kunye neminye imibutho ngetyala, kwakunye evela kurhulumente, imali efunyenwe umba lwamaphepha kwetyala (bond). Badibane yemalimboleko ezenziwe ngeendlela ezininzi, ezona ziphambili ukuba inkxaso-mali karhulumente, nokutsala kwezibonelelo ngetyala, izimali ngokusebenzisa izibambiso. Imali efunyenwe amadlozi zalapha lwamaphepha, ngowona mthombo zotyalo-mali.

Yemalimboleko uthatha inxaxheba kule fom zilandelayo:

- in lwemali kazwelonke;

- yamanye amazwe;

- ngokohlobo impahla (ukunikezelwa zezibonelelo intlawulo elityazisiweyo nekude kuvunyelwene);

- irente (ukusetyenziswa kwimisebenzi zemveliso asethi ezisisigxina ezingezozethu kumxholo, kuba imali);

- nezinye iintlobo (ukusebenzisa ii-asethi ezingaphathekiyo ngokwesiseko irenti, njalo njalo).

Le khetho ukusebenzisa naziphi na iintlobo yokuboleka ukuba imali obenziwe kwishishini ngokuzimeleyo, ngokusekelwe ishishini engundoqo ethile, kwakunye etsala target.

Ngokusekelwe kule nkcazelo ingasentla, kulandela ukuba swihlawulekisi ezingundoqo amashishini unokwenza amaziko zebhanki zorhwebo kunye noluntu, kwakunye neminye imibutho inxaxheba kunikezelo imali umdla, abathengi kunye nabanikezeli iimveliso kwakunye imali eninzi, ababekhonza izibambiso umnikeli ngayo.

Into ezincinane ebalulekileyo izenzo kwishishini yokubolekisa ukuba ibolekwe imali, nokuba ikuluphi na uhlobo nomthamo ababandakanyeka kufuneka zinikwe kunye nempahla yalo mbutho. Oku kuyinyaniso ingakumbi mali abandakanyeka ngokwemimiselo yezemali. imali waboleka zinyanzelekile ukuba ziqinisekise-asethi kakhulu ulwelo.

Enye into ekhathaza isivumelwano semali-mboleko kuso phakathi nombolekisi kunye obolekayo. Into yokuba zonke izibophelelo kuxwebhu zinxulumene kuphela umboleki - ukugcinwa kwezibonelelo eziphathekayo, intlawulo ngexesha umdla kunye nenqununu, njl Umbolekisi linalo ilungelo lokufuna ukuba inzaliseko yazo zonke nemiqathango yesivumelwano.

Phezu kwayo yonke iintsilelo kunye neengxaki ekutsaleni umsebenzi mali kwiinkampani elinganiswa, amazwe ingakumbi asakhulayo, akayi kuba nako ukuyenza ngaphandle kwabo.