Yintoni eyenza iphakheji "Ilungelo" VTB?

Uninzi iibhanki bazama ukuba ukuthembela kubaxhasi nelungelo. Oku kuyaqondakala, kuba kaninzi zinika ingeniso enkulu amaziko zemali. Mna kungekho ngaphandle kwaye VTB - ebhankini, nto leyo eye yakhula nemveliso eziliqela unique ukuba VIP-iinkonzo. Omnye wabo yaba iphakheji nemiba ngemiba yezemfundo ye "Ilungelo" (VTB). Yintoni eyona le nkonzo? Yaye unamagunya athini inikeza abathengi ibhanki yakhe?

Inkcazelo emfutshane lwenkqubo

Iphakheji "Ilungelo" VTB-24 - uluhlu lweenketho ezizodwa, apho wadalwa ingakumbi kubantu zisetyenziswa ukugcina ixesha abanqwenela ukuba baphile ubomi yakho ubuninzi.

Kukholelwa ukuba le nkonzo isekelwe phezu amacandelo amathathu, eziquka intuthuzelo nesantya wenkonzo, kunye nezahlulo ilungileyo ukusuka kwiziko lamatyala. Cinga zonke ezi amacandelo ngokweenkcukacha.

Izinto eziluncedo ze ngesantya

Ngokutsho ebhankini, iphakheji "Ilungelo" VTB-24 yenzelwe abo abasebenzisi abaxabise ngomzuzu. Ngokuqhelekileyo, oko oosomashishini, abezopolitiko, amalungu iinkokeli elite kunye zoshishino, ngubani ayiqabe ngomzuzu.

Ukuba zonke ezi abathengi banokuziva bekhululekile, VTB weza kunye neemeko ezikhethekileyo wentsebenziswano kubo. Umzekelo, kwanawokuqhuba nayiphi na imisebenzi kunye akhawunti, amakhadi okanye izibambiso ze-nxaxheba projekthi musa Akuyomfuneko ukuba ngokobuqu uye ibhanki ze ugcwalise iseti eqhelekileyo yamaxwebhu. Zonke iinketho lwenziwa kude. Ke okona kubalulekileyo, ukuze bonke transfers imali zenziwa ngokukhawuleza kakhulu yaye basebenza ukusuka naphi na ehlabathini.

Ngenxa yokuba apho kukho isisisombululo esisebenzayo nesikhawulezayo iingxaki abathengi '?

"Ilungelo" iphakheji VTB-24 nkqi ngokulinganayo isebenza kubo bonke abathengi oyithandayo. Oku kufezekiswe ngesicwangciso ukuqaliswa kunye nokusetyenziswa ngeenkonzo ezahlukeneyo kunye nezixhobo. Enye yazo ibhanki ngomnxeba. Yaba nguye lowo kunceda ukwenza imisebenzi naphi na. Into esemqoka onganeno umnxeba simahla.

Ingongoma yesibini ebalulekileyo kukuba ukudala indawo inkonzo ekhethekileyo, apho VIP-abaxhasi yamkelwe ngaphandle umgcelele kunye jostling. Indima ebalulekileyo kwinkonzo-high speed udlala internet banking kunye nesakhono ukuze aqale layo umgca onokuthenga ngayo. Kwaye, kakade, VIPs akakwazi ukwenza ngaphandle inkonzo concierge, nokwenza zonke iintlobo yokulungelelanisa iinkonzo egameni umsebenzisi. Umzekelo, oku kusetyenziswa bayabanjwa amatikiti, babhukishe igumbi ehotele aze ahlawule umsebenzi zokucoca kunye njalo njalo. D.

ukusebenza lula kunye nezimali - noxolo lwengqondo kunye nentuthuzelo zone

Bonke wayala iphakheji VTB "Ilungelo" bakhululeke ukhululekile. Kuthetha ukuthini? Okokuqala, cinga nomphathi wakho kakuhle-siqu, ukukwazi ukufumana benze isigqibo esifanelekileyo. Kwiimeko ezininzi, uza afumane iingcebiso zeengcali kunye nezisombululo ukuya ngxaki. Kwakhona nako ukulungiselela iintlobo ezahlukeneyo kwezivumelwano kunye namaxwebhu ayimfuneko ukuze sigqityiwe isivumelwano, afana nokubonelelwa kwempahla.

Ngaphezu koko, abanini "Ilungelo" iphakheji unakho ukufumana unekhadi ezongezelelweyo Pass Priority. Kwaye yena, naye, kuza kubavumela ukuba ukutyelela amagumbi okuphumla zoshishino bekhululekile kwizikhululo zeenqwelo-moya yamazwe ngamazwe. Eli khadi ifumaneka kuphela utyelelo ezimbini ezamahala ngenyanga nganye. Endaweni yoko, umnini ikhadi nga azise iqabane elingelilo umxhasi we bhanki.

Ekugqibeleni, lo iphakheji "Ilungelo" VTB ubonelela kumalungu ayo kuchaphazeleke neentsapho zabo-inshorensi xa ehamba. Kulo mzekelo, lokumiswa inshorensi kwiziko zemali umxhasi kuya kufuneka kwezi meko zilandelayo:

• xa kukho imeko ebuhlungu kakhulu kwaye kwakufuneka uncedo lokuqala;
• ngexesha ukurhoxiswa okanye ukulibaziseka;
• e ukulahleka imithwalo;
• ngexesha ukunyhashwa kwamalungelo liability yoluntu.

ukhuselo Insurance umsebenzisi kunye namalungu entsapho yakhe esemthethweni iintsuku ezingama-90 ukususela kumhla lokunduluka aphesheya. Ezi iimeko linikeza iinkonzo ze VTB Bank. "Ilungelo" package kulo mzekelo inceda ukuzikhusela bona abo babathandayo kwiimeko ezingalindelekanga ngexesha uhambo nje kuphela, kodwa.

Ziziphi iingenelo zebhanki ngekhompyutha?

Ngenxa yokuba inkonzo neebhanki, abasebenzisi ngokulula ukwenza imisebenzi eyahlukeneyo kunye mboleko lwemali kunye needipozithi. Zinelungelo ithuba elikhethekileyo lokuba babelane iirhafu eziluncedo intlawulo okanye isevisi. Ke okona kubalulekileyo, inikeza VTB - "Ilungelo" iphakheji kunye nezinga imali aphezulu, amazinga exchange olukhethwayo kunye nokungabikho yeefizi ikhomishini xa yokusebenza kwemali ezahlukeneyo.

Yintoni na iphakheji inzuzo?

Main iinzuzo ezisebhokisini likwalinani ukukwazi ukwandisa yabo abayityale kweli shishini. Umzekelo, ukuba imali ezithile iimveliso zotyalo-mali inokuba phantsi kwemiqathango ethile. Ngokukodwa, i-Bank inika iinkonzo iinkonzo zayo 'Online Broker ", analytical inkxaso epheleleyo, enikezela unikezelo kwi kumaqonga ahlukeneyo imarike kwemali yamazwe ngamazwe kwaye uvula i-akhawunti zotyalo-mali ngamnye.

Ngaphezu koko, wonke umntu usebenzise iinkonzo umcebisi yotyalo zobuqu, okanye wenze utyalo-mali ngokwabo. Kwimeko yokugqibela, izakuthatwa izifundo ezifutshane zoqeqesho portal lobutitshala ebizwa ngokuba "Trading School".

Ukongeza koku iinkonzo kwiziko lemali bayafikelela amakhadi bonus kunye ne-5% olwenzeka (imali umva), uyakwazi ukususa niwuzalise akhawunti zazo ngaphandle zonke izithintelo. Kananjalo elinde ngezaphulelo (ukuya kwi-40%) xa bethenga iimpahla neenkonzo loomahlulelane yebhanki. Bona bayakwazi ukuvula ikhadi lokuthenga ngetyala ne-18% th umlinganiselo ngonyaka kwaye ukuthenga collectible negolide nesilivere iingqekembe ngayo ngokokulandelelana kwazo.

VTB "Ilungelo" (package): ncomo

Ekubeni iphakheji yayo intshayelelo "Ilungelo" yabangela ezininzi iingxoxo. Abanye abantu babethanda inkonzo, yaye umntu akukhange ixesha ukuvavanya ukuxabiseka kwayo. Ngokomzekelo, abanye abasebenzisi onokumxelela ngayo utyalo-mali ngempumelelo, nto leyo yanceda ukuba benze i "Trading School" kunye nomsizi. Ngokutsho kwabo, iminyaka 2 bakwazi ukwandisa imali yawo kwaye ukuthenga indlu entsha.

Abanye bathi ngoncedo iphakheji lwabo wasilela ukuhlawula imali ngexesha nokwenza igalelo kwi-capitalisation. Ukanti abanye bathi ukungabikho olupheleleyo umgcelele kunye nenkonzo fast. Okwesine, phezu koko, abanganelisekanga ngumgangatho wenkonzo kunye umgaqo Telebank. Ngokutsho kwabo, kwafuneka alinde ixesha elide kakhulu de zonke iintlawulo yona. Fifth akayithandi ulibaziseko kokuxhuma iinkonzo ezithile nelungelo. Basebenzisa ukubuyiselwa kwi iphakheji, njengoko kwakuthenjisiwe iinkonzo bank hayi ndayizuza.

Ziziphi iingenelo le nkonzo?

Njengoko ubona, kukho izimvo ezininzi ezahlukeneyo. Kodwa ke phezu kwalo, inkqubo VTB unenani yeenzuzo:

• Isantya enkonzo ngaphandle umgcelele kunye wamaphepha ezingeyomfuneko;
• ukwenza nayiphi na imicimbi yemali kude;
• ubhaliso mboleko kunye needipozithi kwi ngokwemigaqo eyamkelekileyo;
• ukusetyenziswa nomsizi ngeenjongo zokusombulula iingxaki zemali kunye nokwanda kwe-asethi zotyalo-mali;
• iicredit cards kunye debit premium (iziqwenga ukuya ku-5);
• inxaxheba kwiinkqubo bonus kunye promotions, njalo njalo. d.

Nokuba yintoni na sathiwa, Ehleli phezulu "Ilungelo" iphakheji igama layo. It ivumela ukuba VIP-abaxhasi konwaba ngakumbi ezikhethekileyo kunaso.