Iibhanki baseYurophu: ubume yenzuzo ewileyo ezilahlekileyo

Umntu ngamnye athambekele intuthuzelo kunye nokhuseleko ngokupheleleyo. Kulo mzekelo, ukhuseleko lwepropati kwaye imali kwindawo ephambili. Abantu abaninzi sithembele imali yabo ifakwe kunye neebhanki. Umahluko omkhulu phakathi amaziko zemali ezikhethiweyo khona imali imi indawo. Ukuba isininzi abathengi khetha umbutho wesizwe, iqela elincinane oseleyo uncamela ityala amaziko, umgangatho umfanekiso ethe ingqiniwe kule minyaka, nkqu eminyaka umsebenzi. Ezi ikakhulu ziquka iibhanki zaseYurophu.

"Nkosi" of the World Old

Le mibutho ke indala amaziko yonke indawo-bank zezimali emhlabeni. Ixesha elide ezinye i 'namandla "yaye iibhanki ezizezona ingqalelo iindawo eSwitzerland. Kweli nqanaba, iibhanki ezizinzileyo nefanelekileyo eYurophu ziquka kuludwe zalo amaziko ibekwe kwamanye amazwe. Kuyaphawuleka ukuba uphuhliso yobubanzi yezezimali, utyalo-mali kunye boleka iphenjelelwa kakhulu ngamaziko oku World Old. Isizathu soku kukuba yokuhlanganisa eYurophu phantsi kwephiko le-European Union. Ukuqaliswa lwemali olulodwa iya kuqwalasela ngcono izindululo ukuba nokubandakanywa lokungena nokuphuma kwemali kwiiprojekthi kumazwe awahlukeneyo. Kwaye, kunye nempumelelo ezishiyanayo lokuxhaphaza index mboleko. Ekugqibeleni, ngenxa yokuba i "umdlalo" kunye iirhafu abolekisa ngamazwe, iibhanki amaninzi aseYurophu "sihlaselwa" IKomiti Anti-weMonopoly. Lo msebenzi uza ukusebenzisa i zohlwayo enkulu yemali kumaziko ezininzi yokubolekisa.

"Imidlalo" isiJamani

Ngenxa uhanahaniso i ekukhutshweni kwemali izinga senior "Deutsche Bank" (Germany) ukuyi- kwisimangalo kowethu malunga 1 billion 200 lamawaka. Kwaye yiloo nto kanye ngenxa yetyala lokuqala. Bayahlelwa ebuhlungu lombutho amaxhoba iibhanki JP Morgan Chaise, HSBC kunye nabanye abaninzi. I Antimonopoly IKomiti of EU utyhola la maziko lokuxhaphaza Libor izinga (London Rate Overnight Kunikezelwe). Isiphumo sale imbali ezukileyo yaba omhle ezimbini euro billion enesiqingatha.

Zibizwe yokothuka abanamava, ibhanki waseJamani waphinda inxaxheba kumqolo wesibini. Eli xesha le komishoni sele iyichongile nezitenxo kwinkqubo yokuseka i-avareji yeepesenti ezingama-mali Euribor. Ukuthetha nje, isalathisi ibonisa lenzala iibhanki yaseYurophu bayababoleka omnye komnye zekheshi ethile ixesha. Esi sixhobo mboleko ukwabizwa ngokuba linikeza umyinge wenzala ngamazwe.

Ngelo xesha kwaqhambuka enyundululu kulo mba bachaphazeleka ngokungalunganga kwingeniso epheleleyo ziko. Xa kuthelekiswa ne lwangaphambili ngo-2013 ingeniso ngomnatha, "Deutsche Bank" Sehle izihlandlo ezili-15, kwaye yekota owandulelayo nje abangaphezu kwezigidi ezingama-50 euro.

"Sizana" Okubuhlungu of Switzerland

Nxaxheba isiganeko buhlungu kwi "umdlalo" kunye ingumlinganiselo Libor yaziwa iUBS-Bank (Switzerland). Nokuhlawula umrhumo omkhulu, umbutho ka 'evaliweyo "ngo-2012 kunye thabatha euro 1.7 billion nzulu. 2013 ibonakalise ukuba yimpumelelo enkulu kakhulu kwimisebenzi yeziko zemali. Nangona ebhankini kunye ibuye ibe ijelo operation nenzuzo, kuqalise-15% eludinini, ngelishwa, nje ifunyenwe.

bezimali abaninzi Alithandabuzeki bayavuma ukuba lonke uqoqosho lwehlabathi bank "umdlalo" amaziko Old World akukho isiphelo olungileyo: ubunzima imibutho ilahleko, abatyali, amazwe kunye amazwekazi. Amaziko amaninzi credit ziphantsi kwesoyikiso ungonakala.