4 lula iindlela zokonga imali ngaphandle ukuzilimaza

Yithini, nani uzama ukwandisa imivuzo yabo ngo-200, 400 okanye $ 700 ngenyanga? Kwaye xa esebenza ngaphandle, ndothuswa kukufumanisa ukuba imali free ayilungelelani kuba ngakumbi, kwaye imali iye yenyuka esikhulu. Kaloku, asinguwe wedwa kule - yingxaki ngabantu abaninzi. Kodwa ke iindaba ezimnandi zezokuba nangaliphi na inqanaba yengeniso kuba yimpumelelo ngokwezimali - oko kukuthi, ukuchitha imali engaphantsi kunaleyo uyamkelayo. Makhe sicinge nzulu ngendlela yokonga imali ngokukhuselekileyo nendlela ukuqalisa indlela eya enkululekweni yemali.

Inyathelo One - kakhulu ebaluleke

Unakho wake up ngenye imini ixesha iphupha elide etyebileyo, abamele, nomfanekiso ... Kodwa ngaphandle ngezenzo zakho ethile iya kuba kwi ephuthileyo. Imfihlelo lokuqala ke lulolona lubalulekileyo abazizityebi - soloko imali engaphantsi kunaleyo uyamkelayo.

Landela ilula kakhulu oku: zithabatheleni ummiselo ukubekela bucala-10% yaso nasiphi na isixa iwela ezandleni zenu. Gcina i eyahlukileyo akhawunti yokonga kwaye ngaphandle kwamathandabuzo, nokuqiqa - wonge imali! Ngoko ke ngenyanga uza kuhlawula kuphela nabathengisi ukutya, impahla yokunxiba kunye nokuzonwabisa, kodwa ngokwabo. Awunalo nofifi nentembelo ngakumbi indlela kwethu kwaye baya kuziva ebomini.

Ngoko ke, ukuba ekhohlo ne-90% yengeniso. Kwaye kukho kuza ...

Inyathelo ezimbini: indlela yokonga imali

Sonke sifuna ukuhlala apha kwaye ngoku, ukufumana ukusuka ubomi obulungileyo kunye nolonwabo. Ukoyika bayala ukunqanda rhoqo ngokwabo ogcina abantu asindise. Kodwa kukho Zininzi iindlela zokonga imali phantse kungabonakali.

1. Zikhusele inkcitho engeyomfuneko!

ukuthenga okuyingozi - oku umsantsa omkhulu, nto leyo avuza imali eninzi. Baya kuzisa uvuyo okwexeshana, kwaye ke kukho kuphela incasa uzisole malunga mali ziphanzile. Unakho ngokwakho ukukhusela i amanyathelo ezimbalwa ezilula:

- Yima esipajini sakho istikha eliqaqambileyo esithi, Eli binzana inceda ukugcina-70% yemali evela imali yokuzibhubhisa "Kufuneka oku Wena ngokwenene?". Nje musa ukulibala ukutshintsha ngamaxesha umbala eli phetshana kunye nombhalo umbuzo imfutshane hayi "zamylivat".

- Ungaze uthenge izinto zexabiso kwangoko. Thatha ixesha: omnye umhla cingisisi ngamnye $ 100 ngexabiso.

2. Gcina imali eyachithwa kwizinto ezithengwa zemihla ngemihla!

Ukonga imali yokutya - indlela enkulu ukuze basindise eerandi-50 ukuya kwezingama-200 ngenyanga.

- Bhala uluhlu phambi kokuba uye evenkileni. Lo mgaqo elula kunceda ukuba zingangenwa kuphazamiseke uthenge ngokwenene kufuneka nje oko. Ngapha koko, ngoko ngokufuthi siye wevenkile nje kuthenga isonka, kwaye sisisebenzise abadlulayo izihlandlo ezilishumi ngaphezulu. Nje luhlu lulandelayo kuya kusinceda siphephe le elula.

- Musa ukuya evenkileni ungatyanga. Yinto iqhinga ngokwasengqondweni: umntu olambileyo ukuthenga ukutya 30-40% ngaphezu Liyafuneka ngokwenene. Yena uziva okumnandi yaye kubalulekile , phantse bonke ukutya evenkileni! Ngoko - kuqala, badle, uze emva koko bachithe imali.

- imali Ekhaya abathandi semi-igqityiwe kwaye iimveliso. Yenza izibalo ngokwakho: izinto ezithengisiweyo ngokobunzima, kunye nokutya okuphekiweyo wena, kukho malunga 30-40% zitshiphu poluprigotovlennyh zabo, batwabulule phezu iingxowa noogxa.

3. Lumkela ukuthenga izinto kunye nemveliso uku-odola ezintsha!

Indlela yokonga imali kule? elula kakhulu: ulinde kweenyanga ezimbalwa de hype kudambe imodeli svezhevypuschennoy yefowuni, TV okanye ezinye izixhobo. Ixabiso lusoloko esiwa kwi-avareji nge-30%, kwaye umgangatho imveliso kuhlala enye. Into efanayo with "imveliso lokubonisa" - abavelisi athengise ngayo kwi isaphulelo eninzi.

4. Lahla bokubanga olungeyomfuneko!

Ndixelele, yintoni na le nto ibaluleke ngakumbi - ukuya okanye oxube? Yintoni na ukufumana izinto nezicelo kakuhle eyaziwa lophawu, imoto ubume okanye umlindo? Yijonge - kukho izinto ezininzi ukuba unako ukuthenga isiqingatha ixabiso ngaphandle yokulahlekelwa umgangatho.

Ukuba ngenkani ukhetha brand yakho Luxury kuphela, loo nto akuvumelani ezinokwenzeka zemali real, akukho sizathu ukucinga - kwaye ukuba yonke into ILUNGILE lakho ukuzithemba nokuzithemba? Mhlawumbi ke ngoko uzama ukuthenga i kwintlalo-ntle basekhaya? Kodwa libali eyahlukileyo.

Ngaloo ndlela aye abonisa iindlela ezininzi elula ukonga imali. Zama ukuba ukwakha ezi zinto zintsha, ezo bonke abantu abazizityebi. Kulula. Kodwa ukuba nakanjani ukuphucula ubomi bakho!