Amaxwebhu afunekayo ukuze kutsalwe irhafu wemfundo: uluhlu lwezinto ezifunekayo

Russia, njengezinye amazwe, uzama ngandlela zonke ukuxhasa abemi babo. Umzekelo, ungenza amalungiselelo ekuthiwa kutsalwe irhafu. Ilungiselelwe ngeendleko ezithile. Namhlanje, sinomdla kumaxwebhu ukuba kutsalwe irhafu ngenxa zokufundisa. Ukongeza, kufuneka uqonde xa ngummi anganyanzelisa evela kurhulumente okanye loo mali. Kuthekani ukutsalwa ukwenzela ukuba bafumane izifundo kufuneka ukuba uyazi? Indlela yokwenza oko? Ngawaphi amaxwebhu kunokuba luncedo indlela kwimeko ethile?

apho ukuya

Into yokuqala ekufuneka uqonde apho ukuya ukuguqulela iingcinga zibe amanyathelo. Ngowe-2016, umthetho irhafu encinane zatshintsha eRashiya. Ngoku ke umthetho bazobe iindidi ngaphantsi lwentlalo udidi (ngokuba unyango kunye nezifundo) ngqo ukusebenza. Kuthetha ukuthini?

Ukususela ngoku amaxwebhu ukuba kutsalwe irhafu for lokwamkela izifundo:

• abasemagunyeni irhafu;
• umqeshi;
• nge MFC (kwezinye iingingqi).

le nto yenzekayo lokuqala lwenzeka amaninzi. Nangona kunjalo, uluhlu lwamaxwebhu sidityaniswe kunye nesicelo, akaguquguquki. Usoloko uhlala okufanayo.

Lisenze izifundo - ukuba ...

Kwaye yintoni ke wokutsalwa kwerhafu yokufundiswa? Ukuba umntu uhlawule iinkonzo zemfundo, yena unelungelo lokutsala-13% yeendleko ezenziweyo. Le amandla sicaciswa gca kwi-Code Tax, Inqaku 219. Return of imali echithwa kwi sifundo, kuthiwa wokutsalwa kwerhafu tuition.

Le ebanjwayo yinxalenye yengeniso rhafu. Ngamanye amazwi, eRashiya uvumelekile ukuba ukubuyisela irhafu iindleko imfundo yabo. Ngako oko, zingabuyiswa-13% yenkcitho ngoqeqesho bona kunye nabantwana babo xa kukho yengeniso irhafu yerhafu yengeniso.

Kuba ngubani na ukuba

Kuphantsi kwaziphi iimeko ungenza isicelo wokutsalwa kwerhafu kwizifundo umbutho othile?

Ukuza kuthi ga ngoku, Kuvumelekile ukubatala iindleko ezenziweyo ukulungiselela isifundo:

• yena;
• abantwana;
• abazalwana noodade.

Ngoko kuyimfuneko ukuba athobele inani elikhulu kweemeko. Umamkeli ingaba lowo ukuhlawula izifundo zakhe kuphela. Njengoko sele kukhankanyiwe, ngummi kufuneka ibe umsebenzi ezisemthethweni kunye nengeniso irhafu kwi-13%.

Xa kubanjwe ukuhombisa ngokwakho

Ngokuqhelekileyo, imiqathango kubonelelo ezibanjwayo kwimfundo yabo ayikho. Le meko ilula. Kulo mzekelo, phakathi iimfuno ezingundoqo ayikhuphi:

1. Ukufumaneka yengeniso esemthethweni. Kulo mzekelo, oku kumele kunyanzeleke ukuba irhafu 13%. Umzekelo, i-Umrhwebi osebenza titsh okanye elilodwa lomenzi wechiza, akakwazi ukubuyisela imali yezifundo.
2. Kukho intlawulo yeenkonzo zemfundo kumaziko esemthethweni. Umzekelo, izifundo kwisikolo ukuqhuba okanye eyunivesithi. Izifundo kunye noqeqesho njengoko uqeqesho olo kuqwalaselwa.

Mhlawumbi, kuphelele apho. Ukuba le meko ziyafikeleleka, kunokwenzeka ukuba kuqokelela amaxwebhu ukuba kutsalwe irhafu izifundo. A isici esasenza kokufumana imali kwimfundo yabo kukuba uhlobo lwemfundo akuthethi ukudlala indima. Umntu ukufunda njani ngokupheleleyo-ixesha ngembalelwano, ngokuhlwa okanye nayiphi na enye kwiwadi.

Ubukhulu kubanjwe ngokwabo

ukuba njani imali eninzi bayakhuthazwa ukuba kakulu kwimfundo yabo? Ngokomthetho, unako ukubala kwi-13% yeendleko ezenziweyo. Kodwa ezinye zithintelo kulo mzekelo eRashiya.

Yiphi na? Phakathi kwazo kukho ezi mpawu zilandelayo:

1. Buyisela irhafu ngaphezulu emayihlawulwe kuqala iya kusebenza. Irhafu yengeniso kuphela ezifanelekileyo kuthatyathelwa ingqalelo.
2. Isixa liphezulu ukutsalwa ukwenzela ukuba bafumane izifundo yi 120 lamawaka engange. Ngelo xesha ukubuya enye unyaka inokuba akukho ngaphezulu kwama-15 600 engange. Le kokuthintelwa kungenxa imida abaseleyo.
3. Umda ngoku isebenza kutsalwe zonke kwezentlalo. Oku kuthetha ukuba imfundo, unyango kunye njalo kuzo ezingama-ngonyaka Kunokwenziwa ibango lesixa-15 600 engange.

Enyanisweni, yonke into ayikho nzima kubonakala. Ngawaphi amaxwebhu ukuba kutsalwe irhafu uqeqesho efunekayo kule meko?

Fumana kubanjwe ngokwabo

Uluhlu lwamaphepha ayikho ebanzi kakhulu. Nangona kunjalo, le meko lubandakanya amaphepha ubuncinane.

Phakathi amaxwebhu ayimfuneko ukuze sifeze umsebenzi, waziwa:

• yesazisi mvume yomenzi-sicelo (kungcono ukuba passport);
• isivumelwano ngenkonzo kwiziko lemfundo;
• kwingxelo yengeniso (ifom 2-ambelwe kuthathwa ngumqeshi);
• isicelo kubanjwe;
• onelayisensi kwiziko lemfundo (ikopi eqinisekisiweyo);
• Tax Return 3-NGOBUCHULE;
• eyilwayo, esalatha ubunyani intlawulo yeenkonzo zemfundo;
• iinkcukacha okutshintshela imali (kubonisiwe isicelo).

Ukongeza, ukuba ixhuzulwe irhafu ukufundisa kumaziko eyunivesithi, la maxwebhu zincediswe uqinisekiso elithile. Zonke ezi amaphepha enkundla, ikunye neekopi eziqinisekisiweyo. Iitsheki okanye imiyalelo imali, isalatha kulaa into yokufundiswa, anike abasemagunyeni yerhafu kuphela ngohlobo iikopi.

Nemiqathango yokufumana kubanjwe abantwana

Ke kaloku, kwaye wokutsalwa kwerhafu imfundo yabantwana akhuphe njani? Ngenxa yoko, nathi, kuya kufuneka ukuba ukuthobela imithetho ethile. Yintoni na?

Ukuze ube nokufaka isicelo wokutsalwa kwerhafu kwimfundo yomntwana, kufuneka ufezekise ezi nqobo:

• abantwana ngaphantsi kweminyaka 24;
• abantwana bafunde umntu;
• intlawulo yeenkonzo zemfundo wenza umzali;
• isivumelwano kunye arhente zisayinwa ummeli osemthethweni (umama okanye utata) umntwana.

Kubalulekile ukukhumbula ukuba umntwana omnye ufune ukuya ku-50 000 engange. Kulo nyaka, isixa-mali ka-6500 engange. Akukho izithintelo ezininzi umthetho ayinikezi.

Amaxwebhu ukutsalwa ukuze abantwana

Ukuze lulungisa iindleko abantwana besikolo, kuyimfuneko ukulungiselela iphakheji elithile izibambiso. Kufuneka ukuba ibe ngaphezu uluhlu ecetywayo ngaphambili.

Amaxwebhu ezi wokutsalwa kwerhafu imfundo yomntwana iquka uluhlu lwamaphepha ezaziwayo-kakade. Ngaphezu koko, yena wongezelela athi:

• Isiqinisekiso sokuzalwa somntwana (copy);
• Student Uncedo (ithathwe kwiziko ukusekwa lemfundo);
• ikopi yesiqinisekiso somtshato (ukuba ikhontrakthi bhaso ngumzali omnye iphungulwe senziwa kwi enye).

Kuko konke. Ukongeza, abasemagunyeni yerhafu unokucela ikopi ikhadi yesazisi somntwana, ngaphezu kweminyaka-14. Kuyinto eqhelekileyo ukoyika ayikho imfuneko. Ndiyaqinisekisa ikopi yokundwendwela ayikho imfuneko.

Nemiqathango yokufumana iphungulwe abazalwana noodade

Njengoko sele kuchaziwe ngaphambili, ummi unokuzisa inxalenye imali echithwa kukuqeqesha umzalwana okanye udade. Yinto entle inqabile, kodwa lwenzeke ngumkhuba practice. Uluhlu kwamaxwebhu wokutsalwa kwerhafu zokufunda ziya kuxhaswa amanye amaphepha eziliqela. Kodwa ezongezelelweyo kwelo kamva. Okokuqala kuya kufuneka ukuba lento phandle xa ummi unelungelo nangokuzihlawulela iindleko umzalwana okanye imfundo dade.

Nemiqathango yokufumana kutsalwe kweefizi zezifundo kulo mzekelo zimi ngolu hlobo lulandelayo:

• udade okanye umzalwana ayikho-24 leminyaka ubudala;
• abantu izifundo yexesha elizeleyo;
• le mvumelwano yaqukunjelwa kunye sicelo kwi ukutsalwa;
• onke amatyala kunye neerisithi zibonisa ukuba sicelo uhlawule uqeqesho neenkonzo.

Yintoni izithintelo kuya kusebenza ngokunxulumene imali? Ncam kwimeko ukutsalwa yemfundo zabantwana.

Amaxwebhu ukuba kutsalwe abazalwana yokufundiswa

Uhlobo lwephepha olufunekayo kule meko? Indlela yokufumana ukuxhuzulwa irhafu izifundo? Ngawaphi amaxwebhu afunekayo xa kuziwa ekubeni umzalwana ngemfundo okanye udade?

Edweliswe kwangaphambili kuluhlu securities (bona) ikhatshwe ezi ziqendwana zilandelayo:

• isatifiketi eyakho sokuzalwa (copy);
• isiqinisekiso sokuzalwa yomntu kungenxa kabani tuition fees-sicelo;
• isatifiketi umfundi (kwi original).

Lutho olunye. Kwiimeko ezizodwa kakhulu, kufuneka ukuba angenise naziphi na amaxwebhu ebonisa ubudlelwane kunye nomfundi / umfundi. Kodwa inqabile kakhulu. izatifikethi zokuzalwa kubaphathi yerhafu lwanele.

ixesha lokubuya

Amaxwebhu afunekayo ukuze wokutsalwa kwerhafu yezifundo indlela kwimeko ethile, baziwa ngoku. Uluhlu olupheleleyo kuwo thaca kuni. Kodwa kusekho imibuzo ingasonjululwanga ebalulekileyo.

Umzekelo, ixesha eRashiya avunyelwe ukuba ukuzoba nokunye. Kangakanani na ixesha lokuhamba umda? ukuba kutsalwe irhafu ukwenzela ukuba bafumane izifundo kubuyiselwa njani ixesha elingakanani? Yintoni amaxwebhu ukuze nabo sele kwaziwa. Kodwa ke kubalulekile ukukhumbula ukuba isicelo uvumelekile ukuba angenise kungabikho emva kweminyaka emi-3 ukususela kumhla ngeendleko ezithile.

Oku kuthetha ukuba ixesha umda konyango kunye nesicelo ehambisana iinyanga-36. Kulo mzekelo, ilungelo lokufumana iphungulwe ibonakala kuphela kunyaka olandelayo lowo apho kwakukho intlawulo yeenkonzo. Ukuba umntu uhlawule izifundo zakhe ngo-2015, ukuze bafune imbuyekezo yemali kuvumelekile kuphela ngo-2016.

Ukongeza, kufuneka ukhumbule ukuba ube ungenza isicelo imali ukugqiba ukusetyenziswa umda lusekiwe. Logama nje ngummi ishokoxekile lotsalo loluntu ukwenzela ukuba bafumane izifundo elilingana mali engange-120 000, unako ukufaka ibango lemali esuka kurhulumente xa inkcitho ehambelanayo.

uya kwala

Yaye enoba abasemagunyeni yerhafu angala le mali? Kuyinto. Ngamanye amaxesha abantu abajongene neemeko apho, xa kuphendulwa isicelo kufika ukusilela. Oku ke kuqhelekile.

Kuthekani ukuba akukwazekanga ukuba akhuphe ukuxhuzulwa irhafu izifundo? Ngawaphi amaxwebhu apho ukuthatha? Kulo mzekelo, kucetyiswa ukuba ukuhlola isizathu sokuba ukwala ukubuyisela imali. Abasemagunyeni yerhafu zinyanzelekile ukuba ukuthethelela indawo yayo. Amaninzi ukusilela unxulunyaniswa ngokunikwa uluhlu non-alupheli yamaxwebhu. Kulo mzekelo, ingaphelanga inyanga enye ukususela kumhla wokufunyanwa kwesaziso kuyimfuneko ukulungisa imeko leyo. Kulo mzekelo, isicelo kwakhona isicelo iphungulwe uqeqesho ayikho imfuneko.

Ukuba ingxaki akakho amaxwebhu ayimfuneko ukuphelisa ukungangqinelani phakathi iimfuno zobhaliso iintsalela kunye kwakhona isicelo siqwalaselwe. Phantsi kweemeko ezithile, kakulu ezinye imali akayi kujika. Umzekelo, ukuba uthe wadlula ixesha lokuhamba umda.

Iziphumo kunye nesiphelo

Ukususela ngoku, kucacile ukuba amaxwebhu ukuba kutsalwe irhafu ukwenzela ukuba bafumane izifundo ziyafumaneka kwimeko ethile. Njengoko sele kukhankanyiwe, zonke iphepha eqhotyoshelweyo iikopi kubameli. nje ngoko singatsho ngokuqinisekileyo malunga ukuthembeka izibambiso.

Enyanisweni, ukuba abuyele imali uqeqesho ayikho nzima kangaka. It bayacetyiswa ukuba baqhagamshelane abasemagunyeni yerhafu ngonyaka. Abanye abantu bakhetha ukuba ibango iphungulwe kanye kwiminyaka emi-3 yezifundo. Oku kunokwenzeka. Faka ukuba kuvumelekile ngalo naliphi na ixesha ukususela ukuvela ilungelo ukutsala.

Njani ixesha elininzi kwimisebenzi kuyilo ukusebenza? Ngokubanzi, ukutsalwa imveliso kuthatha iinyanga 3-4. Kule meko ixesha elininzi kufuneka ulinde ukuba impendulo evela kubaphathi zerhafu. Ukungqinisiswa kwamaxwebhu wenziwa kakuhle, kwaye ke ngoko kufuneka ukuba ulinde ixesha elide. Yintoni ekufuneka uluhlu lwamaxwebhu ngenxa wokutsalwa kwerhafu yokufundiswa? Ngoko akusekho mfihlakalo.