BIC: yintoni ibunjiwe apho ayifumane?

Ukuba ubuncinane kanye ujongene imfuneko ukugcwalisa nayiphi na amaxwebhu nentlawulo ibhanki, ngoko ngokupheleleyo kufuneka ugcwalise entsimini apho ukuba ukhankanye ebhankini engqinelanayo BIC. Oku izixhaso ekuluhlu njengoko inyanzelekile ukuba onke amaziko ngetyala kwaye uthi ekuphumezeni amazwe, uyilo lwe -odolo yentlawulo, iileta ngetyala njalo njalo .. Kumazwe amaninzi, ibhanki nganye entsha a BIC ekhethekileyo. Yintoni na, yaye kwenziwa njani na, uza kufunda ngokufunda eli nqaku.

BIC: ngubani esabela ngayo ukuba yintoni injongo

Imela ukuba basisishunqulelo lwepropu njengoko 'isikhombi Code Bank "- it ikuvumela ukuba ukuchonga umbutho kolawulo indawo, kwakunye neenkcukacha malunga nexesha indalo yayo. Ngaloo ndlela, ukwazi BIC, uyakwazi ukufumana ukuba yeyiphi na umbandela nakwiimanyano naxa yavulwa.

Ngobhaliso iikhowudi ukuchongwa yebhanki ibhanki uxanduva iphambili kweli lizwe - i-Central Bank of Russia. Nguye luqhubekeka somhleli Bykov of Russia. Ubuncinane zebhanki ezikhutshwa qho ngenyanga central ihlaziya ulwazi ngezi iinkcukacha, nto leyo igcinwe kulawulo ekhethekileyo. Umyalelo reference, kwakunye kanye isakhiwo BIC, lenani Imigaqo CBR 225P ka-2003.

Ubume bale Bika: assort ngokweenkcukacha

Makhe sihlolisise into kwi NIR. Yintoni na isazisi esisodwa nendlela abunjwe nganye kwiziko lamatyala. Okokuqala kufuneka wathi inkalo rhoqo neepropu linani lamasuntswana (okanye mandithi, amasuntswana), nto leyo usoloko 9. Ukuba kunokwenzeka ukuba yeyiphi intsimi isebenza (office), omnye okanye kwenye ibhanki, kwaye iyunithi oluthile ukwenza zokuhlala inkonzo lwabathengi -kassovym.

Ixabiso badinga beek

BIC usoloko ukufunda ukusuka ekhohlo ukuya ekunene. Khawuve oko idijithi ngayinye kumanani ewonke lebhanki Ikhowudi yesazisi:

1. Imivo zokuqala ezimbini (amasuntswana 1-2) - indawo lebhanki lilungu kwimeko ethile (ezibhaliselwe ilizwe a). iibhanki BIC Russian njalo iqala imivo "04".
2. Imivo yesibini ezimbini (amasuntswana 3-4) - ikhowudi eRashiya, eyabelwe ngokwe-National Classification (OKATO) eyahlula iinjongo isiseko solawulo-indawo. Le khowudi ibonisa umxholo Russian Federation, apho iBhanki kuhlala. Ukuba iziko lamatyala ibekwe ngaphandle eRashiya, loo nto imiselwe ku "00".
3. zenombolo Okwesithathu ezimbini (amasuntswana 5-6) - Inombolo yesazisi ukwahlulwa zebhanki ethile isebenza phantsi kwayo kuthungelwano zokusonjululwa Central Bank. Ngaba bayeka "00" ukuba "99".
4. Imivo zokugqibela ezintathu (enamanani 7-9) - inani kwiziko lamatyala (okanye isebe layo) kwicandelo le-Bank of Russia, elivulwe-akhawunti yayo incwadi. Ngaba zingaqala "050" kwi "999". Kuba amaziko cash ngokuqukunjelwa Bank of Russia kwezi lemisebenzi (7, 8, 9) unikwe inombolo "000". Kuba iziko zokuhlala eziphambili - "001". Ngokuba zonke ezinye amaqela network ye-Bank of Russia izibalo - "002".

Ngenxa yoko, ibhanki ukuchongwa ikhowudi yeziko ngalinye letyala lakho azifani nezamntu kwaye ayihambelani kunye neenkcukacha ezifanelekileyo nezinye iibhanki.

BIC kulo mzekelo Sberbank of Russia

Makhe sijonge ngumzekelo wendlela lo usenziwa nezixhaso. Amaninzi abemi bethu abanomdla ebhankini BIC "Sberbank of Russia". Kothi ingqalelo. Nguwo lowo ofisi ephambili, elise eMoscow. BIC kwakhe - 044525225 apho:

• 04 - code of Russia;
• 45 - code of Moscow;
• 25 - inani esebeni;
• 225 - Inani olunemiqathango KO network division zokuhlala CBR. (Kubalulekile ukuba uqaphele ukuba eli nani kufuneka nakanjani ungqamane imivo yokugqibela emithathu-akhawunti correspondent ye client.)

Phi kwaye njani ukufumana ulwazi malunga BIC

Ukuba ngokugqibezela amaxwebhu afunekayo BIC of ebhankini, ngoko ukufumanisa ukuba akukho nzima. Okokuqala, lo Iipropu mfuneko kufakwa kwiziko lewebhu iziko lamatyala ngokwayo. Ukulungiselela le njongo, kukho icandelo ohambelana - "Iinkcukacha", ukufikelela apho luvuleleke kubo bonke. Okwesibini, ezi nkcukacha zonke iibhanki Russian ziyafumaneka kwi website esemthethweni ye-Central Bank. Olu lwazi luyafumaneka kwicandelo "Iinkcukacha Credit Imibutho", ngokukhetha "Directory" kwaye khangela nebhanki yakho.

Xa sifuna BIC?

Le BIC uluncedo? Yintoni na le khowudi (ukongeza enikezwe malunga lwezobulungisa lwengingqi kwiziko ngetyala) ukuba abaxhamli ibhanki yakhe? Oku izixhaso ndibopha ezifunekayo ukuphumeza zonke ngeentlawulo ikheshi, kwakunye naziphi na ugqithiselo / lithetha ulwamkelo kunye neentlawulo uthumo. ugcwalise amaxwebhu intlawulo akayi kuba ngaphandle kwalo.

Ngenxa yoko, siye ingqalelo yonke ingcaciso esisiseko ephathelele i nkcukacha zebhanki ezibalulekileyo njenge BIC. Ngoku kufuneka akukho ubunzima ekugcwaliseni amaxwebhu ukuba uhlangabezana intsimi ofuna ukungena BIC yebhanki yakho.