Sberbank "kwiSabi Bank": ncomo umthengi

Ngamnye kuthi ubuncinane kanye konke befuna imali ukuthenga le okanye loo nto, ukuba ahambe okanye ukwenza isipho ongalibalekiyo kumntu omthandayo. Kuba abathile, le ngxaki ilula, kodwa uninzi lwethu, njengokuba umthetho, oko neemvamvanyo. Ukudala savings kufuna ukuba bokusiqeqesha, ngokufuthi ukulondoloza.

ngayo inkonzo

Ukuba nomzi isixa esifunekayo, kufuneka nyanga nganye ukuze anikezele inxenye yebhajethi yazo yenyanga ihlehlise ngayo. Kwaye ke yona mayigcine phantsi umatrasi, kwisitya iswekile kwi kwithala okanye, modernly ngakumbi, kwi-akhawunti eyahlukileyo ebhankini. Kwaye rhoqo kwenzeka ukuba kukho iimeko ezithintela ukuba ukufikelela kwiinjongo zabo. Ukuba imali engaphezulu nyanga iphelileyo wayengekho, ngoko ebhankini akazange abe nexesha ukufikelela, kwabonakala iindleko ezingacwangciswanga, leyo zavalwa ngokunciphisa mali sele efunde. Apho unako ukunceda "kwiSabi" evela Sberbank. Uhlaziya ngale nkonzo, kwaye sijonga kweli nqaku.

Kutsha nje, Sberbank usungule inkonzo entsha elula ukulondoloza ebizwa "kwiSabi". Le yindlela enamandla kakhulu amanyathelo ezincinane kodwa onyanisekileyo ukuba ukuya injongo yalo. Oko kukuthi, ukuba awuthwale eyabo amaphupha abo encinane, yakuba ibasindisile imali yokuthenga igajethi entsha, okanye itikiti moya ukuya kwiparadesi siqithi.

Yintoni i "yibhanki kwiSabi"?

"KwiSabi Bank", enyanisweni, yi-akhawunti ngekhompyutha emntwini, nto leyo eya kugcinwa kwaye yokugcina. Loo inkqubo kwindawo yokuqala ayikho nje elula, kodwa ekhuselekileyo. Ngoku, imali yakho ikhuselwe ukusuka inkunkuma, leyo ukuze mabaqhelaniswe ngexesha yokugcina phantsi umatrasi. Kodwa ngaphaya koko, le nkonzo iqela nezinye iingenelo ezahlukeneyo. Akukho mfuneko ukuya ibhanki ukwenza isixa aqokelelwe kwi-akhawunti yokonga imali. Akukho mfuneko beme emgceni kwaye nkqu ukuba sikhathazeke ukuba ukuze ukulibala ukwenza zigqithiselwe akhawunti yokonga eyahlukileyo, ngenxa yokuba inkonzo inika transfer oluzenzekelayo imali ngale mithetho.

Oku ephawulekayo "kwiSabi" evela Sberbank. Iimpendulo ngayo ezintle kuphela.

Injongo yale nkonzo ukunceda abathengi ebhankini ukuze yande isixa esithile imali yokuthenga naziphi na izinto okanye iinkonzo. Ukuba imali kunokuba mali eyongezelelweyo yokufumana chargeability ekhulwini. Kuba oku ifumaneka uluhlu elikhulu iminikelo ezahlukeneyo.

Ngoko ke, makhe sihlolisise kwi zonke iimpawu kunye neenzuzo nkonzo omtsha, kwakunye neendlela ukudibanisa, imithetho ukusetyenziswa kunye bokuqonda.

Umgaqo ukusebenza kwinkonzo "kwiSabi"

Sberbank "kwiSabi" (reviews qinisekisa it) ngolu hlobo lulandelayo.

Masithi, umhla we-10 wenyanga nganye kwikhadi othatha indawo nengeniso $ 20 amawaka engange. Inani 11 kuya kwenzeka ngokuzenzekelayo le mali ka-10%, okt 2000 engange. Yaye transfer kuya kwenziwa qho ngenyanga inani elithile. Ngokwezibalo elula sibona ukuba kunyaka "ebhankini kwiSabi" bakho Kuya kufuneka-24 amawaka engange. Vuma, imali entle kakhulu! Ngokupheleleyo zonke izicwangciso yenkonzo lula iqwalaselwe ngumxhasi, kuthathelwa ingqalelo izakhono zalo, iimfuno neenjongo.

uhlobo lonxibelelwano

Sberbank uye iintlobo "kwiSabi", ungakhetha ukhetho kakhulu lula:

1. Njengoko isixa esiqingqiweyo se-transfer. Xa ukhetha le nkonzo kunye nekhadi debit ye client qho ngenyanga iya kuba uguqulelo isixa esiqingqiweyo.
2. Nokudluliselwa njengepesenti isixa-mali sengeniso. Libonisa ukuba i-akhawunti yokonga Ngokuzenzekelayo iguqulelwe ipesenti sengenelo ngalinye ibe ikhadi debit. Ngokomzekelo, ngoMatshi 5, ofumene umvuzo we-30 amawaka engange, yaye ngoMatshi 6 ezidweliswe-20% luya kwenziwa ukususela imaphu yale mali. Leyo 6000 engange. Okanye, umzekelo, ngo-Aprili 18, nazizalisa up ikhadi lakho 2000 engange, ngoko ngoAprili 29, uya kuthetha ukuba i-20% - 200 engange.
3. Nokudluliselwa isixa beendleko umdla. Kulo mzekelo, ungacwangcisa ubungakanani ipesenti iindleko ngemihla. Umzekelo, 5%. Namhlanje uchitha 500 engange a cafe kunye nabahlobo, yaye bank kwiSabi ngomso zigcwaliswe ukuya engange-25. Okanye iiteki ezintsha 1 500 engange nizalise yebhanki yakho kwiSabi 75 engange.

Ngoko iluncedo kakhulu "kwiSabi" evela Sberbank. Ukuphonononga siqinisekisa kube lula ukonga ngale nkonzo.

Kuba umxumi lula xa usebenzisa inkonzo kunye nolawulo yokusebenza Finance Bank wasinika ezamahala isaziso SMS malunga zonke iintengiselwano.

Ukongeza, umsebenzisi ungabeka ixabiso transfer eliphezulu, ngasentla apho umsebenzi kuya kufuneka ukuba kuqinisekiswe.

Phakathi kwezinye izinto, zonke imisebenzi kwi "yibhanki kwiSabi 'ukuba abonge kwaye Ukutsalwa, kwakunye inani lilonke mali ziboniswe kwi-akhawunti yakho," Sberbank Online ".

Indlela uqhagamshelo

Nohlolo "yibhanki kwiSabi" zithi le nkonzo elula, ngoko kulula kakhulu ukuba uxhulumane. Akukho mfuneko ukuya ebhankini uze ubhale ingxelo.

Ukuza kuthi ga ngoku, kukho indlela enye kuphela ukuqhagamshela inkonzo - i "Sberbank Online". Kubonakala ukuba uqhagamshele i "Imali Box" kwikhadi lakho debit ingaba lowo i-akhawunti yakho sele ibhalisiwe kuphela. Ukuba ngaba uzisebenzise kodwa, siza kukubonisa indlela ukudala ngayo.

Customizable "Sberbank Online"

Ngoko ke, qala ukuqhagamshela inkonzo "Sberbank Online". Inkqubo yobhaliso kukufumana igama lomsebenzisi esisigxina (ID) kunye lokugqitha eya kukuvumela ukuba ukuqinisekisa. Kodwa yintoni idibanisa, "kwiSabi" ukusuka Savings Bank? Imigaqo umsebenzisi ingxelo echazwe kulula kakhulu.

Kwakhona kubalulekile ukwazi ukuba ukudibana "Sberbank Online" zingasetyenziswa kuphela xa unayo ikhadi ubuncinane enye yebhanki.

Ukufumana njengomqwalaseli ebhankini

Kuba ID kunye negama lokugqitha le nkonzo uqhagamshelwano kufuneka uye, ihonjiswe kummandla enye yebhanki yokundwendwela kunye nemephu. Nayiphi operator ekhululekileyo uncedo ebhankini ugqithise ukucoca contract inkonzo jikelele kwaye ke uya kukhupha wegama eligqithisiweyo.

Ukufumana njengomqwalaseli evela ATM

Mhlawumbi eyona ndlela ilula kwaye fastest ukufumana ID. Ukuze wenze oku, kufuneka nje ukufaka ikhadi nayiphi ATM okanye terminal, faka iPIN khowudi. Emva kokugqiba ubhaliso kunye nokusebenza ukudibanisa ATM ukushicilela iinkonzo yokuqinisekisa irisithi, eya kuqulatha le ID eziyimfuneko kunye negama lokugqitha ukuze ungene.

Ukufumana njengomqwalaseli ngu inkxaso

indlela impikiswano ukufumana ID. Kwelinye icala, akunyanzelekanga ukuba ndiye naphi na, ukuba beme emigceni. Kufuneka nje ukubiza umnxeba. Kodwa ke, kwelinye icala, kufuneka uxelele nomsebenzisi yonke ingcaciso yobhaliso, kunye eninzi yayo, umnini-data, inombolo yekhadi, igama eliyimfihlo, kunye nendawo amakhadi zobhaliso, kwaye mhlawumbi ulwazi malunga nokusebenza yokugqibela. baya kuphela emva umqhubi Inkxaso ndithi kuni ID ukuba kufuneka ukuba ubhale phantsi okanye ukukhumbula. Emva koko kufuneka ufumane password esisigxina. Ukuze wenze oku, animele uthumele kuphela umyalezo SMS ne okubhaliweyo inani 900 olulawulwa.

Xa sele ufumene ngemvume yakho lokugqitha osisigxina, kufuneka uye kuphela kwisayithi kwenkonzo okanye ufake i-app mobile kwifowuni yakho, faka iinkcukacha zakho uze uqale ukusebenzisa le nkonzo.

Yintoni i "yibhanki kwiSabi" kwi "Sberbank Online '? Ukuphonononga ukuqinisekisa ukuba le nkonzo ethandwa kakhulu.

Inyathelo ngu step guide

Ngoku, ukuba unayo ukufikelela, dlulela amanyathelo ngezantsi ukudibanisa iinkonzo umdla kuthi, "kwiSabi". Ngoko ke, ukuze wenze oku:

1. Ukuqhagamshela i-akhawunti yakho ka "Sberbank Online", ebonisa ID yakho kunye negama lokugqitha.
2. Khetha ikhadi apho ufuna ukudibanisa i 'Mali Box "uze uye operation kule mephu ngokunqakraza iqhosha ahambelanayo ecaleni kwayo. ukhethe "Connect yibhanki kwiSabi" umba kwi menu popup.
3. Kufuneka uqwalasele ukudala "yibhanki kwiSabi". Kuba Okokuqala, uyakwazi ukunika igama, njenge "kwi cheap" okanye "kwi amavili zehlobo."

Ngoku ke kufuneka ukuba ukhethe uhlobo lwenkonzo. Yintoni i "yibhanki kwiSabi" kwi "Sberbank Online" (umsebenzisi ingxelo, siya kunika ngezantsi) kunye nendlela ukudibanisa, ecacileyo.

Ukuba i "yibhanki kwiSabi" uya kukhredithwa isixa esiqingqiweyo, kuyimfuneko ukuba ukhankanye isixa amaza ukwamkelwa kunye nomhla elikufutshane idipozithi yokuqala.

Ukuba ugqiba ukuba yakho "kwiSabi Bank" i uhlobo 'ipesenti ubhaliso "okanye" ipesenti sibhalele-off ", ngoko ke kufuneka ucacise ngqo ipesenteji eziza kuhlaziywa" kwiSabi ". Kwakhona, kufuneka ukhankanye inani eliphezulu wemvula. Ukuba kubalwa sidlula, ngoko ke uya kucela ukuba isiqinisekiso wemvula ngohlobo imiyalezo SMS. Ukuba uyavumelana nale mali recharge kuya kufuneka uthumele umyalezo impendulo. Kungenjalo, "Imali Box" iya agcwalisiwe ukuba ubuninzi emiselweyo imali.

Kusenokwenzeka ukuba ungafuna ukutshintsha i "kwiSabi" umhla gcwalisa okanye uhlobo lwenkonzo, kwaye singakwazi, kunye mali sedipozithi. Kulo mzekelo, kufuneka usebenzise le menu "Ulwazi idiphozithi", ukuba inkonzo eso sifakwe khona.

Indlela yokusebenzisa i "yibhanki kwiSabi" ye Savings Bank? Ukuphonononga lubonisa ukuba yonke into lula.

Ndenza njani imali?

Ibhalansi ye yakhe "kwiSabi" uyakwazi ukufumana ngokupheleleyo nayiphi na ibhanki, ngokusebenzisa i-akhawunti yakho kwi "Sberbank Online", kwakunye nge izaziso SMS, nawe uya kufumana kunye nokusebenza ngalinye, xa eya kuthi yongezwe umnikelo. "KwiSabi" evela Sberbank (namaxwebhu angqina abasebenzisi yanelisekile yobungqina) zithanda.

Indlela ukurhoxisa imali?

Xa intsalela "yibhanki kwiSabi" wakho sele ufikelele kwinqanaba elifunekayo, ungafumana isixa eziyimfuneko ngemali ngezi ndlela zilandelayo:

• Kuyo nayiphi na ibhanki, yakho yokundwendwela.
• Ngenxa "Sberbank Online". Kulo mzekelo, kufuneka ufake-akhawunti yakho, yiya kwi "Iintlawulo kunye Transfers", khetha i-akhawunti ofumana uyitshaje "kwiSabi", kwaye enze utshintshelo kwikhadi oyifunayo.
• An ATM. Kufuneka imephu. Kufuneka ufake ikhadi le-ATM, faka ikhowudi yakho eyimfihlo, yiya kwi "Translations" kwaye wenze le transfer kwimaphu ekhethiweyo, ukuqinisekisa ukusebenza. Uya kwandula ufumane imali kuphela ukusuka ikhadi.

Indlela ukukhubaza inkonzo "kwiSabi" ukusuka Savings Bank? Ukuphonononga kubonisa ukuba kunzima ukukwenza. Kule kamva.

Ukukhubaza "yibhanki kwiSabi"

Ukuba ngenxa yaso nasiphi na isizathu ufuna ukucima inkonzo, ukuba wenze oko ngokukhawuleza ixhume:

1. Xhulumanisa kwi akhawunti zakho kwi "Sberbank Online".
2. Kule menu, yiya ku 'Iidipozithi kunye Accounts' tab.
3. Siphendu- akhawunti apho wena eku xhulumaneni "Imali Box".
4. Nqakraza "Nketho" ze ukhangele efunekayo "Imali Box" lwakho ngegama.
5. Ungayikhubaza ngokunqakraza kwiqhosha elililo.

Emva kokuqinisekisa "yibhanki kwiSabi" bakho neza kukhubazeka.

Sibonile njani "Sberbank Online" ukudibana "Imali Box". ncomo Umsebenzisi bathi ukusebenzisa le nkonzo ukuze ngokukhawuleza wamvusa imali into efunekayo.

ngumba

Xa ndiqukumbela, masikhumbule, yintoni iimeko kufuneka yaneliswe ukuze abe nako ukusebenzisa le nkonzo:

1. Inkonzo "kwiSabi" bangathungelana ukuba ngokupheleleyo nayiphi imaphu ye-Savings Bank.
2. Kwakhona, kufuneka unikeze i-akhawunti yokonga okanye niwuzalise iidipozithi, nto leyo iya kuvulwa kuyo nayiphi na ibhanki okanye inkonzo online. Oku kufuna inkonzo "kwiSabi" evela Sberbank. Ukuphonononga zibonakalise.
3. Card bhala-zibekho zingasetwa kuphela debit. Debit akhawunti kunye ikhadi lamatyala akwenzeki.
4. Xa usebenzisa uhlobo "yibhanki kwiSabi", kunye nenzala evela ubhaliso okanye iindleko, iindleko ubhaliso aziyi kuqwalaselwa transfers phakathi akhawunti zabo; Iinguqulelo ezenziwe kwikhadi lakho ngamanye abathengi ye-Savings Bank; ekusebenzeni imali yembuyekezo.
5. Cima, ukunqumama, inyathelo qala, kwaye ukutshintsha i parameters yomnini ekhoyo nangeliphi na ixesha.

Nantsi loo nto isebenza njani "kwiSabi Bank" Sberbank. Izimvo abathengi yebhanki sincoma inkonzo.

Ngenxa yoko, siyabona ukuba ubonelelo ngeenkonzo ibhanki ivumela nabathengi imiswe ukuqokelela imali efunekayo azibuzele transfer oluzenzekelayo imali kwi-akhawunti yokonga electron.

"KwiSabi Bank" Sberbank: ncomo

Ngokusisiseko, agents yanelisekile kakhulu inkonzo. Kuyinto elula ukuba xa kubhaliswa umvuzo kwi mephu imali iya ngokuzenzekelayo sokuzuza. Umntu akakwazi nokuba ucinga ngayo. Zithunyelwa akhawunti eyahlukileyo, umele uchithe imali yakho. Kukhuselekile ngokupheleleyo. Esi sithintelo kukuba xa kuthe iimeko mali emfono lungasuswa nangoko. Kwaye lo silingo, apho kunzima ukumelana. Ngenxa yoko abantu ongaqeqeshwayo kunye "yibhanki kwiSabi" aziyi kukunceda ukuqokelela imali nayiphi na injongo.