Indlela ukufumana mboleko umfundi?

Ukuza kuthi ga ngoku, imfundo ephakamileyo - kuyabiza kakhulu. Imali ayikwazi wonke umntu, kodwa umnqweno ukuze ufumane imfundo kukho phantse zonke. Ngoko ke, abafundi abatsha wenza mvuma umsebenzi part-time, ukubala phezu uncedo lwabazali kunye yokuba kwisiqingatha entsha ukufunda kwakhona ixabiso akazange ukundiza. Kodwa kukho isisombululo esilula eza kukuphepha iziphithiphithi ngaphezu kweefizi zezifundo - oko mboleko zabafundi.

mboleko Student - ntoni na?

imfundo ephakamileyo kufuna utyalo-mali ezibalulekileyo zemali, ibe asinguye wonke umfundi imali efunekayo ukuze uhlawulele ulwazi ebamkelayo. Ngoko ke, iibhanki anenkqubo mboleko umfundi, oko kukuthi, umba mboleko umfundi ukuhlawulela imfundo ephakamileyo. Nangona kunjalo, bonke akukho lula njengoko kubonakala xa efika kuqala. Abafundi - le ingxenye yokugcina yabantu, ngoko ke kuluhlu abamnyama ngetyala. Enyanisweni, iibhanki baye bagqiba ekubeni Azifumaneki abafundi ngoku abavumi ukwenza oko. Yokuba besoyika ilahleko yemali, kuba, njengoko sele kuchaziwe, isixa izifundo neefizi ziphezulu kwaye abafundi nokuceba. Kodwa kukho nto-mboleko umfundi, mboleko umfundi, yaye Savings Bank okanye nayiphi na ibhanki iya kunikwa kuyo nayiphi na imeko, kodwa kuphela ukuba imiqathango ethile ithotyelwe, ezo ezilawulwa yengqongqo yona.

Loan ngaphandle zokhuseleko kubafundi

Ukuba umfundi kwaye ufuna ukuthatha imali ngaphandle akananto, ngaphandle amaqela yesithathu guarantors, ngoko usenokuba neengxaki ezithile.
mboleko Umfundi ngaphandle akananto ekhutshwe iibhanki abaninzi kuphela ukuba bafike kwiminyaka 23. Kodwa abafundi bagqibezele ukungena lwabo kwikholeji phambi kokuba afikelele eli phakade, kodwa ibhanki isabalulekile ngaphezu kwabalelwa umva imali isiqinisekiso, ngoko apha wenze nto - kuya kufuneka alinde iminyaka 23 ukuthatha ngetyala soqeqesho xa le uqeqesho kufuneka izaliswe. Phela! Ingaba abafundi njani imali-mboleko ukuya kwiminyaka eli-18, xa beqala ukufika kwiziko lemfundo ephakamileyo?

Loan ne wammela abafundi

Iminyaka elishumi elinesibhozo umfundi kuphela ngaphandle indlela ukuthatha-mboleko kunye izibambiso.
Oku kuthetha ukuba lonke ixesha uqeqesho Unokuyibopha na wena kulo naliphi na iqela lesithathu ityala. Kukho, Kakade ke, eyongeziweyo lobeko lwe ngummeli wowona ulungileyo, kodwa kucingwa zonke iibhanki. Ukongeza, ukuba umfundi akanayo imali ukuhlawula izifundo zakhe, apho unako ukufumana indlela uyikhuphile? Ngoko ke, mboleko umfundi zenziwa kangangokuba ngokusebenzisa amaqela wesithathu, esebenzisa umthetheli okanye ibheyile. Ukuba nolwalamano oluhle kunye nabazali babo, baya kuba iqela best wesithathu ukuba unokumfumana. Abazali basoloko babonelelwe ngokwaneleyo ukuba imali-mboleko, kodwa amaxesha amaninzi ukuba asinguye engcono. Ukuba abazali kufuneka imali ukuze ahlawule imali-mboleko, ngoko kulula ukuba ukuhlawulela izifundo zabo. Ngakumbi imeko eqhelekileyo kuxa umfundi sele uphila ngokwabo kwaye komntu akuxhomekekanga ekuzithandeleni abazali. Apha ke kufuneka sikhangele omnye ngummeli wowona ulungileyo, ukuba uthathe imali-mboleko yaye ahlawule nemfundo.