Indlela yokwenza yomboleki yeentengo zemboleko

Uninzi amaziko zemali ezisebenza kummandla Russia, babe mboleko yabathengi kuluhlu iinkqubo zayo ngemali. Kunikezelo mboleko enjalo ukuzisa yenzuzo kwi nangeendleko iibhanki inzala. Ngenxa khuphiswano wakha ekhula kwaye nokomeleza koqoqosho kwixesha post-ntlekele, oko kuthathwa ukuba iimfuno kubaboleki ezinokubakho ziya ngakumbi zoku.

Ukuza kuthi ga ngoku, ukuba akhuphe ngetyala nomthengi abantu babe ngabemi Russian (iibhanki kuphela embalwa umba mboleko kubemi ico), iminyaka ukusukela kwiminyaka engama-20 ukuya 75 kunye nengeniso ngokuthe ezifezekisayo iimfuno ze ibhanki ethile. rates avareji mboleko ngumsebenzisi non-ekujoliswe kwinqanaba 17-25% ngamnye ngonyaka kwiibhanki ezininzi.

Jonga umsebenzisi ngetyala kwi-Savings Bank kumelana 21 ukuya kwiminyaka 65 Umsebenzi amava ngaphezulu kweenyanga ezi-6. Ukuba umboleki anayo lo mbutho ngenxa yomvuzo; ngoko ke ixesha isicelo kunye iireyithi ziyancipha kakhulu.

Umahluko loqobo lolu hlobo kwezinye iintlobo lokubolekisa akukho mfuneko akhawunti umbolekisi ngokusetyenziswa kwemali. Bank kubalulekile ukuba mboleko ayizange isetyenziselwe ukuhlawula amatyala ezikhutshiweyo ngaphambili. Noko ke, le ngongoma lula akanakuyityeshela yi etsalwe kunye libazisa ingqalelo kwenye yebhanki.

Ukuze amalungiselelo yomboleki yeentengo zemboleko, umbolekisi ngokuqhelekileyo kufuna iseti ilandelayo zamaxwebhu: yokundwendwela into engaba umboleki; na ubungqina yesibini bokuzazisa (umz, ipasipoti); ikopi yerekhodi engqesho; uxwebhu eqinisekisa imali yengeniso (2-NGOBUCHULE, imbuyekezo yerhafu yengeniso, isiqinisekiso sengqesho).

Xa ukuyilwa kwento iphakheji kwamaxwebhu, kuyimfuneko ukuba bakuthathele ingqalelo ezinye bokuqonda eziya kunciphisa amathuba ukungaphumeleli kunikezelo:

- kule yokundwendwela, kungakuhle ukuba ubuncinane omnye isiqinisekiso yokuhamba ilizwe;

- ngokubonelela 2-NGOBUCHULE kungcono kwezinye iindlela zokuqinisekisa ingeniso;

- ubukho iqabane (s) kusenokuba luncedo olongezelelweyo.

Ukuba umntu ukhuseleko olongezelelweyo onqwenela ukukhupha yomboleki yeentengo zemboleko, inika ukhuseleko lwepropati, kufuneka bavelise izazisi kuye.

mboleko umboleki kufuneka anikwe ibheyile kunye nabantu ukuba creditworthiness kuhlolwa kusetyenziswa indlela efanayo xa umboleki. Umlinganiselo wenzala kuyehla ngaxeshanye hayi kangaka. Umzekelo, inkqubo Ulondolozo,% 0.5 kuphela ngonyaka. Lulungisa ukwanda overpayment esona sixa sikhulu ngetyala ukusuka kwi 1.5 ukuya 3 Mill. Engange.

Ukuze ukutsala abathengi, iibhanki ezininzi zinika ithuba lokuba isicelo online mboleko yabathengi. Ukuze wenze oku, yiya kwindawo ebhankini ekhethiweyo uze ucacise isixa, elithi, injongo mboleko kunye nobungakanani ingeniso yosapho okanye zaeschika ezinokwenzeka. Nangona kunjalo, khumbula ukuba isigqibo ngalo sicelo sokuqala. Ngokupheleleyo ikhuphe lokuthenga nokukhupha yebhanki unelungelo ukuvelisa kuphela emva kokungeniswa onke amaxwebhu afunekayo.