Inshorensi eziphilayo

inshorensi Environmental - an karhulumente umsebenzi, impahla, kunye nezinye iinkampani ze-inshorensi ezizodwa ukukhusela umdla lwendalo bantu abaqhuba imisebenzi phezu ukusebenza kungafunyanwa izinto eziyingozi kunye ephethe neengozi butyala ngenxa kukuvela neziphumo ngomonakalo kwabanye abantu ngenxa yongcoliseko ngengozi lokusingqongileyo.

Imali yale hlobo inshorensi ukusuka fom iintlawulo kunye namagalelo ukuze zihlawulwe yi abantu bathi, kwakunye nayiphi na ngokungakhuselekanga ngomthetho mali ezilungiselelwe imbuyekezo ngomonakalo xa kukho iimeko-inshorensi.

inshorensi Environmental inezi njongo zilandelayo:

• imali (total okanye inxenye) of ilahleko nomonakalo kunye nempahla yokusingqongileyo ezibangelwa nezibangelwa, iintlekele zemvelo, iingozi okanye ngokutshatyalaliswa okusingqongileyo ngenxa yemisebenzi yabantu;
• Ukukhuthaza imisebenzi ukukhusela nokulondoloza indalo.

inshorensi ecological ikhutshwa phandle kwisigqibo kwezivumelwano inshorensi, okanye imiyalelo ngqo yomthetho. Oko kwenziwe ngaphandle zombini kwi okuzivolontiya nomyalelo. Imiqathango yohlobo lokuqala zisetwa ngesivumelwano lesivumelwano, kwaye eyesibini - imimiselo yomthetho.

Iinjongo ze-inshorensi kokusingqongileyo zezi:

• ubungozi liability ungcoliseko nemvelo;
• ilahleko zeinshorensi ukuba ezenzeke ungcoliseko lokusingqongileyo;
• impilo, ubomi impahla zeinshorensi (okanye abanye abantu echaziweyo kwi contract).

inshorensi ecological oluqhutywa phambi lwamaqumrhu zayo zombini - yeinshorensi kunye insured.

I insurer ibizwa umbutho ezichaphazelekayo ovumayo ngentlawulo (izavenge) ukuze abuyekeze inshorensi, phezu kukuvela iziganeko ezithile kwisivumelwano, umonakalo ngaphakathi sum-inshorensi.

case-inshorensi - nto inku-, uhlobo ngesiquphe umonakalo ziintlekele, iingozi ezikhokelela ungcoliseko ojikeleze umhlaba, umphezulu okanye inkunkuma amanzi komhlaba.

Inshorensi - iinkampani zonke iintlobo ubunini, ezo amaqumrhu asemthethweni kwaye babe nomthamo yemveliso ngaphakathi kummandla Russian Federation.

inshorensi Environmental eRashiya isekelwe kwi "Kwi-Inshorensi" Umthetho we 11.27.97. Phantsi kwalo kukho amaqela amathathu izinto eziphathekayo uhlobo ezinxulumene ebomini, ukukwazi ukusebenza nokunika yomhlala ngeInshorensi; ukwenzakala umntu okanye impahla abantu; ebangela umonakalo kwizinto zomthetho.

Kwi-West ezahlula inshorensi of kwiingozi zezendalo kunye nempahla kwiintlekele zemvelo kunye nokusingqongileyo. ERashiya, olu hlobo lomsebenzi, kude kube ngoku, zange kuthwalelwa phandle, ngaphandle Ingosstrakh, leyo waqukumbela yesivumelwano inshorensi of shipowners xa kuthe wokuchitheka kwe-oyile kunye nongcoliseko bonxweme okanye emanzini.

imali inshorensi ngamnye Kujoliswe ngokukodwa ukuba umsebenzi ezingama- athinjwe kunye nokupheliswa yendalo esingqongileyo iintlekele, iingozi, iingozi ngemali.

Umyalelo kunye neemeko zokhuseleko loluntu, ukusetyenziswa kwemali esekwe ngurhulumente waseRashiya. Phantsi kobunkokheli bakhe, i-Ofisi yoMphathiswa of Natural Resources of Russia kunye Rosgosstrakh ivume amalungiselelo imodeli kwi inshorensi kokusingqongileyo ngokuzithandela, ekuthi ngawo nemibutho efanelekileyo ukuphuhlisa imithetho yabo iinkqubo umnqophiso-based phakathi insurer kwaye policyholders.

Ke kaloku Russia boyise bodwa abasemagunyeni inshorensi karhulumente. Imimiselo Insurance elungiswe iinkampani ze-inshorensi ezifumene ilayisensi yale hlobo msebenzi. sikhokelo Regulatory elawula inshorensi kokusingqongileyo ngokuzithandela, ngoku ukusekwa phantse ngokupheleleyo. Kodwa ke uphuhliso kwicandelo inshorensi isebenza nzima ngenxa yokuba akukho zinedatha efanelekileyo ukulungiselela ekubalwa ngayo intlawulo kunye nokudalwa ezinkulu zolondolozo.