Isamba semali ngexesha lokuzalwa: amaxwebhu, ubukhulu

Kuba izibini kutsha ndasisa yayisakhasa, urhulumente inika uncedo lwemali - ngexesha elinye-intlawulo ngokuzalwa kwabantwana. Ukuze ufumane le ntlawulo, kufuneka uyazi iimpawu injongo yaso, kwakunye noluhlu lweempepha ababandakanyekayo kule nkqubo.

Ubukhulu nentlawulo yezixa-mali

Xa isixa iinzuzo, imeko iintsapho abaselula, ikakhulu kuchaphazela emali. Kuxhomekeka oscillations yayo kubungakanani esisixa into ifakiweyo, ngamanye amazwi, kukho isalathiso. . Thelekisa: ngo-2015, abazali baselula ukufumana isibonelelo 14 497.80 engange, ngo-2014 oku samba kancinane ngaphantsi - 13 741.99 engange. Iintsapho abahlala Urals kunye Far North (okanye abo baqeshwe ngokusesikweni kwezi ndawo), phezu ukunyuka intlawulo ratio ngenxa indexation wesithili. A ubungakanani semali ekuzalweni kulo mzekelo ingaba-15% okanye 40% ngaphezulu kunesiqhelo.

Iintlawulo ze usana yesibini

Ukuba esi sibini aba ngabazali kubantwana ababini, bafumana kuphela ulonwabo mda, kodwa ke ilungelo phinda iintlawulo. Ngokutsho umthetho lizwe isibonelelo eyahlukileyo sivunyiwe nganye kwintsapho labantwana. Ngelishwa, ubungakanani intlawulo esisixa-mali kwi umntwana kwesibini ayinyuki - ke zonke ziyafana kwimeko yangaphambili, 14 497.80 engange.

Noko ke, kule imeko, kusekho abazali iingenelo olongezelelweyo: urhulumente ukwanikezela ngokuqeshwa capital umzali ukwenzela ukwandisa izinga ukuzalwa kweli lizwe. Ukuze ufumane le ntlawulo, kufuneka akhuphe isatifiketi engqinelanayo Pension Fund. Kodwa ukuba uburhulumente unokuhlawuliswa isixa semali xa kuzalwa abantwana-2 - kukuba isixa esithile ukuba usapho ukuchitha ngokubona kwayo, ikomkhulu unina yeyona imali non-cash. Kuthathwa ukuba abazali banelungelo tirhisa izibonelelo zemali ukuphucula iimeko abaphila phantsi kwazo umntwana (umzekelo, ukwenzela ukuthenga okanye ukwakhiwa indlu) okanye uqeqesho kwixa elizayo.

Abantwana abaninzi, ngcono: Iskhokelo umntwana wesithathu

Njengoko kunjalo kunye ukuzalwa kwamawele, esi sibini, ngubani got umntwana yesithathu sifumane intlawulo kukhathalelo eziphathekayo ngokuba, yi-14 497.80 engange. Yesixa ezibonelelwa ngurhulumente ukwenzela umntwana ngamnye azalwe, kwaye ubukhulu balo bahluka ngenxa kuphela indexation. Inani labantwana entsatsheni ekube- isixa semali aluchaphazeli.

Ibhonasi nice kukuba, njengoko isixa semali xa kuzalwa 2 abantwana, iintlawulo wesithathu usana kuxhaswa yi eyinkunzi umzali. Ukongeza, amaqabane kufuneka ithuba lokukhupha inkxaso eyongezelelweyo yenyanga. Le nzuzo zifumaneka ukuya mzuzu xa umntwana kanye iminyaka emi-3. Kodwa design yayo ifumaneka kuphela kwimimandla Russia, leyo zahlukile kwanciphisa ukuchuma. Ukongeza, ukuba zisebenza kuphela kwezo ntsapho zinengeniso esezantsi.

Ngubani lixhomekeke semali?

Isibonelelo Cash iyafumaneka kuwo nawuphi na umzali, qhagamshelana indawo osebenzela kuyo. Kwaye umbutho apho omnye wabalingane ilungiselelwe njenge umsebenzi akanalo ilungelo kumkhanyela lesi sicelo. Nokuba oku kuyenzeka, musani ukuyixhalela, kuba le mali nangoku yabela FSS.

Njengoko abazali non-ukusebenza, nabo bafumane lamalungelo zabo izibonelelo ngokuzalwa kwabantwana. Intlawulo abelwa kuquka oomama abangatshatanga, yaye abafundi ngexesha xa umntwana ezelwe imfundo yexesha elizeleyo. Ukuba umfazi kwabeka lo myalelo, akukho nako ukukhupha ngokwabo uncedo yabo yemali, uvumelekile ukuba enze isifuba. Kubangel 'umdla ukwazi ukuba inkxaso usebenza kuphela abemmi Russian Federation.

ukuya phi?

zavunyelwa Njengoko sele ecacisa intlawulo ngaphambili ungenza umzali esebenza kwindawo yabo yengqesho. Abantu e zomkhosi okanye service contract, banelungelo lokwenza isicelo isixa semali ekuzalweni ukuya entlanganweni apho olungawugqithiyo. Noko ke, oku kunokwenzeka kuphela xa uyise nonina ukuba baqhawule umtshato. Abazali abatshatanga, kubalulekile ukuqonda ukuba inkqubo yobhaliso kwamaxwebhu zoncedo-mali iya kufumaneka kuphela ukuba umntu lowo umntwana ahlala khona.

Ukuba inkxaso uceba ukufumana omnye wabalingane, ngexesha elithile ayisebenzi, okanye owakhiwa lokuba umfundi, le nkqubo lwenzeka ngendlela elifuna eyahlukileyo. Kulo mzekelo, isicelo isixa semali xa ukuzalwa wakhonza imizimba zokukhusela intlalo yabantu, ngokutsho kwindawo yangoku yokuhlala yentsapho.

amaxwebhu afunekayo

Phambi kokuba uqale inkqubo yobhaliso uncedo-mali, kufuneka ilungise uludwe lwabantu abakhethiweyo lwamaphepha ezibalulekileyo. Ngoko, xa isakhiwo, unako ukunika isixa semali, uya kucelwa ukuba bangenise la maxwebhu alandelayo:

• isatifiketi somntwana sokuzalwa (okanye abantwana amaninzi).
• Ifotokopi yokundwendwela yomzali, nto leyo ifakiwe yesibonelelo.
• Isicelo intlawulo esisixa.
• Isiqinisekiso ukusuka kwindawo eyiyo yengqesho umzali okanye umzimba ukhuseleko loluntu labemi, engqina ukuba lo mntu ingazange elingathathwanga okanye ezikhutshwe inkxaso umntwana.
• Idatha malunga uyise wosana (omama).

Isicelo sesibonelelo: isampuli

Lwezikhalazo kufuneka zibhalwe qho kunyanzelekile ukuba umntu ngamnye olindele ukufumana isixa semali ekuzalweni. Ingxelo isampulu oboniswe apha ngezantsi, kufuneka yenziwe ngokufanelekileyo, uze kuphela iya kuthathela ingqalelo. Iphepha kufuneka sibonise ezi nkcukacha zilandelayo:

1. Igama lombutho, apho umama okanye utata ukunyanga lwezikhalazo.
2. igama elipheleleyo isicelo esifanelekileyo ipasipoti yakhe.
3. Isimo zomntu ofaka isicelo (umama, utata, umgcini).
4. Full Iinkcukacha yokundwendwela (nini kwaye yakhutshwa uxwebhu ngaye, kwakunye idilesi zobhaliso zokuhlala eyona).
5. Uhlobo inzuzo.
6. indlela ekhethwayo zokuvelisa granti eziphathekayo (ngekheshi okanye nge-akhawunti card).
7. Umhla yokwenza isicelo kunye utyikityo.

savumelana

Kubaluleke kakhulu ukugcina ixesha elichanekileyo ukufumana isixa semali ekuzalweni. zingenziwa zifumaneke ngamaziko afanelekileyo amaxwebhu ubhaliso Iintlawulo zemali ngokoqobo kusukela ngomzuzu yimbonakalo komntwana ehlabathini. Noko ke, oku akuthethi ukuba ukufumana izibonelelo abazali ixesha mda ixesha. Isicelo sobhaliso wayo kufuneka sifakwe zingaphelanga iinyanga ezintandathu ukusuka kumhla ingenzeka womntwana okanye abantwana usapho. Emva koko, lo Ukuphandwa ngokufumaneka intlawulo irhoxisiwe.

Indlela ngokukhawuleza bazenzela iinzuzo?

Le nkxaso iza kuqeshwa kuphela emva kokuba kuya kwenziwa isigqibo esihle yomzimba efanelekileyo. Kwimeko yokusilela abazali kwaziswa kwiintsuku ezi-5 uze emva zonke amaxwebhu zabo angeniswe ngaphambili. Ukuba umntu samkelwe isicelo, isixa semali ihlawulwe ngumqeshi wakhe malunga ngeveki kuzalwa abantwana. ixesha Charge abe imihla ukuya ku-10. Ngokumalunga abasemagunyeni yokhuseleko loluntu, kufuneka enze intlawulo ungadlulanga umhla wama-26 kwinyanga ezayo.

Iintlawulo abangaphangeliyo kunye nabafundi

Ukuba kunjalo lwamandulo yindlela elula ukufumana isibonelelo malunga nomntwana - ukubhala ingxelo indawo yengqesho, ngoko abo bangenazo ithuba enjalo, kufuneka uye umzimba elikufutshane zokukhusela intlalo yoluntu. Olu didi kungabandakanya abantu abangaphangeliyo, kwakunye nabafundi bexesha elizeleyo.

Kufuneka banikwe amaxwebhu ngokufanayo abantu abasebenza (isiqinisekiso usana umhla wokuzalwa, ikopi yokundwendwela umama okanye utata, kunye isatifiketi esichaza ukuba intlawulo khange ngaphambili kwabonelelwa). Abafundi usenokucelwa iphepha kwi-ofisi umphathi kaThixo, engqina izikhundla zabo njengeziko lemfundo. Of abantu abangaphangeliyo kusenokwenzeka ukuba kufuna iinkcukacha kwindawo angaphambili yengqesho kunye zediploma (isiqinisekiso) kwezemfundo.

Ukwenza Isibonelelo xa umntwana lwamkelwe

mthetho Russian uthi ukuhamiswa usana kunye umgcini usapho okanye omnikiweyo umzali kid unelungelo lokufumana uncedo-mali ngexesha elifanelekileyo. Ubungakanani intlawulo yemali abazali besibini iyafana lemali isixa semali ekuzalweni, oko kukuthi, akukho 14 497.80 engange. Ukuba umntu ufumana imfundo nabantwana, oko zifumana inkxaso-mali ngamnye kubo. Kufuneka kuqatshelwe ukuba intlawulo itrasti kuphela xa kuzalwa ngokupheleleyo ngaphandle ukulondolozwa ngabazali.

Xa usenza isicelo sokubhalisa ngenzuzo adopter kufuneka ilungise uludwe esemgangathweni lwako, kwakunye bamenze uxwebhu, eqinisekisa ubunyani transfer ngokwasemthethweni umntwana kwimfundo le ngamnye. Ezinye inkqubo isibonelelo ubalo ayahlukanga ukusuka inkqubo esezantsi esebenzayo abazali ukuzalwa komntwana.

Ukuba umntwana wazalelwa kwelinye ilizwe

Kukho iimeko xa unina ngummi Russian Federation, kwaye umntwana wazalelwa kwenye karhulumente. Ngoko kukho ingxaki ekuyilweni amaxwebhu afanelekileyo. Ukuze abazali intlawulo esisixa ethe yenziwe kwi ukuzalwa komntwana, kufuneka ingenise umzimba ekufutshane yokhuseleko loluntu, okanye indawo amaphepha eziyimfuneko zengqesho. Enye amaxwebhu afunekayo - isiqinisekiso esivela zincwadi eqinisekisa ubhaliso kokuzalwa komntwana.

Isiqinisekiso sokuzalwa kufuneka zifunyanwe unina okanye uyise kummandla wamanye amazwe ngobuzwe umntwana. Emva koko, uxwebhu ngokuyimfuneko iguqulelwe Russian ngamaqumrhu agunyazisiweyo yatywinwa itywina esemthethweni. Xa ufaka isicelo abazali ukufumana izibonelelo, le yokhuseleko kufuneka zingeniswe in duplicate.

uyise womntwana - ndingowasemzini

Ukuba omnye wabazali (kule meko uyihlo) uye wavakalisa umnqweno wakhe ukuba bahlale kunye ngabemi angaphandle, intlawulo esisixa-mali kwi ngokuzalwa kwabantwana kummandla Russian Federation angenalungelo. Kulo mzekelo, inkxaso-mali angabanga unina. Kodwa ke, kwakhona, aniwuva na umthetho ifumaneka kuphela ukuba ungummi Russian Federation.

Xa ufaka isicelo unina kufuneka ingenise igunya ukhuseleko loluntu yedatha yengqesho uyise yeentsana, kwakunye isiqinisekiso esichaza ukuba akazange ngaphambili imiselwe ku esi sibonelelo. Noko ke, ukuba ngummi angaphandle ongabhaliswanga yaye akazange wasebenza eRashiya, akunakwenzeka ukufumana amaxwebhu ezinjalo. Xa enjalo Kwimeko bekuya kuba iikopi ezaneleyo uyise, unina wosana zokundwendwela kunye namanqaku engcaciso lokusayina. Ukuba, kukho ezinye amaxwebhu, kokuqinisekisa bengafumani mali, kuya kwandisa amathuba ukuba kuya kuba lula ukukhupha isixa semali ekuzalweni. Isampulu nememorandam ecacisiweyo kunye neengxelo obanike kwi FSS.

Kubalulekile ukuqaphela ukuba le migaqo isebenza kuphela kwimitshato engabhaliswanga. Ukuba umama ngummi Russian Federation, kunye noyise, ummi amazwe - amaqabane esemthethweni ukufumana inzuzo ntle ngale ndlela ngeke isebenze.

Ezinye iindidi zeentlawulo

Abahlali kwezinye iindawo zokufunda ezongezelelweyo kuthetha ukuba ukuvala kwizibonelelo elinokongezeleka. Umzekelo, eMoscow, xa kuzalwa umntwana wokuqala ukongeza elikomkhulu esiqingqiweyo 14 497.80 engange. amaqabane bafumana engange ezongezelelweyo 5500. Kwakhona kule ngingqi, kukho inkqubo ekhethekileyo nenkxaso kwiintsapho abaselula. Ukuba uyise nonina bangaphantsi kweminyaka engama-30, bafumana uncedo eziphathekayo, nto leyo ilingana kwinqanaba ezintlanu sokutya ubuncinane. mali ezongezelelweyo ukulungiselela umntwana yesibini ezisixhenxe kwezi yunithi. Ke ukuba isibini kufike inzala yesithathu kamva, bathi isibonelelo umvuzo abahlala ezilishumi.

Iintlawulo lump sum imeko yomntwana - oko imali, nto leyo ngokuxhomekeke kuyo nayiphi na imirhumo okanye iintlawulo kunye irhafu. Kuyenzeka intsapho nganye, apho kwakukho umntwana, ngokuxhomekeke kokungeniswa kwangethuba amaxwebhu.