Ixesha lokunikezelwa kwe-4-FSS kwikota kunye nefom yokunika ingxelo. Ixesha lokunikezelwa kwefom ye-4-FSS

Unyaka ngamnye, kukho utshintsho oluthe ngqo kwiinkcukacha zokunika ingxelo kunye nexesha layo. Utshintsho lwenziwe ngoluhlolo lwerhafu, isikhwama somhlala-phantsi, i-inshurensi yengxowa-ntsapho. Ukuze umsebenzi ophumeleleyo, umgcini-akhawunti ulandele. Kule nqaku siza kuxubusha umhla wokugqibela wokungeniswa kwe-4-FSS, iinkalo zokunika ingxelo, imihla yokuhlawula kunye nezinye izinto ezibalulekileyo.

Ukuhlawula imali

Imihla yentlawulo kunye nokuhlala rhoqo kuyahluka kakhulu kwixesha lexesha lokunika ingxelo. Kuyimfuneko ukuyiqwalasela oku.

Ngokuchasene nokunika ingxelo, iintlawulo kwi-fund kufuneka zenzeke rhoqo ngenyanga. Umhla wokugqibela umhla we-15. Le ngxowa ifumana iintlobo ezimbini zeentlawulo:

• I-inshurensi ngenxa yokungahambi kancinci emsebenzini.
• Ininshurensi malunga neengozi ezenzekayo emsebenzini, kunye nokuvela kwezifo ezinxulumene neengcali ezithile.

Iimfuno zohlobo ngalunye lwenkokhelo zodwa. Ukutshintshwa kwenziwa ngeentlawulo ezimbini ezahlukeneyo. Inani lamashishini anelungelo lokubuyiselwa uhlobo lokuqala lweminikelo. Lawa abo bawela kwicandelo lokukhetha. Siza kuthetha ngale nto ngezantsi.

Ixesha lokunikezelwa kwe-4-FSS

Bika kwingxowa-mali oyifunayo kanye ngekota. Kukho iindlela ezimbini zokubonelela ngedatha: ngekhompyutha kunye nakwiphepha. Umhla wokunikezelwa kwe-4-FSS kuxhomekeke kule nto. Ukuba uthumela ingxelo kwifom yephepha, umhla wokugqibela u-20. Ukuba kwikhompyutha, ngoko uya kuba neentsuku ezihlanu ukulungiselela ingxelo ye-4-FSS, umhla wokugqibela ukuya kuma-25. Le ngenye yeenzuzo zokunika ingxelo ngekhompyutha.

Ukususela ekuqaleni kuka-2015, kuphela loo mibutho apho inani labasebenzi lingadluli abantu abayi-25 banelungelo lokungenisa ingxelo kwifom yephepha. Bonke abanye mabaxelelwe ngekhompyutha.

Umhla wokugqibela we-4-FSS unomsebenzi okhethekileyo ohambelana neentsuku zokuphuma. Usuku luya kusuku lomsebenzi osondeleyo. Akunakho kuzo zonke iingxelo, oku kufana. Kulo xwebhu, ishedyuli ye-2016 iya kuba nefom elandelayo:

• Umhla wokugqibela wokuthumela ukubala kwe-4-FSS kwikota yokuqala ngowama-Ephreli 20, 2016 kwifom yephepha. Ngokunxibelelana ngekhompyutha-uEpreli 25, 2016. Imigomo ayithwali, njengoko iphuma kwiintsuku zokusebenza.
• Umhla wokugqibela wokungeniswa kwe-4-FSS kwikota yesi-2 nguJulayi 20, 2016, kwiphepha. Ngeendlela zombane - Julayi 25, 2016. Imihla iwela kwiintsuku zokusebenza. Imigomo ayitshintshi.
• Ixesha lokunikezelwa kwe-4-FSS kwikota yesithathu-Oktobha 20, 2016 kwifom yephepha. Ngeendlela zombane - Oktobha 25, 2016. Imihla iphinda isebenze.
• Ixesha lokunikezelwa kwe-FSS kwi-4th kwikota-Januwari 20, 2017 ephepheni. Ifomu yekhompyutha -Januwari 25, 2017. Zonke iintsuku zisebenza.

Yonke le mihla inokufumaneka kwikhalenda ye-akhawunti.

Imigaqo ye IP

Abantu abasebenza njengamashishini amashishini nabo kufuneka bahlawule imali kunye neengxelo. Umhla wokugqibela wokungenisa ingxelo ye-4-FSS ye-IP iyafana neenjongo zomthetho. Imini yokuhlawula igalelo ihambelana.

Ukunika ingxelo ngekhompyutha

Imibutho ephethe abasebenzi abangaphezu kwama-25 kuphela kufuneka ihambise iingxelo zekhompyutheni. Nangona kunjalo, nakwazo ezo shishini ezingenxalenye yeli qela, kuyafaneleka ukuthobela ingqalelo kule fomu yokufakela.

Iinzuzo zayo zicacile. Akuyimfuneko ukuchitha ixesha ekuqhubeni ukuya kwi-fund ukwenzela ukuba udlulise i-4-FSS, ixesha elidlulileyo linokwenzeka ukuya kwiiyure ezingama-24 zomhla wokugqibela.

Ngokuqhelekileyo kwenzeka ukuba umgcini-mlandisi ngomzuzu wokugqibela ukhumbula ukuba ingxelo ayihanjiswa, kodwa usuku lomsebenzi wabasebenzi beengxowa-mali luphelile. Ngombulelo wesiteshi sekhompyutha ungathumela ifom nangona emva kokuphela komhla wokusebenza, into eyona nto kukufumana uphawu lwenkqubo ngomhla ofunwayo.

Kwakhona, ukuba iimpazamo zifunyenwe, awuyi kudingeke ukuba ungene kwakhona kwingxowa-mali. Izilungiso zihanjiswe ngejelo lombaneli. Eli lixesha eligcinekileyo lokugcina kunye nesigunyaziso sokuzinza kumgcini-akhawunti. Imizuzu engapheliyo yokuhlala ihlala kwixesha elidlulileyo.

I-Fund ihlinzekela ukuhanjiswa kweendlela zombini ezihlawulwe kunye namahhala, ukuba ufuna ukuphepha iindleko ezongezelelweyo.

IiFSS

Uninzi lwabahlawuli benza ukubalwa kweminikelo ngokusekelwe kwezi zilandelayo:

• I-inshorensi yokungahambi kancinci emsebenzini (ukugula, ukubeleka) - 2.9%.
• Ingozi yomsebenzi (ukulimala) - ukusuka kwi-0.2 ukuya ku-8.5%.

Inani lemali enxulumene nomngcipheko womsebenzi liqeshwe ngabasebenzi be-fund ngokuphathelele ulwazi malunga nenkampani-OKVED. Kukho iitheyibhile ezikhethekileyo ezikuvumela ukuba ufumane isigangatho somngcipheko wokusebenza ngokusekelwe kwi-OKVED. Ibhizinisi elibandakanyekayo kwimisebenzi yokurhweba liyingcipheko encinane kunokuvelisa ioli, ngoko ke ipesenteji yeminikelo kwimeko yokuqala iya kuba ngaphantsi, kwaye kwimeko yesibini iya kuba phezulu.

Amashishini aminyaka yonke adlulisa inkqubo yokuqinisekisa i-OKVED. Oku kufanele kwenziwe ngaphandle kwe-Apreli 15. Ukwenza oku, igosa le-fund kufuneka lifake isicelo kunye nesatifikethi sokuqinisekisa i-OKVED ephezulu. Zomibini ezi maxwebhu zizaliswa ngokubhekiselele kumgangatho osemgangathweni, ifomu elivunyiweyo. Ukuba inkampani ayifuni kwi shishini elincinci, kuyakufuneka ukuba unamathele ikopi yesaziso echaziweyo, elungiselelwe kunye ne-balance sheet kunyaka owedlule.

Ngokusekelwe kumaxwebhu angenisiwe, izinga lokungena emngciphekweni lugunyaziwe, ngenxa yoluphi uhlawulo oluya kuvavanywa kunyaka wonke.

Ukuba umnini-mgaqo-nkqubo unqaphele inkqubo yokuqinisekisa i-OKVED eyona nto, ke iingcali zeengxowa-mali zinelungelo lokuseka umrhumo ophezulu ngokubhekiselele kwiikhowudi ezibhaliswe kulo shishino.

Iintlawulo ezikhethiweyo

Kukho inani leemqeshi zabaqeshi abanelungelo lokusebenzisa ixabiso elincinci.

Umrhumo we-1.5% uvunyelwe ukuba amashishini avela kwindawo yezoqoqosho. Ireyithi ye-2% isetyenziselwe abo bahlakulela iinkqubo zeekhompyuter kunye neenkcukacha. Intlawulo ye-0% isebenzise i-IP kwinkqubo yerhafu ye-patent, inani lamashishini ase-USN ngemisebenzi ekhethekileyo (umzekelo, ukuveliswa kokutya), ii-pharmacy kunye nabanye.

Ukufumana ithuba lokusebenzisa iintlawulo ezincitshisiwe, kubalulekile ukubonelela ngengcali yeengxowa-mali kunye namaxwebhu aqinisekisa eli lungelo. Kwakhona ngethuba lokuphicotha ulwazi olongezelelweyo lungacelwa.

Izigwebo

Ukuphulwa kwemimiselo yokunika ingxelo kunye nokuhlawula igalelo, uxanduva lunikezelwa. Iingxelo ezigqityiweyo okanye ezingaphendulwanga, ihlawuliswa intlawulo. Inani elincinci li-ruble elingu-1000, isixa esiphezulu si-30% yemali ethe xaxa ehlawulwa kwikota yokubika.

Izixhobo zokuzaliswa nokuhanjiswa kwefomu

Ifom inkulu kakhulu kwaye iyinkimbinkimbi. Ukuququzelela umsebenzi, iwebhusayithi ye-fund ithumele umyalelo wefilimu wokuzalisa.

Landa uguqulelo lwangoku lwefom kwiwebhusayithi esemthethweni ye-fund. Isikhumbuzo sosuku lokugqibela luqulethe uhlobo olufanayo lwe-4-FSS. Xa uthatha, kuboniswe kwikwicatshulwa kwiphepha eliphezulu elingasekhohlo. Kupheleleyo kukho iileta ezili-10 kwifomu. Abanye babo banelungelo lokuzaliswa ngabo bonke abaqeshi, ezinye azivumelekanga.

Nceda uqaphele ukuba akudingeki uprinte uze uprinte amaphepha. Le ngxelo isebenza kuphela kulabo ababika kwifom yephepha. Amanani afakwa kuphela kumaphepha agqityiweyo.

Lungisa ingxelo kwiikopi ezimbini. Omnye uhlala kwingxowa-mali, enye inqaku lokuzinikela libuyiselwa kwi-insured kwaye igcinwe ekugcinweni kwencwadi kwenkampani.

Asiyi kuqwalasela ukuzalisa zonke iitheyibhile kwingxelo. Makhe sithethe kuphela ngokuphambili. Ikhasi lesicatshulwa liyadingeka. Iqulethe ulwazi malunga ne-insured, inani labasebenzi. Isihloko sichaza nenani lamaphepha azaliswe ngxelo.

Itheyibhile yokuqala yecandelo lokuqala malunga nemigangatho yokukhubazeka okwethutyana komsebenzi iyadingeka. Inikwa kwakhona ngalabo bango-inshurensi abasebenzisa umrhumo ophantsi we-0%. Itafile efunekayo 3 ukubala isiseko sokuhlawula.

Abemi basemzini nabo kufuneka badlulise iminikelo, ulwazi malunga nabaqeshwa abanjalo kufuneka luboniswe kwiThebhile 3.1.

Itheyibhile 4 inomdla kuphela kubaqeshi abanelungelo lokusebenzisa iirhafu ezikhethiweyo.

Icandelo lesibini le fom lizinikele kwiintlawulo zengozi yomsebenzi. Le nxalenye isebenza kubo bonke abaqeshi, njengoko kungekho zikhululo kulo hlobo lokuhlawula. Iifayili 6 ne-7 zinikezelwe kwisiseko kunye nokuveliswa, iitheyibhile 8 ne-9 zizaliswa kuphela xa intlawulo yomshuwalense yenziwe. Itafile yokugqibela 10 iyadingeka ukuze ufumane ulwazi malunga nokuhlolwa okhethekileyo.

Amaphepha okubuyisela

Intlawulo kwiimakhishithi zokukhubazeka komsebenzi zenziwa ngumqeshi. Emva koko unelungelo lokuzibuyisela kwakhona kwiimali ezihlawulwe kwingxowa-mali. Ukwenza oku, kufuneka ulungise amanani amaxwebhu:

• Isicelo esivela kwi-insured ngokubhaliweyo, equle ngaphezu kokufunwa ukuba imali ibuyiselwe.
• Ukuxela ixesha elidlulileyo njengobungqina bokuba imali yayibhalwe phantsi.
• Iikopi zamaphepha e-exculpatory (amaxwebhu okukhubazeka, izatifikethi zokubonisana kwabasetyhini, izatifikethi zokuzalwa, izatifikethi zokufa kunye namanye amaxwebhu afanelekileyo kwimeko nganye).

Ukongezelela kwiinzuzo malunga nokukhubazeka komsebenzi ngeendleko ze-FSS, iintlawulo zenziwa ekubaleni ukukhulelwa nokuzala, inzuzo-mali yokuzalwa komntwana kwaye xa ubhalisa kwiiveki zokuqala zokukhulelwa, iintlawulo zenyanga zenyanga, iintlawulo zokungcwaba ezentlalo.

Ngoku uyazi umhla wokugqibela wokungeniswa kwe-4-FSS kwikota (ukunika ingxelo), oku kuya kunceda ukuzalisekisa uxanduva lwakho ngexesha kwaye ukhuphe izigwebo ezingathandekiyo.