Iziko processing Bank - amacandelwana noshowo yeebhanki

Ngaba wakha wazibuza njani inkqubo zebhanki? Njengoko-ATM kunye ezinjengeetheminali intlawulo nazi imali kangakanani apho? Njani bayazi, yintoni, phi kwaye njani yathathwa? Kuyo yonke le inxaxheba Banking Ukwenziwa Centre (BPC), kuba ubambe lonke ulwazi. Yintoni na le iiyunithi noshowo yeebhanki? Yiyiphi imisebenzi? Indlela ukusebenza? Ngubani inika ezi nkonzo? Ingaba ikhona indawo umngcipheko? Apho elikhulu Iiyunithi olu hlobo?

Kutheni kufuneka iziko bank processing?

Okokuqala, makhe baqonde nalo mba. Xa abantu bethetha ngalo iziko bank processing, elivunyelweyo kuthetha iinkqubo intlawulo ethile amandla processing eyodwa egciniwe ekhoyo-nxaxheba (abantu) kunye neekhompyutha zobuqu (ATM), nto leyo ukusebenzisa izakhono zalo. Bangenisa izicelo ugunyaziso, kwakunye nokusetyenziswa yingisela.

data Amaziko processing irekhodi Bank malunga ngubani, apho wenza ezinye iintlawulo, ngubani wacela zokurhoxiswa imali kwi-ATM kunye neminye imisebenzi emininzi (efana phambili ulwazi malunga imida akhawunti kunye nokuthumela izicelo ugunyaziso xa ibhanki elikhupha ayinayo database layo le njongo ). Njengoko ubona, okuninzi kwemisebenzi. Kodwa asingabo bonke "zilingana". amaziko amakhulu baqhele ukuba babe kumaziko processing enkulu ukuba bazibandakanya izenzo zolawulo nezinye iiyunithi, ezincinane.

Njani iziko?

mode nokusebenza unokuba kweentlobo ezimbini:

1. Ukusebenza ngqo kwiziko processing lebhanki "yakhe". Kule meko kuthetha ukuba umntu ikhadi ngeplastiki yakhe iya kwi ATM elasekwa yayo. Xa engena ngolwazi, loo nto idluliselwa ngokuthe ngqo umnikeli. Ethile kumncedisi wobekelo kwenzeka amakhadi inkqubo, yaye le ndoda yabuyela ulwazi akucelayo. Masithi imali kangakanani na. Ukuba ucela isixa esikhulu, i-ATM iya kujonga idatha athi ukuba kukho imali engaka. Xa ucela icebo Intsalela iya ubale phantsi kwaye ukubonelela le datha. Kulo mzekelo, i-ATM iya athumele inkcazelo kwiziko processing, uye anikwe kwaye umntu onjalo mali ethile. Kakade ke, kukho nabo akhande, kodwa ngokuqhelekileyo le nkqubo isebenza kakuhle.
2. Intsebenziswano ngokusebenzisa umthetheli. Kulo mzekelo, iziko processing ithumela isicelo lebhanki ekhuphe ikhadi. Ukuba konke kuhambe kakuhle, impendulo uza emva koko intlawulo ekuLunyukisiweyo ngazo zinakho ukuqhutywa. Kwakhona, kukho imisebenzi database, kubelula iintlawulo phakathi kwiibhanki ezahlukeneyo.

Outsourcing iinkonzo zebhanki

Xa ibhanki inayo BPC wayo - yenye into. Ingakumbi kulo mzekelo, siye wakhangela phezulu kancinci. Ngoku makhe sinikele ingqalelo ukutshintshwa yonke eminye imisebenzi zombutho (njengoko ibizwa ngokuba kwabangaphandle iinkonzo zebhanki). Ngoko bakholisa ukwenza amaziko ezincinane, umsebenzi kangako. Ebizwa BOC (okanye PC) unako ngokuqgibeleleyo ukuqalela JSC "Banking Ukwenziwa Centre" ukuba "awakona kanye okanye kabini." Kubalulekile kule meko isantya umsebenzi oluxanduva lwakhe, kwakunye ukhuseleko iinkcukacha siyenziwa.

iimpawu ezongezelelweyo

Kwi iyunithi uya kuhlawuliswa kunye nezibophelelo ezongezelelweyo: akhuphe amakhadi amatsha amashishini zifaneleke elandelayo - musa ingaqhelekanga. iziko Processing - yeyona ingundoqo yobugcisa inkqubo yentlawulo yelizwe. Esebenza kulo iindawo ezinzima kakhulu. Akumangalisi oku, ngenxa yokuba iziko kufuneka ayiqinisekisi inkqubo okwixesha-lokwenene flow zenkqubo enkulu. Ngoko ke, amandla ama kweziko processing kwakhona kukho inani iimfuno zingqongqo. Uya balungiselele kunye data babekho zokuhlala, iiprotokoli kwentengiso - kwaye yonke nje iiyure ezimbalwa.

Yintoni efunekayo ukuze iziko processing?

Ngokuqhelekileyo, kukho iingongoma ezimbini:

1. Le computing amandla ubukhulu ebalulekileyo. Sele kuxoxwe ngasentla.
2. Ephuhliswe kakuhle izibonelelo zonxibelelwano. BPC kufuneka ukusebenza ngaxeshanye kwiindawo ekuhlalwa kuzo ngakumbi ezikude. Kucacile ukuba umsebenzi ngempumelelo kufuna inethiwekhi ukudluliselwa data eliphezulu. ukubaluleka kwabo bukhulu kangangokuba bade obizwa ngokuba izinto zangaphakathi iinkqubo zentlawulo, ngaphandle apho ayinakuba khona.

Ukwenza imisebenzi eyimfuneko, ezinikezelwa umsebenzi kusetyenziswa amaziko zonxibelelwano ibhanki yakhe. Zinika izifundo iinkqubo zentlawulo ukufikelela uthungelwano apho data ethunyelwayo. Emagxeni abo oba efanayo yaye abakhathalele ngoko akukho namnye unako ukufikelela kuzo ngeenjongo ezingekho mthethweni. umsebenzi wawo kukubonelela imigca zonxibelelwano-high speed ikuvumela ukugcina iziko processing ebhankini.

Ngekhompyutha (ATM) ukufumana ulwazi ngokukhawuleza. Ngemilinganiselo yanamhlanje, singaphezu amancinci: kusenokuba kukho umcimbi lemizuzwana. Akumangalisi oku, ekubeni ngeempawu ATM kunye umxhasi nako kulawulwa ngokungqongqo. I-terminal ayikwazi kuqhubeka nesicelo imizuzwana engaphezu kwama-30. Kodwa ke oku, njengoko sele ebhaliweyo, ingqiqo encinane lixesha.

nendawo

E Belarus uthungelwano neebhanki kunye namashishini amakhulu, elasekwa JSC "Banking Ukwenziwa Centre". Minsk - isixeko ise apho ofisi eyintloko. Oku kuthetha ukuba ulwazi oluqokelelweyo luza kusingathwa kwikomkhulu imizuzwana embalwa. Konke kuxhomekeke umgama welizwe. Kwaye amasebe JSC "Banking Ukwenziwa Centre". Grodno - isixeko apho kukho omnye wabo. Ngoko ke, izicelo apha ezahlukeneyo ziya kusingathwa ngokukhawuleza.

Uyakhula engena kwizivumelwano ezintsha kunye neebhanki ezinkulu ezahlukeneyo JSC "Banking Ukwenziwa Centre". Gomel (idolophu) iye yavula iingcango isebe elitsha. Apha ungenza inkqubo card ikheshi "BelCard".

Njengoko kwacaca kwizixeko ezininzi Wavuleka amasebe JSC "Banking Ukwenziwa Centre". Brest kwaba okufanayo. wena PC uza kufumana kulo mzi: Brest, st. Molodogvardeyskaya, 3, Bldg. 3.

Soloko olupapasha iintlobo zobugcisa, uthintelo, ngenxa apho iiclamps ukuba ayisebenzi, "Banking Ukwenziwa Centre". Mogilev, isiqingatha labemi ngoobani PC kubathengi, khubaza yesiphelo Meyi 21 7 kusasa.

ilayisensi

Ukuqinisekisa ukuba iziko nesicelo ngokomgangatho ukwenza yonke imisebenzi eyabelwe oko, kufuneka uye ngokusebenzisa iinkqubo ezithile elawula isininzi kujonge izinto. Ngokusemthethweni baye kwasekwa kumazwe amaninzi, njengokuba umthetho, kule minyaka ili-15 idlulileyo. Ikhutshwe kuyo yonke imibutho PSP / IPSP mvume. iindleko zabo, kwakunye namathuba ukuba zibonelelwa lwamazwe ezahlukeneyo ziyahluka kwilizwe ngalinye. Kodwa ukuba iimeko, singatsho ukuba mvume kuvumela iinkampani ezithile, ngokuxhomekeka ukuba izivumelwano iibhanki ezisebenza kunye MVUME LOKUNDWENDWELA LEXESHANA kunye MasterCard, ukuba ziqalise inkqubo yokubhala off imali kwi-akhawunti enye ukuya kongezeleka kwixesha elizayo kuthethwa sesinye.

uxwebhu olongezelelweyo

Ngaphandle mvume phezulu ngokwaneleyo, kukho kwakhona ziinkampani amaxwebhu yokulawula ungachaza imithetho eqhelekileyo yothethathethwano kwimarike yehlabathi kweentlawulo ikhadi. Oku kuthetha ukuba imibutho ekhankanywe ngaphambili MVUME LOKUNDWENDWELA LEXESHANA kunye MasterCard. Ngokomzekelo, amaxwebhu wokuqala Ikhadi Ukwamkela kunye neziKhokelo Management ukukhokhela. Hi ndlela leyi, njengoko uphuhliso lemarike iintlawulo ngekhompyutha bekusoloko utyekelo iinkqubo zokwenza ezinkulu baye bakhonza njengesiseko udala owakho. Kodwa inani elikhulu zeenkampani ze olu hlobo asebenza kuphela kwindawo enye. Yinto zombini amandla kunye nobuthathaka babo; azinayo ubunini imali.

Ziziphi iintlobo lweenkqubo sebenzisa BPC?

Ngokuqhelekileyo, ukuba lungohlulwa lube zezi ntlobo zilandelayo:

1. White wanikel 'ingqalelo intsebenziswano kunye neenkampani ukuba ahlawule zonke iirhafu kwimiba zabo. Ewe abanjalo ukuba babe ingozi ephantsi iingxaki. Kodwa ke, yeha, umsebenzi wabo intsonkothile kakhulu ngenxa irhafu eziphakamileyo ukuba kudala iingxaki ezithile xa ukhuphiswano kunye ngongoma zimbini zilandelayo.
2. Ukubandakanya ongwevu HRC, eziye ezibhaliswe ethile irhafu kude nonxweme okanye ezisezantsi. Ngokuqhelekileyo, iinkampani ezifana ingqiqo ayikho eyahlukileyo kakhulu abamhlophe. Kodwa uyakwazi ukufumana ingeniso engakumbi ngokuthi kuhlawulwe imali engaphantsi, kodwa uzimisele ukusebenza nakuwuphi na ishishini: imithi, amaziko abantu abadala, urhwebo esengozini semthethweni - nto konke ngazo. Lo msebenzi osemqoka kuphela - ukungafuni kwabo ukusebenza kunye nabathengi, "owayevele esitratweni." Ngoko kuyimfuneko ukuba ukuqhagamshela abafowunelwa zobuqu, igama, yaye ngamanye amaxesha khangela kwaye iziqinisekiso.
3. Black benza nayiphi na intlawulo. Kwanabo umlinganiswa ngokuphandle mthethweni. Ngenxa yezizathu zobugcisa, oku akunakwenzeka ngaphandle i-akhawunti yebhanki livulekile, ngoko zisebenza ngokubambisana. Ngokomzekelo, kude nonxweme okanye ekhubekisayo iibhanki Chinese. Ngenxa ngesantya kakhulu, kwakunye kakhulu iingozi izakhiwo ezinjalo intsonkothile kakhulu kunene, nokuba ukufumana nomnini anokuvela imali kunzima kakhulu (kodwa akuthethi ukuba akunakwenzeka). Ngaphandle ngobunzima kunxibelelwano, kukho kwakhona iqela emngciphekweni omkhulu kakhulu ukuba maxa naliphi na ixesha ukuvala, uze emva koko yonke imali leyo ijinga phezu alutshabalalise.

Kwicandelo Russian of yebhanki,

Uninzi amaziko zemali ukuba akhuphe amakhadi abo iplastiki yakhe, nabo babe PC eyahlukileyo. Kulo mzekelo benza njengeyunithi noshowo ezibhankini apho i ubalo lwenziwa phakathi nxaxheba kule nkqubo. Zinika kwimisebenzi yokulungisa zangaphakathi. BPC, apho asebenza kwi kummandla Russian Federation, kufuneka kwakhona ukuba ezivumelekileyo FSB, leyo iliso ukubethela ulwazi.

isiphelo

Njengoko ubona, ibhanki iziko processing - yinxalenye ebalulekileyo yesakhiwo ibhanki yakhe. Ukongezelela ekwenzeni imisebenzi yayo engundoqo, ukuba siphathiswe inani lemisebenzi ezongezelelweyo. Bona esweni imeko ATM. Ke ukuba izixhobo ithumela umqondiso ukuba terminal, ezifana crack, i-data kusetyenzwa mazigqithiselwe inkonzo yokhuseleko.