Uqikelelo akhawunti yebhanki kunye umbutho. Yintoni umahluko?

akhawunti zangoku na indawo yokugcina ngokohlobo mali ikheshi simahla engange. Wakuvulela iqumrhu elisemthethweni, kwezinye iimeko, entrepreneur ngamnye iziko ngetyala kwaye kusetyenziswa izibalo kunye batyalayo ezahlukeneyo. Kuba transactions in units amazwe zikhona akhawunti lwemali. Kunye nabantu ngaphezulu uhlobo ukuvuleka. Endaweni yoko, ukuba kukho i-akhawunti yangoku okanye zobuqu.

Xa accounting, umbutho zonke akhawunti ekuhloleni has ngumfanekiso eyahlukileyo zohlalutyo njengenxalenye inombolo akhawunti 51 ( "akhawunti zokuHlaliswa"). Oku kuthatha ingqalelo ukusebenza kwemali, umzekelo, xa izibalo abasebenzi, iirhafu, abaxhobisi kunye nabanye. (Debit). Mboleko, phezu koko, wabonisa ukuza iintlawulo engange ngenxa yezizathu ezahlukeneyo (iimveliso zisiwe kunye nabanye.).

akhawunti yebhanki elivulekayo usebenzisa yonke iseti yamaxwebhu, kubandakanywa kwiinkampani Russian kufanele kuphawulwe:

- sicelo;

- ikopi yoxwebhu eqinisekisa ubhaliso kunye namagunya irhafu;

- isatifiketi sobhaliso lwe-mali (extrabudgetary);

- ikhadi kunye iisampuli iisiginitsha abo bakwaziyo ukufikelela imali kwi-akhawunti kunye isampuli inkampani yoshicilelo ;

- Iikopi zamaxwebhu abasemthethweni, kubandakanywa namanqaku onxulumano, amanqaku yeConvenco, isatifiketi sobhaliso, eqinisekiswe izivumelwano.

A iziko zobalo ingqalelo amaxwebhu angeniswe kunye, ukuba bazanelisayo iimfuno, liqulunqa isivumelwano zokuhlala kunye nemali iinkonzo, nto leyo ibonisa akhawunti yangoku, nto leyo ubunjwe (okwangoku) amanani amabini. Le nkampani, leyo Yawunqika uyakuthi, zingaphelanga iintsuku ezilishumi azise umcimbi abasemagunyeni werhafu. Ekuhambeni kwexesha isakhelo esinye banikwe ingcaciso malunga ukuvalwa akhawunti. Iqela kwiibhanki eseleyo kwi-akhawunti zokusonjululwa inkampani (avareji zekota, avareji okanye ubuncinane-akhawunti), inzala ngokusekelwe kwisivumelwano esikhethekileyo kwisivumelwano.

Akhawunti zivulwa simahla, kodwa kwixesha elizayo uya kuhlawuliswa kulondolozo, yokuhlawula inkqubo unikezelo lobekelo kude ukwamkela / ukurhoxiswa eziinkozo, kunikezelo ethile yetsheki, ukuqinisekisa amaxwebhu ezithile, njalo-njalo. Amaxabiso zisenokwahluka nje kuphela kwiibhanki ezahlukeneyo, kodwa nokuba kwiindawo ngabanye, ukuba kwizixeko ezahlukahlukeneyo.

akhawunti yebhanki yangoku njengoko umbutho ezahlukeneyo kwi-akhawunti inkampani efanayo ukuvula iinkqubo nokhowudo: iqala ngo 303 okanye 301, kodwa, kwakunye nombutho ulwazi yenziwa digits 20 (ngokuhambelana nemigaqo ekhoyo). Ukuba amanani zokuqala ezimbalwa akhawunti yebhanki - 301, yinto ebizwa ngokuba yi-"imibiko" liziko othile ngetyala ukuya namagunya aphezulu zemali - i-Central Bank - nezakhiwo zalo ingakumbi isixeko, indawo, indawo, kunye nabanye.

Ukuze ukuba ukubhidanisa akhawunti inkampani zokuhlala kunye ebhankini, kufuneka ukhumbule ukuba zedrama inkampani iqala kwinani "4".