Izimvo "Tinkoff" yebhanki: izimvo abathengi '

Ibhanki "Tinkoff" yoqobo kwindawo yokuqala ukwenzela ukuba akanayo ofisi kunye namasebe: yonke imisebenzi yenziwe nge kwi Internet. Ngelo xesha yena iqumrhu elisemthethweni igosa, kudala zisebenza ngempumelelo kwimarike zemali Russian. Kule meko, ungenza uthembe inkampani, nangona ukuba kukho uhlobo virtual. Ewe, kunye nohlolo of "Tinkoff" ibhanki evela kubaxhasi ezininzi njengoko kulungileyo, njengoko bengandithembi inkampani, nkqu ngendlela engaqhelekanga ... Kodwa maxa wambi kukho malunga ngokupheleleyo, nomsindo kwaye wacaphuka. Nabo, kakhulu, kancinci kakhulu. Bani ukuba ningakholwa? Ukuze uqonde oku, omnye kufuneka aqonde kakuhle eli amabango.

Ngokuba bethanda ibhange "Tinkoff"? Ukuxambulisana nabaxhasi

Bank othandekayo ngabathengi ezininzi, ingakumbi abo bamkela imali-mboleko apho. Amaninzi ke iindidi ezimbini kubaboleki. Lokuqala - abo yonke kwakungomnye ngaphandle kwangaphambili, wavuma ukuba iimeko ezichazwe kwi ikhadi kwaye izazi. Okwesibini - abo, ngokuchaseneyo, akukho bangathanda ukuthathelwa ingqalelo, okanye akazi njani. Eyona nto ibalulekileyo - ukufumana ityala, kodwa njani yaye umdala kangakanani ibalwe, kuba zonke efanayo.

Abo reviews of "Tinkoff" ebhankini kuphela HIV, bakhokelwe zezi zinto zilandelayo:

- lula ukufumana ikhadi - ngengqiqo yokuba imvume ukuphumeza lula kakhulu kunokuba kwezinye imibutho emininzi;

- iintsuku 55 ngaphandle kwenzala;

- intlawulo encinane ubuncinane;

- ukukwazi ukuba aboleke imali kwakhona nakabini;

- Bank avulekile (logama nje iintlawulo zenziwa ngexesha okanye in advance).

Abatyali nazo wonwabile: namhlanje le nkampani-Tobacco kakuhle, uthathwa ukuba ezithembekileyo elihlawula rhoqo inzala, nto leyo kakhulu eliphezulu ngemilinganiselo yale mihla.

Xa ukukhanya izimvo ngentla ngaphesheya ngaseludinini "Tinkoff" kunokuba HIV, kwaye akukho nto engaqhelekanga kulo, nkqu abo musa ukwabelana izimvo abayithandayo zakhe. Kodwa mhlawumbi arhabaxa kunjalo, kuba nje abantu abaninzi bengonwabanga? Ingaba kukho naziphi na izinto ezimbi?

Mhlawumbi wonke umntu uyazi ukuba kukho kwakhona ukubuyekezwa okubi lebhanki "Tinkoff". Wonke uyazibuza ukuba yintoni ixhulumane. Ndimele nditsho ukuthi phezu idipozithi inshorensi kunye debit card izikhalazo zinqabile kakhulu, kunzima nokuba ukufumana. Isambuku mboleko uwe phezu, kule meko amakhadi. Nantsi eminye imizekelo, leyo ivame kakhulu, yaye iya kugxininisa injongo nganye ngayo.

Umthengi ufumana ikhadi lebhanki letyala, ukuchitha imali kunye naye, yaye kungekudala efumanise ukuba akhawunti yakhe yonke ihlumelo ngenyanga ngokucacileyo wathembisa ngaphezulu ekhulwini. Izinga ukuya - 36%, kodwa eneneni, kukho malunga ne-48%, kwaye nkqu kancinane ngakumbi. Apha simele siqonde ukuba isizathu - nemali-inshorensi. Kwakhona, kukho intlawulo "SMS-mali". Kungenxa yoko le mali liyenyuka. Nayiphi loo bhala-off na kwetafile, nto leyo ingakhangelwa kwisiza.

Kakade ke, ukuba adlale. Kodwa ibhalisiwe kwangaphambili. Ngaphezu koko, kuyinto eqhelekileyo ukuba isininzi beebhanki, "Tinkoff" ubuncinane inikeza sisicatshulwa. Kuyo ungabona kwenzeka ntoni imali, yaye akukho mfuneko yokuba ukuwumisa ngokukhethekileyo.

Kwaye yiloo nto ngokwenene ibhanki sisono? Yintoni umthengi ezimbi lohlolo "Tinkoff" ibhanki kungathathwa njongo?

1. Endaweni leswin'wana swa "imizuzu emi-5 ukuya ukuqwalasela isicelo," obolekayo lufika ... kwiinyanga. Ngokufuthi ubizo efunyenwe ebhankini xa kungekho mntu ucinga ukuba uyeza.
2. Ngoko ungenza ngaphezu kweveki enye lokulindela xa yekhuriya iya kuba hour ezamahala yokuhanjiswa kwikhadi.
3. iintsuku 55 iya ngokuzenzekelayo ukuba uthathe imali (esi sono phantse zonke iibhanki). Lumkisa ngayo aniyi kuba imvumelwano.
4. Icela imfuneko ukwenza intlawulo unakho kuza kwiveki phambi kokuba obekiweyo.

Esi sigqibo ilula: ukuba ukubhala kamva malunga ukubuyekezwa okubi "Tinkoff" BANK, kufuneka ingqalelo lesivumelwano, kumanani, uthabathe ingqalelo into ibhalwe kuluhlu olungentla. Ingaba ukulungele oko? Ngaba loo isuti? Ukuba akunjalo, ngoko kufumana elinye ithuba. Ukuba kunjalo - thatha ikhadi kwaye ukhumbule malunga iziphene.