Sberbank ikhomishini on etsalwe cash kunye nezinye iinkonzo zokusebenza

Yonke imihla, abantu ujongene imfuneko yokusetyenziswa amakhadi yebhanki. Zinceda okuhlawulela iimpahla ukudlulisa. Kodwa ke abaninzi abazi wazibonela ukuba bank ngalunye iintlawulo kuzo zonke iinkonzo ezinikezelwa ukuya yemali. Khawuve oko ngaphandle kokuba Savings Bank of the ikhomishini zonke iinkonzo.

Kuba loo ophetheyo ikhomishini

Kutheni ukuhlawulisa umrhumo ukudluliselwa imali ikhadi Savings Bank ukuba ezinye iibhanki - kuyaqondakala. Ubuncinane, oku zonke zisetyenziselwa niqonde ukuba iibhanki kufuneka ukufumana umdla wabo.

Kodwa ezibuhlungu ezininzi ekhulwini ukususwa umondle imali nge-ATM. Makhe sijonge le meko ukusuka kwelinye icala. Kwiziko zemali yabonelelwa eziinkozo, kufuneka isetyenziswe kuphela kwiindleko emzimbeni lwabasebenza ebhankini, kodwa umbandela. Ipesenti etsalwe eziinkozo aquka:

• Ukufunyanwa kwemali kwimarike ozalwa ngayo.
• iinkonzo yokuqokelela intlawulo.
• Irente indawo apho kukho-ATM.
• Intlawulo umbane.
• Ukuthengwa kwezinto.
• Omvuzo abasebenzi benkonzo iintlawulo.

Yintoni ebonisa

Ngokuqhelekileyo, i-Savings Bank of the ikhomishini yokusetyenziswa kwemali (ukurhoxiswa okanye inguqulelo) kuxhomekeke kudidi amakhadi ezikhutshiweyo. Zingakotshwa singatsala okanye ngetyala.

Xa inkonzo amakhadi debit lebhanki angasibaleli nzala, oko kukuthi, ukuba umntu itsala imali evela Savings Bank of ikhadi kwi-ATM ye ebhankini, le khomishini singabalelwa. Kodwa lo mthetho awusebenzi amakhadi debit, ezisetyenziswa ngaphandle kummandla nokuvulwa: "Maestro", "Visa Electron" Package "Momentum Visa Electron", "Maestro" Inkonzo "Transport". Kubo, ngenxa yemali ikhomishini iya kuba malunga ne-1% ye-mali.

Musa ukulibala malunga ingqiqo njengoko mda mihla le ukutshintshwa okanye ukurhoxiswa mali ezinjalo. Ukuba Sberbank umxhasi lugqithe ngaphaya umda amaqashiso (idla oko akukho ngaphezu kwe-500 lamawaka. Thambisani. Ngosuku), ngoko ukuba imisebenzi engaphezulu kunye nemali ukuba kuza kufuneka uhlawule 0.5% ye-mali.

Njengoko for credit cards, inzala sokususwa kuphela ngamnye. Kodwa ngokubanzi, imali kunokuba ukuya kwi-3% yemali, kodwa hayi engange ngaphantsi kwe 199. Ngoko ke, kukho inani elincinane amakhadi lamatyala ukususa engeluncedo lwanto, Noko ke, njengokuba ezinkulu.

ethunyelwe

Uyakwazi imali ngeendlela ezininzi:

• Ngemephu kwi Savings Bank of kwimephu.
• Kunye namakhadi Sberbank emakhadini zezinye iibhanki.
• Kunye nekhadi le akhawunti.

Ukudluliselwa kwemali evela ikhadi kwikhadi Savings Bank kunokwenziwa mhlawumbi ngokusebenzisa i-ATM okanye nge-akhawunti yakho kwi "Sberbank Online". Ukwenza lo msebenzi, kwanele ukuba ukwazi inombolo yekhadi okanye yefowuni inombolo umdlali lakho, nto leyo eya iqhotyoshelwe kwikhadi. Ikomishini ethunyelwayo imali phakathi bamakhadi ze ibhanki iya kuhlawuliswa.

Ukuba ufuna ukuthumela imali esuka ikhadi Savings Bank ukuba ebhankini, owokuqala kuthatha yikomishoni 1.5% yemali, kodwa engange hayi ngaphantsi kwe-30. Olu tshintsho kwakhona kwenziwa ngeendlela apha ngentla.

Kuba bamakhadi zokudlulisa imali ukhetho ukusuka ikhadi kwi-akhawunti njengebhanki okanye wesithathu.

Xa liguqulelwa ukusuka ikhadi Sberbank ukuya akhawunti zivulwe kwibhanki enye, akukho khomishini ityala. Oku sikwenza ukuba ikhadi kwaye i-akhawunti wavula kummandla omnye kwaye amanyathelo translation yenziwa ngaphakathi kummandla. Ukuba i-akhawunti yangoku ivuliwe kwenye mmandla, imali yokudlulisa iya kuba kwi-1% ukuya kwisi-1.5%, kodwa engange hayi ngaphantsi kwe-30. yaye kungabi ngaphezulu kwe-1 ths. bagcobe. Uyakwazi ukwenza imicimbi yemali yamanye amazwe. Ngoko ke i-Savings khomishini yi 0.5% ku-0.7%, kodwa hayi ngaphezulu kwe $ 100.

Kungenzeka kwakhona ukuba bakhutshelwe ukusuka amakhadi-akhawunti enye yebhanki. Apha imali yi-1-2% yemali, kodwa akukho engange ngaphezulu kwama-1,500. Ukuba nguqulelo kwenziwa yamanye amazwe, ibhanki ingathatha wena komrhumo transfer i-1%. enze intlawulo kulo mzekelo $ 200.

Rhoxisa intengiselwano akwenzeki. Ngoko ke, xa betshintsha eninzi kufuneka kube ingqalelo. Kwimeko apho iinkcukacha ezingachanekanga saveza umba kufuneka kusonjululwa noko umamkeli imali kwaye bathembele ukunyaniseka kwakhe kuphela.

yemali

Susa cash-sikhokelo, akunqandwa nokuba ikhadi lemali okanye ngetyala. Omnye umbuzo yindlela abaninzi abazithatha imisebenzi enjalo Savings? iindleko zebhanki siya kuxhomekeka amakhadi eklasini, yaye kwenzeka ntoni ATM notsalo imali.

Ngokwendalo, ngokuba ukugcinwa umbutho debit card angasibaleli nto. Ungafumana imali ngaphandle kokususa ekhulwini, kodwa hayi ngaphezulu kwe-50 amawaka. Engange ngexesha. Ukuba ufuna ukukhupha imali evela ikhadi lamatyala, kufuneka uzimisele kuhlawula ebhankini imali efikelela kwi-3% yemali, kodwa engange hayi ngaphantsi kwe-390. Kulo mzekelo, xa uzama ukususa imali evela Savings Bank credit card kwisiphelo yenye ibhanki, umrhumo kuya kufikelela kwi-4% yesixa efunekayo. Kunye neKomishoni unokuthabatha iibhanki nje ezimbini, ngokulandelelana, yaye iindleko ziya kwanda.

Iinkonzo ukuba imali

Sberbank ngokwayo amagunya nguqulelo phakathi akhawunti yakhe. Umzekelo, awukwazi ukudlulisela imali ikhadi lakho xa debit yakhe. Kwaye ngakumbi ke umntu.

Apha kuza kumnceda kweenkqubo ezahlukeneyo yokuhlawula imali naphi kwaye kuzo zonke iintlobo zezibonelelo.

Eyona edumileyo zezi:

• "Kiwi" -koshelek. Ukudluliselwa kwemali kuya malini Russia 2% yemali, kunye nenkonzo uza engange bakhe-50, kuba iya kuba ukudluliselwa kwamanye amazwe ukuze uhlawule-2% + 100 engange.
• "Yandex". Ukuba ufuna nayiphi na inguqulelo kuya kufuneka ukuba uhlawule-3% yemali engange-45 kunye nenkonzo.
• "Webmoney". Le nkqubo iya kuthabatha engange 40 yenkonzo yaye isixa-mali kuya kufuneka uhlawule 2.5%.

Translation ngu "Sberbank Online"

Olu khetho iyafumaneka kubo bonke abanini of debit kunye credit cards Savings Bank. Ukugqiba isivumelwano, kufuneka:

1. Faka akhawunti yakho.
2. Khetha kwicandelo 'Iintlawulo kunye transfers ".
3. Khetha ukusebenza efunekayo, oko kukuthi, ngubani na oya kutshintshelwa mali: i-Savings Bank ukuya client okanye abathengi zezinye iibhanki.
4. Chaza inombolo yekhadi yomamkeli okanye inombolo yefowuni (ukuba ikhadi ebotshelelwe inani).

Commission of Sberbank kwikhadi enye ibhanki efanayo, okanye ukugqithiselwa phakathi akhawunti yakho iya kuhlawuliswa. Ukuze ukutshintshela kwenye ibhanki iimfuno zabaxumi zithathwa zawo ngokweentlawulo.

Ugqithiselo efonini

Le ndlela ifumaneka kuphela ukuya abanini amakhadi Savings Bank. Ngamanye amazwi, le umxhasi we kwenye ibhanki imali ayikwazi ukudluliselwa njalo.

le algorithm ilandelayo:

1. Xa inani 900 kufuneka uthumele i-SMS nge isicatshulwa "Translation ******* 9 47 650", apho 9 ******* 47 - inombolo yomamkeli yefowuni, kunye 650 - le mali efumanekayo.
2. Ekuphenduleni SMS kufike ikhowudi kunye idatha umamkeli. Kufuneka ukuzivumelanisa, uze kuphela uthumele umyalezo nge khowudi. Emva kokuthumela imali evela ikhadi ziya icinyiwe baxhasa kumamkeli.

Sberbank Commission for la manyathelo iya kuhlawuliswa.

Kufuneka uhlawule ingqalelo into yokuba lo msebenzi umisele imida kwi translation: hayi ngaphezulu kwe-10 iintengiselwano ngosuku kwaye engange ngaphezulu kwe 8000.