Kutyalo Portfolio njengomthombo nezokukhupha ingeniso ebonakalayo xa indlela echanekileyo.

Namhlanje, ehlabathini namhlanje, abantu baya uyazibuza: yintoni na i investment portfolio kunye nendlela eyisebenzisa. Ke kaloku, xa utyalo-mali iba sisixhobo, elinako phantse wonke umntu, utyalo iphothifoliyo isixhobo zemali kakhulu efanelekileyo.

Ngaphambili, iimarike stock zazifumaneka kuphela nje ezimbalwa, kunye nabatyali ezinxulumene kunye namadoda ngamanqatha osisityebi nezigidi. Namhlanje, ngenxa ovuliweyo ukuba uluhlu olubanzi kufakwe abantu elide mali ezikhoyo omnye okanye ezinye isixhobo zemali ezifana-mali mali efanayo, umtyali kuba phantse wonke umntu. Ngoko ke, ngaba loo nto? Abaninzi kuthi ufuna ukufumana impendulo ngqo lo mbuzo. Wonke umntu okrelekrele ehlabathini namhlanje ufuna ukugcina nande imali yakho.

Ngoko ke yintoni na ukuba utyalo sikhundla onjalo? Eyona nyaniso yile, ukuze:
ngaphezu kwayo yonke enye into - mali ipotifoliyo - into afake imali kwi-asethi securities (idla ngokuba isitokhwe okanye inxalenye kwelifa) iinkampani, ukuze afumane inzuzo enkulu kakhulu. Ukufumana inzuzo kwerandi evela kwintengiso izibambiso - intsingiselo utyalo-mali olo. utyalo Portfolio kungachazwa nokuba kufunyanwe ubunini-asethi yenkampani, beka izabelo zabo prodazhu.Imenno ezamahala ezi izibambiso ezi yepothifoliyo yomtyali-mali. Kakade ke, lo umtyali akazibandakanyi ngqo ekulawuleni inkampani, ogama izabelo zikhona. Sekunjalo, utyalo ezinjalo kubizwa ngokuba mali ayinkulwanga ngobukhulu, njengoko abanako ukunika ulawulo umnini phezu izabelo lweshishini elo. Eyona njongo ephambili Injongo yale mali - ukuzuza zokuthengiswa ezi izibambiso, ixabiso ngelo qhinga echanekileyo investment kufuneka, ngethiyori, ikhule.

utyalo Portfolio lubonisa ukuba umtyali uya kufumana umvuzo ngenxa yokubakho ixabiso ezabelo yaye ziya kufumana izabelo kwezi izabelo. Ukwenzela ukunciphisa iingozi utyalo-mali, ngokuqhelekileyo imali impahla iinkampani ukuba kumacala ahlukeneyo.
Abatyali - kuba abantu kuqala yabantu. Abantu abaneemfuno ezahlukeneyo kunye izimvo ngemiba zotyalo-mali. Kungenxa yoko le nto, utyalo portfolio kuthetha ukwahlulwa zibe ziinkqubo ezahlukeneyo, ngokuxhomekeke inzuzo kunye Umngcipheko. Ngoko ke investment portfolio wohlulwe:
-High isivuno - ezi mali zibalwa ndikhuphe nqanaba liphezulu ingeniso ngokuncama lwemisebenzi yentengo lentelekelelo okanye ukuthengiswa xa iimeko zivuma kwimarike, le potfoliyo iquka izibambiso kubandakanya isivuno esihle kakhulu, kwaye swi lavaka ingeniso eliphezulu - kokubini ngohlobo kwenzala bonds kunye dividendovoy ingeniso kwizabelo; ingeniso Qinisa - indlela sikhundla-mali ofuna ukuba ingeniso ezinzileyo avareji ngaphandle engozini. Ngokuqhelekileyo, la maphepha kuzisa i-avareji ngeniso, le potifoliyo kakhulu izibambiso; kunye uhlobo utyalo - ipotifoliyo edityanisiweyo - wadala ukwenzela ukunciphisa imingcipheko yokuzalisa kwaye sisoloko siphephe ukulahleka elingenzeka istock market asethi indawo evulekileyo. Xa imali kwiiphothifoliyo ezinjalo, imali zityalwe iphepha zokwazisa kunye namanqanaba ahlukeneyo njengoko imveliso, kunye nengozi kunye isithinzi.

Kukho iindlela ezahlukahlukeneyo zolawulo portfolio. utyalo-mali Portfolio ibandakanya iintlobo ezimbini ulawulo - oku ulawulo ngqo, nto leyo ibandakanya ulawulo lobuqu imeko izibambiso ngumtyalimali,, inqanaba inzuzo kunye amatyala. Okanye, indlela yesibini - le mali, engafuni ukuba bachithe ixesha labo siqu ulawulo lwezemali, uyalela ukuba iingcali - kwinkampani solawulo, apho iingcali abafunde kakhulu ukongamela imali yakho.

investment Portfolio - an mali mali, nto leyo ingachazwa inzuzo enkulu. Le mbono mihla kulawulo imali yakho. Ngenxa ezibamba inzala , kunye nolawulo ofanelekileyo, imali wenu iminyaka ngeminyaka kuya ikhula yemigca ukuqhubela phambili. Kwaye lo ngokwenene. Kakade ke, inkampani ulawulo akanalo ilungelo ukunika nekhulu isiqinisekiso ekhulwini ukuba izibambiso iya kuzisa inzuzo, kodwa benze ixesha elide ibonisa ukuba izibambiso abathwele iingeniso inzala izihlandlo eziliqela ngaphezu amazinga enzala iidipozithi kwimigangatho eyahlukeneyo.

Kakhulu emehlweni ukuba namhlanje izixhobo zemali zifumaneke wonke, ngaphandle ubaxo, umntu ofanelekileyo. Enoba uhlala phi yaye yintoni ubuzwe bakhe. Namhlanje, bonke abantu, ukuba ukhetha, ube sisityebi. Xa utyala imali yawo kwiimalike stock Russian, phinda ubutyebi babo.