Lwemali Project njengesiseko-nkqubo yotyalo-mali ngempumelelo

Uqoqosho of Russia mihla ngakumbi wayibona kuphakamisa umbuzo imfuneko inxaxheba kumaziko ngetyala ekuhlangabezaneni kwemfuno investment ngokusebenzisa mboleko yebhanki utyalo-mali yeprojekthi. Ubukho lweengozi ekwinqanaba eliphezulu ukuba ngokuqhelekileyo ukuhamba iiprojekthi zotyalo eRashiya, yenye izithintelo engundoqo inxaxheba kumaziko yeentengo zemboleko xa umsebenzi wotyalo-mali, kwaye ufuna uphuhliso iindlela ngenxa kolawulo lwabo.

ngezimali Project kunye nozalisekiso lweeprojekthi zotyalo ngenxa yotshintsho kwisiseko yoqoqosho lwasekhaya yemveliso, iye ibonakale ngokubonakalayo nje resource ukoyisa ntlekele, kwisiqingatha sesibini sonyaka wama-2008. Ngokusebenzisa uhlalutyo mali e-R F, icandelo zalo zokubhankisha, kunye nokuxhaswa ngezimali bank iiprojekthi zotyalo-mali ka-2007-2011, mntu uthi mboleko ukuba iibhanki basemakhitshini bayaphuhliswa kakuhle.

Kumbutho we-mboleko yebhanki investment akhawunti 10.4%. Umzekelo, ubonelelo lwezemali yebhanki mali efunyenwe-mali kurhulumente, yaye ukongezelela, kwaye kwimithombo bemibutho eziphezulu, zidweliswe kule theyibhile njengoko enye, kodwa, nangona oku, iimali-mboleko ebhankini kude umthombo phambili ukukhula koqoqosho. Xa kuhlolwa iimpawu ezintle ngetyala kufuneka kuqatshelwe ukusetyenziswa ekujoliswe ngononophelo ngayo oovimba abazizibonelelo ezabiwa ngayo iqonda leprojekthi.

Xa kokuhlolisisa data kwi imiqulu ezingeniswe egcina imali mboleko ixesha elide kumashishini nemibutho, sinokuthi kwindlela yokugcina imali kukho ukunqongophala kwezibonelelo zexesha elide abolekisa utyalo-mali, njengenxalenye ye-mboleko ukunikwa ithuba elingaphezu kweminyaka emi-3 nje 33,0%.

Ekupheleni kuka-2008, ngenxa nenkxaso karhulumente, banikwa imali ebonakalayo kwezibonelelo zemali zexesha elide ezikhokelela kweenxweme Russian Federation (Bank VTB, Sberbank, Gazprombank, Veb), yaye baye baba olusiseko ekusombululeni iingxaki yokuba uqoqosho. Kuyinto la ngemali kukunika malunga nesiqingatha zonke iimali-mboleko mali kumashishini kumashishini nakwezolimo. Kulungiselelo kuthetha ukuba bagcine ukuyilwa kwezibonelelo zexesha elide simahla kwicandelo logcino, kodwa kuphela kwiibhanki zikarhulumente, neminye imibutho yamatyala baqhubeka befumana ubunzima ngenxa amatyala ngoku, kwakunye baphathwa liabilities ixesha elide intsilelo.

Le ntlekele jikelele phendla iseti iingxaki kwenkqubo yogcino mihla kwaye omnye wabo Osoqoqosho bathi iinkqubo zolawulo lomngcipheko buthathaka. Ukususela ngo-2008, imali yeprojekthi eRashiya lehlile kuba izihlandlo eziliqela yaye anda imingcipheko inxaxheba kumaziko ngetyala kwi iiprojekthi zotyalo-mali. emibi kwakhokelela ekukhuleni kwamatyala asemva-mboleko. ganiso neebhanki zorhwebo phantsi kwezi meko zoqoqosho baye baqalisa ukutshintsha zabo imigaqo liboleke abanye; iimfuno kubaboleki ukuphucula umgangatho Iphothifoliyo buyaqhubeka. Ngelo iibhanki xesha ephambili yokuqala ukusebenza yaxhaswa kwaye ekuphunyezweni yolawulo lomngcipheko iiprojekthi zotyalo-mali, ephuhlisa inkqubo amanyathelo anti-ntlekele.

Amava kwamaziko ngetyala kwinkalo yolawulo ntlekele kumele ukuba zibe negalelo kuphuhliso iindlela ezintsha zokunciphisa ubungozi ekuphunyezweni kweeprojekthi zotyalo, ngokubanzi, ukukhuthaza kakhulu ukuphuculwa imali yeprojekthi.

ngezimali Project, kwakunye isifundo lweengozi zebhanki kunye nemiba yolawulo ezinxulumene nayo, usoloko ezifanelekileyo, ngenxa yokunyuka njalo ubukhulu bomzimba kunye nesakhiwo lomngcipheko, ezo eyenziwe ngexesha ukusebenza kwiziko lamatyala, kwaye ubuxhakaxhaka iimveliso kunye neenkonzo.