Ngaba unako ukufumana imali-mboleko ungummi abangaqeshwanga?

Namhlanje, ukususela ukuncitshiswa (leyo ngesizathu esithile, elikholisa ukubizwa ngokuba yokusebenzisa abasebenzi), akukho mntu ugonyiwe, akukho umkhonzi lembambano okanye umqeshwa. Nokuba uthe ufumana ingeniso ngcembe, kodwa hayi esiqinisekiswe ahambelanayo ungeno kwi ncwadi, wena - ungummi abangasebenziyo. Kodwa kusenokwenzeka ukuba kubekho isicaka yoluntu, kwaye umqeshwa, nabangasebenziyo kukho imfuneko isixa esikhulu semali ukuba boleka kuphela ukusuka elunxwemeni. Kwaye ukususela ngaloo mzuzu abantu baqala lokumba into efana nemali-mboleko ukuya abangasebenziyo.

Yintoni na ubunzima main? Eyona nto kukuba enye iikhrayitheriya ezingundoqo nokuvavanya indlela yokukhupha mboleko ukuhlola yokuhlawula amatyala lesigulane eso. Kwaye ukuba ningabi ingeniso yabo, imali-mboleko ilityalwe: ibhanki iya engozini.

Sekunjalo, ungakwazi ukuthatha ngetyala ngenxa abangasebenziyo. Kukho intlaninge yamathuba ayizuze;

• ngaphandle kokunikezela reference kwingeniso efunyenwe;

• usebenzisa izindlu labarhwebi;

• Jonga ku-mali yabucala;

• ukuthatha ngetyala ukuze ishishini.

Kwimeko yokuqala, i-mboleko abangasebenziyo ikhutshwa kwisithuba omnye iiprogram abolekisa okucacileyo. rates cannibalistic inzala - zazo ziphambili engxakini. Ngaloo umbolekisi izama bazikhusele esichengeni non-intlawulo yetyala ngu kubaboleki abanganyanisekanga.

Kwimeko yesibini kuyimfuneko ukusebenza nentlangano i okuthiwa nomdla ekuncedeni abantu. Enyanisweni, inzuzo - ikhomishini ehlawulwe ukuvula. kaninzi ngaphezu mboleko ebandakanya abarhwebi ezi ngamazinga aphezulu umdla. Ngaphezu koko, kuyimfuneko kwakhona indawo okanye imoto yakho njengesiqinisekiso ukunika. Icebo lam kuni: sukuphazamisana.

Kwakhona, mboleko abangaphangeliyo kuphela kunye mali labucala. Kodwa apha ngaphandle ukhuseleko musa ncam ukuvana. Kufuneka wazi ukuba imisebenzi ngabancedi abanjalo kulawulwa mntu. Imiphumo enjalo 'iqabane' ubudlelwane Kunzima ukuqikelela. Kaloku, xa bonke kakuhle. Ukuba akunjalo?

Le ndlela yokugqibela yi esemthethweni ngokupheleleyo. Apha mboleko abangasebenziyo unika karhulumente. Yiyo bamfaka ndisamkelisa amahlwempu ummi ufumana imali elinganayo, kodwa kuphela ukuba ukhuselo ngempumelelo isicwangciso soshishino angena ngokupheleleyo kwinkqubo yobhaliso yeshishini.

Kukho enye impendulo yombuzo, nalapho unokufumana abangasebenziyo-mboleko. Sithetha malunga uncedo mthethweni. Mna Ndiwubonile ad, intsingiselo yazo kukuba ezinye abalamleli wathembisa uncedo lwakhe ekwenzeni mboleko uqinisekise abaninzi. Egxininisa ngokukodwa into yokuba umgangatho ingeniso kunye nembali lamatyala Akukhathaliseki.

Undoqo sokubambisana kunye kubathengisi ezifana ngolu hlobo lulandelayo. ummi abangaqeshwanga ifumana isitampu fake encwadini emsebenzini kwaye uya ebhankini. Xa ukhangela umphathi bank umsebenzi uya kubiza i "lweshishini" apho umboleki esebenza isityholo ukuba umntu ezizodwa (dummy) liya kuqinisekisa oku. Noko ke, kufuneka kuqondwe ukuba ezi zicwangciso kusebenza kuphela xa ngetyala kwaye umbutho-mali abatsha, oko kukuthi, ngengqiqo ukuba isiseko abathengi ukuba ayiphumeleli. Ukuba, njengoko bathi, kukho intlungu fihla engxoweni ayikasebenzi, ngoko ke luxanduva iwela abangasebenziyo siwele buthathaka. Abalamleli, ngokuqinisekileyo, ayikwazanga ukufumana. Ngoko ke, cinga izihlandlo ezilikhulu, kubalulekile ubungozi?