PayPal - yintoni na nokuba ukusebenzisa njani na?

E-commerce kwinkulungwane yamashumi amabini ananye iye yaba yenye yeendlela nathembisayo yokubala phakathi umthengisi kunye nomthengi. Ubungqina oku ubuncinane kukuba eRashiya ngowe-2013 umthamo kwiimarike zemali elektroniki ngaphaya 2 ezigidi engange. Ukuba uthelekisa lo umzobo kunyaka-2012, siyabona ukuba imarike ye-commerce lakhula nge-23%. Ngokutsho kula manani kulula ukuqonda ukuba inkqubo yentlawulo ngekhompyutha ngokuya kuthandwa minyaka yonke ngakumbi nangakumbi.

Cinga omnye kweenkqubo e-commerce ixhaphakileyo ehlabathini - PayPal.

Ukuzalwa kwenkqubo

Ibali PayPal iqala ngoMatshi 2000, xa kwemoto (kuyenzeka), abafundi abaliqela, omnye wabo yaba esuka eSoviet Union (Max Levchin).
Ngoko nangoko emva kokuba ukusekwa inkampani baqalisa inkonzo ngotyefezo elektroniki, ingakumbi, ihlabathi edumileyo eBay (kwinyanga enye zempilo ngaphezu kwesigidi esinye yemnyama.Iifandesi eBay inkqubo yentlawulo PayPal ukubala wanikela).

Ngowe-2002, eBay wafumana corporation PayPal omkhulu, yaye ukususela ngoko-50% lweentengo kwi kwentengiso kwenzeka ngokusebenzisa yokugqibela.

Ngo-2012, amazwe 190 uyakwazi ukuhlawula okanye urhwebo usebenzisa PayPal, xa yokugcina inkqubo - iimali-24 ehlabathini lonke. Ukuqala 2015 yaba mzuzu ukuhlukana eBay PayPal, kwaye ngoku iinkampani ezimbini ezahlukeneyo.

ukubhalisa

Ngoko ke, PayPal nkqubo. Oko nokuba kutheni sikhona, siyaqonda. Ukuze uqalise nge PayPal kufuneka uzalise inkqubo yobhaliso. Ukuze ukuqala ukubhalisa kunye nenkqubo PayPal ufuna ukuya kwisiza esemthethweni (oko kunto-nye kuzo zonke amazwe, kodwa lula, kunokwenzeka ukuba khetha ulwimi olufunwayo), cofa kwi 'Register "iqhosha kwi window elandelayo, khetha i tab" Akhawunti Personal ", uze ucofe kwiqhosha "Qhubeka."

Umkhangeli ke baqondiswe kwiphepha apho kufuneka ukhankanye ilizwe ohlala kulo, i-imeyile, ucwangcise igama lokugqitha ukuze ungene inkqubo (kufuneka ibe abalinganiswa ubuncinane 8 ubude, kwaye kulunge kanye ukuba ungene zombini oonobumba kunye neenamba).

Inyathelo elilandelayo ukugcwalisa ubhaliso ulwazi lobuqu (igama, ifani, umhla wokuzalwa, ubuzwe, isixeko, isitalato, ikhowudi yeposi, kunye nenombolo yomnxeba). Yonke idatha kufuneka ifakwe ngokuchanekileyo ukuze siphephe iingxaki phambili, ukususela-akhawunti (okanye PayPal-isipaji) ukuvuleka eboniswe data, ezo ke kunzima kakhulu ukutshintsha.

kusebenze akhawunti

Ukuba onke amasimi ezikhoyo zizaliswe ngokuchanekileyo, kufuneka ubeke uphawu kwi "isiVumelwano Umsebenzisi" uze ucofe kwiqhosha "Agree kwaye wenze akhawunti". Emva koko, khangela email yakho akhawunti yakho ngokunqakraza kwi ikhonkco kwi email.

Ukongeza ikhadi lamatyala

Makhe siqwalasele ukuba kuyixhasa njani PayPal. Kukho omnye umbuzo obalulekileyo. Kuvakala ngathi oku: "Indlela imali PayPal?" Kufuneka kuqala alibophe ikhadi lebhanki le nkqubo. Oku kwenziwa kwi menu umsebenzisi. Kufuneka nqakraza kwikhonkco "Connect kunye ukuqinisekisa debit lam okanye ikhadi lamatyala" (ekunene phezulu kwi-website). Ngoko ke kufuneka ukuba ufake zonke amakhadi esebenzayo data, ezizezi: igama, uhlobo lwekhadi (Visa, Nkosi Card, njl ...), Inombolo, umhla wokuphelelwa, yaye kuthiwa njalo-ikhowudi yokhuseleko (amanani ama-3 ukuba kwicala elingasemva ikhadi ), ngoku nqakraza kwi "Qhubeka" iqhosha.

Ukuze kuphononongwe inkqubo ndibopha yimpumelelo kwaye ungafunda indlela yokuhlawula usebenzisa PayPal, oko kufuna ukuba imaphu Zazilingana 1,95 US. Esi sixa semali inkqubo lizakususa imo oluzenzekelayo ukuqinisekisa ukuba ikhadi fanele ngokwenene kumnini. Le mali iza akayi kuchithwa yaye uya kubuyela kwi-akhawunti yakho ngokuchanekileyo ngenye imini.

Imingcele etsalwe

PayPal system sokhuseleko ubeka imida ethile ekurhoxisweni kwemali.

Umda lincinane kubemi ico yi iidola-50 okanye esinye isiqinisekiso esilingana nalo kwezinye iimali. Maskimalno Nhoza ngosuku (kuba nabahlali Russian Federation) ngomzuzu - engange-15 000 ngenyanga nganye, uyakwazi ukuzisa ukuya engange 40 000. inkqubo yentlawulo PayPal eRashiya, apho ncomo umsebenzisi of a credible, intlawulo ikhomishini ubuncinane xa iimali sirhoxisiwe. Le umzuzu kakuhle kakhulu.

Indlela ukufunda okungakumbi malunga imida nendlela ukugcwalisa PayPal? Kufuneka uye kwi-akhawunti yakho kwi "Akhawunti My".

Indlela ukudlulisela imali PayPal

Ukudlulisela imali kwinkqubo (umzekelo, ukuba i-akhawunti), nje yiya kwi menu kwaye nqakraza ku "Thumela Mali 'tab. Kwi window entsha kuya kufuneka ukuba ufake data, aya kuthunyelwa imali (PayPal-yamali receiver), imali kunye nemali. Okwendalo ngu idola yaseMerika, kodwa ungasoloko ukhetha ezilingana kwenye lwemali, xa kukho imfuneko.

Ukuba kukho umbuzo malunga transfer kwi kwikhadi lakho, nto leyo ebotshelelwe kwisistim, ngoko akukho lula cwaka PayPal ukudlulisela imali kwi-akhawunti yakho ka enikwa le nkqubo. Oku nakanjani ukukholisa abasebenzisi. PayPal - yintoni na? Njengoko ubona, oku sisixhobo intlawulo elula kakhulu.

Ukuze ukutshintshela iimali, kwi menu khetha u- "isipaji sam" kwaye khetha umba "Ukudluliselwa ikhadi lebhanki," abonisa apho ikhadi ukuba siqaphele transfer (ukusukela kwisistim ibhaliswe akukho namnye, kodwa amakhadi ezininzi), faka imali kwaye nqakraza " ukuguqulela. " Kulo mzekelo, intlawulo esiphantse lophanyazo, kwaye ukuba ibhanki kulungile (akukho ngxaki kunye womnatha, umzekelo), ngoko cash imali evela ikhadi okusemandleni kwimizuzu emi-2.

iintlobo ze akhawunti

Yintoni PayPal nokuba ukusebenzisa njani na, siyaqonda. Ngoku bethunga ixesha ukukuxelela into le akhawunti kule nkqubo.

Ngokuthe gabalala, akhawunti PayPal lungahlulwa-hlulwa ibe iintlobo-4 (species):

• siqu;
• premium;
• umfundi;
• ishishini.

Olu hlobo luqhelekileyo-akhawunti - magama (okanye labucala). Banako ngokukhululekileyo imali ezifana PayPal, kwaye uthatha imali. Kulo mzekelo, enikelweyo zonke iintlobo abanamagama abantu abangahlawuliyo. Ukuze ukuba imali kusiwa kule dilesi, kufuneka nje PayPal-mxhaka kunye nedilesi ye-imeyili. Yiloo nto. Umsebenzisi akakwazi ukuthumela okanye ukufumana imali naluphi na uhlobo ikhadi, intlawulo kuvunyelwa kuphela ngaphakathi kwinkqubo.

Le akhawunti premium iimpawu ezikhethekileyo ukuba azifumaneki kwabanye abasebenzisi. Ukuba unomdla umbuzo yendlela ukugqithisela imali ikhadi PayPal, olu hlobo lwe-akhawunti yakho iza kunceda ukuze akwazi ukuziphendulela. Kwaba kwi-akhawunti kwepremiyamu, arhoxe ngokukhululekileyo imali nabanye abathathi-nxaxheba kwi-khadi okanye athathe kwimali ikhadi lakho ngokusebenzisa le nkqubo.

akhawunti Student - oku kutshintsha inkqubo iintlawulo ngekhompyutha. Ngalo lula ukuphendula umbuzo njani ukudlulisela imali PayPal-akhawunti umntwana, ukuba ufunda kwaye ohlala phesheya. Umntu kufuneka ubuncinane 13 ukuze abe nako ukuvula i-akhawunti ngaphandle naziphi na iingxaki. Omnye wabazali unelungelo lokuba ukuya kwi-4 ezi akhawunti. akhawunti Real aliyi kuvulwa, kwaye kukho inkqubo wemvula-akhawunti umfundi kunye nomzali.

akhawunti Business kuvumela umsebenzisi ukuba ukusetyenziswa iphezulu nkonzo. Uyakwazi bayazamkela iintlawulo njenge lwamashishini, akukho mda kwi lwemali turnover ngosuku, kwaye okona kubaluleke kakhulu, ungathatha imali kwi-akhawunti nayiphi na ibhanki okanye i-email (hayi PayPal). Iintlobo ze-akhawunti ezifana ithuba kuxoxwa ngasentla, ngelishwa, akukho.

yokuqinisekisa yomsebenzisi

Ukuqalisa ukuchaza ibinzana elithi "umsebenzisi iqinisekisiwe PayPal", loo nto nayo ingqalelo. Cacisa igama elithi 'verification "ngamazwi alula. Kuyinto ukuvuma (ngokoqobo), yaye kwimeko yethu - isiqinisekiso ngenyaniso ezaliswe iinkcukacha malunga umsebenzisi lowo ungene kule nkqubo. Oko kukuthi, le nkqubo ifuna intshukumo ethile ngumsebenzisi, ukwenzela ukuba kuqinisekiswe ukuba iinkcukacha walungiselela buyinyaniso 100% (umzekelo, uyakwazi ukubhalisa Vasya Pupkin, kodwa eneneni aziyi kuba njalo ke).

Ngexa umsebenzisi uqinisekisiwe, ntlawulo osuschestvyat, kodwa imiqathango ethile. Ukususa imfuno yokugqibela ukuthumela ngekhompyutha okanye ngeposi ikopi ngaske yakho yokundwendwela (kunye zobhaliso), kwaye uqinisekise inombolo yakho yeselula. Ezi data ziyimfihlo, unokuqiniseka ukuba akukho ukuwela ezandleni engalunganga nge PayPal.

Benefits Verification:

• uthumele kwaye ufumane nayiphi na imali nanini na ixesha;
• ukuthembakala lomsebenzisi verifitsiravannomu amaxesha amaninzi ngaphezu engaqinisekiswanga;
• umbane ukuthumela iintlawulo kwi-akhawunti yakho yebhanki ngaphandle nakuphi na ukulibaziseka kunye nezinye iingxaki ezingephi;
• ubukho beenkonzo kuphela (phakathi kwabo - umthengisi protection)

Kutheni PayPal?

Phakathi zonke iintlobo electronic iindlela intlawulo kwi PayPal Internet kwenzeka 1. Kwaye oku akukho ngozi. Ukuze inkqubo PayPal - yintoni na, ukuba akukho ndawo yakha ukugcina imali yakho? ngobuchwepheshe kunye factor-ezimbini ungqinisiso iya kumiselwa nini na uhlobo. Fumana-asethi zakho cishe kungenakwenzeka, nokuba umphangi - hacker onamava. Akhawunti ebotshelelwe isitshixo emzimbeni, eveliswa yi-nkqubo. Eli qhosha zingagcinwa kwi-network, yaye, bathi, kwi-flash drive. Ngaphandle ufikelelo kwiqhosha akukho mntu uya kuba nako bebe nayiphi na imali kwi-akhawunti.

A bit malunga ikhomishini

Indlela ukudlulisela imali PayPal kwaye musa ukuchitha imali ngothumo? Enyanisweni nangayiphi na indlela. Le nkqubo ibiza imali, kodwa baqhuba iintengiselwano kuphela. Kuba ngokuvula i-akhawunti yaye akukho mfuneko yokuba ahlawule inkonzo.

Ukuze watsala imali kwi itsheki (bili, nabanako cashed kuyo nayiphi na ibhanki), kufuneka inikwe inkqubo $ 1.5.

Commission kuxhomekeke lizwe apho (okanye apho) ziya kuguqulelwa, indlela imali PayPal (okanye bank ucingo transfer), kwakunye translation lwemali.

Umzekelo: xa uthe watsala imali kwi-akhawunti yakho kwi-akhawunti eUnited States, musa kufuneka ahlawule nantoni na, lo gama eBulgaria kuya kufuneka ukuba uhlawule $ 2.5 ukudluliselwa.

Kwakhona, le nkqubo ibonelela Commission imali. Ukuba nangasiphi na isizathu kufuneka ubuyele imali emva (indlela imali PayPal, ezichazwe ngasentla), kuba naye uya kutsala isikhwama ethile.

Ngokumalunga kwiKomishoni ngaphakathi kwinkqubo, oku ukho, kwaye oko kuxhomekeke lizwe kunye nezinye izinto. Le nkqubo kuya kufuneka ukuba ukwabelana 0.5-2% yemali iyonke kwentengiselwano okanye ukudluliswa. Kwakhona, umvo ethile ayikwazi kubizwa ngokuba, ekubeni kuxhomekeke kwizinto ezininzi.

isiphelo

Ukusuka apha ngasentla, kwacaca kanye oko PayPal kwaye ukuyisebenzisa njani. Ukhetho kuyo nayiphi imeko aya kusoloko zezakho. Le nkqubo iye lubonise kwaye lungqiniwe ilungelo lalo lokuba khona ukuba ukholose ngokuthi izigidi zabantu ehlabathini lonke - ikho iminyaka engaphezu kwama-15. Ukuba umbuzo na utshintshelo phakathi Russian Federation, unako ukufumana enye indlela, kodwa ukuba ingeniso zivela kumazwe ahlukeneyo, ngokuqinisekileyo oko kuya kukhethwa PayPal.