Universal Leasing Company "VTB Leasing": ncomo abasebenzi, iinkcukacha

Akakwazi ukuhlawula onke amashishini yokuthenga izixhobo ezixabisa, izixhobo ezizodwa okanye izithuthi mveliso. Sombulula ingxaki mali kunokunceda "VTB Leasing". Ingxelo evela kubasebenzi kunye nabathengi zombutho iya kukuvumela ukuba ufunde le nkampani iinkcukacha ezingaphezulu. Kweli nqaku, senza ukuchaza izimvo, kwakunye bangakuxelela ntoni na umbutho ngokwayo.

Isishwankathelo esifutshane lenkampani

Universal Leasing Organization, ilungu iinkampani VTB Group yasekwa ngehlobo lowe-2002. Eyona engundoqo kunye nomphathi kuphela yinkampani, elingumnini-100% ezabelo, waba PJSC "VTB Bank". ekuqaleni ikomkhulu ogunyazisiweyo inkampani tar akazange enkulu kakhulu. Okwangoku, ngoku izazekile engange 14.8 bhiliyoni.

inethiwekhi Retail,-ofisi eyintloko, ummeli

Namhlanje, inkampani kokuqeshisa, "VTB Bank" unobuxhakaxhaka umxhelo ngemiyinge emincinci, isebenza kuzo zonke iindlela. Umzekelo, isebe le nkampani, specialising in ukuqeshiswa emotweni, ngokubanzi emelwe 55 izixeko Russian. Eminye imibutho ezimele e St. Petersburg, Yekaterinburg, Krasnoyarsk, Krasnodar, naseNovosibirsk kunye nezinye izixeko kunye kwimimandla Russia.

Kuyaphawuleka ukuba isicelo zengqesho abangabemi abahlala kumgama km 500 ukusuka kwi ofisi engundoqo kunye neenqobo ezifanelekileyo banokuba ngabathengi. Ukuza kuthi ga ngoku, inkampani tar "VTB Leasing" wenza konke okusemandleni. Umzekelo, idale indawo, iziko lonxibelelwano, kwaye ubonelela rhoqo uqeqesho kuphucula izakhono zabasebenzi babo. ofisi yayo engundoqo ise e Moscow, kwisitrato Vorontsov, d 43, ukwakha 1. Ifowuni unxibelelwano :. 8 (800) 700-64-89.

Iinkokeli benkampani tar

Phakathi isakhiwo kolawulo inkampani kunokubonwa abalawuli, namasekela abo, kwakunye ezimali, lezentengiso, bezimali. UMlawuli Jikelele lweshishini yi Konoplev Andrei Yurievich.

Uphethe isidanga sobunjineli ngoomatshini e Moscow State University Technical, kwakunye namava anzulu kwizikhundla zobunkokeli "Probusinessbank", "Vneshtorgbank", Russian Commercial Bank. uyasebenza "VTB Leasing" ukususela ngo-2003. UMlawuli uyayixabisa oogxa babo ikhuthaza naziphi na amaphulo abaxhamla VTB Group.

CFO mbutho Aladyshev KIRILL Yurevich, uye waphumelela kaRhulumente Academy of Management ogama emva Sergo Ordzhonikidze eMoscow. umphathi wakhe idiploma. Ukususela ngowe-1995, wakwazi ukusebenza kumaziko ezemali afana "VTB" Bank "Inkangeleko-Optim", "iVolga-Oka Commercial Bank Vneshtorgbank of Russia", Russian Commercial Bank (Cyprus). Kwangaxeshanye, yazenzela ezahlukahlukeneyo kwizikhundla ukusuka umthengiseli, kunye nesiphelo kunye usihlalo ebhodini.

Xa umlawuli jikelele nkampani kokuqeshisa i nje ezimbini uSekela: Fomenko Nadezhda Vladimirovna kunye Voronetskiy Anatoliy Anatolevich. omabini imfundo zemali kunye nezoqoqosho, kwakunye namava anzulu kwicandelo logcino.

KuSihlalo weBhodi yabaLawuli yi Solovev Yuriy Alekseevich, osebenza kwinkampani ukususela ngoMeyi 2011. USekela-Mongameli we nkampani icingelwa ukuba moos Gerbert. Yena, ngathi amalungu amaninzi eBhunga, ngaphambili wasebenza PJSC "VTB Bank". Kukwaquka omnye umntu:

• Belov eliyi Nikolaevich (isesikhundleni ye Vice-President);
• Levykin Vladimir Dmitrievich (njengeNtloko loPhuhliso Corporate kunye neSebe Strategy);
• Snesar nguDmitry Nikolayevich (uSekela Mongameli lokuQala USihlalo weBhodi).

Indawo inkampani kwimarike iinkonzo kokuqeshisa

Le nkampani ibamba isikhundla phambili emarikeni. Nangona eselula kakhulu, le nkampani iye yakwazi ukufumana intembeko kuphela abathengi basekhaya kodwa angaphandle.

Okwangoku Joint Stock Company "VTB Leasing" (eMoscow), omnye iinkampani amabini kokuqeshisa inkulu eYurophu, yaye liyazingca lwendawo kwi iinkampani eziphezulu ezintlanu kakhulu nempembelelo.

Ngubani na ukuba umthengi yenkampani?

Izigulana uqashile inkampani VTB abe amaqumrhu asemthethweni kunye noosomashishini ngamnye. Kwakhona kolu didi kufuneka sibandakanye abanini zamashishini amakhulu zorhwebo nezoshishino. ukucoca Arena abantu abangengabo oosomashishini, azinikezelwanga.

Ziziphi iintlobo zezixhobo ezikhoyo yokuqesha na?

Kulo mbutho, ungenza mali ezi ntlobo izixhobo singafumana oku kulandelayo:

• izithuthi kaloliwe;
• moya;
• oyile negesi izixhobo;
• izinto eziphila elwandle;
• Izixhobo ukuba imveliso okanye ukusetyenziswa kwemithombo yobutyebi;
• izixhobo amandla;
• impahla kunye ukuthutha abantu;
• nezithuthi ezikhulu zezorhwebo ekukhanyeni;
• iimoto kunye nezigadla;
• oomatshini.

Ukongeza, eyenziwe "VTB Leasing" intengiso ebophe iimoto, kwakunye ngezimali lweenkqubo zikamasipala.

Kuphantsi kwaziphi iimeko apho unikwa moya uchwepheshe?

Njengoko le asset eziqeshiweyo phantsi kwale program unako ukukhonza zombini moya impahla kunye umkhweli entsha yesibini-ngesandla. Kodwa ke, ukuze babe imveliso yasekhaya angaphandle. Kwakhona Kuthathwa ngezimali izixhobo, izixhobo olukhethekileyo moya nobugcisa zabucala, ogama yobudala awudluli iminyaka eli-10.

Xa ufaka isivumelwano sentsebenziswano imithetho kokuqeshisa "VTB Leasing" bacinga isixa mda ukuba utyalo-mali, ishedyuli ngamnye iintlawulo kunye noncedo iintengiselwano ayalelayo zokusebenza kunye ezazakhiwe zemali. Kwaye kananjalo - ucwangciso lobuqu lokuhlawula yenyanga, nto leyo senziwa isivumelwano amaqela. iinkampani ezininzi iqalise inkqubo kwaye ukhetho imali yentlawulo (euro, zeerandi okanye engange).

Yintoni uhlobo izixhobo uphuhliso kunye nesicelo?

Njengesifundo ye tar imisebenzi bahlukeneyo iseti epheleleyo izixhobo imisebenzi yemigodi, imigodi, esikrwada, ezizizembiwa izinto ezikhethiweyo. Oku kunokuba Izakhi zisetyenziselwa kwimveliso ye-oyile, uphando yesimo okanye wenyikima, kwakunye nezixhobo ulondolozo kwiinkampani ezahlukeneyo kunye nezityalo zemveliso.

Ethetha lombutho "VTB Leasing" (feedback evela zaqinisekisa abasebenzi olu lwazi), bakulungele ukufumana ishedyuli sentlawulo ngamnye. Eyona iphambili kolu hlobo lwezemali luphinda ukungabikho izibambiso. Kulo mzekelo, izixhobo ngokwayo, ihonjiswe kwi zengqesho, aze nje inkxaso. Ekupheleni kweli thuba, le nkampani ukuba mhlawumbi uyibuyisele kwi isivumelwano, okanye uliyeke wena (emva kokwenza intlawulo kwangaphambili).

Iinkcukacha iinqanawa zolwandle kunye umlambo

Yokuqasha isifundo bangacela ukwenza zombini lwaselwandle zasekhaya ngamazwe kunye nothutho umlambo. Ukongeza, abathengi nkampani iya kukwazi ukufumana ngezimali kuthengwe iimpahla esele zenziwe, kwaye zisakhiwa.

Uqashile ukuba amaqumrhu asemthethweni angenela esinganasiphelo mali, uncedo ekubhaliseni kweenqanawa phantsi iflegi yayo, ukwakha ishedyuli kweentlawulo iklayenti, iinkonzo inshorensi kuhlasela lweziko kunye nokubanjwa mthethweni.

Awohluke zokusebenza kaloliwe

Ngokuthatha inxaxheba kule program, ungakwazi ukufumana ngezimali ukuthengwa umkhweli okanye kwempahla iimoto, oomatshini, ibambelele amandla nezinye izinto. Ixesha le yokuqesha kule meko ayiphelelanga nokuba ibekwe ngamnye kunye nesivumelwano se-nxaxheba.

Nakuba kunjalo, ngokungafaniyo iinkqubo ezidlulileyo, kokuqeshisa ukuba amaqumrhu asemthethweni inikezelwa ngokwesiseko advance. ubukhulu yalo ukusuka kwi-0 ukuya kuma-30% yexabiso eliqikelelwayo nto eziqeshiweyo.

Bokuqonda ukuvelisa izixhobo amandla

Njengoko izinto ngeenjongo zengqesho inokufunyanwa amandla, inethiwekhi, kunye nezinye iimveliso namandla zobunjineli. Ukwenziwa yesivumelwano phantsi kwale program inika umqeshiswa (inkampani lomxhasi) iqela iingenelo. Umzekelo, oku ivumela kuphela ukulungiselela ucwangciso sentlawulo ngamnye yerenti kwezixhobo, kodwa likuvumela ukuba afake ixabiso elipheleleyo kwiziko SMR (kuqikelelwa iindleko ukulungiselela ukwakhiwa kunye nomsebenzi wofakelo).

ulwazi ngokubanzi malunga inkampani imoto kokuqeshisa

Car uqashile inkampani "VTB Leasing" (iinkcukacha mbutho kunokubonwa efotweni ngezantsi) kukunika ithuba ukongeza ubuciko bayo zothutho, ezenzelwe abasebenzi kunye abaphathi umqeshi. Ngelo xesha njengezifundo ze-mali kungenzeka kuphela iimoto abakhweli, izithuthi zorhwebo kunye umkhweli of brand zasekhaya, kodwa izithuthi eyaziwa abenzi amazwe, kuquka Chinese.

Uninzi iinkqubo zenkampani zisekelwe unikeza ezithengisayo abathengisi auto, nto leyo eyenza ukuba nomtsalane ngakumbi yaye zifikeleleke kubo umqeshi. Kuyaphawuleka ukuba bonke bephela asebenze phantse onke amaziko automakers onolwazi ibambisane ofisi ezazakhiwe VTB.

Zeziphi iinkqubo eziphambili imoto kokuqeshisa na kwi nkampani?

Okwangoku, "VTB Leasing" kuba (SP) abantu kunye nabanini lwamashishini amakhulu, iinkqubo imoto kokuqeshisa ilandelayo:

• "Le Ubuncinane phantsi Intlawulo";
• "Ubuncinane ukwanda kwamanani";
• "Intlawulo Minimum";
• "Uqeshiso Operating".

Phantsi kwemiqathango lwenkqubo 'ubuncinane phantsi Intlawulo ", ubungakanani intlawulo ngenxa yokuthenga izixhobo kunokuba-10% yexabiso umatshini le. Ngeli xesha kwirenti iinyanga malunga 11-60.

I "Ukunyuka kwamaxabiso Ubuncinane" lubandakanya ukwenza i kwangaphambili ukuya kwi-49% yexabiso isithuthi, kwakunye zokuqesha 0% uxabiso. Ngokutsho "intlawulo ubuncinane" uya kukwazi ukukhupha izixhobo kokuqeshisa kwaye avtotrasnporta sexesha elingadlulanga kwiinyanga 60. le mali ngaphambili, kule meko iya kuhlala ngaphakathi 49%. Kulo mzekelo, ixabiso lokusebenzisa yenyanga asethi eziqeshiweyo sakugcina. Oku kwenzeka ngenxa yokwanda le ingqesho.

Ngokusekelwe "Uqeshiso yokusebenza", unganciphisa iindleko zolawulo kunye zemali ngenxa kusetyenzwe ulawulo lwezithuthi kwenye inkampani. Ukuba uyakholwa na iimeko zenkqubo, inkampani ulawulo ithatha unonophelo xanduva lulandelayo:

• kwenziwa ukunakekela;
• ukuphunyezwa nokulungiswa kwezithuthi;
• esenza ivili efanelana imisebenzi;
• ukuthengwa lwamavili ezitsha kunye nokugcinwa;
• uncedo olungxamisekileyo endleleni;
• ubonelelo ngeenkonzo-inshorensi;
• ukubulawa yobhaliso TC.

Iimpawu ukuveza ezazakhiwe

Ukongeza kwiinkqubo esemgangathweni inkampani "VTB Leasing" (Idilesi ukuba avtolizingovogo izalathiso: .. Moscow, 2nd Yuzhnoportoviy sicatshulwa, 16, p 1) lenze iqela kwezindululo umdla. Ngokomzekelo, omnye wabo kucingwa ukuba inkqubo jikelele Express ingqesho, abazidlayo iinkqubo ezintathu:

• "Bonakalisa";
• "Bonakalisa-Truck";
• "Express-Partner".

Kuyaphawuleka ukuba zonke ezi nkqubo kukuvumela ukuba uthenge ngezimali yenkampani ngokukhawuleza kakhulu. Kwaye okona kubaluleke kakhulu, ukuba oosomashishini kunye amaqumrhu asemthethweni ungakwenza oko ngaphandle kwesidingo ukunika iingxelo zemali. phezu kwabo intlawulo iqala kwi-10%. Term yesicelo - imini enye kuphela inani eliphezulu kwisifundo weSauwu - ukuya engange 5 million.

Ngaphezu koko, nganye ayikwazi kuphela lula kwakhona kokuqeshisa oomatshini, kodwa ikwabonelela ithuba ukuthenga ukuya kwiiyunithi-5 izithuthi. Yintoni kakhulu nenzuzo nto ngokukhawuleza.

Xana ndzi nga wu iteksi kwi Isivumelwano Sokuhlala Kwam?

Kwathi kanti, inkampani unako ukuthenga kuphela izithuthi kunye nezixhobo kumashishini, kodwa ukuqesha iiteksi. Isiphakamiso, njengoko umthetho, inzala ka-nkonzo yabucala taxi, iinkampani lokuboleka imoto kunye neminye imibutho ebandakanyekayo inxaxheba umthwalo okanye izithuthi zikawonkewonke.

Phantsi kwemiqathango yale nkqubo, ubukhulu intlawulo phantsi iqala kwi-30% kwaye term lease - iinyanga 11-36, kwaye ixabiso nganye izinto eziqeshiweyo - ukuya kwizigidi ezi-2.5 engange. Ngenxa yoko intlawulo yenyanga kule meko oluqhutywa wezixa ezilinganayo okanye ukunciphisa.

Ziziphi ezinye iinkqubo ezifundiswa yinkampani?

Okwangoku le nkampani inika wonke umntu kokuqeshisa iimoto kunye mileage. Ngokuqhelekileyo, le izithuthi ziye inxaxheba kuvavanyo drives kwaye ayikwazi iminyaka ngaphezulu kwe-3 (iimoto) kunye neminyaka-4 (iilori, ezimotweni).

Ngokutsho ngokwemiqathango yale nkqubo, umqeshi kuyimfuneko ukwenza intlawulo phantsi mali ka-10%. Ixabiso le mali isifundo iqala engange 300 000. Ixesha lokuba nkonzo seenyanga 12-48. Nangona kunjalo, ukuthatha inxaxheba kokuqeshiselwa kunokuba oosomashishini ngamnye kunye amaqumrhu asemthethweni, ukwenza ngempumelelo ishishini ubuncinane ngonyaka kuphela.

Ukongezelela, "VTB Leasing" inikeza izithuthi ezikhethekileyo izikolo zokuqhuba. Le nkqubo ifumaneka ngoncedo i "Movement" Uqeqesho kunye Centre inkxaso. Oku kubandakanya kwakhona kokuqeshisa yeemoto ilungele uqeqesho. Kuyaphawuleka ukuba, ngokungqinelana nemigaqo nkqubo, umqeshi alungise kunye namagosa amakishayo e PTSD emotweni. Ngoko ke, lo mshini kwangoko ilungele ukusetyenziswa.

"VTB Leasing": ethengisa iimoto wabanjwa

Ukuba ufuna ukugcina imali, ungasoloko ukuthenga iimoto ube nezaphulelo kwintlangano zengqesho. Enye yezo ndlela kukuthengisa yothutho banjwa. Ukunenzela lula, yenze la manyathelo alandelayo:

• yiya kweli ziko lewebhu le auto.vtb-leasing.ru lombutho;
• khetha i tab "Inikezela Special";
• uye phantsi tab phantsi;
• kwi menu ukukhetha i window kwaye yiya kwi "nokuthengiswa kwempahla".

Ngoko ke kufuneka ukuba ukhethe uhlobo lwemoto, lophawu kunye nesixeko.

Indlela ukufumana imoto kwi Isivumelwano Sokuhlala Kwam?

Ukuze oda yakho ingqesho imoto ozithandayo, kufuneka ugcwalise kuphela izikhewu kwisicelo online. Kuyimfuneko ukuba masinike le ngcaciso ilandelayo:

• igama elipheleleyo uxhumane umntu ;
• e-mail;
• phone;
• komzi;
• izimvo.

Okulandelayo, baya kuvuma kuphela processing of imithetho data zobuqu ze uthumele isicelo inkampani "VTB Leasing". Ingxelo evela kubasebenzi ukukhuthaza abasebenzisi abaninzi. Ngokusekelwe kuwo, kunokwenziwa isigqibo sokuba ingqalelo kwesicelo akakhawulezi kakhulu (ngosuku). Ngoko ke, uya kubizwa ngokuba umva ngokukhawuleza, ukucacisa iinkcukacha ze ucebise inkqubo ifanelekileyo yenkampani.

Yintoni abantu bathi malunga abasebenzisi nkampani kunye nabasebenzi mbutho?

Phambi kokuba isicelo ngokuqinileyo, ngokwesiko ukufunda ncomo. Ngokomzekelo, abanye oosomashishini ukuthetha kwabazana zabo ngempumelelo kunye nenkampani. Ezikuthandayo umgangatho wenkonzo,-high speed processing of amaxwebhu kunye nesakhono ukuze athenge umva imoto lease. Nangona abanye isikhalazo malunga inkonzo elizothe. Ngokutsho kwabo, isivumelwano sokuqeshisa ngokwalo 'ekrwada "yaye ngokuphindaphindiweyo yenziwa zezona, wahlawula ipolisi ye-inshorensi kwafuneka alinde ngaphezu kweenyanga ezimbini, wazizalisa ifowulda amaxwebhu rhoqo elahlekileyo.

Cinga kwicala flip of "VTB Leasing" - abasebenzi ingxelo. Ngokutsho amabali abanye babo, umvuzo badla kwalibaziseka kwaye umba ayikho ngokupheleleyo. Kunye iindleko zothutho kwenzeka emva kweenyanga ezintathu. Ukongezelela, abaninzi bayabucaphukela ukunqongophala ukukhula umsebenzi, ikhefu lelantshi holiday ihlawulwe. Kanti abanye, umvuzo musa ukuhlangabezana neemfuno ukusebenza. Kaloku, kwaye owesine - zonke abonwabileyo, kodwa khangela phambili amaholo aphezulu.