Iinkundla kunye neebhanki-mboleko: Litigation

Ukuba ibhanki ukuya obolekayo kukho imeko yingxaki inkqubo kwemali-mboleko, uninzi amatyala igcina uyenziwa kunye iinkundla mboleko ziibhanki. Kufuneka iqondwe ukuba lo yinguquko neentlobano kunye nesakhiwo nemali, kwaye emva kokuba inkundla iza kwenza isigqibo yayo, nawe phantse awukwazi ngandlel kuchaphazela imeko yangoku.

Kwenzeka ntoni

Emva kokuba bailiffs zezivakalisi ukuba ukubulawa kwayo. Kubalulekile ukuphawula ukuba iinkundla mboleko iibhanki zibanjwa kaninzi ngezizathu ukuba amaziko ezemali azi kakuhle ukuba bailiffs kufuneka igunya kakhulu, ebanzi kakhulu, ukusukela ukuba kungenzeka sokubanjwa kwemivuzo kunye nesiphelo kunye nokususwa impahla yakhe. Ngoko, kwi ukhuseleko kwakho ukusebenza ngexesha kwecala iya kuxhomekeka ngqo kwindlela imali engakanani uya endiyityala ebhankini kunye nokuba ekwakufaneleke ukuba bakwenze.

Indlela ukukhusela iimfuno zabo

Kwiinkundla-mboleko ukuba iibhanki baba kakhulu, ekuthethwe nabo kufuneka ukuqokelela iinkcukacha ezininzi kangangoko kunokwenzeka, kuquka indawo yentlanganiso, iimfuno ecacileyo ebhankini kunye nangaphezulu. Eminye yale mibuzo Kuyinto elula ngoku wawisa internet, ithetha ukuba akukho nokuba kufuneka uphume ikhaya lakho, kodwa ukuze ufumane ulwazi olubalulekileyo ngenene, kufuneka ukuba ziya kunika ufikelelo ngqo kwinkundla, apho kuya kufuneka ikunike izinto zeli tyala for olunye ngokutsha.

Isizathu sokuba ukwenze

Ngokusekelwe kule nkcazelo, kuya kuba lula ukuba isigqibo ukulungele ukuba ukuzalisekisa iimfuno ezichazwe yibhanki nokuba, ukuba sele ukulungele, uza yintoni indima umngeni. Kufuneka ngoko nangoko kuqatshelwe ukuba uninzi amatyala ezinkundleni ukuya zibhanki mboleko yokugqibela iinyanga 3-12, ngoko ke kufuneka ukuba bazilungiselele inkqubo ngokwanelisayo elide.

Wazi njani indawo yentlanganiso

Ukuba uyazi ukuba uza uMfu-ajenda onesiphumo, kulo mzekelo, kunqabile ukuba umbuzo malunga lenquba yenzelwa phi kwaye nini, njengoko ajenda kuquka lonke ulwazi. Noko ke, nto ibonisa ukuba ngokufuthi inkundla nge-mboleko ebhankini iyakwenziwa nenani kobunzima, ngoko zama ukufumana pre-hlola ulwazi ziyaposwa kwi-website lentendelezo. Ngale ndlela uya kukwazi bazikhusele iimpazamo engaba ngakwicala abasebenzi inkundla kuphela, kodwa nxamnye ukuphazamisana, apho abameli umane abhenele kweebhanki okanye arhente ingqokelela ukwenzela ukuba noxinzelelo ababoleka imali yabo. Kakade ke, akusoloko a ukuguqula lwamaxwebhu ikhutshwa phandle xa kubanjwe inkundla nge-mboleko ebhankini, nenzululwazi bubonisa ukuba kunokuba ingaqhelekanga, kodwa ukuba abanjwe kuba phezu inkampani enjalo, kufuneka achithe ixesha elininzi luvo kunye nexesha ukuqinisekisa ukuba ukulahla ezi ngxaki.

Kuthekani ukuba kuthunyelwe ajenda kuphela

Kwezinye iimeko, awukwazi ukuthumela-ajenda, kwaye kwaoko amaxwebhu lonke, kuquka ikopi isikhalazo ukusuka ebhankini, kwakunye nokumiselwa kwengqesho yeengxoxo kunye nenani nezinye iirekhodi. Kuzo zonke ezi amaphepha kube lula wafumana igama kwetyala, idilesi indawo iziko, kwakunye nexesha kanye nomhla ebe ebambe omiselweyo wentlanganiso. Nangona amatyala ukuguqula kwamaxwebhu phantse ziphinde zenzeke, kungcono siseza kwakhona nje yiya kwi website wenkundla kwaye ukhangele inkcazelo oyifunayo, njengoko yonke into apha kuxhomekeke kwindlela inkampani uqhuba wenkundla-mboleko yebhanki. Iingcali yeemvakatjhi zithi kwezinye iimeko, iibhanki aze asebenzise iindlela ngeendlela ukuze baphumelele ityala.

Xa uninzi amatyala ngenisa nje igama lakhe, kodwa kwezinye iimeko ayisebenzi kwaye kufuneka aqhube uphando sele ezongeziweyo iparameters, ezifana inombolo yetyala, umhla wokufumana yayo kunye nenani kwabanye. Akusoloko ke kubaboleki akakwazi ukufumana ajenda kwangethuba kunye namanye amaxwebhu asemthethweni. Kwezinye iimeko oku kuyenzeka ukuba ukufakwa umyalezo isibheno enkundleni non-kuhlawulwe mboleko iza ngezinye iindlela, kuquka, umzekelo, umnxeba kwi umboleki kwi-ofisi okanye umntu nje uyazi ukuba uya kuba kwetyala, kwinkqubo-thethana kwibhanki yakho .

Oko Ufanele Ukwazi

Kungakhathaliseki ukuba bafunda indlela Kwathi njani umgwebo kwi-mboleko kwindawo yokuqala kufuneka ufumanise igama amaziko yenkundla, kwakunye nexesha ngqo wachitha behleli. Sele iingongoma ezingundoqo nga kuxoxwe ngoko nakwiwebhusayithi senkundla, ezifana:

• ngokoqobo ibambe intlanganiso;
• idinga ixesha elithile iintlanganiso;
• luni ngumgwebi uya kuva ityala.

Ukuba awuyazi ukuba yintoni kanye inkundla safakwa-mboleko, kufuneka khangela iinketho ezimbalwa, ngathi namhlanje, iziko ngalinye lenkundla apho website yabo. Okokuqala, sicebisa ukuba uwazi isiza wenkundla yesithili sakho, nto leyo ebhekisela kwindawo yakho yokuhlala. Kwimeko ukuba le website wenkundla enxulumene kwindawo yakho yokuhlala, akukho lwazi malunga ityala lakho, ngoko ke imfuneko ukutshekisha kunye nezinye iinketho, nto leyo efayilini isimangalo kwinkundla ne-mboleko ebhankini (I SP, umzekelo, indlela ungakwazi khangela iinkundla kwindawo yobhaliso yeshishini).

Khangela le website ye kwinkundla yesithili kwindawo ekuyo le bhanki. Ukongeza, ungenza ukwenza umnxeba ngqo ebhankini ngokwayo ukuqinisekisa ukuba zonke iinkcukacha eziyimfuneko. Ukuba akukho nguqulelo yolu luhlu musa ukuvumela ukuba ufumane inkcazelo ngalo mba, ngoko, mhlawumbi, ukuba ziyalahlekisa, ezama ukoyikisa nendlela inkundla nge-mboleko ebhankini, kodwa enyanisweni ibango asizange efayilini.

Ungayifumana njani le fayile yetyala

Phambi kokuba ulungiselele kwetyala, kufuneka uqonde ukuba yintoni na iimfuno kubeka phambili yebhanki yakho yintoni iingxoxo zabo zisetyenziswa ukufezekisa iinjongo. Musa ukulibala ukuba inkundla kunye ebhankini semali-mboleko - yinto isiganeko esibi kakhulu, kodwa ke le inkcukacha yimfihlo kwaye kunzima kangaka ukufumana ukufikelela kuyo. Kwiimeko ezininzi, ibango preferential ye elunxwemeni kuquka yonke idatha kufuneka, yaye kwangaxeshanye, kulindelekile ukuba yokuzisebenzisa.

Ngaba ukuthumela Bank

Kwezinye iimeko, ikopi yesikhalazo ithunyelwe ngeposi ngqo mboleki, kodwa akusoloko waphawula, xa ukuba inkundla nge-mboleko yebhanki. Nenzululwazi lubonisa ukuba oku imeko eqhelekileyo, kodwa ukuba oku kwenzeka, ngoko ke ngokuqinisekileyo a plus. Ngokubhekele phaya, ukuba ukufumana igama lakho kwi website seNkundla, kodwa ezingekawafumani ikopi yebango email, kuloo meko musa ukulinda yona, ngokuba wena nje uchitha ixesha lakho - okuhle nje wazi ngazo zonke izinto eziyimfuneko ukuya enkundleni.

Ngokusemthethweni, ukuze ufumanise nkcukacha indlela ziya kubanjwa inkundla kunye ebhankeni non-lokuhlawula imali-mboleko, kuza kufuneka ukuba uqhagamshelane ne-ofisi ziko naziphi na iintsuku zokusebenza. Kodwa lo mkhuba, kwakhona, uthi ukuba uninzi amatyala ifayile ityala usoloko zibekwe ngolandelelwano lwe-ijaji iya kuqwalasela ityala. iiyure Reception ziijaji olungephi, kwaye lusoloko ukuya emva kwemini ngoLwesine kunye kwemini ngoMvulo. Ngoko ke musa ukuba aye yokutyela enkundleni kabini, kungcono ukucacisa ngqo iiyure thethwano ngenxa yokuba kumatyala embambano , uze emva koko kufuneka ukuba isicwangciso utyelelo ijaji kweli thuba xesha.

Iinkundla ezahlukeneyo - iindlela ezahlukeneyo

Kananjalo kubalulekile ukuba siqaphele kukuba kwiinkundla ezahlukeneyo lungasetyenziswa ngokwahlukileyo inkqubo familiarization yasekhaya. Ngenxa yoko, ezinye izikolo wacela ukuba uqiniseke ukuba ukubhala isicelo efanelekileyo, kodwa naziphi na iinkcukacha ezo badla ecaciswe kule sayithi. Eyona nto ibalulekileyo - qiniseka ukuba yakho yokundwendwela, kwakunye pre-ucacise igama umgwebi lowo ucinga ityala lakho.

Ifayile icala kwimbambano mboleko ikakhulu ziquka iimakhishithi ukuya ku-100, kodwa ngaphezulu kakhulu kwezinye iimeko eziphathekayo. Nje ngoko sizihlole ndawo akathandi kusebenza, ngoko nje zama lokufotha kubo, ukuze kamva kube lula ukuhlalutya yonke sonwabile. Used in namhlanje camera ifowuni features mfanelo elungileyo, kodwa kakhulu, kakade, Ukuba batole lwecamera. Kungenzeka, ukusetyenziswa kwezi zinto ziya kuba luncedo nje kuphela kodwa kwakhona ukuba igqwetha lakho ityala, ukuba niphikele usebenzisa iinkonzo zeengcali.

Indlela yokulungisa

Key, kuya kufuneka ukuba uthathe umfanekiso - kukubonelela ingxelo sebango, ngoko ke kuya kufuneka ukuba sihlole kwindawo yokuqala. Kule bhanki ngolwimi zomthetho ichazwa ngokupheleleyo yimbali solwalamano lwakho ebhankini, ize ke idluliselwe kuluhlu kwamabango kuni evela kwiziko-mali, nto leyo ifuna ukuba ndinibonise nge enkundleni ne-mboleko yebhanki. Practice kubonisa ukuba awunayo imfundo ngokusemthethweni umsebenzi, ngoko ke deal kuya kuba nzima kakhulu nezo ezahlukeneyo oku. Kuyo nayiphi na imeko, khangela kwicandelo lokugqibela yebango, echaza ngokukodwa yimalini ekufuneka ibhanki ukuba, kwakunye isizathu sokuba ibhanki Babala it up.

Indlela yokwenza

Ukuba uyavumelana nesibakala sokuba isixa-mali oxelwe ebhankini, kakhulu kwizizathu ezifanelekileyo nezivakalayo, kuloo meko ke akunyanzelekanga ukuba aqhube naliphi na izenzo ezongezelelweyo - ndwendwela nje ulingo kwaye uthi ukuba uyavuma ukuba ukuhlangabezana ibango. Ukuba ngoyaba le ntlanganiso, ngoko ke kuya kuba kanye enye.

Ukuba neemfuneko ibhanki xa ungayithandi, kuya kufuneka ukuba benze umsebenzi omninzi ukuze ukulwela amalungelo abo. Kuya kufuneka ukuphumeza itsheki eneenkcukacha izibalo, uhlahlelo sivumelwano semali-mboleko, kwakunye izifundo zendlela ingxelo sebango kunye nesivumelwano semboleko athobele ubungqina yangoku. Kungenxa yesi sizathu, kucetyiswa ukuba usebenzise iinkonzo amagqwetha zobungcali abakwaziyo ukwenza yonke lo msebenzi.