ImaliPersonal Finance

Yintoni elingenakusindisa; Indlela ukwaba le mali?

Abantu abaninzi abanomdla ntlekele, ngoko akanako ukuzisindisa. Impendulo inzima. Ngapha koko, sonke kufuneka amathuba ezahlukeneyo, iminqweno neemfuno. Sekunjalo, lo mba ayikwazi kushiywa ngaphandle ingqalelo kunye nempendulo. Xa kunjalo, kukho ezinye iingongoma kungalungiswa kubomi ethile imali. Kwelinye icala, bachitha imali into kanye kakhulu, kodwa ke ukuba ixesha elide. Ngoko ongakwaziyo ukugcina ukulungisa, ukuthenga kwezinye iinkalo zobomi babantu? Makhe sizame ukuqonda lo mbandela, noxhamla ubuncwane.

ukuba abafazi

Umfazi - a umgcini ezonka. Kwaye rhoqo ukwaba kakuhle imali eyaneleyo kuyo. Yintoni ayikwazi ukugcina mfazi? Mhlawumbi wena. Abaninzi baya kumangaliswa (ingakumbi amadoda): njani oko? Ukusuka kwindawo umbono bengqondo, umfazi ukuba usindisa phezu ngokwabo kwaye ngoku uhlala umonakalo enye, kuba eyoyikekayo. Kwaye ngemvelo, kwaye imbonakalo kunye nemikhwa. Kwaye ecaleni kule ikhethekileyo nje ukuba ezingemnandi. Ukusuka apha kukho kusoloko nudezh ukunganeliseki njalo njalo.

Amadoda bangezi abafazi ongayo ngokwakho. Kodwa konke oku, ukuba inenekazi yena ulihlangula okanye lifumana imali ethile umyeni / lesoka, inkunzi rhoqo kufuna imali. Kwaye oku kusebenza yonke into ukusuka zokuthambisa ukuya lingerie. Kwaye ngoko amadoda uyazibuza ukuba kutheni umfazi ecaleni kwabo uye waba bitch onjalo. Konke oku kungenxa yokuba uqoqosho ngengqondo. Lo mfazi nje oziva tenxileyo. Ewe, nonke nina kufuneka wazi ukuba ayeke. Kodwa imfuneko ukuchitha imali. Kuphela engqondweni.

izixhobo

Ekubeni yintoni ukulondoloza ngaphezulu? Umzekelo, kwimizobo. Ngoku ke ubuchwepheshe ngokukhawuleza ngokukhawuleza kusenzeka. Kodwa ke abaninzi zama ukuthenga izixhobo (ingakumbi ikhitshi kunye nendlu) ixesha elide. Xa iimeko lobunzima, amaxabiso ziyanda. nawe kwaye ngamanye amaxesha kufuneka bachithe elikhulu (elinesitovu entsha, TV, isibandisi, umatshini wokuhlamba impahla, njalo njalo), ngoko ukuba ukulibala malunga ezithengwa ezinkulu iminyaka 10-15 ezayo.

Inye kuphela unako ngenene wonge imali - ukuba elektroniki. Tablets, phones kunye ukuxoxa. Musa uzithengele isixhobo esinjalo ibiza kakhulu 20,000 engange. Ikhompyutha - yenye into. Loo umatshini liya kukudla malini na amawaka 30-40 kwi-avareji, kodwa iya kusebenza ixesha elide. Ngoko ke, ifolokhwe kunokwenzeka yaye kuyimfuneko.

ukudla

Yintoni akakwazi ukusindisa ubomi? Umzekelo, kwi ukutya. Oku akuthethi ukuba kufuneka ukuba nidle kwiivenkile ubunewunewu kwaye bathenge iimveliso kuphela kwiivenkile okukhethekile. Ngokwahlukileyo koko, kuba ukwenza njalo. Kodwa yintoni na ke ngoko?

Umzekelo, ukuba kuyimfuneko ukwenza ukuthenga ku iziseko kurhwebo lehoseyile. Apho indleko kuncitshiswa amaxesha 3-4. Oko kuthetha ukuba uthenga iimveliso ngaphezulu ngexabiso elisezantsi. Abaninzi nje ukuba bahlala kwiimeko lobunzima. Kwaye konke oku, badle ngaphezu kwabo yathengwa ezinkulu zesiqhelo. Ngapha koko, kumaziko ukwabiwa, umzekelo, 900 iigram yeelekese "Rafaello" kubiza engange-200, ngoxa evenkileni - 1000. Umahluko izicacele. Ngoko ke, ukuba zithengwa, ngoko akukho ukonga ixabisa. Kuyinto nje nakungxengxezeleka.

iimpahla

Ekubeni yintoni ukulondoloza ngaphezulu? Ngokubanzi, iinketho ezininzi. Kodwa ke kubaluleke kakhulu lisekhona. Kwaye ezi ziquka iimpahla zokunxiba. Kufuneka ongasindisiyo. Kodwa belahla imali kude ayikho imfuneko. Ngoko, kwi kwiivenkile ezinophawu kuya kufuneka ukuba ukulibala.

izinto ezilungileyo zingathengwa yentengiso, kwakunye iivenkile yesibini-ngesandla okanye ikhomishini. Iivenkile impahla encinane, nathi, ungakwazi ukufumana into qualitative. Ingakumbi xa sele benamava. Ngamanye amaxesha abo bazama ukusondela ngokunengqiqo kuyo ukuthenga, kwaye wonge imali, kwaye khangela izihlandlo ezilikhulu bhetele kunabantu, banxibe kwiivenkile ezithengisa.

cosmetics

Abantu abaninzi banomdla ongakwaziyo ukugcina ingxaki ukongeza kwezo iinketho sele kuluhlu. Ukunyaniseka, unako nje ukuyisebenzisa ngobulumko imali. Kwaye ke musa ukuba ugcine. Kwiimeko apho andazi ukuba ukwenza njani oku, kunokwenzeka kwenye "uzhatsya". Kodwa ngokuqinisekileyo hayi ngokunxulumene kwiimveliso izithambiso. Ingakumbi xa uneengxaki ulusu okanye iinwele.

Zokuthambisa kufuneka ibe okulungileyo. Waziwa ukuba imali eninzi kakhulu. Ukuba ufuna ukugcina, ungakhetha abenzi ngaphantsi ezaziwayo-kakuhle, kodwa kanye nokwakheka efanayo. Kodwa ngokubanzi, kukho akuyomfuneko ukusindisa rhoqo. Ngapha koko, zokuthambisa cheap nabangamahlwempu-ezikumgangatho bekukho engxakini. Ngoko ke sonke kufuneka ufunde ukuze ufumane indawo ephakathi. Abe kunye iimaski enokubadla imali eninzi kakhulu. zokuthambisa Medical - kakhulu. Kodwa shadow, umgubo, ipensile amashiya okanye iliso zinokuthengwa ngexabiso eliphantsi. Ngokomzekelo, hayi kwivenkile nkampani. Oku kuya konga imali kwaye bafunde ukuba akhethe atshiphu, kodwa akukho ngaphantsi imveliso esemgangathweni.

zokulungisa

Ukuba nangoku uyazibuza into singasindisi; ke zonke izinto ezidweliswe ekunokuthiwa nazo ukulungisa. Le nkqubo ke ayimelani tu imali. Ingakumbi ukuba sisebenzisana mveliso zabucala okanye izisebenzi. Ngamanye amaxesha imali ephantsi ukuze yishiye ngokulula nawe ecaleni. Kuya kubonelelwa ngezi nkonzo, kodwa into ephosakeleyo, kakubi. Maxa wambi embi kangangokuba kufuneka uyenze yonke into kwakhona. Le imali engaphezulu.

Kakade ke, akukho mfuneko ukukhetha iintanda zonke eqolo. Price ayikho umgangatho izibambiso. Kungcono ukufunda nohlolo malunga nento ethile, buza ngeenxa zonke izimvo zabanye abantu, ze emva koko kuphela wenze isigqibo malunga ukuthenga okanye yokuqesha abasebenzi. Kodwa ngokubanzi, ukulungiswa - yinkqubo noko imali eninzi. Kwaye ukuba akukho ukufumana ngeenxa zonke. Zama ukuba pick up iinkonzo ukhetho nto ibiza kakhulu (okanye iimveliso ezininzi expensive), kodwa kwangaxeshanye, ezo zithandwa kakhulu phakathi kwabantu.

Imiqathango lokonga

Ukuze angabi ukuba ngokuqhubekekayo ukucinga into ukukhanyela, kufuneka nje ukufunda kuzaba ngayo kakuhle uhlahlo lwabiwo-mali. Kwaye ke akuyi kufuneka ukuba bacinge malunga kuqoqosho. Kodwa ezi zakhono babe ngabantu abambalwa. Noko ke, Unako ukufunda.

Okokuqala, ubhale kwiphetshana zonke iindleko zabo ukusebenza. Qala le isisiseko - uhambo, ukutya (uluhlu olupheleleyo), imali yezinkonzo njalo njalo. Ngoku umgca baphuma ngabanye, ngaphandle apho unako lula ubomi. Umzekelo, lungisa ukuzonwabisa yakho - kuyiwe yeqonga, zabe njalo njalo. Oku kuya konga imali eninzi.

Hamba uye ezivenkileni kunye namaziko distribution kuphela uluhlu lwezinto ezithengiweyo. Ngokusisiseko, ukuba une ekhethiweyo database, ungenza wenze ngaphandle kwayo. Emva koko, ke uSara uya kuba nako ukusindisa. Plus, uthenge ukutya kungahlala ngakumbi. Bona zigcinwa ixesha elide. Le inzuzo enkulu.

Akudingeki umthamo eatery kunye zokutyela. Kwaye ayeke ukuthenga kwiivenkile ebiza. Funda ukujonga atshiphu, kodwa akukho iinketho umgangatho ngaphantsi. Kuphela ngale ndlela akakwazi kunokubangela umonakalo mali.

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