I-SMS-yezezimali: ukuhlaziywa kwamakhasimende kwenkampani

Iimarike zeentlawulo zemali-mali azimi. Kuze kube kutshanje, intsha kubo bonke belifumana ithuba lokufumana imali kwi-tyala phantsi kwenkqubo eyenziwe lula - ngaphandle kwengqwalaselo epheleleyo yengeniso yomboleki, imbali yakhe yemboleko kunye nepropati. Sithetha malunga nokuthiwa "imali-mboleko yokuhlawula", xa umntu ethatha imali encinci kwiindleko ezincinci zendlu kuze kube mzuzu ufumana umvuzo olandelayo. Emva koko, imboleko ibuyiselwe, ityala (kubandakanywa nenzala) libuyiselwa kuyo, kwaye umbolekayo ukongezwa ngumda wemali-mboleko ngenjongo yokufaka isicelo semboleko.

Imali ngeSMS

Inkqubo entsha ngokupheleleyo yokujongana nemboleko ingabizwa ngokuba yiSMS. Olu lutsha lwenziwa ngu-SMS-mali. Uphononongo lubonisa ukuba ngoncedo lomyalezo osithunyelwe kwiselula oya kuba neenkcukacha zakho zepasipoti kunye nolwazi malunga nemboleko, wonke umntu unokufaka isicelo semboleko ngeenjongo eziyimfuneko.

Oku kunikeza inzuzo eninzi kanye. Okokuqala, yonke inkqubo yokufumana mboleko ilula ngenxa yokuba umthengi akadingi ukukhusela imigca kwiofisi yombutho, ulinde umnxeba kumbolekisi kwaye ukhathazeke malunga nokuba uya kuvuma isicelo sakhe okanye cha. Ngokuqinisekileyo akuphazanyiswa yimiba engaphandle, wonke umntu angathumela umyalezo osuka kwiselula kwaye athathe impendulo evela kumqeshwa wenkampani ngemizuzu embalwa.

Okwesibini, le fom yokunxibelelana ilula ngakumbi kuneenxeba ezide okanye iingxoxo kunye nabacebisi bahlala. Yonke into onokuyenza inomdla kwi-website yekampani, unokuyifunda kwimaminithi embalwa. Ngokuthumela i-SMS, uthumela ifom yesicelo sakho, ngaloo ndlela ucacise ukuba ufuna ukufaka isicelo semboleko. Ukongeza, awuyi kucelwa ukuba ufuna iinkcukacha zoqhagamshelwano, njengoko umyalezo uya kubandakanya yonke inkcazelo ebalulekileyo.

Vumelana, lo mzekelo unemivuzo ethile kwiindlela zemveli zemboleko.

Inkampani "ye-SMS-yezimali"

Njengoko kuchaziwe ngasentla, ummeli oqhelekileyo weemarike, ojongene nezicelo zokubolekwa ngemali ngeSMS, "yi-SMS-yezimali." Impendulo esiyifundile ngexesha lokulungiselelwa kwinqaku, masixelele oko kusebenzayo.

Ngoko, le yinkonzo enceda abantu ngexesha elifutshane kunako ukufumana imali-mali ukuya kwi-ruble ezingamawaka ezingama-30. Ukubhaliswa kwesicelo, njengoko sele uwaziyo, kudlulela ngeSMS, ngelixa impendulo yomqeshwa ifunyenwe ngumthengi kwifowuni ngokwemitha kwiminqaku engama-7. Izinzuzo zeenkampani ziguquguqukayo kwaye, ngexesha elifanayo, kulula ukusetyenziswa kweemeko.

Umzekelo, umntu obolekayo unikwe ithuba lokumisela intlawulo kwiintsuku ezingama-21 kwimeko apho engakuphathi ukubuyisela ityala ngexesha. Ukwenza oku, kwanele ukuhlawula umyinge ngemboleko.

Ngokuphathelele iindlela zokufumana imali mboleko, kunye nokubuya kwayo, ngoko ke le ngxelo ibhanki "i-SMS-finance" iguquguquka ngokwaneleyo. Umxhasi angabuyisa imali kwi-system ye-QIWI, kunye nooncedo lwe-CONTACT okanye ngebhanki (ngokudluliselwa okulula). Kananjalo, unokufumana imali kwenye yezi ndlela.

Iskimu somsebenzi

Sele uqonde ukuba ukusebenza kunye nenkampani ofuna ukuyithumela kuyo umyalezo we-SMS kunye nedatha yakho. Nangona kunjalo, siya kucacisa ngokucacileyo imeko: ubhala idatha kwisicelo, oshiya kwiwebsite yenkampani. Ngaloo nto ufaka igama elipheleleyo, inombolo yefowuni uze uhlole umqulu. Xa eya kubaqeshwa benkampani, baya kuthatha isigqibo kwimimiselo embalwa ukuba kunokwenzeka yini ukukhipha imali mboleko okanye kungenjalo. Xa kwenzeka kulo xesha, uya kufumana impendulo kwisigijimi seSMS.

Igama elilandelayo kuwe: ufuna ukukhupha le mboleko okanye cha. Ukuba unomdla kwaye ufuna ukufumana imali, kufuneka uthumele umyalezo kwinombolo +7 (913) 913-50-20, eya kuba ne-ZAEM 10000 XXXX. Kuphi i-10000, ngokulandelanayo, inani lemali ofuna ukuyifumana; Kwaye i-XXXX - iphasiwedi esuka emnyango wekhabhinethi yakho. Kuyo, ngendlela, uya kukwazi ukulungelelanisa kokubili indlela ofumana ngayo imali kunye nokulawula imboleko yakho.

Iimeko

Kukho izithintelo ezimbini kwiimali kunye nemigqaliselo echazwe yinkampani "ye-SMS-yezimali". Imboleko ingathathwa kwintlawulo ye-ruble eyi-1 ukuya kwi-15 yeeyure ezingama-21 kunye ne-16 ukuya kuma-30 ngamawaka kwiinyanga ezili-9. Ngoko ke, ezi ntlawulo ezimbini ufumana ixabiso lentlawulo ehlukileyo ngokupheleleyo.

Eyokuqala, ukwenza i-ruble 1000, ufumana i-1.74% ngosuku, kwaye eli xabiso lihla ku-0.90% ngosuku ngemali eyi-15 eyi-credits. Emva koko umrhumo wesibini utshintshile, kwaye kufuneka uhlawule i-0.5% ngosuku usebenzisa imali esuka ku-15100 ukuya kuma-30,000 ama-ruble.

Unokwandisa imali mboleko kwiintsuku ezingama-21 kwimeko apho unayo ixesha lokuhlawula umdla kwi-interest. Njengokuba ingxelo yomthengi kwimiboniso yezimali ze-SMS, inkampani iguquguqukayo ngokwaneleyo ukuthetha kunye nabbolekayo, ngoko banokuvumelana nokunye okulula okuzuzisa umxhasi.

Izipho

Ngenxa yokuba uzisa umhlobo wakho oza kusebenzisa iisevisi, ibhonasi ifumana "i-SMS-yezimali". Iingqinisiso zibonisa ukuba iiruble ezingama-300 zihlawulelwa esinye isivakashi. Ziza kuboniswa kwi-akhawunti yangasese xa umsebenzisi ebenzela umbolekisi, kwaye oku kuya kwenzeka, ewe, kwinqununu yakho.

Sebenzisa imali oya kukwazi ukuhlawula ityala lakho mboleko. Ukuze uthathe inxaxheba kwinkqubo yebhonasi, isicelo "i-SMS-finance" ayifakiwe.

Ukukhanyela ngetyala

Emva kokuba uzalise ifomu ekhethekileyo kwiwebsite yenkampani, abasebenzi, njengoko sele bekhankanywe ngasentla, qwalasela umviwa wakho njengomntu obolekayo. Ewe, kukho iimeko apho kule nqanaba umntu enqatshelwe. Abaninzi banomdla kwinto enokuba yintoni kunye nokuba bangayifumana njani ixesha elizayo.

Ngoko, izizathu eziqhelekileyo xa umthengi efumana ukungavumi kwi-SMS-yezimali (ukuphononongwa, kunye nolwazi kwiwebsite yenkampani liqinisekisa oko) ngumlando wekredithi eyonakalisiweyo, ityala elisebenzayo ngaphantsi komnye umboleko kunye nokuzama ukukhwabanisa imisebenzi. Ngeengongoma ezimbini zokuqala, into elula kakhulu: ukuba unetyala kwinkampani, awuyi kunikwa mboleko kwakhona. Ngokubhekiselele kwimbali yengxelo yemboleko, ihlolwe ngokwenza isikhalazo kwiziko ezizodwa. Ukusuka apho bathumela ulwazi malunga naluphi uhlobo lwemali-mboleko umntu ayenze, ukuba wayehlawulela rhoqo, njalo njalo.

Ngobuqhetseba, malunga nokuzama ukuboleka imali kunye nokufihla kwinkampani, ngandlela-thile ulahlekise amaxwebhu kunye njalo njalo.

Ukuba umsebenzisi ufumana ukungala, inkqubo ayikwazi ukusebenzisa inkqubo kwiinyanga ezine ezizayo.

Ukuhlawula ababoleki

Emva kokufunda ukuphononongwa kwalabo abaye bakwazi ukukhupha imali mboleko kule nkampani, uyaqonda ukuba umbutho usebenza ngokucacileyo kwaye unembeza. Akukho ziphumo ezafunyanwa ukuba umntu ukhohlisiwe. Kubonakala ukuba inkampani "i-SMS-yezimali" inikeza iinkonzo eziphezulu. Imboleko (impendulo iqinisekisiwe) kulula ukuyithatha apha. Umlinganiselo wokwenqaba izicelo ezivunyiweyo uncinci.

Ngokubhekiselele kwifom yentsebenziswano kunye nentlangano yonke, ifunyanwe impendulo emihle. Into kukuba ukuthetha nebhanki ngeSMS ngokwenene kukhulula kunzima ukuboleka umboleki. Songeza kule nto ithuba lokunyusa ixesha lokuhlawulwa kwetyala, kunye neemeko ezithile xa abameli beenkampani badibana nomthengi, kwaye siya kufumana inkonzo epholileyo, endifuna ukuyifumana kwakhona.

Ukuba awuyi kuhlawula?

Ekugqibeleni, siphendula lo mbuzo oko kuza kwenzeka ukuba awuyi kuhlawula. Njengoko kuboniswa ngongoma "ye-SMS-finance" yokuphononongwa kwabangendawo, akukho nto iya kwenzeka. Abantu babhala amabali abo kwiimbono xa bengenakubuyisa imali mboleko, kwaye abasebenzi beenkampani bafuna ukuba babuyele kwaye basongela ukuba baye enkundleni. Ngokuqinisekileyo, ngexesha lokungahlawulwanga kwamatyala omthengi, inani elikhulu leentlawulo, inzala kunye nezohlwayo zihlawulwa. Ngoko ke, ekugqibeleni, kuya kufuneka uhlawule imali ngokuphindaphindiweyo ngaphezu kwemboleko yangaphambili. Kanye nale nto, umlando wakho wekhredithi uza kutshabalaliswa.

Emva kokuba ityala libe likhulu ngokwaneleyo, inkampani iya kuya enkundleni. Ngenxa yokufumaneka kwedatha yakho yepaspoti, kunye nesicelo sekhompyutheni yesicelo semboleko, abameli be-SMS-yezezimali banento yokubonisa ukukhusela iimfuno zabo.

Ngoko ke, ukudimazeka kakhulu ukwenza njalo.