Indlela ukudibanisa i "enkosi" evela Sberbank, nokuba ukukwenza oko?

Sberbank of Russia - elinye lamaziko zemali, bungqinelwa kule minyaka. Nkqu ngamaxesha koqoqosho ezingazinzanga, kwaye emaxongo, ibhanki wakwazi ukugcina imali abemi ngaphezu angqina ukubaluleka kwayo kwaye ufanelwe imbeko. Kule minyaka waqhubeka ukuphuhlisa ingxenye iinkonzo zayo zombini kumntu ngamnye kwaye abantu zomthetho, ukudala iimeko ezithandwa kakhulu kwaye ukhululekile ukuba nentsebenziswano.

Ngoko ke namhlanje yenye imveliso ezifundisa Sberbank - intshukumo "Enkosi", nto leyo ukuqhagamshela nawuphi na umnini ikhadi elisebenzayo yeli ziko zemali.

Yintoni le nkqubo?

phulo Bonus "Enkosi" ilungiselelwe ngokukodwa ukuba ulondoloze imali ikhadi le. Emva ukuthengwa kwempahla ezivenkileni umxhasi ibhonasi ukubuyela iindleko ezongezelelweyo 0.5% lokuthenga nganye. Ukuqhubeka sikhanya kumnini, kodwa isixa nga kakhulu ukukholisa isibini kweenyanga.

Ukuze isebenze le nkqubo akukho mfuneko ukwenza nantoni na ngaphandle ukudibanisa indlela "Enkosi" evela Sberbank. Nceda uqaphele ukuba le nkonzo isimahla ngokupheleleyo kwaye isebenze zombini ngabanye kwaye ngoncedo umqeshwa yebhanki.

Indlela ukudibanisa i "Enkosi"?

Ukuze ube lilungu inkqubo yebhonasi, thelekisa isebe lebhanki ekhethiwe kwaye atyikitye isivumelwano ezongezelelweyo, nonke nina onokuyenza wena. Uyakwazi ukusebenzisa izixhobo self-nkonzo - ATM okanye terminal - kwaye ukhethe inkonzo, "Enkosi kuwe." Emva koko, ezalisekisa ngokucacileyo inyathelo imiyalelo step, funda imithetho nokungenisa SMS-ikhowudi ukuqinisekisa imvume ukuthatha inxaxheba.

Unakho ukusebenzisa i "Enkosi" kwi-Savings Bank kunye nenkqubo "Sberbank Online" ngumxhasi kwicandelo menu "iibhonasi My". Iingcedevu ikhadi enye, ezisetyenziselwa ukulawula akhawunti yakho "Mobile Bank", kwakhona akukho nzima ukuze isebenze inkqubo bonus. Kuba uya kuba ngokwaneleyo ukuthumela umyalezo kwi nombolo 900 kunye okubhaliweyo "Enkosi" kwaye yokugqibela kunye amanani esebenzayo 4 ikhadi. Kwaye emva koko uthumele ukuba inani elifanayo ikhowudi yokuqinisekisa.

Noko ke, ukuba iindlela zingasentla ubunzima umntu, yaye akanako bana phandle ukudibanisa indlela "enkosi" evela Sberbank, kungcono ukuba kwisebe elikufutshane yeziko yezimali kwaye wenze le ukusebenza komsebenzi abaqeqeshiweyo.

Into ekufuneka uyazi inkqubo bonus "Enkosi"

abathengi abaninzi imeko yingxaki kunye nemisebenzi neebhanki, kwaye inkqubo, "Enkosi" ayiqukwanga kudidi lwe ngaphandle. Kwaye konke oku kungenxa yokuba ukuba asizizo zonke SIM isimo uxanduva malunga ukusetyenziswa kwezenzo engcono. Ngokomzekelo, abanye abazi ukuba iibhonasi ayanikezelwa ukuba zithengwe kwiintsuku ezi-5 zomsebenzi, kodwa ukuba loo mali lokuthenga ligqithe umbundu 15,000, i-accrual kweeyunithi ibhonasi iya kwenziwa ngaphezu kweentsuku ezingama-40 (zomsebenzi).

Kwakhona, phambi kokuxhuma "enkosi" evela Sberbank, kufuneka kukhunjulwe ukuba bonusiruyutsya kuphela ezo iintlawulo imali kwintlawulo non-cash ukuba iimpahla ezo iindawo njengesiqhelo. Kwaye, umzekelo, ukuphinda kuhlawulwe imali, ezezifundo nezinye iindleko abekho phantsi ibhonasi. Ngaphezu koko, ngokuba nxaxheba esebenzayo yenkqubo zinikwe amazinga aphezulu iibhonasi, leyo bangasebenzisa ngokwengqiqo yabo.

Njani yaye phi ukuchitha iibhonasi "Enkosi"?

Inzuzo iibhonasi ukuba kusoloko kumnandi ukuchitha imali eyachithwa kwizinto ezithengwa ngaphandle kokususa kwabo mali yenyanga. into nganye bhonasi amahlakani ezivenkileni, leyo sele ngaphezulu kwe 10,000 eRashiya, ilingana omnye dollar isaphulelo. Ngoko ke, ukuba betshintshisa ngentlawulelo amanqaku xa uthenga, isehla kwimveliso kunokuba ukuya kuma-99%. Umzekelo, ukuba iindleko zezinto eziyimfuneko engange-500, kwaye xa ikhadi othengayo yeyona efanayo okanye imali olukhulu iibhola, 1 kuphela imali engange iya kuhlawula kuyimfuneko.

Lonke olu lwazi kufuneka ukwazi umxhamli phambi na uxhulumanisa, "Enkosi" ukusuka Sberbank ukuya ukusetyenziswa obutofotofo lwenkqubo konakaliswe iimeko ingxaki esingenakubonwa kwangaphambili.