Ingxowa phakathi kwamashishini angomthetho ayinalo umdla: inkontileka yesampula, imiphumo yerhafu

Ngombulelo wemboleko engena-nzala, iinkampani ezininzi zifumana ithuba lokuxazulula iingxaki eziqokelelweyo. Ukuthengiselana kunokubandakanya bobabini abantu kunye nemibutho esemthethweni. Imibuzo nabantu abaphantse ayifuni. Kodwa ezi zilandelayo aziyizinto ezingenanto zokurhweba irhafu. Kwinqaku esiya kuthi siyiqwalasele ngemboleko phakathi kwamashishini angomthetho ngaphandle kwenzala: ukuba yenziwe njani ngokusemthethweni, yintoni ingozi ehamba nayo, kwaye yintoni na amathuba okunciphisa.

Ingcamango

Ukususela ekuqaleni, kufuneka kukhunjulwe ukuba ngento yokuthengiselana kufuneka ukuba ilumke kakhulu. Ukuba yonke into eyenziwe ngokuchanekileyo, ke imiphumo yerhafu iya kugwenywa. Siza kuphinda sihlaziye isivumelwano sokuboleka kwemali-mboleko ngaphandle kwembono yomthetho werhafu. Emva kwakho konke, iingxaki zingavela ngaphesheya.

Imboleko engenasithakazelo, ephendulwa ngolwimi olulula, kuthetha ukuboleka imali ngaphandle kwenzala. Ngokwemvelo, ukuba umntu obolekayo kukuthengiselana kakhulu. Emva koko, iibhanki aziyi kunika inkonzo enjalo. Kodwa abanye, bobabini bomzimba nabomthetho, banokwenza oku.

Izixhobo

Imboleko phakathi kwamashishini angomthetho, inzala-nxaxheba yintengiso ngokuqhelekileyo. Ziyasetyenziswa yiinkampani ezibambisene okanye ubudlelwane obuhle. Kukho nemibutho ekhethekileyo echaphazelekayo ekukhutshelweni kwemali-mboleko. Intengiso kufuneka ihambisane nesiphelo sesivumelwano, kwaye inokuthi ingabandakanyekanga okanye ibandakanyeke. Ukongeza, kunokwenzeka ukubandakanya elinye iqela ukuze kuqinisekiswe ukubuyiselwa kwemali kumboleki. Ngaloo ndlela, inhlangano esemthethweni ingavunyelwa.

Ikhonterikethi ichaza ngokucacileyo ithuba lokukhutshwa kwemboleko, kunye nesixa. Kufuneka iqinisekiswe ngokuqinisekileyo ngumbhalisi. Nangona iimeko zokubuyiselwa zichazwe ngokucacileyo apho, umbolekayo unokuhlala ebuyisela imali ngaphambili kwexesha elimisiweyo.

Kubalulekile ukuba uqaphele ngokucacileyo ukuba loo mveliso ayikwazi ukuba yinto eqhelekileyo, ngaphandle koko ayiyi kukwazi ukukhusela ingqalelo ekhethekileyo kunye nokuqapha kwi-arhente yeerhafu. Imboleko phakathi kwamashishini omthetho ayikho inzala echaphazelekayo kuphela ngeenjongo zokungabikho kwamashishini. Ngaphandle koko, kuxhomekeke kwerhafu.

Ukuba umbutho uhamba ngokuphindaphindiweyo ukuya kwintengiso, abahloli bangafikelela kwisigqibo sokuba ngale ndlela bazama ukugwema irhafu kunye nokuqhuba imisebenzi yasebhanki engekho mthethweni.

Imboleko phakathi kwamashishini angomthetho akusiyo inzala: uyintoni kufuneka uyibeke ingqalelo?

Xa ugqiba umcimbi, umboleki-mali makangacapheliswanga. Indlela yokuqala onokuzikhusela ngayo kukuba ubeke umhla wokugqibela ocacileyo xa imali kufuneka ibuyiselwe, kunye nokucacisa imiphumo emibi ukuba imali ayinikiweyo. Xa umhla wokuhlawula ityala liza kumboleki, babhala incwadi ebhaliweyo, ebakhumbuza oko bakulindeleyo xa kungenakuhlawulwa. Ngaphandle kolwazi olukhethekileyo, kungcono ukubonisana neengcali ukuze uxwebhu luqulunqwe kakuhle.

Isivumelwano semali-mboleko engenamdla kufuneka siqulethe isahluko "Uxanduva lwamacandelo". Emva koko umnini-mboleko unika isiqinisekiso sokubuyisela imali. Ngaloo ndlela, kufuneka ichaze ngokucacileyo oko umboleki okulindeleyo xa kwenzeka ukuphulwa kweimbopheleleko. Kufuneka kubekho isohlwayo nganye ngosuku lokuhlawulwa kwexesha.

Enyanisweni, kukho iindlela ezininzi zomntu obolekisileyo indlela yokuzikhusela. Uxanduva lungaquka umphumo wemali kumntu onetyala, iintlawulo kunye nokunye.

Kule nqaku, sikunike isampula yeso sivumelwano semali-mboleko esingenasithakazelo esibonakala phakathi kwamashishini angomthetho. Le fom iqulethe iimeko eziqhelekileyo ezinyanzelekileyo kule hlobo loxwebhu.

Ukuphunyezwa kwesivumelwano

Xa kugqiba isivumelwano, kucingwa ukuba amaqela athembana. Kufuneka kuqatshelwe ukuba oku akuyona inkonzo yezezimali kwaye ayifuni inzuzo. Ukuba oko kungenziwanga, ke umboleki uya kufuneka ahlawule irhafu, kuba ngokungagqibekanga kukho ukubaluleka kwincwadi.

Kwi-Code Civil, umbolekiso unikezelwa kwiSahluko 42 "Inkcitho kunye neentengo". Ngokwam, inzala ilawulwa yimimiselo yesivumelwano. Nangona kunjalo, ukwenzela ukuba uthathwe njengemboleko ngaphandle kwenzalo, kufuneka uchaze ngokuthe ngqo oku. Ngaphandle koko, kuyaqondwa ukuba isivumelwano siyachaza intlawulo yabo, eya kubalwa kwizinga lokuhlaziya.

Cinga ngokwahlukileyo umgaqo werhafu kulo mbandela.

Imali yentlawulo

Ngokumalunga nerhafu yengeniso, ngokwemigaqo, kucatshangelwa ukuba into leyo inzuzo eyinzuzo yintlangano - umhlawuli-ntlawulo. Kuthetha ukuba loo mali iyancitshiswa ngemali yeendleko. Iingeniso zivela ekuthengisweni kweempahla kunye neenkonzo, amalungelo omhlaba okanye ukungasebenzi. Ngelo xesha, imali efunyenwe phantsi kweemvumelwano zembolekiso kunye nemali-mboleko, okanye ngenxa yokubuyiselwa kwezi mboleko, akufanele ithathelwe ingqalelo.

Ngexesha elifanayo, kwikhowudi yentlawulo, ingeniso ikwaqondwa njengenzuzo yezoqoqosho, ichazwe ngohlobo okanye ngenkokhelo, eqwalaselwa xa kunokwenzeka kwaye ichazwe kwizahluko zerhafu yerhafu yomntu kunye nerhafu yengeniso yenkampani. Kodwa xa inkontileka yokubolekisa inzala-mboleko ingagqityiyo phakathi kwamashishini omthetho, irhafu - into ekumele ibe yinto - ayilungiswa, kuba akukho nqubo yokumisela nokuvavanya inzuzo yezinto eziphathekayo.

Ngokutsho koMphathiswa wezeMali, umntu obolekayo akabi nemiphumo yerhafu ngenxa yemboleko-mboleko. Ukuqhelaniswa kwemibandela kuqinisekisa, ukuba, inhlangano eyenza umboleko-mboleko ongenalo umdla ayinayo imali engenayo.

VAT

Ikhowudi yentlawulo ichaza ngokucacileyo imisebenzi ephantsi kwaloo hlobo lerhafu. Phakathi kwazo:

• Ukuthengiswa kwempahla kunye neenkonzo (kunye nemisebenzi);
• Ukutshintshela iimfuno zabo (iindleko zokuncitshiswa azivunyelwanga);
• Ukwakhiwa nokufakelwa kusebenza kwiimfuno zabo;
• Ukungenisa impahla kwiRashiya.

Ukongezelela, kwinqanaba eliya kucetyiswa ukuba kusetyenziswe imisebenzi engekho phantsi kwentlawulo yerhafu. Uluhlu luquka umboleko ongenakho umdlalo okhishwe ngemali. Kuvela ukuba lo msebenzi awukho phantsi kweVAT.

Rhafu

Kubonakala ngathi phantse yonke into ihlangene nemibutho. Nangona kunjalo, kwintlawulo yeenkonzo zerhafu, umbolekisi ngaphandle kwenzala uphakamisa imibuzo.

Isebe likwahlukanisa ukuboleka kwemali phakathi kwabasithathu kunye nokuxhomekeka. Kwimeko ethile, ingozi ivela kwiqela elibolekileyo, kuba iindleko zokuhlawula umrhumo kwisivumelwano semali-mboleko, apho imali ibhekiswe kwimboleko, ayibonakali. Kwesinye - umnini-mboleko unobungozi ngenxa yokubonakala komvuzo ongasebenziyo.

Iimali zakha isimo sengqondo kwiimali-mboleko ezingenasithakazelo, ngokusekelwe kwinani leencwadi ezivela kwiSebe lezeMali, ngokwemiqathango yeNkqubo yeRhafu, equlethwe kumhlathi 1 weSiqendu 105.3, isebenza kwiintengiselwano. Ithi imali engenayo imiselwe ngokusekelwe kwiminqweno enokufunyanwa ukuba inkontileka yagqitywa phakathi kwemibutho yangaphandle, kwaye ayixhomeki.

Ngexesha elifanayo, isenzo somgwebo okwangoku sisinangqiqo kwimbono yaso kulo mbandela. Ngokuqhelekileyo, izigqibo zenziwa ngabaxhasi. Kodwa nangona enkundleni ngamanye amaxesha inkundla iyavumelana nabaphathi berhafu malunga nemfuneko yokubala inzuzo evela kwingxowa-mboleko, indlela yokubala kubalula.

Isiphelo

Ingeniso-mboleko engenasithakazelo enokwenzeka phakathi kwamaziko omthetho? Ewe, kunokwenzeka. Ingaba ihlawulwe irhafu? Mhlawumbi. Kodwa into engenakukhunjulwa kukuba ukuthengiselana kufuneka kwenziwe phantsi kolawulo lweengcali ukwenzela ukuphepha iimpazamo eziphazamisayo ezikhokelela kwimfuneko yokuhlawula ngeniso engenayo.

Ukwenza oku, inkontileka kufuneka ifakwe ngokufanelekileyo, phantsi kweemali ezibolekayo ngaphandle kwemali phakathi kweempahla ezisemthethweni zenziwe, ukuthengwa kwencwadi kule nkalo kufuneka kube nokufunda nokubhala.