Kwenzeka ntoni imali engange eRashiya? Yintoni imeko kulo nyaka-2014?

Mhlawumbi bambalwa kakhulu abantu bashiye iinkcukacha akanankathalo malunga nokutshintsha indlela yalo lwemali Russian. Izizathu ngokuvela nokuwa engange abe isihloko lishushu mpikiswano. Ngelo xesha, kule minyaka mihlanu idlulileyo, imali kazwelonke thaca ngaphezu kweshumi eRashiya izimanga. Phakathi eziliqela ngezoqoqosho basekhaya banoluvo ukuba ikona into eyenzekayo ngoku kunye engange, usisiphumo ngqo ezi ziganeko-2008. Inxalenye kuyinyaniso, kodwa nemiba mihla lwemali kazwelonke kuxhomekeke kakhulu kwi imeko yangoku imali yethu kunye imeko yangoku yezopolitiko.

ekhumbulekayo 2008

Phantse wonke umntu uluvo malunga ngoonobangela kunye neziphumo sentlekele jikelele kakhulu. Enyanisweni, namhlanje kubaluleke kangaka, enoba kuxhokonxwa abadlali kwiimalike zemali yamazwe ngamazwe, okanye kwesiphumo iyelenqe yehlabathi. Kakhulu wanomdla nangakumbi ukuva oko wajika le micimbi yolawulo-mali yangaphakathi. Nazi ezinye amanani abonisa iziphumo zentlekele iRashiya:

• Phakathi konyaka omnye amaziko amatyala 54 eli lizwe ziye uyathinjwa, kunye 47 kubo sele evinjwa mvume zebhanki.
• i dollar lenyuka ukuya 23,4186 engange. kwi 01.08.2008 ukuya 29,3804 engange. 31.12.2008 (25.4% iinyanga 5); ku 01.08.2009, i-dollar yayilingana 31,1533 engange. (33.1% - isantya sokukhula ukwenzela kunyaka 1).

La manani zibonisa ngokucacileyo uyadana ngenxa yeentlekele 2008 kuye kwabangelwa lezezimali Russian. Buyisa kuyo, abemi bethu ukuba kwiminyaka nje embalwa.

2009-2011,

Ngeli xesha, uqoqosho Russian kuxhaphaka wayelikhoboka, kunye kwiimalike zemali wafuna ukubuyela kwizikhundla zabo zangaphambili. Nangona Ukuzinziswa afunyenwe Izinga lonaniselwano engange kunye nokwanda imveliso echazwe amashishini ahlukeneyo, imali engange ukuqhubeka ukuze bawe ngokuthe ixabiso.

Kakade ke, le nkqubo wayengekho yomgama, kodwa ngokubanzi, oku kwakunzima ezicacileyo: ekuqaleni kuka-2010 i-dollar yayilingana 30,1851 engange, 2011 - 30,3505 engange, ngo-2012 - 32,1961 engange ... Ngoko ke, lo engange yawa 6,68% ngaphezulu kweminyaka emi-3. Le okuhambisa kwamkelekile kakhulu ukubona yonke into: Urhulumente Russian kunye labemi beli lizwe. Amaphepha emibuzo ntoni izinga okunanisa engange, bakhathazeka abantu baseRashiya kunokuba elibuthathaka kweli xesha. Ngenxa yoko, zasinciphisa umdla abemi Russian ukuthenga imali amazwe yemali, kwakunye ukulondoloza kuyo ngohlobo iidiphozithi yebhanki.

2012

Ngelishwa, zonke izinto ezilungileyo nifikelele esiphelweni: kwangethuba Meyi 2012, i-engange waqalisa ukuhla xa kuthelekiswa phambili zemali ehlabathini. Ngenxa omkhulu ngoncedo lwemali le-Central Bank, kunye njengoqinisekiso bakhe okuphindwayo uzinzo wezemali ekhaya, ukuphelwa lixabiso koko akazange ayeke. Nangona kunjalo, i-dollar sisasetyenziswayo yonyuke phantse 2 engange, kwaye Euro - ngu 2.5.

AmaRashiya aphinde abanomdla umbuzo wokuba kwenzeka ntoni ku pocketbooks zabo. Namhlanje, eziphambili abezoqoqosho zasekhaya izazinzulu zopolitiko zidla ukuchaza ngoko kuwa lwemali kazwelonke kweli lizwe ngenxa yezizathu zemveli:

• amaxabiso amafutha asezantsi;
• iingxaki zoqoqosho European;
• iinkxalabo abatyali 'malunga wave entsha lentlekele zemali.

Ngelo xesha, uphelelo elibukhali yexabiso engange-ndaba ukuchazwa njenge okuhambisa ngeranti kuyimfuneko, eyenzelwe ukuvuselela uqoqosho kunye nokuthintela ukuba singaweli kungekho kukhula. Ngubani kanye kwakulungile bathi nzima. Noko ke, kungakhathaliseki ukuba izizathu yokwenene uphelelo lwemali kazwelonke, ukwesaba abantu bathenga up dollar imali kunye kowethu, njengoko abatyali baphuma ngokukhawuleza ukuze ugcine asethi zabo. Nangona nencindi okuqhubekayo eyinkunzi evela lizwe, umlawuli wakwazi uzinzise kunye neqondo lotshintshiselwano kunye ayigcine ngaphakathi kwemida ibhaskiti lwemali: ekupheleni kukaDisemba 2012 dollar yayilingana 30.3727 engange,-euro - 40.2286 engange ..

2013

Kuyo 2013 waqhubeka uphelelo ngokuthe ngcembe ngayo imali yethu. Xa ubona indlela ezimbi kakhulu uluntu ukuba yintoni eyenzekayo kunye engange Russian, i-Central Bank iye kwakhona abhenele yokubhuqiswa ukuthenga kuyo ukwenzela ukugcina ezi khosi. Ezi neenjongo ezintle sele echithe malunga billion $ 28, kodwa isantya lwemali kazwelonke ngokuchasene ingobozi lwemali zonyaka yawa phantse 3 engange.

Ngokucacileyo, lo nyaka iye yaba nempumelelo kakhulu ukuba imali engange. Noko ke, lokuhle nzulu kwangaphambili ukuba ephethe Olympics Sochi kunegalelo nokuzinziswa ikhosi, ngokwandisa ekungeneni of umthamo eyongezelelweyo lwemali evela abakhenkethi kwezemidlalo. Ekupheleni konyaka, baya andazi indlela ekhethekileyo iingxaki zemali abantu bakhathazeka nzulu ujonge into eyenzekayo pocketbooks zabo. 2014, Noko ke, inkoliso baseRashiya badibana ngethemba ekuzinziseni okunanisa imali yethu, ukuphucula imeko kwindlela yogcino-mali kwaye kwakhona kwixesha elizayo kuqoqosho.

2014

Unyaka uqala hayi siganeko nemihlali ngenxa Ruble Russian: Januwari 15 I-Central Bank wamtyhala imida lencopho lwemali inyoba ukuya cents-5. NgoJanuwari izenzo ezinjalo phindwa amaxesha-6, yaye ekupheleni kwenyanga ibhaskiti nemali exabisa 41.0284 engange kakade. NgoFebruwari, oku wazingisa, kunye 26.02.2014, ikhondo iphezulu zembali ibuyekeziwe kwakhona. Ke iindleko ibhaskithi lwemali lifikelele kumsobomvu 41,9952 engange. iinyanga 2 kulo nyaka zokuzinzisa imali nakazwelonke sele echithe malunga $ 12 billion, nto leyo eyenza kube lula ukuba ube uhlobo kuvuselele.

Imidlalo njengomba nokuzinzisa kwekhosi

Le Olimpiki inxenye kwadodobalisa uphelelo engange. ngezihlandlo HIV ndaba, ukuthoba izinga uxinzeleko phakathi baseRashiya, kwakunye ekungeneni nokunyuka kwemali amazwe avumele umlawuli ngaphandle ungenelelo ezongezelelweyo ukugcina isantya sonaniso lwemali Russian kumgangatho owamkelekileyo. Kwaye ku-Epreli, le engange nesibindi wazama ukuba baphinde kwizikhundla zabo. Xa kuvela i-Meyi uSuku ibhaskiti iiholide lwemali-emibini sele malini 41.8409 engange. Ngenxa yoko, ngenxa iinyanga 4 kulo nyaka ixabiso le ibhaskiti lwemali inyuke nge-9.4%.

Ngokutsho lentelekelelo ka Forbes icandelo iindaba umhleli Ivan Vasiliev, babelinikiwe ekuqaleni kuka January, 2014 ukuze imali engange ngokuchasene ibhaskiti lwemali ukuze siwe malunga 7.5 engange. (Okanye-20%). Lo gama kugcinwe imali ekhoyo kwi ngeranti isibini dollar / euro ngokunxulumene zombini iimali ziya kuwela efanayo-20%.

Imiba echaphazela Dynamics le

Kwenzeka ntoni nge engange, akuzange kube nkqu kuqikellelo anzima. Eziya umhlaziyi ukuhlaziya ngokukhawuleza ixabiso izibalo kwemali yesizwe eyenziwe ngazo ekupheleni konyaka ophelileyo. Noko ke, kukho izinto ezichaphazela ngqo izinga lotshintshiselwano, kodwa hayi ukunika amanqaku ngamanani.

Uphuhliso oluqhubekayo emzantsi-mpuma Ukraine, isimo sengqondo abapolitiki yaseYurophu American kwindawo eyamkelwe Russia ngalo mbandela, musa ukungena ukwayo ezahlukeneyo nxamnye kwilizwe lethu cishe. Njengoko kuqoqosho lwasekhaya sele ihlanganiswe kakhulu ehlabathini, oko kujongela kakhulu uzinzo kwinkqubo yogcino Russian nokunciphisa ireyithi ye-currency lwasekhaya. Kwenzeka ntoni imali engange, siyaqondakala - oko ngokuthe ziba nexabiso eliphantsi. Kuza kwenzeka ntoni kwikhosi ngomso asithatyathwa ukuqikelela phantse namnye.

umbono weNtshona Koloni lwemali Russian

The main iingxaki zethu, ngokutsho iingcali IMF ngoku imeko neAfrika, kungenzeka yokuqalisa izohlwayo umbodamo kumaziko zemali Western, ekunyukeni kwezinga, intsilelo mali. Yathi ukuba uqoqosho Russian kuthe ebezenziwe yokudodobala, kunye noqikelelo lwesininzi leengcali angaphandle kwi amathuba imali yethu ongenayo. Emva kokuba arhente rating S & P zathotywa nokurhafiswa nokumkani ngetyala kwinkampani i-Russia ukuya kwinqanaba BBB-, kwacaca ukuba ezinye ukwehla le engange nje kuphela, kodwa kunqandwa.

uqikelelo exesha elide guru mali Russian

Namhlanje, phantse akukho amagosa kwilizwe lethu abakwazi ngokucacileyo ukuchazela kubemi kwenzeka ntoni pocketbooks zabo. Iingqikelelo leengcali ezininzi phezu kwiinyanga ezimbalwa ezilandelayo ka-2014, azezi yokuba imali engange liya kuqhubeka kuwa yayo zemveli. Enyanisweni, uninzi yengxoxo kuphela olwenziwe isantya. Kucacile ukuba ukuze ugcine izinga lotshintshiselwano ngaphakathi kuchaziwe mali kunyaka-3 (2014 - 33,40 engange, ngo-2015 -. 34.30 engange kunye ngo-2016 - .. 34,90 engange) abaphumeleli, ngenxa yokuba ekupheleni kuka-Apreli 2014 dollar yayilingana 35.70 engange. Yaye ekuqaleni Matshi, i-dollar likwazile ukuthatha bar engange-36, lo gama i-Euro wambetha lantinga engange-50.

Intloko ye-Central Bank Elvira Nabiullina kuqinisekiswa 25.04.2014, kwi-channel ndlebe "Ren-TV 'ukuba umlawuli akanazinjongo aphumeze ungenelelo omkhulu kwimarike imali yelinye ilizwe. Yintoni ngoku into eyenzekayo kunye engange, i-Central Bank ubiza ulungiso oluyimfuneko. Kungenzeka, akulula xa uqeqeshelwa ukuba i phenyane iqondo lonaniso engange iya kwenziwa ukuba ekuqaleni kuka-2015, njengoko kwathiwa ngaphambili, yaye ngehlobo lowe-2014.