Lweekharektha njengenye zokunqika lophuhliso loqoqosho

Ilizwe ngalinye lineCandelo amaziko zayo ezithile zemali, enokuthi zahluke ngeendlela ezininzi: uhlobo lomsebenzi, ubukhulu, uluhlu lweenkonzo. Kodwa kwangaxeshanye, onke amaziko olu hlobo babe eziliqela imisebenzi eqhelekileyo, nto leyo akuxhomekekanga ibanga kunye zasekuhlaleni iimeko, bangakwazi ukuphuhlisa uqoqosho nokuseka abafowunelwa ngamazwe.

Loan emarikeni okanye kwiimalike zemali - uhlobo balo matshinana abonelela okwabiwa eyinkunzi phakathi kubaboleki kunye ababolekisi ngoncedo yabameli. Imarike zemali yindlela lombutho - iseti uboleka amaziko ukutshintshela ukususela uboleke imali ukuba imali abanini, kwaye vice versa.

Financial market: uhlobo kunye nokusebenza

imali-mboleko - sisiseko apho ukholwayo kwiimalike zemali njengoko "imveliso" eziphambili kurhwebo mali imali bathengise, athenge uthabathe ngohlobo mboleko. Imarike zemali wenziwe mali zeemarike (nto leyo, kuquka imarike zizodwa Akhawunti lwemarike kunye nemarike imali i) kunye neemarike eyinkunzi (liphethe emarikeni lwamaphepha kunye kwimarike mboleko exeshana kunye ixesha elide). Imali market zimelwe imisebenzi credit elifutshane (malunga omnye nonyaka). Market Capital "benza" ezitokisini, bonds, eliphakathi kunye mboleko ixesha elide. market Credit zilungiselela urhulumente, ibhanki kunye nezibonelelo investment zexesha elide yequmrhu.

Imarike ozalwa - yinxalenye ebalulekileyo ebolekisayo lorhwebo; kule kwimarike mali okwethutyana ezamahala ibekwe phakathi kweenxweme ngohlobo yesibambiso zizodwa ixesha elifutshane. Kwi yonyango elongamayo izixhobo eziphambili yeemalike mobile kakhulu kwaye ulwelo - ngayo amatyala kunye namatyala elifutshane elide. iimarike lwemali sisebenzisana izithuthi intlawulo ngamazwe kunye nezibophelelo zemali abantu (zomthetho kunye emzimbeni) kumazwe awahlukeneyo.

Umsebenzi main emarike zezimali: inguqulelo imali okwethutyana kungasebenzi nto yenziwe imali mboleko. market Financial, njengazo zonke iimarike, kukho inani eminye imisebenzi:

- ukubizwa kunye nokwanda kwemali okwethutyana free. Imarike zemali inika iindlela ezahlukeneyo yokuzalisa imali ukuze kudaleke ingeniso evela kwiimali okwethutyana enanini imali ngokhuselo okanye ukuvula i-akhawunti ebhankini. Kwixesha elizayo ukunyusa imali eyaneleyo ukuthengisa izibambiso okanye uthathe imali-mboleko yebhanki.

- ukwabiwa kwemali simahla. Imarike zemali inika intshukumo eyinkunzi phakathi kwamashishini ezahlukeneyo. Imarike inikezela utyalomali ayimfuneko ixesha kunye nesakhiwo. imali Free ndawonye isixa esikhulu, kwanele ukuba utyalo-mali, yaye ke atshintshelwe yenziwe imali mboleko.

- umsebenzi ngokutsha. Ngokukhawuleza nje yonke imali bazilungiselela yaza yasasazwa ukuba kwiimalike zemali umsebenzi ophambili uba umsebenzi wokuqinisekisa intshukumo rhoqo kunye nokwabiwa kwemali.

- ukuphucula ukusebenza yoqoqosho. Uqoqosho zihambise kuphela xa intshukumo ezimileyo zengxowa phakathi kweenkampani, abantu, iibhanki, amashishini kunye karhulumente. Eyona ndlela iphambili kolu ukutofelwa rhoqo lwenkunzi, imakethi zemali.

Ukongeza kulwabiwo-mali kurhwebo lwezimali kukho imfuneko lokwabiwa kunye neengozi. Umzekelo, ukuba unike umhlobo wakho anamatyala, yena akayi kubuyela kuyo, ubungozi olungagqibekanga iya kuba ngokupheleleyo wenu, yaye ufumana akukho nzuzo nje kuphela, kodwa imali yabo. Kodwa ukuba ufake imali kwi-akhawunti idipozithi ebhankini, yaye umhlobo wakho uya kuthabatha kwi-mboleko ebhankini, umngcipheko olungagqibekanga isasazwa kwakhona elunxwemeni. Kwaye uya kufumana ezongezelelweyo ingeniso umdla ekupapashweni kwemali okwethutyana free.