Sberbank ikhadi: kuyimisela kwiimeko ezahlukeneyo

Ikhadi Sberbank cishe zonke Russian. Le yenye lamaziko kakhulu zithandwa nethembekileyo lwamatyala mali, nto leyo zidlulisele imali yabo ukuya kwizigidi zabemi kunye neenkampani. zeplastiki Ukuhlawula ukhutshwa ixesha elimisiweyo, emva koko kube yimfuneko ukuba uyitshintshe imicroSD khadi. Xa iimeko ezingacwangciswanga: ilahleko, umonakalo, ukuvaleka, ukutshintsha igama kunye nezinye iimeko - nazo ukuvelisa okuphinde ikhadi Sberbank. Ukwenziwa kwezilungiso lwenziwa kwenye amasebe ebhankini. Yintoni ekufuneka yenziwe ukuze le nkqubo, cinga inqaku.

ezicwangcisiweyo re-ukukhululwa

Savings Bank likhupha amakhadi esebenzayo ukusuka kwiminyaka yokuqala ukuya kweyesithathu, kuxhomekeke kudidi lwe zeplastiki. Inkqubo inikezelwa ngenxa yezizathu zokhuseleko kunye nokukhusela nxamnye ukubiwa kwemali. Kuhlelwa replacement amakhadi Savings Bank kuphela xa omnye - emva kokuphelelwa osebenzayo. Umhla olandelayo kwakhona ukukhululwa-kubonisiweyo phambi yeplastiki kufuphi Good thru umbhalo (Isebenza thru) ngokwendlela 'ngenyanga / ngonyaka ". I-Bhanki ilumkisa umsebenzisi ngokusebenzisa SMS-isaziso for eziliqela iinyanga ngaphambi kokuba ukubuyisela ekucwangciselwa yena.

Ukuba umnini akazange abe nexesha ukufumana yeplastiki entsha, ikhadi liphelelwe ithintelwe. Yisebenzise ayiyi kuphumelela, kodwa imali egcinwe kuyo aziyi kupheliswa. Baya kulala kwi- akhawunti yebhanki.

Kufuneka wenze ntoni na ikhadi lixesha?

Umxhasi we ibhange iinketho eziliqela kule meko. Okokuqala kufuneka ukumisela umyalelo, nokuba umnini ikhadi kufuneka kwixesha elizayo. Sberbank a banyanzelise iimveliso zabo, ngoko ke yathi yakuphela umhla eza replacement elandelayo, ukususela umntu akhethe:

• ukuqhubeka intsebenziswano phantsi kweemeko ezifanayo;
• ukuyeka ukukhupha ikhadi;
• tshintshela kolunye isicwangciso lweerhafu kunye nohlobo zeplastiki.

Enoba izigqibo ezenziwa owam umxhasi, isenzo sokuqala ekupheleni iya kuba utyelele isebe le-Savings Bank. Uyacetyiswa ukuba beze kwi-ofisi, apho ikhadi okuphelelweyo (idla-ofisi yengingqi kwidilesi yokuhlala) kwafunyanwa. Xa kukho imfuneko yokuba athathe yakho yokundwendwela kunye nokuhlawula zeplastiki. Ethetha ingcali, kuyimfuneko ukuba achaze imeko uze ufumanise ukuba kukho indawo oluzenzekelayo i-Savings Bank of ikhadi kwi wokuphelelwa. Kulo mzekelo, iya kuthatha kuphela ukuba asayine amanye amaxwebhu, ngaphandle kokuba, kakade, umxhasi ungekho nxamnye ukuqhubeka intsebenziswano.

Xa ikhadi elitsha ayikho ukulungele kodwa, gcwalisa isicelo reissue. Le nkqubo kaninzi kuthatha iintsuku zokusebenza ezi-5. umnini seplastiki ungalawula imali kwi-akhawunti usebenzisa irejista imali xa kuyimfuneko.

Ukuphika lwenkonzo okanye utshintsho wemali

Ukuba umxhamli ebhankini akuyomfuneko iinkonzo zayo, yokwala esibhaliweyo reissue. imephu uyayithatha Old nokutshabalalisa. Akhawunti ye an acting ngamnye ezinye iintsuku ezingama-45. Kuyimfuneko ukuba kugqitywe yonke imicimbi kwimaphu. Ukuba akusayi kuhlawula inkonzo yonyaka ngokuzenzekelayo kwakhona bazikhutshelwe ukuba umxumi zeplastiki kufuneka azise ibhanki kwangaphambili ngeenjongo zayo lokuphelisa isivumelwano. Ithuba ukukhula ubuncinane iinyanga enye enesiqingatha phambi komhla wokuphelelwa ukusebenziseka ikhadi.

Ukuba oyifunayo, ukutshintsha isicwangciso lwamaxabiso kwaye ufumane uhlobo olwahlukileyo ikhadi uzalisa umthengi kwifomu yesicelo efanelekileyo. zeplastiki ezindala ishenxiswe, kodwa imali egcinwe kwi-akhawunti olusekhona. Unga baphatha ngayo osethilini. Ukwenza ikhadi elitsha kuthatha iintsuku ezi-5 ukuya kweli-15. I-Bhanki kwazisa umxhasi ukugqitha ngaye kwi-ofisi. Xa ukuguqukela kwenye indawo ikhadi inkqubo simahla.

Isicelo kwakhona impikiswano-online

Abanikazi amakhadi debit ithuba anyamekele ukutshintshwa kwangexesha yokusebenzisa inkonzo 'Sberbank Online ". Kulo mzekelo, i-ofisi kuya kufuneka ukuba batyelele kanye - kuphela yeplastiki entsha. Ukufakela ikhadi Sberbank emva kokuphela wenziwe ngolu hlobo lulandelayo:

1. Ngena ngaphakathi kwindlela yokusebenza.
2. Khetha "Maps" candelo, kwicandelwana "Reissue".
3. Gcwalisa isicelo.
4. Tshekisha ukuchaneka kwedatha bengena klikha kwiqhosha "Submit".
5. Faka ikhowudi engenileyo kwi I-SMS-umyalezo.

Isicelo ibunjiwe, ukuphunyezwa kwayo ukuba kubekwe iliso elibukhali ukuqinisekisa inkonzo ofisi yabucala "Sberbank Online". Kubalulekile ukuphawula ukuba lo msebenzi ayifumaneki abanini credit cards. Sberbank izicwangciso ikhadi replacement ngaphandle kwentlawulo, nokuba umyalelo Indlela yokwenza isicelo - intanethi okanye kwi-ofisi.

Iimpawu ze plastiki lokutshintshwa payroll

imali zisetyenziselwa umvuzo, kwakhona ngokuxhomekeke reissue ekucwangciselwa yena. ubude sabo ngokuqhelekileyo iminyaka emi-3. Ukonga ixesha ngokuqhelekileyo ithumela iinkcukacha ukuba ngokuzenzekelayo kwakhona umba-, umnini unako ukuza kuphela kule ofisi nithabathe iyileyo indoda yeplastiki entsha. Ngamanye amaxesha ulawulo inkqubo kunye nomqeshi, ngexesha ezalathisa abasebenzi kwisebe ebhankini.

Nokuba kwenzeka ukuba sele liphelile, kufuneka ufake isicelo wena ku Sberbank. Ukufaka amakhadi payroll yenziwa twatse debit zeplastiki nganye. Kufuneka ukuba ushiye isicelo ulinde kukhululwa. Zakufika umvuzo abakwazi Ungakhathazeki: ukuba usebenzisa i-akhawunti yebhanki libotshelelwe imephu. Imali iya kudluliselwa kuyo, kwaye uyakwazi ukususa kubo kwisebe ka Sberbank ekhawuntareni. Emva kokufumana iinkcukacha ezintsha akhawunti yekhadi andiguquguquki.

Izizathu ukubuyisela nezingacwangciselwanga

Akusoloko "siphila 'ukuya ekupheleni kwekota yakhe khadi Sberbank. Ukutshintshwa maxa wambi efunekayo xa iimeko zongxamiseko zisenzeka. Phakathi kwazo kukho iimeko eziqhelekileyo ezifana:

• yonakalise;
• ilahleko okanye ukubiwa;
• "Faka" le ATM;
• declassification kwekhadi data.

Esi siganeko likaxakeka, ukuba iimfuno umnini kufuneka isonjululwe kwakhona umba-zeplastiki. Amatyala kunye notshintsho olukhoyo ngakumbi, nto leyo ekhokelela zidala kwekhadi: Igama utshintsho (ngaphantsi ekuqaleni, phakathi).

Nezingacwangciselwanga re-umba, kungakhathaliseki ukuba isizathu - yinto inkonzo ihlawulwe. iplastiki New buxabise umthengi ukusuka engange-30 ukuya 150 kuxhomekeke kudidi kwikhadi. Akukho mfuneko naxhala kwicala yemali kwakhona ukukhululwa abanini premium zeplastiki. "Gold" kunye nekhadi "Platinum" ngawo onke amaxesha indawo ezamahala ezintsha ngokukhawuleza kakhulu weklasiki.

Ukufakwa xa elahlekile okanye ibiwe

Oyena nobangela umphumela kwakhona umba-bubahlutha okanye ukulahleka kweplastiki. Kuzo zombini ezi meko, simele senze ngokukhawuleza. Okokuqala, kufuneka ukuvala ikhadi abahlaseli okanye yezo zinethamsanqa owafumana iplastiki ingakhathalelwanga, ayikwazanga ukusebenzisa imali yomnini. Ungakwenza oku ngokutsalela iziko zoqhagamshelwano Savings Bank, ngokuthumela SMS (phambi wenkonzo "Mobile Banking"), okanye ukwenza intshukumo ngokusebenzisa cabinet personal "Sberbank Online".

Emva koku, kucelwa uqhagamshelane ne-ofisi ye-yebhanki apho kokuba sekukhutshwe ikhadi. lizele client phandle isicelo nezingacwangciselwanga re umba-, ebonisa isizathu. i-akhawunti yangoku masivalwe ukuba oyifunayo, uze uvule entsha, okanye ukutshintshela iimali kwenye. Imihla replacement Sberbank khadi xa ejikeleza nezingacwangciselwanga ixesha eqhelekileyo - iintsuku 3-5, kodwa maxa wambi kukho ukulibaziseka (iintsuku ukuya ku-14).

Ukonakala plastic

Maxa wambi kuyenzeka ukuba ikhadi le demagnetized okanye ikhefu uvakalelo ngokomzimba. Le meko kungemnandi, kodwa solvable. Urhwaphilizo iplastiki, ngenxa yaso nasiphi na isizathu, kukhokelela reissue icetywe Sberbank ikhadi. Utshintsho lwenziwa phezu unyango lobuqu umnini-ofisi lwengingqi yebhanki. Umntu unelungelo ukugcina uhlobo olufanayo khadi, okanye khetha yokukhwela umdla ngakumbi. De yeplastiki omtsha esandleni ukusebenzisa kuthetha ungasebenzisa i akhawunti ngokusebenzisa osethilini.

Xa "sokufaka inkcukacha ekhompyutheni" ikhadi ATM ithuba elihle intshabalalo yayo. Kuya kufuneka ukuba ukubuyisela algorithm efanayo xa ulahlekelwe.

Reissue kwekhadi xa utshintsha iinkcukacha zakho

Ukufakela ikhadi Sberbank ngokuguqula amagama kwenziwa olithandayo lesigulane eso. Ulibaziseko update akuyomfuneko ngenxa yezi zizathu zilandelayo:

• ukuba ulahlekelwa ikhadi uze ungene kwi-akhawunti wavula ngegama umnini ubudala, kukho iingxaki;
• hayi "lokuphumelela" iintengiselwano intlawulo imivuzo kunye nezinye ingeniso;
• ukungangqinelani database ebhankini kunye zokundwendwela kuya kukhokelela ukuphazamiseka omkhulu.

Faka ukubolekwa kunye kwiziko lemali ekhuphe ikhadi kunye data zobuqu ezingabalulekanga, ngokukhawuleza emva kokufumana uxwebhu eqinisekisa ukutshintshwa kwegama. Le nkqubo ayikho ixesha elide yaye iquka oku kulandelayo:

1. Ngokuqhagamshelana ofisi yasekuhlaleni yebhanki.
2. Ukungeniswa kwezicelo: data zobuqu kwi utshintsho kunye nekhadi reissue.
3. Ukufumana ikhadi elitsha.

Ukongeza yokundwendwela, kuya kufuneka uxwebhu kwi ukutshintsha igama: Isiqinisekiso eluvalelweni / uqhawulo-mtshato, elinye iphepha esemthethweni. Reissue lwenziwa zingekapheli iintsuku ezi-5, kodwa hayi ukulibaziseka alunakupheliswa. Intlawulo yenkonzo - ukusuka engange-30 ukuya 150 (ubuncinane i Card Platinum kunye Gold - 0 engange), kwakunye nayiphi na replacement nezingacwangciselwanga amakhadi Sberbank.

Tshintsha igama ngokuqhelekileyo lwandulelwe ukucwangcisa siganeko, ngoko umthengi uyakwazi ukucinga kwangaphambili kunye tyelelo ebhankini.

Re-nokukhutshwa credit cards

Kanye debit, credit cards kufuneka umhla wokuphelelwa esingatshintshiyo, emva koko kufuneka kufakwe ezintsha. Kulo mzekelo, ibhanki kokuphatha imithetho zihlala efanayo: "Sberbank Online 'ukwandisa ixesha ukusetyenziswa client, ukuba oyifunayo, xa umntu okanye ngenkqubo isicelo reissue. Nangona uninzi lombutho usikhathalele ulwandiso yabo kwimo oluzenzekelayo.

Noko ke, ukufumana ikhadi ulungele zombane ohlawulwa ngenyanga abayi kuba umnini wonke Sberbank ikhadi nako. Ukutshintsha ukwandiswa kwesivumelwano ifumaneka kuphela kubathengi abathi:

• kuba akukho ntlawulo engahlawulwanga;
• sebenzisa ngenkuthalo ikhadi, ukwenza non-cash and cash imisebenzi;
• ukuqinisekisa solvency.

Olucwangcisiweyo kwakhona release-okhululekileyo idla akukho iintsuku zokusebenza ngaphezu 3-5. Ukuba ngaba unqwenela ukuba bashiye ikhadi lamatyala kufuneka azise ibhanki kangangeenyanga ezintandathu ngaphambi kokuphela kwalo.

ukutshintshwa nezingacwangciselwanga amakhadi ebhanki Savings Bank ikhutshwa phandle utyelelo ngumnini buqu efanayo reissue debit zeplastiki. Ukuze wenze oku, yanika isicelo kunye namaxwebhu afunekayo. Le nkqubo iya kuxabisa imali engange 150 amakhadi Classic. Gold Abanini ikhadi lebhanki letyala kunye nenkonzo Premium ukhululekile.

Yiyiphi inkcazelo batshintshwa yi kwakhona ukukhululwa-?

Ukuhlaziya ulwazi imephu kumnini sele ebona malunga uya kuba yintoni yintloko entsha. Xa utshintsho ezicwangcisiweyo reissue kuphela ikhowudi CVV2 / CVC2-ukhuseleko ibekwe kwicala ngasemva, yaye umhla lokuphelelwa. Mhlawumbi, PIN-ikhowudi ziya kutshintshwa. inombolo yekhadi ihlala efanayo.

Xa nezingacwangciselwanga re-ukukhululwa ngenxa ukuba baguqukile data zobuqu utshintsho ngentla wongezelela izibongo ezitsha. Ukuba kukho ilahleko okanye ubusela, entsha ukuthanda kunye nekhadi nenombolo. Xa naziphi na iimeko kunokwenzeka, akhawunti ingcaciso iya kuhlala injalo.

Eli nani likhulu abanini zeplastiki yentlawulo ababekhonza PJSC "Savings Bank". amakhadi replacement for wokuphelelwa phantse lonke wenziwe ngokuzenzekelayo, umthengi kufuneka nje ukuba ngaphandle kwe-ofisi. Kwimeko apho kwiimeko zongxamiseko kufuneka ukuba ibhanki ngokunokwabo okanye uthathe ithuba inkonzo "Sberbank Online".