Yintoni igalelo "Ekhaya Credit" nenzuzo ngaphezu umdla ebhankini, kwaye kuyanceda ukuba ukwazi credit yakhe?

Malunga iziko zemali njengoko "Ekhaya Credit", ndimelwe ndikuvile wonke ummi welizwe lethu. Oku akothusi. Ekubeni le yenye yeebhanki intle kwaye inkulu Russian inxaxheba yokubolekisa kwabathengi. Nangona kunjalo, uluhlu lweenkonzo ezinikwa kubo qatha. Abantu abaninzi namhlanje baye ebhankini ukwenza idipozithi. "Ekhaya Credit" yaziwa kakuhle. Kwaye yiloo nto lo mbutho unika iinkonzo zayo ithuba.

"Imali Rapid"

Lo lwamaxabiso sokuqala Ndingathanda ukukhankanya ingqalelo. Yintoni ezahlukeneyo ngale iminikelo? "Ekhaya Credit" inikeza le miqathango ilandelayo:-8 ekhulwini umyinge wenzala yonyaka, imali igalelo mda (ubuncinane ka-1000 engange), ithuba wemvula ye-akhawunti - konke oku for 9 months. Inzala ihlawulwa ekupheleni kwexesha ebhengeziweyo.

Ukuba aba bantu rate baya imali engange million omnye, njengoko ingeniso emva kweenyanga 9, uya kufumana 60 000. Kwaye xa singazi ukugcwalisa phezulu, kwaye eneneni kukho ithuba enjalo, kodwa kuphela kwiintsuku zokuqala ezingama-30 emva kokufunyanwa idipozithi. Kubalulekile ukukhumbula oku.

"Unyaka Luyingenelo"

Le yenye umnikelo ngobulungisa lilungileyo 'Ekhaya Credit ". Njengoko eziqondwa igama, yivule iinyanga ezili-12. Isivuno, kuthathelwa ingqalelo i-capitalisation umdla ukuya kwi 9.13% (eli nani ebalwa ngokungqinelana kunye nemiyalelo Bank of Russia №3194-U yomhla 02.27.14). Kwaye ngoko ke umyinge wenzala yi 8,75%.

Imali ubuncinane mali, kwakhona, engange-1 000, ubuninzi - hayi kuphela. osemqoka gcwalisa lufumaneka, kodwa nemiqathango efanayo njengoko kunjalo wemali "ingeniso Rapid". Kodwa ke inzala qho ngenyanga.

Xa ubala, kuvela ukuba ngokutyala kwesigidi, ekupheleni, ungafumana 87 500 engange yenzuzo. Kwaye kumlinganiselo, ngaphandle capitalisation umdla.

Kangangexesha elide

Kukho igalelo onjalo "Ekhaya Credit", ekuthiwa "ingeniso ubuninzi". Yamkelekile ithandwa enkulu phakathi abathengi. Noko ke, kukho caveat encinane - oko kuvulelwa kuphela ebhankini Internet. Kodwa ekuhambeni kwexesha lethu akuyongxaki.

Sesivuno ne capitalisation ifikelela 9.34%. Izinga Standard - 8,75%. A ngexesha apho iminikelo ngokuba, na kwiinyanga ezili-18. Kubonakala ukuba ngokutyala kwesigidi, ekupheleni womntu uza kufumana imali engange 131 250 njengoko ingeniso umdla. Kwaye oku ngaphandle kokuthathela capitalisation akhawunti. Ngoko ngakumbi. Yiloo nto ithandwa kangaka "Ekhaya Credit Bank". ofisi Private, ngasendleleni, ikunika ukufikelela kwingcaciso ebalulekileyo ukuba wonke umntu kufuneka azi ukuvula lo mnikelo, ukuba oyifunayo. Phofu ke, i-internet banking - nkonzo iluncedo lula.

Hi ndlela leyi, kukho igalelo "Capital". Kuvula kwiinyanga 36, izinga cent 8 nganye. Akukho capitalisation, bonke pesenti - ekupheleni kwexesha. Kodwa kunokuba enkulu - 240 000 engange ingeniso, ukuba ufake kwesigidi.

nezaphulelo

Olu didi ingaba ngokukhuselekileyo wathi igalelo "Pension". Kuvula e kweenyanga ezili-18, izinga isiseko into engange-1 000. umdla yenyanga intlawulo kunye capitalisation, ngengozi, ukuba ukunyuka izinga kwi 9.34%. View Lo umnikelo kunokuba ngokubonisa isiqinisekiso pension.

Enye isindululo ebizwa i "iKhabhinethi". Luhle ngabantu abafuna ukutyala imali enkulu. Kungenjalo akuyi kusebenza, kuba ubuncinane kufuneka ibe-3 000 000. deposit Term iinyanga 12 ibalwa, kwaye izinga standard - 8.9%.

Ukuze ukuvula nayiphi na imali, ufuna uxwebhu leyo sekhadi. Njengokuba iimfuno elula isebenza kubathengi bayo, "Ekhaya Credit Bank". akhawunti Personal, Noko ke, ukuze afumane wena umthengi ngamnye kwaye umbutho sele besebenzisa ukuba bafunde zonke iinkcukacha umdla, apho baya angawachukumisi.

ukwanda Geographical

Kaloku, ekubeni igalelo ayikho enye intlangano kaThixo linganiki nabathengi, kubalulekile kancinci "Ekhaya Credit" yibhanki ngokwayo. St. Petersburg, eMoscow, Elektrostal, Klin, Podolsk, Solnechnogorsk - ayikho kuluhlu yonke loo mizi apho unako ukufumana i-ofisi okanye ofisi yokusebenza lombutho.

Kufuneka uluhlu iidilesi ze-ofisi central eMoscow. Enye esitratweni. Gross, d. 21, p. 125. Kusekho into enye isebe esitratweni. Sergiya Radonezhskogo, d. 6. Ungafumana kwakhona ofisi esitratweni. Avtozavodskaia, d. 4, p. INyaniso, d. 8 ukuya. 1 esitratweni. I eliphezulu Krasnoselskaya., D. 38/19, p. 1

Ke ngoko ukwanda kakhulu iyaqondakala. Ngenxa ebhankini sele usebenza kwimarike zebhanki lentengiso. Ngo-2012, umzekelo, waba ofisi 6356 ubukhulu ezahlukeneyo yaye malunga 69 000 amanqaku yentengiso. Yintoni wena malunga izixhobo ezifana ATM "Ekhaya Credit", apho bafumaneka kuyo yonke indawo. Ekubeni imisebenzi ephambili lombutho - lo kunikezelo mboleko, kubalulekile ukuphawula ukuba ngo-Oktobha 1, 2013 ibhanki zabanjwa malunga 26.4% yemakethi eboleka kwi zithengise ukutya Russian. Kwaye - indawo yokuqala!

malunga credits

Mboleko ezikhutshwe apha phezu kweemeko ezifanayo elula neselubala, apho iidipozithi yamkelwe. Isebe ngalinye ibhange "Ekhaya Credit", iidilesi zazo zifumaneka lula, kubaboleki enokwenzeka kuthi ukuba abantu sele abathengi lombutho, kukho isithembiso kakuhle ngakumbi.

Umzekelo, umlinganiselo cash ukuba banikwe, ukusukela engange-10 000 ukuya 850 000. Kuba abo bantu abaye abhekiswe nje ebhankini, uluhlu luya kuba ezincinane - evela Izicelo-30 000 ukuya ku-500 000. ziqwalaselwa ngokukhawuleza ngokulinganayo - ubuninzi iiyure ezimbini. Apha nje ukuba umthengi mboleko eya kukhutshwa lingadluli kwiinyanga eziyi-84, okokuqala isicelo - ukuya 60 Kodwa eyona nto ibalulekileyo - oko kukuthi, Kakade, izinga lenzala. Kuba kubathengi umbutho, oko 17.9% kunye abanye - 19.9% ngonyaka.

inzuzo kakhulu, usenokufunda ibhanki "Ekhaya Credit". Iidilesi, ecaleni indawo abahlala kuzo, kubalulekile ukukhumbula isicelo, ukuba kuyimfuneko ukuba basebenzise izibonelelo kakuhle ngetyala, okanye wenza idiphozithi kwindawo ngoxolo kunye neemeko ngeemeko.