Senza ibango kwakhona kwetyala

ithuba Good ufanelwe omnye. Ukuba ufuna ukuboleka imali kwaye ufuna kwabo umva, thatha umntu nengqinisekiso ebhaliweyo. Loo uxwebhu kuthiwa irisithi.

Isiliphu - izibophelelo zamaqela ebhaliweyo, ukuba kuyimfuneko, ukuze kuqwalaselwe enkundleni.

Ukuze ukuqinisekisa nekhulu recovery ekhulwini kwamatyala ukufumana, unokumchazela izivumelwano yakhe. Ngokomthetho, oku akuthethi kuthi, kodwa kukhethwa uxwebhu kwinkundla eqinisekisiweyo.

Ukwamkela senziwa umboleki ngesandla. Ukuze ukuchonga lo mntu omnye isiginitsha yakhe isenokungabi ngokwaneleyo, ngoko ke kungcono ukuba akazange anikwe amagama kunye neenkcukacha yokundwendwela ngamangqina amabini esizimeleyo isibakala zokuboleka imali. Ukuba kufuneka ubhale ingxelo sebango ukuba ahlawule ityala phezu irisithi, aba bantu baya kunika ubungqina enkundleni.

Standard iirisithi ebhala azikho. Kodwa kolu xwebhu, sibhalwe kulo naluphi na uhlobo, qiniseka ukuba zizele ulwazi malunga ngabo kuyo ziyavela. Kuyimfuneko ukuba ukhankanye igama, ifani, igama patronymic, idilesi yokuhlala kunye nobhaliso, iinkcukacha yokundwendwela. Isixa mali kufuneka zibhalwe nombolo ezininzi kunye nonobumba. Olu xwebhu kufuneka kufuneka ucacise kuba kufuneka kwenzeke ixesha elide kangakanani imali ebolekiweyo kwaye xa imali epheleleyo. Ukwamkela kwakhona kufuneka umhla yokuxhoba yayo, utyikityo kunye kubhalo.

Olu xwebhu angavela izinga zokuboleka wenzala kunye nezohlwayo uhlawule emva kwexesha.

Abanye abemi ifuna kubaboleki phambi guarantors - abantu xa iingxaki ziya kukwazi ukuhlawula kubo.

Ukuba ekulungiseleleni kweerisithi kuthathelwa ingqalelo iingcebiso echazwe ngasentla, sinethemba lokuba xa kuthe ityala bafaka ibango enkundleni ukuze ahlawule ityala oko iya kujongisiswa kwakhona yaye zivunywe.

Ukuba umboleki ingabuyeli imali ekuhambeni kwexesha, kufuneka ube amaxesha ambalwa ukuze umlumkise ngomlomo ukuba unika uxanduva (Art. 808 no 812 kweKhowudi Civil). Ukuba ngoko isivumelwano iyaqhubeka ukuba anyhashwe, umbolekisi kungcono ukwenza isikhalazo esibhaliweyo kwaye uyithumele kwi mboleki kunye yokuvuma ukuba uyifumene. Olu xwebhu kufuneka wabonisa ukuba ixesha lokuhlawula liphelile, yaye ngokuhambelana kunye kwiSiqendu 395 no 809 of Code Civil ikhula umdla. Isikhalazo kufuneka babhale ukuba kwimeko ukungaphumeleli ukusombulula lo mba ngoxolo, inkundla iya kuthunyelwa ingxelo sebango ngenxa kwakhona kwetyala. Ibango yenziwe zinedyuplikhethi kwaye ngokusekelwe iirisithi ziya kuqinisekiswe izivumelwano.

Emva kokuba ijaji iza kuqwalasela lwezikhalazo yokuqokelela amatyala, ukufunyanwa ibango unako single-handedly uthathe isigqibo malunga ukubuyiselwa imali mboleki. Le nto ibizwa ngokuba umyalelo wenkundla (inqaku 122 CCP RF). Loo isisombululo lobeko lwe ngxaki kudla kufuna akukho ngaphezu kweentsuku ezintlanu.

Xa bailiffs ziya kuza umboleki ngenxa imali, akaba nako akuvumelani isigqibo sejaji nezibheno-odolo zingadlulanga iintsuku ezilishumi. Kulo mzekelo, umbolekisi kuya kufuneka ukuba angenise enkundleni ingxelo sebango ngenxa kwakhona kwetyala. Ukwenzela ukuba bakuthathele ingqalelo zonke bokuqonda komthetho ukuzoba lo xwebhu, kufuneka udibane nge ligqwetha onamava.