UBank - yintoni na? Yintoni uBank ekhompyutheni, njani le sicelo isebenza?

Phantse yonke ibhanki yanamhlanje inikezela abathengi bayo isevisi ye-intanethi enikezela ukufikelela okude kwiakhawunti yakho kwaye ikuvumela ukuba ulawulwe ukuhamba kwemali ukusuka naphi ehlabathini.

Ukulungelelaniswa kwezibonelelo ezinjalo kuqinisekiswa kukuba umntu akadingeki ukuba ahambele amasebe eziko lemali okanye aye kwi-terminal ukuba enze imisebenzi ethile ebhanki. Ingqwalaselo eyona nto kukuba kwi-bhanki nganye kuphela isethi sayo sesibonelelo sitholakale, silinganiselwe ukufumaneka kwezivumelwano kunye namaqabane. Abasebenzisi benkonzo kufuneka bafune iziko lemali zabo iinkonzo eziza kufeza ngokufanelekileyo iimfuno. Njengekhetho - ukulungelelanisa iimfuno zabo kwiikhono zeli okanye leziko. Enye into ebalulekileyo isicelo sebhanki jikelele esibizwa ngokuba nguBank. Yintoni le? Masizame ukuqonda apha ngezantsi.

Iyintoni isicelo sezimali sikaBank? Ulwazi jikelele

I-UBank iyisicelo esiphezulu semvelo esivumela ukuba ulawulo lwakho lwemali nanini na. Ilula ukuphunyezwa kweentlawulo ze-intanethi. I-Soft ifakwe kwiintlawulo zekhompyutha kunye nokuhlawulwa kweenkonzo ezithile.

Makhe sijonge kwisicelo ngokubanzi. Iqukethe ifom ye-intanethi ye-intanethi, evumela ukuba usebenze onke ama-akhawunti, amakhadi enkredithi kunye neengxowa zecomputer, kungakhathaliseki ukuba yeyiphi inkqubo yokuhlawula okanye ibhanki eboshwe kuyo.

Ukuqwalasela isicelo sikaBank, yintoni na kwaye yintoni amathuba anikezelayo, kukufanelekile ukuthetha ngokukhuseleko oluhlangeneyo lwenkokhelo nganye kunye nokulondolozwa ekuhlawuleni iinkonzo ezithile kunye neempahla. Nangona ukuba inkonzo isusa ipesenti ethile yekhomishini yazo zonke iiprogram, ixeshanye inike iindidi ezahlukeneyo kunye nezaphulelo.

Izixhobo zoMsebenzi

Uluhlu olubanzi kunazo zonke lweenkonzo kunye neentengiso ngenye yezinto zobume beBank. Yintoni na kwaye ifakiwe kuyo, siya kuqwalasela ngezantsi. Umntu ngamnye othatha inxaxheba kwinkqubo yemali yendalo yonke inokuhlawula iinkonzo zabanikezeli be-intanethi kunye nabaqhubi bee-mobile, iinkonzo zezindlu kunye neenkonzo zoqhagamshelwano kunye neentlawulo ze-Inspectorate yoKhuseleko lweSizwe. I-Soft ivula amathuba okuthenga ezemidlalo. Abathathi-nxaxheba kwinkqubo banokudluliselwa kwabanye abasebenzisi. Ii-invoyisi zithunyelwa ngendlela efanayo. Isicelo seBank sinesibonakaliso esilula kwaye sibonakala ngesitayela samanje samaminithi. Ukukhuphela nokusebenzisa isicelo asikhululekanga.

Iinjongo eziphambili

Ukuphuhliswa kwezisombululo ze-B2C kunye ne-B2B epheleleyo kunye ne-B2B ezinokuhlangabezana neemfuno zabasebenzisi banamhlanje, kungekhona nje ngokubhekiselele ekusebenzeni, kodwa ngokuxhomekeka kwoluhlu lweenkonzo ezikhoyo kunye neentengiso, ngowomnye wemisebenzi ephambili yokudala isicelo seBank. Yintoni ecacile kakade, kodwa malunga neenzuzo kubalulekile ukuthetha ngokwahlukileyo:

• Umsebenzi okhuthazayo kunye olula kunye namakhadi-mboleko kunye neengxowa zekhompyutha.
• Ukukhuseleka kweentlawulo.
• Vula ukubhaliswa ngefowuni yeselula.
• Ukufikeleleka kokungena kuzo uluhlu olupheleleyo lwemisebenzi eyenziwe.

Iqela leengcali eziye zaphuhlisa isicelo, yenza isilula, kodwa ngelo xesha, injongo eninzi. Wayefuna ukudala ulwimi lwendalo yonxibelelwano phakathi kwabathengi kunye nabathengisi, okokuba, ngokusemgangathweni, kwakunokwenzeka ukuphumeza.

Icandelo lobuchwepheshe lombuzo

Isicelo seBank yinto abantu abasetyenziselwa ukubiza inkqubo entsha yebhanki ye-intanethi. Yenzelwe iifowuni ezisebenzayo ngesiseko se-iOS, i-Android kunye ne-Windows, kwaye ifakwe kwii-Samsung, Fly ne-Huawei, eziqhelekileyo eRashiya. Inkqubo ifumaneka kwisitoreji esinikezelwa ngamnye kumnini we-smartphone.

Iprojekthi ye-iOS isebenza ngokubambisana nenkqubo yokusebenza inguqulelo 6.1 okanye ngaphezulu. Inkqubo ifanelwe kwi-Android, idinga inkqubo yokusebenza engaphantsi kwenguqu 2.2.3. Ifomathi yesofthiwe ye-Windows iyahambelana neenguqulelo ze-OS 7.5, 8 no-8.1 kwaye zinemibandela ebonakalayo yangaphandle kunye neyasebenza.

UBank, ukuphononongwa malunga nokuba yiyiphi into efanelekileyo ngenxa yokungahambelani kwayo, inezinto ezifanayo kunye nezicelo zebhanki eziqhelekileyo. Kodwa ukuba ekupheleni kwinto yesiko ukungena kwi-akhawunti okanye inombolo yekhadi njenge -ID yomsebenzisi , ngoko kule meko ukubophezela kwenziwa ngokuthe ngqo kwinombolo yomnxeba.

Yintoni umsebenzisi oyibonayo?

Iwindow yokuqala, evula phambi komsebenzisi, inikeza ulwazi olunzulu malunga nomlinganiselo weakhawunti yomthengi kwinkqubo. Ngokukhawuleza unokufumana ulwazi malunga nesimo seakhawunti yakho yamakhadi, malunga nokuthengiswa kwangoko kwenziwe kunye neentlawulo zeenkqubo ngokupheleleyo.

Ukuqwalasela umbuzo othi uBank ungubani kwifowuni, kukufanelekile ukukhankanya ngeendlela ezimbini zomsebenzi kunye nale sicelo:

• Ikhadi linxulumene ne-akhawunti ngokwenza iintlawulo. Xa wenza intlawulo, ikhomishini ihoxiswa kwingxelo yomthengi kwinkqubo, kodwa ngokwenene inkokhelo yenziwe ngekhadi eliqhotyoshelweyo.
• Imisebenzi iqhutyelwa ngqo kwi-akhawunti kwinkqubo, emva kokuba umsebenzisi wesicelo azalise kwakhona kwikhadi okanye nakweyiphi enye indlela efikelelekayo.

Izixhobo zokusebenzisa ibhanki ebonakalayo

Ngokusebenzisa enye yezicwangciso, ungathumela imali kwiinkonzo ezahlukeneyo, nakwamanye amaziko emali, nakwiyiphi iakhawunti yamakhadi. Ukutshintsha imephu, yithatha nje umfanekiso wayo ngekhamera kwisicelo. Ngenye indlela, igalelo lomgaqo-mali lufumaneka. Xa wenza intlawulo nganye, inkqubo icela ikhowudi ye-CVV, eqinisekisa ukukhuselwa okongezelelweyo. Ukudibanisa ikhadi kwi-akhawunti, enye yunithi yerhafu ihlawulwe kwikhadi, ebuyiswa emva kokubopha.

IKhomishini ngaphakathi kwenkqubo

Ezinye iinkonzo zihlawulwa ngaphandle kwee-commissions, kodwa ngenxa yeendlela ezithile, ukuhlawulwa kweepesenti ezimbini zexabiso kunokuhlawulwa. Kufanelekile ukuthobela ingqalelo ukuba ezinye iibhanki zihlawulisa ukuhlawula imali yokunika imali kwiakhawunti yekhadi. Lo mbandela uhamba ngaphaya kwemida yoxanduva lwenkqubo, kwaye ngoku kungcono ukucacisa iimpawu zenkonzo ngokuthe ngqo kwi-bhanki, kubandakanywa xa udala iimali-mboleko ezinkulu.

Isicelo seBank, impendulo malunga nexesha elihlala libonisa isofthiwe kwicala elihle ngenxa yokulungelelanisa kunye nokuguquguquka, ayihlawulisi intlawulo yokudluliselwa kwangaphakathi eyenziwe ngenzuzo kwanoma yimuphi umntu onenombolo yakhe kwifowuni yefowuni (ukuba sele sele ifakwe i-smartphone kuyo Le nkqubo).

Ukucwaninga. Uhlolo lohlelo lokusebenza jikelele

Emva kokuhlaziywa ngokubanzi kwenkqubo kubonakala ngokucacileyo ukuba imibuzo malunga nendlela yokufaka okanye indlela yokususa uBank kwi fowuni ayinakubizwa ngokuba nzima. Yonke into inembile kwaye icacile. Xa kuthelekiswa nezinye iinkqubo zokuhlawula eBank, konke kuphunyezwe ngokusemgangathweni kwaye kubhekiswe kuzo ezahlukeneyo zabasebenzisi.

Kufanelekile ukukhankanya ubukho benani elikhulu leenkonzo ezongezelelweyo, ngokukodwa, kunokwenzeka ukusetha intlawulo rhoqo okanye imbali yentlawulo evumela ukuba ulawule ukuhamba kwemali yakho. Umsebenzi ngamnye ubonakala ngokucacileyo, ulula kwaye ucacile, ukunyanzelwa ngokupheleleyo kwimeko yokuziphatha ngokukhawuleza. Ukukhishwa kwimihla yokulungisa eyenza isofthiwe isetyenziswe ngakumbi kwansuku zonke.