Iimali zecomputer - ngaba i-whim okanye imfuneko?

Kukholelwa ukuba iiplothi ze-elektroniki zifunwa kuphela ngabahwebi be-Intanethi, kuba abanye abasebenzisi be-network yonxibelelwano yi-whim kuphela. Makhe sijonge ukuba luhlobo luni lwezikhwama ezikhoyo, kuba ziziphi iinjongo ezifunekayo, ngubani ongcono ukhetha.

Kutheni ufuna iiplothi zekhompyutha ?

Kule ngxowa-mali inokugcina imali yecomputer, okulinganayo nemali yangempela ngemali. Ngosizo lwemali yekhompyutha, unako:

• Ukuthenga nayiphi na impahla kwiivenkile ze-intanethi, ukusuka kwiincwadi kunye neempahla, ukuphela ngeevawutsha kunye neenkonzo ze-spa;
• Ukuhlawula iinkonzo zesevisi kunye nefoni, i-intanethi, ithelevishini ye-cable, iintlawulo, iintlawulo, iinkonzo kunye neenkonzo zokhuseleko;
• Hlawula kwi-akhawunti yeebhanki zebhanki;
• Nika okanye uthathe mboleko ngekhompyutha;
• Shintsha imali enye kwenye.

Kwikhredithi ungayifaka imali kwikhadi lebhanki, ifowuni, iipedali okanye ufumane kwi-intanethi (oku kuya kunceda ukukopisha, ukubhala kwakhona, ukufumana imali kwiinkqubo ezidibeneyo, iindaba, ukuthengisa).

Ukufumana imali yekhompyutheni kukuba banokurhoxiswa nakweliphi na ilizwe ngemali ethile, ngokukhetha ukhetho oluchanekileyo. Ngako ke, abaninzi abantu abangabikho kwezoqoqosho bangasebenzela naphi na kwihlabathi, banokufikelela kwi-Intanethi.

Iiplothi ze-elektroniki ezithandwa kakhulu

Phakathi kwezona ziqhelekileyo zilandelayo:

• Yandex. Imali - ufumana i-akhawunti mahhala, ngoku ingeniso yerhafu ihlawulwe irhafu, ikhomishini kwinkqubo i-0.5%;
• I-RBK Imali - inomlinganiselo osemgangathweni kwaye wongezelwa ngamandla ahlukeneyo, ikhomishini ngu-0.3-0.5%;
• Isikhwama esinye sikwenza ukuba wenze izinto ezininzi ngaphandle kwekhomishini okanye ngegalelo elincinci le-2-3%;
• I-Moneta.ru, njengamanye ama-wallet, ngaphakathi kwenkqubo ikuvumela ukuba wenze intengiso ngaphandle kwekhomishini;
• I-Qiwi - isikhwama esikuvumela ukuba uthumele imali kwifowuni yakho kwi-Kiwi, kulula ukubhalisa kunye neenzuzo ezingaphezulu kubasebenzisi abaqhelekileyo;
• I-WebMoney-e-wallet WebMoney, eneesitifiketi samahhala kunye neehlawulelo kunye nemimiselo kwimisebenzi kunye namathuba emali, ikhomishini ngu-0.8%;
• I-PayPal - i-wallet yaseMelika ikulungele abo bafumana kwiintengiso ze-Google okanye bathengisa izinto kwi-eBay;
• Moneybookers - iNgxowa yaseBrithani inokulungeleka kwabo bahlala phesheya.

Yiyiphi ipakethe yecomputer engcono?

Kuxhomekeke kwiinjongo zakho kunye nokuhlala kwiiplothi ezahlukeneyo. Ngokomzekelo, abantu abangabikho kwezoqoqosho bangakhetha iRBK Money, i-Wallet eyodwa kunye ne-PayPal, njengoko ezi nkqubo zivumela ukuba wenze imisebenzi eyahlukeneyo. Kodwa abasebenzisi abaqhelekileyo basebenzisa iYandex. Imali kunye ne-WebMoney yokuthengwa kwempahla kwiivenkile kunye nokuhlawulwa kwezibonelelo, apho ikhomishoni ingabalulekanga.

Kuze kube kutshanje, imali yecomputer ayihlawulwanga. Ngoku iipolisi ezininzi zilawulwa yi-state (njengeYandex Money) okanye idibene nenkqubo yerhafu (njengeWebMoney), baninzi bawasebenzisa ngenjongo yokuzihlawula iinkonzo ze-intanethi okanye zangaphandle, kungekhona ukwenza imali.

Kwimeko nayiphi na, iiplothi zekhompyutha ziyenza lula ubomi kubasebenzisi abaninzi kwi-Intanethi. Kodwa qwa lasela iimbali ezimbini: 1) ukuthengiselana kwiphanksi enye ukuya kwelinye, inye kwenye inkqubo, inokuba neepesenti ephezulu ikhomishini (ngaphezu kwe-5%), 2) gcina imithetho yokukhusela kwaye ungagcini imali eninzi kwiimali.